8-K 1 cwa0405_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-05) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-05 On August 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-05, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-05 relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,590,167,816.67 1,162,057,793.94 652,600,352.89 Loan count 10096 7413 3155 Avg loan rate 6.800346% 6.964752% 6.821998% Prepay amount 16,516,222.41 8,636,910.72 11,472,879.41 Total ----- Prin balance 781,856,888.64 4,186,682,852.14 Loan count 3300 23964 Avg loan rate 6.722444% 6.83 Prepay amount 11,973,518.58 48,599,531.12 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 658,943.28 482,821.55 268,835.36 Sub servicer fees 60,111.59 10,082.74 28,514.69 Trustee fees 12,060.62 8,787.26 4,984.19 Agg advances N/A N/A N/A Adv this period 110,020.28 83,306.95 88,635.46 Total ----- Master serv fees 322,401.55 1,733,001.75 Sub servicer fees 36,140.00 134,849.02 Trustee fees 5,958.31 31,790.39 Agg advances N/A N/A Adv this period 89,264.46 371,227.15 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 32,519,995.48 23,759,996.16 13,559,977.24 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 16,159,784.49 85,999,753.37 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 85.791761% 100.000000% 3,570,068,009.92 ----------------------------------------------------------------------------- Junior 14.208239% 0.000000% 591,250,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 260 39,150,967.61 60 to 89 days 27 2,766,229.17 90 or more 5 516,457.04 Foreclosure 50 8,317,043.46 Totals: 342 50,750,697.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 75,117,515.57 75,117,515.57 Principal remittance amount 52,035,175.20 52,035,175.20 Interest remittance amount 23,082,340.37 23,082,340.37

CWABS INC ASSET-BACKED CERTIFICATES SERIES 2004-5 8-K