8-K 1 cwa0401_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-01) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWA Asset Backed Certificates Series 2004-01 On August 25, 2004, The Bank of New York, as Trustee for CWA, Asset Backed Certificates Series 2004-01, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2004, among CWA as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWA, Asset Backed Certificates Series 2004-01 relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 CWA By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A 1,~~447~~363,~~236~~564,~~473~~584.3755 1.~~370000~~720000% 3544,~~669~~519,~~451~~750.9210 1,~~707~~954,~~337~~442.0357 3746,~~376~~474,~~788~~192.9567 0.00 0.00 2A ~~507~~467,~~843~~387,~~142~~061.5590 1.~~340000~~690000% 1921,~~371~~615,~~525~~486.7842 ~~585~~658,~~994~~236.5678 1922,~~957~~273,~~520~~723.3420 0.00 0.00 3A ~~554~~512,~~552~~307,~~025~~841.5275 1.~~380000~~730000% 2122,~~001~~688,~~201~~945.1511 ~~658~~738,~~992~~577.6614 2123,~~660~~427,~~193~~522.8125 0.00 0.00 C 32,~~079~~913,~~406~~034,~~642~~488.2094 0.000000% 0.00 1311,~~096~~636,~~634~~971.0999 1311,~~096~~636,~~634~~971.0999 0.00 0.00 P 100.00 0.000000% 0.00 1,~~200~~728,~~250~~485.9099 1,~~200~~728,~~250~~485.9099 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 104,325,000.00 1.~~600000~~950000% 0.00 ~~143~~169,~~736~~528.6712 ~~143~~169,~~736~~528.6713 0.00 0.00 M2 88,275,000.00 12.~~650000~~000000% 0.00 ~~125~~147,~~424~~125.0600 ~~125~~147,~~424~~125.0600 0.00 0.00 M3 56,175,000.00 12.~~750000~~100000% 0.00 8498,~~652~~306.6025 8498,~~652~~306.6025 0.00 0.00 M4 48,150,000.00 2.~~050000~~400000% 0.00 8496,~~998~~300.1300 8496,~~998~~300.1300 0.00 0.00 M5 48,150,000.00 2.~~150000~~500000% 0.00 89100,~~144~~312.3850 89100,~~144~~312.3850 0.00 0.00 M6 48,150,000.00 2.~~300000~~650000% 0.00 95106,~~363~~331.7525 95106,~~363~~331.7525 0.00 0.00 M7 40,125,000.00 23.~~700000~~050000% 0.00 93101,~~290~~984.6338 93101,~~290~~984.6338 0.00 0.00 M8 40,125,000.00 3.~~000000~~350000% 0.00 ~~103~~112,~~656~~015.2562 ~~103~~112,~~656~~015.2562 0.00 0.00 M9 40,125,000.00 4.~~100000~~450000% 0.00 ~~141~~148,~~663~~796.5488 ~~141~~148,~~663~~796.5488 0.00 0.00 B 32,100,000.00 5.500000% 0.00 147,125.00 147,125.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 32,~~055~~888,~~331~~959,~~741~~588.4519 - 7688,~~042~~824,~~178~~181.8563 1817,~~358~~944,~~264~~539.2447 94106,~~400~~768,~~443~~721.0910 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A 1,~~411~~319,~~567~~044,~~021~~834.45 0.00 2A ~~488~~445,~~471~~771,~~616~~575.7747 0.00 3A ~~533~~489,~~550~~618,~~824~~896.3764 0.00 C 32,~~003~~824,~~364~~210,~~463~~307.3531 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 104,325,000.00 0.00 M2 88,275,000.00 0.00 M3 56,175,000.00 0.00 M4 48,150,000.00 0.00 M5 48,150,000.00 0.00 M6 48,150,000.00 0.00 M7 40,125,000.00 0.00 M8 40,125,000.00 0.00 M9 40,125,000.00 0.00 B 32,100,000.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 2,~~979~~800,~~289~~135,~~562~~406.6056 - --------------------------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A 1,~~447~~363,~~236~~564,~~473~~584.3755 1.~~370000~~720000% 126671Y75 2329.~~517958~~353230 1.~~125699~~288624 ~~930~~869.~~689212~~686511 2A ~~507~~467,~~843~~387,~~142~~061.5590 1.~~340000~~690000% 126671Y83 3640.~~233857~~431118 1.~~096085~~231212 ~~913~~833.~~671483~~802339 3A ~~554~~512,~~552~~307,~~025~~841.5275 1.~~380000~~730000% 126671Y91 3538.~~661139~~527016 1.~~119004~~254143 ~~905~~831.~~997223~~398510 C 32,~~079~~913,~~406~~034,~~642~~488.2094 0.000000% 1266712D7 0.000000 43.~~079948~~625225 ~~935~~879.~~627559~~816295 P 100.00 0.000000% 1266712E5 0.000000 1217,~~002~~284,~~509~~859.~~000000~~900000 1,000.000000 Residual AR 0.00 0.000000% 1266712F2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 104,325,000.00 1.~~600000~~950000% 126671Z25 0.000000 1.~~377778~~625000 1,000.000000 M2 88,275,000.00 12.~~650000~~000000% 126671Z33 0.000000 1.~~420833~~666667 1,000.000000 M3 56,175,000.00 12.~~750000~~100000% 126671Z41 0.000000 1.~~506944~~750000 1,000.000000 M4 48,150,000.00 2.~~050000~~400000% 126671Z58 0.000000 12.~~765278~~000000 1,000.000000 M5 48,150,000.00 2.~~150000~~500000% 126671Z66 0.000000 12.~~851389~~083333 1,000.000000 M6 48,150,000.00 2.~~300000~~650000% 126671Z74 0.000000 12.~~980556~~208333 1,000.000000 M7 40,125,000.00 23.~~700000~~050000% 126671Z82 0.000000 2.~~325000~~541667 1,000.000000 M8 40,125,000.00 3.~~000000~~350000% 126671Z90 0.000000 2.~~583333~~791667 1,000.000000 M9 40,125,000.00 4.~~100000~~450000% 1266712A3 0.000000 3.~~530556~~708333 1,000.000000 B 32,100,000.00 5.500000% 1266712B1 0.000000 4.583333 1,000.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 32,~~055~~888,~~331~~959,~~741~~588.4519 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-01 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,646,383,671.08 561,133,819.07 616,692,817.16 Loan count 10752 3046 3272 Avg loan rate 7.254355% 7.183195% 7.106071% Prepay amount 42,988,110.31 20,920,212.63 22,107,460.87 Total ----- Prin balance 2,824,210,307.31 Loan count 17070 Avg loan rate 7.21 Prepay amount 86,015,783.81 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 675,814.34 226,896.27 249,697.99 Sub servicer fees 41,089.35 453.77 1,892.32 Trustee fees 12,681.77 4,370.62 4,795.36 Agg advances N/A N/A N/A Adv this period 738,211.51 247,216.70 255,463.66 Total ----- Master serv fees 1,152,408.60 Sub servicer fees 43,435.45 Trustee fees 21,847.76 Agg advances N/A Adv this period 1,240,891.87 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 881.00 0.00 Cumulative losses 9,940.16 30,128.49 808.39 Total ----- Realized losses 881.00 Cumulative losses 40,877.04 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 36,880,002.00 13,000,000.00 14,320,000.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 64,200,002.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 81.110847% 100.000000% 2,343,259,588.19 ----------------------------------------------------------------------------- Junior 18.889153% 0.000000% 545,700,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 659 103,396,697.40 60 to 89 days 176 26,703,857.21 90 or more 245 35,788,313.69 Foreclosure 0 0.00 Totals: 1080 165,888,868.30 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 106,768,721.10 106,768,721.10 Principal remittance amount 88,824,181.63 88,824,181.63 Interest remittance amount 17,944,539.47 17,944,539.47

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