8-K 1 boa0207_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2002-7) (Exact name of registrant as specified in charter) North Carolina 333-74544-19 61-1430176/0175 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2002-7 On August 25, 2004, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2002-7, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2002, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2002-7 relating to the distribution date of August 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2004 Payment Date: 08/25/04 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2002-7 Bank of America, NA, Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 3831,~~351~~781,~~894~~940.8551 6.250000% 41,~~282~~995,~~408~~218.9163 ~~199~~165,~~708~~530.1394 42,~~482~~160,~~117~~749.0357 0.00 410.3200 1-A-2 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-3 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-4 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 1-A-5 0.00 12.~~650000~~000000% 0.00 0.00 0.00 0.00 0.00 1-A-6 0.00 6.~~850000~~500000% 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 7.250000% 0.00 0.00 0.00 0.00 0.00 1-A-8 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-9 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-10 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-11 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-15 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-16 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-17 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-18 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-19 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-20 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-21 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-22 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-23 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-24 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-25 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-26 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-27 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-28 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-29 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-30 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-31 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-32 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1-A-33 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-34 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-35 0.00 7.250000% 0.00 0.00 0.00 0.00 0.00 1-A-36 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 1-A-37 ~~958~~794,~~797~~548.3751 6.250000% ~~107~~49,~~060~~880.2247 4,~~992~~138.7027 ~~112~~54,~~052~~018.9374 0.00 10.0300 1-A-38 1,~~511~~252,~~949~~941.7089 6.500000% 0.00 86,~~188~~786.0377 86,~~188~~786.0377 0.00 10.6900 Residual 1-A-R 0.00 6.500000% 0.00 0.0100 0.0100 0.00 0.00 1-A-LR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1-A-IO 3024,~~442~~988,~~409~~421.3599 0.~~208486~~210150% 0.00 54,~~287~~376.9210 54,~~287~~376.9210 0.00 10.0900 2-A-1 108,~~359~~581,~~109~~664.9747 5.750000% 1316,~~737,827~~231.7542 4941,~~637~~120.4048 1357,~~787,465~~351.1590 0.00 0.00 2-A-2 1863,~~042,360~~509.8158 12.~~650000~~000000% ~~174~~31,~~864~~820.7904 1,~~433~~439.2518 ~~176~~33,~~298~~259.0322 0.00 0.00 2-A-3 1863,~~042,360~~509.8158 6.~~850000~~500000% 0.00 54,~~950~~677.1434 54,~~950~~677.1434 0.00 0.00 2-A-4 6453,~~498~~432.9000 5.750000% 101,~~820~~968.2395 ~~309~~256.0603 112,~~129~~224.2998 0.00 0.00 2-A-IO 108,~~343~~394,~~987~~480.3750 0.~~263805~~266834% 0.00 21,~~274~~866.0061 21,~~274~~866.0061 0.00 0.00 1-A-PO ~~311~~275,~~657~~407.3726 0.000000% ~~35,784~~766.8432 0.00 ~~35,784~~766.8432 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 4,~~416~~407,~~940~~493.3511 6.500000% 4,~~683~~675.8958 23,~~920~~873.1492 28,~~604~~549.0451 0.00 40.9500 1-B-2 3,~~212~~205,~~320~~449.2553 6.500000% 3,~~406~~400.4743 17,~~396~~362.4785 20,~~802~~763.9428 0.00 30.6000 1-B-3 1,~~405~~402,~~390~~384.1117 6.500000% 1,~~490~~487.3369 7,~~610~~596.9525 9,~~101~~083.2893 0.00 10.5700 1-B-4 ~~602~~601,~~310~~021.0579 6.500000% ~~638~~637.7158 3,~~261~~255.8453 3,~~900~~893.5511 0.00 0.6700 1-B-5 ~~401~~400,~~540~~681.0319 6.500000% 425.8105 2,~~174~~170.5636 2,~~600~~595.3741 0.00 0.4500 1-B-6 1,~~004~~002,~~718~~569.5664 6.500000% 1,~~065~~063.4455 5,~~441~~430.1059 6,~~506~~494.5413 0.00 10.1300 2-B-1 ~~581~~576,~~591~~576.9204 6.000000% 2,~~489~~540.9963 2,~~907~~882.9688 5,~~397~~423.9551 0.00 0.00 2-B-2 ~~207~~205,~~054~~268.0937 6.000000% ~~886~~904.4750 1,~~035~~026.2734 1,~~921~~930.7484 0.00 0.00 2-B-3 ~~125~~124,~~152~~073.6933 6.000000% ~~535~~546.8272 ~~625~~620.7637 1,~~161~~167.5808 0.00 0.00 2-B-4 82,~~821~~107.6335 6.000000% ~~354~~361.5980 ~~414~~410.1154 ~~768~~772.6933 0.00 0.00 2-B-5 82,~~821~~107.6335 6.000000% ~~354~~361.5980 ~~414~~410.1154 ~~768~~772.6933 0.00 0.00 2-B-6 8382,~~414~~694.0263 6.000000% ~~357~~364.1238 ~~417~~413.0747 ~~774~~777.1985 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 6354,~~294~~522,~~394~~928.6181 - 62,~~365~~412,~~455~~655.9652 ~~343~~295,~~399~~645.9835 62,708,~~855~~300.9487 - ~~57.52~~- ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1-A-1 3429,~~069~~786,~~485~~721.9588 410.3200 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 0.00 0.00 1-A-9 0.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 0.00 0.00 1-A-16 0.00 0.00 1-A-17 0.00 0.00 1-A-18 0.00 0.00 1-A-19 0.00 0.00 1-A-20 0.00 0.00 1-A-21 0.00 0.00 1-A-22 0.00 0.00 1-A-23 0.00 0.00 1-A-24 0.00 0.00 1-A-25 0.00 0.00 1-A-26 0.00 0.00 1-A-27 0.00 0.00 1-A-28 0.00 0.00 1-A-29 0.00 0.00 1-A-30 0.00 0.00 1-A-31 0.00 0.00 1-A-32 0.00 0.00 1-A-33 0.00 0.00 1-A-34 0.00 0.00 1-A-35 0.00 0.00 1-A-36 0.00 0.00 1-A-37 ~~851~~744,~~737~~668.1505 10.0300 1-A-38 1,~~343~~174,~~123~~284.9723 10.6900 Residual 1-A-R 0.00 0.00 1-A-LR 0.00 0.00 1-A-IO 2723,~~097~~832,~~369~~750.9940 10.0900 2-A-1 8,~~621~~265,~~282~~433.2204 0.00 2-A-2 ~~867~~831,~~496~~689.0255 0.00 2-A-3 ~~867~~831,~~496~~689.0255 0.00 2-A-4 5351,~~678~~463.6705 0.00 2-A-IO 8,~~430~~052,~~903~~423.3511 0.00 1-A-PO ~~275~~274,~~872~~640.5394 0.00 -------------------------------------------------------------------------------- Subordinate 1-B-1 4,~~412~~402,~~256~~817.4652 40.9500 1-B-2 3,~~208~~202,~~913~~049.7911 30.6000 1-B-3 1,~~403~~400,~~899~~896.7848 10.5700 1-B-4 ~~601~~600,~~671~~384.3321 0.6700 1-B-5 ~~401~~400,~~114~~256.2214 0.4500 1-B-6 1,~~003~~001,~~653~~506.1209 10.1300 2-B-1 ~~579~~574,~~101~~035.9441 0.00 2-B-2 ~~206~~204,~~167~~363.6287 0.00 2-B-3 ~~124~~123,~~616~~526.8761 0.00 2-B-4 8281,~~467~~745.0555 0.00 2-B-5 8281,~~467~~745.0555 0.00 2-B-6 8382,~~056~~330.9025 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 5652,~~928~~110,~~938~~273.6530 ~~57.52~~- --------------------------------------------------------------------------------

Payment Date: 08/25/04 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2002-7 Bank of America, NA, Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 3831,~~351~~781,~~894~~940.8551 6.250000% 06050HNS3 ~~107~~49.~~060223~~880466 4.~~992703~~138274 ~~851~~744.~~737149~~668047 1-A-2 0.00 6.500000% 06050HNT1 0.000000 0.000000 0.000000 1-A-3 0.00 6.500000% 06050HNU8 0.000000 0.000000 0.000000 1-A-4 0.00 5.500000% 06050HNV6 0.000000 0.000000 0.000000 1-A-5 0.00 12.~~650000~~000000% 06050HNW4 0.000000 0.000000 0.000000 1-A-6 0.00 6.~~850000~~500000% 06050HNX2 0.000000 0.000000 0.000000 1-A-7 0.00 7.250000% 06050HNY0 0.000000 0.000000 0.000000 1-A-8 0.00 6.250000% 06050HNZ7 0.000000 0.000000 0.000000 1-A-9 0.00 6.250000% 06050HPA0 0.000000 0.000000 0.000000 1-A-10 0.00 6.250000% 06050HPB8 0.000000 0.000000 0.000000 1-A-11 0.00 6.250000% 06050HPC6 0.000000 0.000000 0.000000 1-A-12 0.00 6.250000% 06050HPD4 0.000000 0.000000 0.000000 1-A-13 0.00 6.250000% 06050HPE2 0.000000 0.000000 0.000000 1-A-14 0.00 6.250000% 06050HPF9 0.000000 0.000000 0.000000 1-A-15 0.00 6.250000% 06050HPG7 0.000000 0.000000 0.000000 1-A-16 0.00 6.250000% 06050HPH5 0.000000 0.000000 0.000000 1-A-17 0.00 6.250000% 06050HPJ1 0.000000 0.000000 0.000000 1-A-18 0.00 6.250000% 06050HPK8 0.000000 0.000000 0.000000 1-A-19 0.00 6.250000% 06050HPL6 0.000000 0.000000 0.000000 1-A-20 0.00 6.250000% 06050HPM4 0.000000 0.000000 0.000000 1-A-21 0.00 6.500000% 06050HPN2 0.000000 0.000000 0.000000 1-A-22 0.00 6.500000% 06050HPP7 0.000000 0.000000 0.000000 1-A-23 0.00 6.500000% 06050HPQ5 0.000000 0.000000 0.000000 1-A-24 0.00 6.500000% 06050HPR3 0.000000 0.000000 0.000000 1-A-25 0.00 6.250000% 06050HPS1 0.000000 0.000000 0.000000 1-A-26 0.00 6.250000% 06050HPT9 0.000000 0.000000 0.000000 1-A-27 0.00 6.250000% 06050HPU6 0.000000 0.000000 0.000000 1-A-28 0.00 6.250000% 06050HPV4 0.000000 0.000000 0.000000 1-A-29 0.00 6.250000% 06050HPW2 0.000000 0.000000 0.000000 1-A-30 0.00 6.250000% 06050HPX0 0.000000 0.000000 0.000000 1-A-31 0.00 7.000000% 06050HPY8 0.000000 0.000000 0.000000 1-A-32 0.00 6.000000% 06050HPZ5 0.000000 0.000000 0.000000 1-A-33 0.00 6.500000% 06050HQA9 0.000000 0.000000 0.000000 1-A-34 0.00 6.500000% 06050HQB7 0.000000 0.000000 0.000000 1-A-35 0.00 7.250000% 06050HQC5 0.000000 0.000000 0.000000 1-A-36 0.00 5.750000% 06050HQD3 0.000000 0.000000 0.000000 1-A-37 ~~958~~794,~~797~~548.3751 6.250000% 06050HQE1 ~~107~~49.~~060223~~880466 4.~~992703~~138274 ~~851~~744.~~737149~~668047 1-A-38 1,~~511~~252,~~949~~941.7089 6.500000% 06050HQF8 0.000000 54.~~192412~~303805 ~~851~~744.~~737190~~668083 Residual 1-A-R 0.00 6.500000% 06050HQG6 0.000000 0.~~159086~~000000 0.000000 1-A-LR 0.00 6.500000% 06050HQH4 0.000000 0.000000 0.000000 1-A-IO 3024,~~442~~988,~~409~~421.3599 0.~~208486~~210150% 06050HQJ0 0.000000 0.~~020688~~017121 ~~106~~93.~~013447~~241227 2-A-1 108,~~359~~581,~~109~~664.9747 5.750000% 06050HQK7 213.~~640465~~937902 0.~~618114~~512057 ~~107~~102.~~357337~~926091 2-A-2 1863,~~042,360~~509.8158 12.~~650000~~000000% 06050HQL5 213.~~640465~~937902 0.~~177372~~178107 ~~107~~102.~~357337~~926091 2-A-3 1863,~~042,360~~509.8158 6.~~850000~~500000% 06050HQM3 0.000000 0.~~736362~~578847 ~~107~~102.~~357337~~926091 2-A-4 6453,~~498~~432.9000 5.750000% 06050HQN1 213.~~640465~~937902 0.~~618114~~512057 ~~107~~102.~~357337~~926091 2-A-IO 108,~~343~~394,~~987~~480.3750 0.~~263805~~266834% 06050HQP6 0.000000 0.~~031183~~025597 ~~115~~110.~~612735~~422647 1-A-PO ~~311~~275,~~657~~407.3726 0.000000% 06050HQQ4 270.~~262465~~583816 0.000000 ~~210~~209.~~171833~~233552 ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 4,~~416~~407,~~940~~493.3511 6.500000% 06050HQR2 1.~~038557~~036715 5.~~303801~~293552 ~~978~~976.~~327374~~234484 1-B-2 3,~~212~~205,~~320~~449.2553 6.500000% 06050HQS0 1.~~038557~~036715 5.~~303801~~293552 ~~978~~976.~~327374~~234484 1-B-3 1,~~405~~402,~~390~~384.1117 6.500000% 06050HQT8 1.~~038557~~036715 5.~~303801~~293552 ~~978~~976.~~327374~~234484 1-B-4 ~~602~~601,~~310~~021.0579 6.500000% 06050HRJ9 1.~~038557~~036715 5.~~303801~~293552 ~~978~~976.~~327374~~234484 1-B-5 ~~401~~400,~~540~~681.0319 6.500000% 06050HRK6 1.~~038557~~036715 5.~~303801~~293552 ~~978~~976.~~327374~~234484 1-B-6 1,~~004~~002,~~718~~569.5664 6.500000% 06050HRL4 1.~~038558~~036711 5.~~303803~~293555 ~~978~~976.~~327762~~234910 2-B-1 ~~581~~576,~~591~~576.9204 6.000000% 06050HQU5 34.~~939853~~019981 4.~~601202~~561519 ~~916~~908.~~300534~~283884 2-B-2 ~~207~~205,~~054~~268.0937 6.000000% 06050HQV3 34.~~939853~~019981 4.~~601202~~561519 ~~916~~908.~~300534~~283884 2-B-3 ~~125~~124,~~152~~073.6933 6.000000% 06050HQW1 34.~~939853~~019981 4.~~601202~~561519 ~~916~~908.~~300534~~283884 2-B-4 82,~~821~~107.6335 6.000000% 06050HRM2 34.~~939853~~019981 4.~~601202~~561519 ~~916~~908.~~300534~~283884 2-B-5 82,~~821~~107.6335 6.000000% 06050HRN0 34.~~939853~~019981 4.~~601202~~561519 ~~916~~908.~~300534~~283884 2-B-6 8382,~~414~~694.0263 6.000000% 06050HRP5 34.~~939817~~019886 4.~~601218~~561536 ~~916~~908.~~303878~~287338 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 6354,~~294~~522,~~394~~928.6181 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2002-7 Bank of America, NA, Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 41,799,839.87 10,310,432.58 52,110,272.45 Loan count 97 24 121 Avg loan rate 6.834018% 6.455045% 6.76 Prepay amount 2,010,949.78 308,166.30 2,319,116.08 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 6,759.89 2,151.92 8,911.81 Sub servicer fees 0.00 0.00 0.00 Trustee fees 109.64 26.66 136.31 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 77.698563% 100.000000% 42,350,502.33 ----------------------------------------------------------------------------- Junior 22.301437% 0.000000% 12,155,656.79 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 356,187.85 Totals: 1 356,187.85 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,708,300.87 2,708,300.87 Principal remittance amount 2,412,655.52 2,412,655.52 Interest remittance amount 295,645.35 295,645.35

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