8-K 1 boa02k_8k0408.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2004 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust) (Exact name of registrant as specified in charter) North Carolina 333-97547-05 61-1430151/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-K Trust On August 20, 2004, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-K Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-K Trust relating to the distribution date of August 20, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 20, 2004 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 20, 2004 Payment Date: 08/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 4336,~~378~~070,~~563~~525.2878 6.~~453055~~438070% 42,~~911~~596,~~382~~792.8961 ~~233~~193,~~270~~520.2347 52,~~144~~790,~~653~~313.1108 0.00 0.00 A2 1969,~~166,090~~637.4179 6.000000% ~~132~~69,~~026~~806.4225 54,~~830~~848.4519 ~~137~~74,~~856~~654.8744 0.00 0.00 A3 32,~~342~~779,~~792~~628.5133 3.500000% ~~378~~200,~~475~~111.7426 98,~~749~~107.8125 ~~388~~208,~~225~~218.5551 0.00 0.00 A4 2622,~~474~~014,~~217~~074.0360 5.000000% 21,~~997~~584,~~448~~839.6628 ~~110~~91,~~309~~725.2431 31,~~107~~676,~~757~~564.9059 0.00 0.00 A5 54,~~830~~848,~~452~~188.0595 4.500000% ~~660~~349,~~132~~031.1126 2118,~~864~~180.2071 ~~681~~367,~~996~~211.3097 0.00 0.00 A6 1916,~~434~~160,~~840~~629.1883 4.200000% 21,~~200~~163,~~440~~437.3655 6856,~~021~~562.9420 21,~~268~~219,~~462~~999.3075 0.00 0.00 A7 6453,~~134~~330.9708 4.500000% 73,~~261~~839.4534 ~~240~~199.5199 74,~~501~~039.9633 0.00 0.00 AIO 5646,~~312~~825,~~527~~489.1658 1.~~849828~~834842% 0.00 8671,~~807~~597.0783 8671,~~807~~597.0783 0.00 0.00 Residual AR 0.00 6.~~453055~~438070% 0.00 0.0302 0.0302 0.00 0.00 AMR 0.00 6.~~453055~~438070% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.~~453055~~438070% 0.00 0.00 0.00 0.00 0.00 2A1 6656,~~664~~018,~~918~~916.7141 5.~~667560~~637856% 42,~~419~~966,~~258~~881.3285 ~~314~~263,~~856~~188.2081 43,~~734~~230,~~114~~070.5366 0.00 0.00 2A2 2,~~666~~240,~~572~~736.2306 5.~~667560~~637856% ~~176~~118,~~768~~674.7118 1210,~~594~~527.1346 ~~189~~129,~~362~~201.8464 0.00 0.00 3A1 98,~~414~~952,~~817~~859.0831 7.~~603029~~603262% 2217,~~637~~330.6049 5956,~~650~~725.9478 8274,~~288~~056.5427 0.00 0.00 4A1 1715,~~240~~027,~~265~~684.4496 4.698000% 1,~~596~~545,~~368~~183.4308 6758,~~495~~833.6439 1,~~663~~604,~~864~~016.0746 0.00 0.00 4IO 1715,~~240~~027,~~265~~684.4496 0.~~558149~~569926% 0.00 87,~~018~~137.8722 87,~~018~~137.8722 0.00 0.00 BIO 0.00 0.000000% 0.00 1211,~~478~~493.5770 1211,~~478~~493.5770 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 8,~~808~~113,~~402~~196.5775 4.~~530302~~515778% ~~409~~261,~~420~~959.8905 3330,~~253~~531.9316 ~~442~~292,~~674~~490.8221 0.00 0.00 B2 3,~~708~~415,~~248~~573.1959 6.~~230302~~215778% ~~172~~110,~~362~~282.0410 1917,~~252~~692.9204 ~~191~~127,~~614~~974.9714 0.00 0.00 B3 1,~~854~~707,~~124~~786.0979 6.~~230302~~215778% 8655,~~181~~141.0205 98,~~626~~846.4602 9563,~~807~~987.4807 0.00 0.00 B4 ~~927~~854,~~300~~113.8030 6.~~230302~~215778% 4327,~~101~~577.6163 4,~~814~~424.4715 4732,~~916~~001.0878 0.00 0.00 B5 ~~926~~853,~~823~~673.3049 6.~~230302~~215778% 4327,~~079~~563.4143 4,~~811~~421.9987 4731,~~891~~985.4030 0.00 0.00 B6 1,~~391~~281,~~091~~299.5627 6.~~230302~~215778% 6441,~~658~~370.9461 76,~~222~~636.4389 7148,~~881~~007.3751 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~213~~181,~~293~~361,~~654~~855.4228 - 1811,~~321~~139,~~004~~821.6102 1925,~~090,170~~200.0446 1912,~~411~~065,~~174~~021.6548 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 3833,~~467~~473,~~180~~733.4018 0.00 A2 1899,~~034,063~~831.9954 0.00 A3 2,~~964~~579,~~316~~517.7707 0.00 A4 2320,~~476~~429,~~768~~235.3732 0.00 A5 54,~~170~~499,~~319~~157.9568 0.00 A6 1714,~~234~~997,~~399~~192.8228 0.00 A7 5649,~~873~~490.5273 0.00 AIO 4943,~~936~~454,~~742~~424.4163 0.00 Residual AR 0.00 0.00 AMR 0.00 0.00 ALR 0.00 0.00 2A1 6253,~~245~~052,~~660~~034.3957 0.00 2A2 2,~~489~~122,~~803~~061.5287 0.00 3A1 98,~~392~~935,~~179~~528.4881 0.00 4A1 1513,~~643~~482,~~897~~501.0189 0.00 4IO 1513,~~643~~482,~~897~~501.0189 0.00 BIO 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 87,~~398~~851,~~981~~237.6870 0.00 B2 3,~~535~~305,~~886~~291.1448 0.00 B3 1,~~767~~652,~~943~~645.0774 0.00 B4 ~~884~~826,~~199~~535.1968 0.00 B5 ~~883~~826,~~743~~110.8807 0.00 B6 1,~~326~~239,~~432~~928.6265 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~194~~170,~~972~~222,~~649~~034.8126 - --------------------------------------------------------------------------------

Payment Date: 08/20/04 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 4336,~~378~~070,~~563~~525.2878 6.~~453055~~438070% 06050HXK9 84.~~801761~~653750 0.~~418047~~346811 6859.~~937599~~988769 A2 1969,~~166,090~~637.4179 6.000000% 06050HXL7 84.~~801761~~653750 0.~~388697~~323213 6859.~~937599~~988769 A3 32,~~342~~779,~~792~~628.5133 3.500000% 06050HXM5 84.~~801761~~653750 0.~~226740~~188541 6859.~~937599~~988769 A4 2622,~~474~~014,~~217~~074.0360 5.000000% 06050HXN3 84.~~801761~~653750 0.~~323914~~269344 6859.~~937599~~988769 A5 54,~~830~~848,~~452~~188.0595 4.500000% 06050HXP8 84.~~801761~~653750 0.~~291523~~242409 6859.~~937599~~988769 A6 1916,~~434~~160,~~840~~629.1883 4.200000% 06050HXQ6 84.~~801761~~653750 0.~~272088~~226249 6859.~~937599~~988769 A7 6453,~~134~~330.9708 4.500000% 06050HXR4 84.~~801761~~653750 0.~~291523~~242409 6859.~~937599~~988769 AIO 5646,~~312~~825,~~527~~489.1658 1.~~849828~~834842% 06050HXS2 0.000000 0.~~119837~~098841 6859.~~937599~~988769 Residual AR 0.00 6.~~453055~~438070% 06050HXT0 0.000000 0.~~629186~~487796 0.000000 AMR 0.00 6.~~453055~~438070% 06050HXU7 0.000000 0.000000 0.000000 ALR 0.00 6.~~453055~~438070% 06050HXV5 0.000000 0.000000 0.000000 2A1 6656,~~664~~018,~~918~~916.7141 5.~~667560~~637856% 06050HXW3 106.~~157370~~819180 0.~~723676~~604922 ~~143~~121.~~067490~~936555 2A2 2,~~666~~240,~~572~~736.2306 5.~~667560~~637856% 06050HXX1 106.~~157370~~819180 0.~~723676~~604922 ~~143~~121.~~067490~~936555 3A1 98,~~414~~952,~~817~~859.0831 7.~~603029~~603262% 06050HXY9 0.~~314901~~241076 0.~~829776~~789086 ~~130~~124.~~650171~~297919 4A1 1715,~~240~~027,~~265~~684.4496 4.698000% 06050HXZ6 1615.~~306612~~783763 0.~~689456~~600972 ~~159~~137.~~799555~~721298 4IO 1715,~~240~~027,~~265~~684.4496 0.~~558149~~569926% 06050HYA0 0.000000 0.~~081911~~072905 ~~159~~137.~~799555~~721298 BIO 0.00 0.000000% 06050HYB8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 8,~~808~~113,~~402~~196.5775 4.~~530302~~515778% 06050HYC6 2214.~~194443~~200631 1.~~802674~~655075 ~~455~~425.~~303392~~610544 B2 3,~~708~~415,~~248~~573.1959 6.~~230302~~215778% 06050HYD4 2214.~~194443~~200631 2.~~479130~~278141 ~~455~~425.~~303392~~610544 B3 1,~~854~~707,~~124~~786.0979 6.~~230302~~215778% 06050HYE2 2214.~~194443~~200631 2.~~479130~~278141 ~~455~~425.~~303392~~610544 B4 ~~927~~854,~~300~~113.8030 6.~~230302~~215778% 06050HYF9 2214.~~194443~~200631 2.~~479130~~278141 ~~455~~425.~~303392~~610544 B5 ~~926~~853,~~823~~673.3049 6.~~230302~~215778% 06050HYG7 2214.~~194443~~200631 2.~~479130~~278141 ~~455~~425.~~303392~~610544 B6 1,~~391~~281,~~091~~299.5627 6.~~230302~~215778% 06050HYH5 2214.~~194456~~200640 2.~~479131~~278142 ~~455~~425.~~303663~~610805 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~213~~181,~~293~~361,~~654~~855.4228 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-K Trust Bank of America, NA, as Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 87,098,342.34 59,056,076.09 9,609,097.09 Loan count 195 145 18 Avg loan rate 6.688070% 5.887856% 7.853262% Prepay amount 6,179,970.49 3,102,181.45 469.55 Total ----- Prin balance 14,458,517.39 170,222,032.91 Loan count 31 389 Avg loan rate 5.642926% 6.38 Prepay amount 1,575,045.08 10,857,666.57 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 19,464.99 12,968.05 2,005.77 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 5,017.35 39,456.17 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 91.317227% 100.000000% 165,136,212.10 ----------------------------------------------------------------------------- Junior 8.682773% 0.000000% 15,701,749.32 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,366,071.09 60 to 89 days 1 533,627.13 90 or more 2 1,172,984.28 Foreclosure 1 530,648.82 Totals: 7 3,603,331.32 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,065,021.48 12,065,021.48 Principal remittance amount 11,139,821.02 11,139,821.02 Interest remittance amount 925,200.46 925,200.46

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