8-K 1 cwt044cb_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-4CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT Countrywide Alternative Loan Trust Series 2004-4CB On June 25, 2004, The Bank of New York, as Trustee for CWT, Countrywide Alternative Loan Trust Series 2004-4CB, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of February 1, 2004, among CWT as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, Countrywide Alternative Loan Trust Series 2004-4CB relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of February 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~219~~211,~~832~~936,~~000~~309.0028 4.250000% 13,~~984~~886,~~132~~916.8623 ~~778~~750,~~571~~607.6776 24,~~762~~637,~~704~~523.5299 0.00 0.00 1A2 7976,~~168~~324,~~000~~528.0043 1.600000% ~~714~~1,~~544~~399,793.8841 ~~105~~101,~~557~~766.3304 ~~820~~1,~~102~~501,559.2144 0.00 0.00 1A3 7976,~~168~~324,~~000~~528.0043 5.900000% 0.00 ~~389~~375,~~242~~262.6726 ~~389~~375,~~242~~262.6726 0.00 0.00 1A4 2120,~~173~~412,~~454~~969.0004 5.500000% 0.00 9793,~~045~~559.0044 9793,~~045~~559.0044 0.00 0.00 1A5 20,~~500~~208,~~000~~653.0073 5.500000% 9698,~~671~~007.6700 9392,~~958~~623.3300 190,630.00 0.00 0.00 1A6 21,~~092~~383,~~000~~346.0027 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 7,~~427~~094,~~265~~401.0090 5.750000% 0.00 3533,~~588~~994.9801 3533,~~588~~994.9801 0.00 0.00 3A1 5248,~~046~~649,~~000~~247.0008 5.000000% 1942,~~087,737~~235.0134 ~~216~~202,~~858~~705.3320 1,~~304~~144,~~595~~940.3453 0.00 0.00 3A2 4,860,532.00 5.000000% 0.00 20,252.22 20,252.22 0.00 0.00 3A3 2826,~~453~~754,~~266~~889.0054 1.~~591250~~600000% ~~543~~471,~~868~~117.5167 3735,~~730~~673.2219 ~~581~~506,~~598~~790.7286 0.00 0.00 3A4 2826,~~453~~754,~~266~~889.0054 6.~~408750~~400000% 0.00 ~~151~~142,~~958~~692.2274 ~~151~~142,~~958~~692.2274 0.00 0.00 PO 1,~~547~~527,~~216~~561.5023 0.000000% 24,~~077~~406.4291 0.00 24,~~077~~406.4291 0.00 0.00 Residual AR ~~100~~0.00 5.500000% ~~100~~0.00 0.4800 ~~100~~0.4800 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 10,~~575~~535,~~000~~615.0095 5.~~700000~~700062% 10,~~468~~649.6660 50,~~231~~044.2572 60,~~699~~694.9131 0.00 0.00 B1 4,~~275~~259,~~000~~078.0079 5.~~700000~~700062% 4,~~232~~305.0116 20,~~306~~230.2584 24,~~538~~536.2600 0.00 0.00 B2 2,~~700~~689,~~000~~944.0050 5.~~700000~~700062% 2,~~672~~719.8505 12,~~825~~777.0037 15,~~497~~496.8542 0.00 0.00 B3 2,~~025~~017,~~000~~458.0037 5.~~700000~~700062% 2,~~004~~039.6428 9,~~618~~583.7503 11,~~623~~622.3932 0.00 0.00 B4 1,~~800~~793,~~000~~296.0033 5.~~700000~~700062% 1,~~781~~812.9070 8,~~550~~518.0025 10,~~331~~330.9095 0.00 0.00 B5 1,~~125~~121,~~885~~692.5041 5.~~700000~~700062% 1,~~114~~133.5671 5,~~347~~328.9610 6,~~462~~461.5281 0.0012 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~450~~434,~~000~~062,~~000~~153.0091 - 46,~~451~~825,~~406~~136.9605 21,~~033~~955,~~642~~618.6517 68,~~485~~780,~~049~~754.6121 -0.12 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~217~~208,~~847~~049,~~867~~393.1405 0.00 1A2 7874,~~453~~924,~~455~~735.1202 0.00 1A3 7874,~~453~~924,~~455~~735.1202 0.00 1A4 20,~~982~~038,~~349~~594.7678 0.00 1A5 20,~~403~~110,~~328~~646.3373 0.00 1A6 21,~~188~~481,~~671~~353.6727 0.00 2A1 76,~~330~~964,~~336~~270.6962 0.00 3A1 5047,~~958~~707,~~262~~011.9974 0.00 3A2 4,860,532.00 0.00 3A3 2726,~~909~~283,~~397~~771.4987 0.00 3A4 2726,~~909~~283,~~397~~771.4987 0.00 PO 1,~~545~~523,~~139~~154.0832 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 10,~~564~~524,~~531~~966.3435 0.00 B1 4,~~270~~254,~~767~~773.9963 0.00 B2 2,~~697~~687,~~327~~225.1545 0.00 B3 2,~~022~~015,~~995~~419.3609 0.00 B4 1,~~798~~791,~~218~~483.1063 0.00 B5 1,~~124~~120,~~770~~558.9458 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~445~~427,~~645~~335,~~264~~024.7175 - --------------------------------------------------------------------------------

Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~219~~211,~~832~~936,~~000~~309.0028 4.250000% 12667FCB9 917.~~025678~~681303 3.~~541667~~414461 ~~990~~946.~~974322~~401766 1A2 7976,~~168~~324,~~000~~528.0043 1.600000% 12667FCC7 917.~~025678~~681303 1.~~333333~~285444 ~~990~~946.~~974322~~401766 1A3 7976,~~168~~324,~~000~~528.0043 5.900000% 12667FCD5 0.000000 4.~~916667~~740075 ~~990~~946.~~974322~~401766 1A4 2120,~~173~~412,~~454~~969.0004 5.500000% 12667FCE3 0.000000 4.~~583333~~418714 ~~990~~946.~~974347~~401791 1A5 20,~~500~~208,~~000~~653.0073 5.500000% 12667FCF0 4.~~715691~~780829 4.~~583333~~518195 ~~995~~981.~~284309~~007158 1A6 21,~~092~~383,~~000~~346.0027 5.500000% 12667FCG8 0.000000 0.000000 1,~~004~~018.~~583333~~459761 2A1 7,~~427~~094,~~265~~401.0090 5.750000% 12667FCH6 0.000000 4.~~791667~~576922 ~~986~~937.~~949663~~662870 3A1 5248,~~046~~649,~~000~~247.0008 5.000000% 12667FCJ2 2018.~~899531~~103895 43.~~166667~~894732 ~~979~~916.~~100469~~631667 3A2 4,860,532.00 5.000000% 12667FCK9 0.000000 4.166667 1,000.000000 3A3 2826,~~453~~754,~~266~~889.0054 1.~~591250~~600000% 12667FCL7 1916.~~114449~~557596 1.~~326042~~253747 ~~980~~923.~~885551~~752369 3A4 2826,~~453~~754,~~266~~889.0054 6.~~408750~~400000% 12667FCM5 0.000000 5.~~340625~~014986 ~~980~~923.~~885551~~752369 PO 1,~~547~~527,~~216~~561.5023 0.000000% 12667FCN3 12.~~342682~~848285 0.000000 ~~998~~984.~~657318~~448086 Residual AR ~~100~~0.00 5.500000% 12667FCP8 ~~1,000~~0.000000 40.~~753633~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 10,~~575~~535,~~000~~615.0095 5.~~700000~~700062% 12667FCQ6 01.~~989944~~007054 4.~~750000~~732361 ~~999~~995.~~010056~~268686 B1 4,~~275~~259,~~000~~078.0079 5.~~700000~~700062% 12667FCR4 01.~~989944~~007054 4.~~750000~~732361 ~~999~~995.~~010056~~268686 B2 2,~~700~~689,~~000~~944.0050 5.~~700000~~700062% 12667FCS2 01.~~989944~~007054 4.~~750000~~732361 ~~999~~995.~~010056~~268686 B3 2,~~025~~017,~~000~~458.0037 5.~~700000~~700062% 12667FCT0 01.~~989944~~007054 4.~~750000~~732361 ~~999~~995.~~010056~~268686 B4 1,~~800~~793,~~000~~296.0033 5.~~700000~~700062% 12667FCU7 01.~~989944~~007054 4.~~750000~~732361 ~~999~~995.~~010056~~268686 B5 1,~~125~~121,~~885~~692.5041 5.~~700000~~700062% 12667FCV5 01.~~989944~~006951 4.~~750000~~732361 ~~999~~995.~~010056~~268686 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~450~~434,~~000~~062,~~000~~153.0091 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-4CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 174,556,943.90 169,309,643.86 83,468,436.99 Loan count 1078 962 487 Avg loan rate 5.850243% 6.168661% 6.505114% Prepay amount 2,119,860.52 2,830,598.77 1,337,405.05 Total ----- Prin balance 427,335,024.75 Loan count 2527 Avg loan rate 6.10 Prepay amount 6,287,864.34 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 36,436.04 34,157.45 16,326.74 Sub servicer fees 19,041.62 23,732.46 18,104.23 Trustee fees 1,326.47 1,292.35 636.65 Agg advances N/A N/A N/A Adv this period 9,439.15 16,104.67 10,489.94 Total ----- Master serv fees 86,920.23 Sub servicer fees 60,878.31 Trustee fees 3,255.47 Agg advances N/A Adv this period 36,033.76 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 49,918.80 49,918.80 24,959.40 Fraud 3,600,000.00 3,600,000.00 24,959.40 Special Hazard 4,340,621.54 0.00 0.00 Total ----- Bankruptcy 124,797.00 Fraud 7,224,959.40 Special Hazard 4,340,621.54 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.840463% 100.000000% 411,645,067.56 ----------------------------------------------------------------------------- Junior 5.159537% 0.000000% 22,394,426.74 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 28 4,965,828.92 60 to 89 days 2 406,515.94 90 or more 2 427,577.89 Foreclosure 0 0.00 Totals: 32 5,799,922.75 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,780,754.21 8,780,754.21 Principal remittance amount 6,825,136.05 6,825,136.05 Interest remittance amount 1,955,618.17 1,955,618.17

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