8-K 1 cw04j1_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2004-J1) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Trust Series 2004-J1 On June 25, 2004, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Trust Series 2004-J1, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Trust Series 2004-J1 relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J1 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 4139,~~162~~296,~~226~~703.7938 4.500000% ~~668~~175,~~886~~022.9555 ~~154~~147,~~358~~362.3564 ~~823~~322,~~245~~385.3018 0.00 0.00 1X 3230,~~723~~971,~~133~~873.8163 0.~~186254~~185841% 0.00 54,~~079~~796.0152 54,~~079~~796.0152 0.00 0.00 2A1 4844,~~996~~908,~~157~~531.9363 4.750000% ~~945~~907,~~977~~155.6665 ~~193~~177,~~943~~762.1394 1,~~139~~084,~~920~~918.7958 0.00 0.00 2A2 14,500,000.00 4.750000% 0.00 57,395.83 57,395.83 0.00 0.00 2A3 14,496,000.00 4.750000% 0.00 57,380.00 57,380.00 0.00 0.00 2A4 2016,~~328~~210,~~401~~997.4039 4.750000% ~~952~~913,~~899~~798.0626 8064,~~466~~168.5953 1977,~~033,365~~966.6579 0.00 0.00 2A5 25,~~098~~398.9619 4.750000% 0.00 0.00 0.00 0.00 0.00 2X 9991,~~704~~484,~~985~~862.3192 0.~~371714~~361332% 0.00 3027,~~884~~547.7404 3027,~~884~~547.7404 0.00 0.00 3A1 2016,~~457~~767,~~623~~357.7234 5.250000% 5041,~~118~~370.6157 8973,~~502~~357.1019 ~~139~~114,~~620~~727.7176 0.00 0.00 3X 1512,~~634~~301,~~334~~107.2671 0.~~520269~~504786% 0.00 65,~~778~~174.3852 65,~~778~~174.3852 0.00 0.00 PO ~~261~~249,~~145~~712.6544 0.000000% ~~1,050~~979.2466 0.00 ~~1,050~~979.2466 0.00 0.00 Residual AR 0.00 4.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M ~~986~~973,~~756~~787.8107 4.~~750213~~751128% 3,~~588~~611.9579 3,~~906~~855.0949 7,~~495~~467.0328 0.00 0.00 B1 ~~411~~406,~~647~~236.0342 4.~~750213~~751128% 1,~~497~~506.2174 1,~~629~~608.5140 3,~~126~~115.7214 0.00 0.00 B2 ~~328~~324,~~918~~595.9469 4.~~750213~~751128% 1,~~196~~203.3293 1,~~302~~285.0316 2,~~498~~489.3409 0.00 0.00 B3 ~~164~~162,~~459~~297.4784 4.~~750213~~751128% ~~598~~601.1697 ~~651~~642.0158 1,~~249~~244.1755 0.00 0.00 B4 ~~164~~162,~~459~~297.4784 4.~~750213~~751128% ~~598~~601.1697 ~~651~~642.0158 1,~~249~~244.1755 0.00 0.00 B5 ~~164~~162,~~916~~748.5693 4.~~750213~~751128% ~~599~~603.8260 ~~652~~644.8237 1,~~252~~247.6497 0.0004 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~162~~148,~~447~~646,~~812~~664.7118 - 2,~~627~~046,~~011~~456.1268 ~~684~~623,~~580~~623.6180 32,~~311~~670,~~591~~080.7348 -0.04 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 4039,~~493~~121,~~339~~680.8483 0.00 1X 3230,~~094~~835,~~985~~234.0694 0.00 2A1 4844,~~050~~001,~~180~~375.2798 0.00 2A2 14,500,000.00 0.00 2A3 14,496,000.00 0.00 2A4 1915,~~375~~297,~~502~~199.3413 0.00 2A5 25,~~198~~498.3172 0.00 2X 9789,~~801~~658,~~067~~843.6388 0.00 3A1 2016,~~407~~725,~~505~~986.1277 0.00 3X 1512,~~596~~271,~~405~~195.1712 0.00 PO ~~260~~248,~~095~~732.4178 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M ~~983~~970,~~167~~175.8628 0.00 B1 ~~410~~404,~~149~~729.8269 0.00 B2 ~~327~~323,~~722~~391.6276 0.00 B3 ~~163~~161,~~861~~695.3188 0.00 B4 ~~163~~161,~~861~~695.3188 0.00 B5 ~~164~~162,~~316~~145.7430 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~159~~146,~~820~~600,~~900~~308.9400 - --------------------------------------------------------------------------------

Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J1 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 4139,~~162~~296,~~226~~703.7938 4.500000% 12669FMP5 154.~~952087~~174061 3.~~681247~~514408 ~~965~~933.~~713669~~001379 1X 3230,~~723~~971,~~133~~873.8163 0.~~186254~~185841% 12669FMQ3 0.000000 0.~~151804~~143361 ~~959~~921.~~274556~~622374 2A1 4844,~~996~~908,~~157~~531.9363 4.750000% 12669FMR1 1918.~~055994~~273954 3.~~906835~~580898 ~~967~~886.~~934013~~373957 2A2 14,500,000.00 4.750000% 12669FNJ8 0.000000 3.958333 1,000.000000 2A3 14,496,000.00 4.750000% 12669FNK5 0.000000 3.958333 1,000.000000 2A4 2016,~~328~~210,~~401~~997.4039 4.750000% 12669FNL3 4543.~~421567~~557760 3.~~835578~~058703 ~~923~~729.~~566535~~167221 2A5 25,~~098~~398.9619 4.750000% 12669FNM1 0.000000 0.000000 1,~~007~~019.~~932335~~948972 2X 9991,~~704~~484,~~985~~862.3192 0.~~371714~~361332% 12669FMS9 0.000000 0.~~305772~~272727 ~~968~~887.~~270773~~659411 3A1 2016,~~457~~767,~~623~~357.7234 5.250000% 12669FMT7 21.~~397217~~978790 43.~~280963~~508738 ~~976~~800.~~108725~~018500 3X 1512,~~634~~301,~~334~~107.2671 0.~~520269~~504786% 12669FMU4 0.000000 0.~~421760~~321966 ~~970~~763.~~429376~~530320 PO ~~261~~249,~~145~~712.6544 0.000000% 12669FMV2 43.~~006700~~737432 0.000000 ~~992~~948.~~273249~~924430 Residual AR 0.00 4.500000% 12669FMW0 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M ~~986~~973,~~756~~787.8107 4.~~750213~~751128% 12669FMX8 3.~~625199~~648276 3.~~945543~~894434 ~~993~~979.~~098848~~975026 B1 ~~411~~406,~~647~~236.0342 4.~~750213~~751128% 12669FMY6 3.~~625199~~648276 3.~~945543~~894434 ~~993~~979.~~098848~~975026 B2 ~~328~~324,~~918~~595.9469 4.~~750213~~751128% 12669FMZ3 3.~~625199~~648276 3.~~945543~~894434 ~~993~~979.~~098848~~975026 B3 ~~164~~162,~~459~~297.4784 4.~~750213~~751128% 12669FLH4 3.~~625199~~648276 3.~~945543~~894434 ~~993~~979.~~098848~~975026 B4 ~~164~~162,~~459~~297.4784 4.~~750213~~751128% 12669FLJ0 3.~~625199~~648276 3.~~945543~~894434 ~~993~~979.~~098848~~975026 B5 ~~164~~162,~~916~~748.5693 4.~~750213~~751128% 12669FLK7 3.~~625199~~648061 3.~~945543~~894434 ~~993~~979.~~098848~~975086 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~162~~148,~~447~~646,~~812~~664.7118 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Trust, Series 2004-J1 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 39,816,333.80 89,658,843.88 17,125,130.32 Loan count 87 191 45 Avg loan rate 4.887660% 5.370332% 5.844344% Prepay amount 14,386.64 1,474,379.73 2,378.25 Total ----- Prin balance 146,600,308.00 Loan count 323 Avg loan rate 5.30 Prepay amount 1,491,144.62 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 8,332.16 16,127.72 3,576.55 Sub servicer fees 0.00 0.00 122.28 Trustee fees 299.96 686.14 128.76 Agg advances N/A N/A N/A Adv this period 5,140.16 0.00 0.00 Total ----- Master serv fees 28,036.43 Sub servicer fees 122.28 Trustee fees 1,114.85 Agg advances N/A Adv this period 5,140.16 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 25,850.35 61,226.58 12,923.06 Fraud 426,455.10 1,010,059.21 213,192.70 Special Hazard 1,952,780.60 0.00 0.00 Total ----- Bankruptcy 99,999.99 Fraud 1,649,707.01 Special Hazard 1,952,780.60 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 98.530775% 100.000000% 146,454,700.37 ----------------------------------------------------------------------------- Junior 1.469225% 0.000000% 2,183,833.77 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 625,220.68 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 625,220.68 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,670,080.48 2,670,080.48 Principal remittance amount 2,046,456.68 2,046,456.68 Interest remittance amount 623,623.80 623,623.80

Filing Compare · CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2004-J1