8-K 1 fh0304_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-4 On December 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2003, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-4 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 43,~~673~~083,~~435~~057.5813 4.500000% ~~590~~149,~~378~~383.4517 ~~163~~161,~~775~~561.3846 ~~754~~310,~~153~~944.8364 0.00 0.00 1A2 31,~~843~~413,~~496~~035.8880 4.250000% ~~430~~108,~~461~~919.0836 ~~112~~111,~~779~~254.0550 ~~543~~220,~~240~~173.1386 0.00 0.00 1A3 15,~~921~~706,~~748~~517.4490 5.000000% ~~215~~54,~~230~~459.5468 6665,~~340~~443.6282 ~~281~~119,~~571~~903.1650 0.00 0.00 1A4 1110,~~000~~764,~~086~~115.6343 5.000000% ~~235~~59,~~971~~707.2168 4544,~~833~~850.6948 ~~281~~104,~~804~~558.9016 0.00 0.00 1A5 44,~~948~~428,~~778~~431.1741 5.000000% ~~520~~131,~~346~~663.7609 ~~187~~185,~~286~~118.5846 ~~707~~316,~~633~~781.3455 0.00 0.00 1A6 39,~~804~~266,~~371~~294.1075 1.~~620000~~618750% ~~538~~136,~~076~~149.3520 5352,~~735~~968.9060 ~~591~~189,~~812~~117.2580 0.00 0.00 1A7 39,~~804~~266,~~371~~294.1075 6.~~880000~~881250% 0.00 ~~228~~225,~~211~~167.7366 ~~228~~225,~~211~~167.7366 0.00 0.00 1A8 22,000,000.00 5.500000% 0.00 100,833.33 100,833.33 0.00 0.00 1A9 9,~~674~~589,~~293~~498.3444 5.500000% 8485,~~794~~183.9155 4443,~~340~~951.5187 129,135.42 0.00 0.00 A10 18,~~500~~585,~~706~~501.6656 5.500000% 0.00 0.00 0.00 0.00 0.00 A11 32,500,000.00 5.500000% 0.00 148,958.33 148,958.33 0.00 0.00 Residual ARU 0.00 5.500000% 0.00 0.2322 0.2322 0.00 0.00 ARL 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 2A1 54,~~973~~741,~~918~~128.8906 4.350000% ~~232~~241,~~790~~529.8381 ~~199~~198,~~280~~436.4659 ~~432~~439,~~071~~966.2940 0.00 0.00 2A2 10,~~209~~166,~~364~~132.8762 1.~~570000~~568750% 4344,~~232~~855.2620 13,~~357~~290.2510 5658,~~589~~145.5130 0.00 0.00 2A3 10,~~209~~166,~~364~~132.8762 6.~~930000~~931250% 0.00 58,~~959~~720.0801 58,~~959~~720.0801 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~822~~814,~~152~~472.0090 5.~~402297~~402520% 7,~~679~~749.1075 21,~~708~~675.9124 29,~~388~~424.0199 0.00 0.00 B2 1,~~607~~604,~~384~~824.0030 5.~~402297~~402520% 2,~~559~~583.7025 7,~~236~~225.3008 9,~~796~~808.0033 0.00 0.00 B3 1,~~206~~204,~~033~~112.4993 5.~~402297~~402520% 1,~~920~~938.5623 5,~~429~~421.4604 7,~~350~~359.0227 0.00 0.00 B4 ~~602~~601,~~521~~561.2576 5.~~402297~~402520% ~~959~~968.4932 2,~~712~~708.5029 3,~~671~~676.9961 0.00 0.00 B5 ~~402~~401,~~341~~700.4978 5.~~402297~~402520% ~~640~~646.7161 1,~~811~~808.3150 2,~~452~~455.0211 0.00 0.00 B6 ~~602~~601,~~954~~993.0284 5.~~402297~~402520% ~~960~~969.1802 2,~~714~~710.4524 3,~~674~~679.6325 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~344~~341,~~293~~472,~~586~~379.8461 - 21,~~906~~026,~~002~~705.1492 1,~~465~~452,~~305~~103.0782 42,~~371~~478,~~307~~809.2174 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 4342,~~083~~933,~~057~~673.1396 0.00 1A2 31,~~413~~304,~~035~~116.8044 0.00 1A3 15,~~706~~652,~~517~~058.9022 0.00 1A4 10,~~764~~704,~~115~~407.4375 0.00 1A5 44,~~428~~296,~~431~~768.4132 0.00 1A6 39,~~266~~130,~~294~~145.7555 0.00 1A7 39,~~266~~130,~~294~~145.7555 0.00 1A8 22,000,000.00 0.00 1A9 9,~~589~~504,~~498~~314.4489 0.00 A10 18,~~585~~670,~~501~~685.5611 0.00 A11 32,500,000.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 2A1 54,~~741~~499,~~128~~598.0625 0.00 2A2 10,~~166~~121,~~132~~277.6242 0.00 2A3 10,~~166~~121,~~132~~277.6242 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~814~~806,~~472~~723.9015 0.00 B2 1,~~604~~602,~~824~~241.3005 0.00 B3 1,~~204~~202,~~112~~174.9370 0.00 B4 ~~601~~600,~~561~~593.7644 0.00 B5 401,~~700~~054.7817 0.00 B6 601,~~993~~024.8482 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~341~~340,~~472~~530,~~379~~857.6124 - --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 43,~~673~~083,~~435~~057.5813 4.500000% 32051DWL2 102.~~761527~~722984 2.~~985328~~944972 ~~785~~782.~~325895~~602911 1A2 31,~~843~~413,~~496~~035.8880 4.250000% 32051DWM0 102.~~761527~~722984 2.~~819476~~781363 ~~785~~782.~~325895~~602911 1A3 15,~~921~~706,~~748~~517.4490 5.000000% 32051DWN8 102.~~761527~~722984 3.~~317031~~272191 ~~785~~782.~~325895~~602911 1A4 1110,~~000~~764,~~086~~115.6343 5.000000% 32051DWP3 153.~~731414~~980512 32.~~055580~~990032 ~~717~~713.~~607695~~627183 1A5 44,~~948~~428,~~778~~431.1741 5.000000% 32051DWQ1 92.~~412964~~381758 3.~~387975~~348754 ~~803~~801.~~701016~~319258 1A6 39,~~804~~266,~~371~~294.1075 1.~~620000~~618750% 32051DWR9 102.~~761527~~722984 1.~~074718~~059372 ~~785~~782.~~325895~~602911 1A7 39,~~804~~266,~~371~~294.1075 6.~~880000~~881250% 32051DWS7 0.000000 4.~~564235~~503353 ~~785~~782.~~325895~~602911 1A8 22,000,000.00 5.500000% 32051DWT5 0.000000 4.583333 1,000.000000 1A9 9,~~674~~589,~~293~~498.3444 5.500000% 32051DWU2 8.~~333652~~371848 4.~~357790~~319594 ~~942~~934.~~456849~~085001 A10 18,~~500~~585,~~706~~501.6656 5.500000% 32051DWV0 0.000000 0.000000 1,~~032~~037.~~527865~~260284 A11 32,500,000.00 5.500000% 32051DWW8 0.000000 4.583333 1,000.000000 Residual ARU 0.00 5.500000% 32051DWX6 0.000000 4.~~521140~~484795 0.000000 ARL 0.00 5.500000% 32051DWY4 0.000000 0.000000 0.000000 2A1 54,~~973~~741,~~918~~128.8906 4.350000% 32051DWZ1 3.~~520972~~653150 3.~~014126~~001363 ~~827~~824.~~962098~~308948 2A2 10,~~209~~166,~~364~~132.8762 1.~~570000~~568750% 32051DXA5 3.~~520972~~653150 1.~~087857~~082388 ~~827~~824.~~962098~~308948 2A3 10,~~209~~166,~~364~~132.8762 6.~~930000~~931250% 32051DXB3 0.000000 4.~~801815~~782344 ~~827~~824.~~962098~~308948 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~822~~814,~~152~~472.0090 5.~~402297~~402520% 32051DXC1 1.~~578113~~592632 4.~~461347~~454426 ~~989~~987.~~410789~~818157 B2 1,~~607~~604,~~384~~824.0030 5.~~402297~~402520% 32051DXD9 1.~~578113~~592632 4.~~461347~~454426 ~~989~~987.~~410789~~818157 B3 1,~~206~~204,~~033~~112.4993 5.~~402297~~402520% 32051DXE7 1.~~578113~~592632 4.~~461347~~454426 ~~989~~987.~~410789~~818157 B4 ~~602~~601,~~521~~561.2576 5.~~402297~~402520% 32051DXF4 1.~~578113~~592632 4.~~461347~~454426 ~~989~~987.~~410789~~818157 B5 ~~402~~401,~~341~~700.4978 5.~~402297~~402520% 32051DXG2 1.~~578113~~592632 4.~~461347~~454426 ~~989~~987.~~410789~~818157 B6 ~~602~~601,~~954~~993.0284 5.~~402297~~402520% 32051DXH0 1.~~578116~~592635 4.~~461354~~454433 ~~989~~987.~~412416~~819781 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~344~~341,~~293~~472,~~586~~379.8461 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 274,117,799.62 66,413,056.58 340,530,856.20 Loan count 560 144 704 Avg loan rate 5.998392% 5.462453% 5.89 Prepay amount 358,819.35 32,661.89 391,481.24 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 55,271.28 13,406.73 68,678.01 Sub servicer fees 57,474.93 11,966.94 69,441.87 Trustee fees 1,371.41 333.53 1,704.94 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 6,505,931.96 1,604,796.76 8,110,728.71 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.301623% 100.000000% 332,243,713.10 ----------------------------------------------------------------------------- Junior 2.698377% 0.000000% 9,213,811.33 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 406,515.42 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 406,515.42 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,478,809.74 2,478,809.74 Principal remittance amount 1,026,705.92 1,026,705.92 Interest remittance amount 1,452,103.82 1,452,103.82

Filing Compare · FIRST HORIZON ASSET SEC MORT PASS THR CERTS SER 2003-4