8-K 1 fh0205_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-15 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5 On December 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A2 0.00 1.~~670000~~668750% 0.00 0.00 0.00 0.00 0.00 A3 0.00 6.~~830000~~831250% 0.00 0.00 0.00 0.00 0.00 A4 72,~~183~~764,~~799~~640.9252 6.250000% 42,~~419~~764,~~159~~640.4052 3714,~~415~~399.6217 42,~~456~~779,~~575~~039.0269 0.00 0.00 A5 20,760,000.00 6.250000% 0811,508.0047 108,125.00 ~~108~~919,~~125~~633.0047 0.00 0.00 A6 35,000,000.00 6.250000% 0.00 182,291.67 182,291.67 0.00 0.00 Residual ARU 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 ARL 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 B1 4,~~499~~495,~~306~~274.9836 6.250000% 4,~~032~~092.6296 23,~~433~~412.89 27,~~466~~505.5185 0.00 0.00 B2 1,~~730~~728,~~122~~571.4477 6.250000% 1,~~550~~573.6787 9,~~011~~002.0598 10,~~561~~576.7285 0.00 0.00 B3 1,~~384~~382,~~097~~857.9542 6.250000% 1,~~240~~259.5309 7,~~208~~202.8438 8,~~449~~461.3848 0.00 0.00 B4 ~~519~~518,~~036~~571.7353 6.250000% ~~465~~472.2016 2,~~703~~700.3289 3,~~168~~173.5205 0.00 0.00 B5 ~~692~~691,~~048~~428.9871 6.250000% ~~620~~629.2755 3,~~604~~601.4219 4,~~224~~230.6974 0.00 0.00 B6 ~~519~~518,~~350~~885.6517 6.250000% ~~465~~472.4845 2,~~704~~702.9553 3,~~170~~174.4397 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 7267,~~287~~860,~~763~~229.6449 - 43,~~427~~584,~~534~~649.1607 ~~376~~353,~~498~~438.7770 43,~~804~~938,~~032~~087.9377 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 ~~2,764,640~~0.5200 0.00 A5 2019,~~760~~948,~~000~~491.0053 0.00 A6 35,000,000.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 B1 4,~~495~~491,~~274~~181.3641 0.00 B2 1,~~728~~726,~~571~~997.7790 0.00 B3 1,~~382~~381,~~857~~598.4232 0.00 B4 518,~~571~~099.5337 0.00 B5 ~~691~~690,~~428~~799.7116 0.00 B6 518,~~885~~412.1772 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 6764,~~860~~275,~~229~~580.4942 - --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 0.00 5.500000% 32051DNL2 0.000000 0.000000 0.000000 A2 0.00 1.~~670000~~668750% 32051DNM0 0.000000 0.000000 0.000000 A3 0.00 6.~~830000~~831250% 32051DNN8 0.000000 0.000000 0.000000 A4 72,~~183~~764,~~799~~640.9252 6.250000% 32051DNP3 ~~121~~75.~~072860~~743576 10.~~025086~~394498 750.~~743576~~000000 A5 20,760,000.00 6.250000% 32051DNQ1 039.~~000000~~090003 5.208333 ~~1,000~~960.~~000000~~909997 A6 35,000,000.00 6.250000% 32051DNR9 0.000000 5.208333 1,000.000000 Residual ARU 0.00 6.250000% 32051DNS7 0.000000 0.000000 0.000000 ARL 0.00 6.250000% 32051DNT5 0.000000 0.000000 0.000000 B1 4,~~499~~495,~~306~~274.9836 6.250000% 32051DNU2 0.~~886095~~899354 5.~~149174~~144559 ~~987~~986.~~755299~~855945 B2 1,~~730~~728,~~122~~571.4477 6.250000% 32051DNV0 0.~~886095~~899354 5.~~149174~~144559 ~~987~~986.~~755299~~855945 B3 1,~~384~~382,~~097~~857.9542 6.250000% 32051DNW8 0.~~886095~~899354 5.~~149174~~144559 ~~987~~986.~~755299~~855945 B4 ~~519~~518,~~036~~571.7353 6.250000% 32051DNH1 0.~~886095~~899354 5.~~149174~~144559 ~~987~~986.~~755299~~855945 B5 ~~692~~691,~~048~~428.9871 6.250000% 32051DNJ7 0.~~886095~~899354 5.~~149174~~144559 ~~987~~986.~~755299~~855945 B6 ~~519~~518,~~350~~885.6517 6.250000% 32051DNK4 0.~~886088~~899353 5.~~149174~~144559 ~~987~~986.~~755308~~855955 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 7267,~~287~~860,~~763~~229.6449 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 64,275,580.37 64,275,580.37 Loan count 148 148 Avg loan rate 6.772206% 6.77 Prepay amount 3,522,862.17 3,522,862.17 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 11,594.25 11,594.25 Sub servicer fees 15,922.23 15,922.23 Trustee fees 330.52 330.52 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 67,860,229.49 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,734,748.84 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 5 2,734,748.84 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,938,087.77 3,938,087.77 Principal remittance amount 3,584,649.07 3,584,649.07 Interest remittance amount 353,438.70 353,438.70

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002-5