8-K 1 cw03j12_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 CW (Depositor) (Issuer in respect of Mortgage Pass - Through Certificates, Series 2003-J12, (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass - Through Certificates, Series 2003-J12 Alternative Loan Trust 2003-J2 On December 25, 2003, The Bank of New York, as Trustee for CW, Mortgage Pass - Through Certificates, Series 2003-J12 Alternative Loan Trust 2003-J2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2003, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass - Through Certificates, Series 2003-J12 Alternative Loan Trust 2003-J2 relating to the distribution date of December 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass - Through Certificates, Series 2003-J12, Alternative Loan Trust ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~183~~168,~~012~~995,~~309~~052.9735 6.000000% 14,~~017~~552,~~257~~145.6347 ~~915~~844,~~061~~023.5585 1415,~~932~~396,~~319~~169.1832 0.00 0951.0041 X ~~186~~172,~~848~~877,~~097~~554.2168 1.~~216953~~195879% 0.00 ~~189~~172,~~487~~089.8582 ~~189~~172,~~487~~089.8582 0.00 0193.0099 PO ~~23,329~~987.0865 0.000000% ~~22,341~~20.4373 0.00 ~~22,341~~20.4373 0.00 0.00 M 2,~~022~~017,~~677~~588.0295 6.000000% 5,~~088~~236.0799 10,~~113~~076.3959 15,~~201~~313.4658 0.00 011.0036 B1 ~~910~~907,~~194~~905.6808 6.000000% 2,~~289~~356.6162 4,~~550~~534.9741 6,~~840~~891.5804 0.00 05.0011 B2 ~~606~~605,~~862~~336.9538 6.000000% 1,~~526~~571.5725 3,~~034~~023.3127 4,~~560~~594.8953 0.00 03.0041 B3 ~~404~~403,~~575~~557.3059 6.000000% 1,~~017~~047.7150 2,~~022~~015.8852 3,~~040~~063.5902 0.00 02.0027 B4 ~~303~~302,~~431~~668.4819 6.000000% ~~763~~785.2963 1,~~517~~511.1664 2,~~280~~297.4427 0.00 01.0070 B5 ~~303~~302,~~654~~891.9106 6.000000% ~~763~~786.8120 1,~~518~~512.2775 2,~~282~~298.0895 0.0400 01.0071 Residual AR 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~187~~173,~~587~~535,~~035~~987.4024 - 14,~~051~~563,~~048~~950.1240 1,~~127~~038,~~306~~787.3985 15,~~178~~602,~~354~~738.5125 0- 1,170.0496 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~168~~154,~~995~~442,~~052~~906.3587 0951.0041 X ~~172~~158,~~877~~327,~~554~~421.6823 0193.0099 PO ~~987~~966.6592 0.00 M 2,~~017~~012,~~588~~351.95 011.0036 B1 ~~907,~~905,548.0845 05.0011 B2 ~~605~~603,~~336~~765.3813 03.0041 B3 ~~403~~402,~~557~~510.5909 02.0027 B4 ~~302~~301,~~668~~882.1956 01.0070 B5 302,~~891~~104.0686 01.0071 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~173~~158,~~535~~972,~~987~~036.2484 -1,170.96 --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass - Through Certificates, Series 2003-J12, Alternative Loan Trust ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~183~~168,~~012~~995,~~309~~052.9735 6.000000% 12669E4A1 7073.~~726362~~425226 4.~~617092~~258660 ~~852~~779.~~692125~~266900 X ~~186~~172,~~848~~877,~~097~~554.2168 1.~~216953~~195879% 12669E4B9 0.000000 0.~~937951~~851832 ~~855~~783.~~730832~~708771 PO ~~23,329~~987.0865 0.000000% 12669E4C7 ~~945~~0.~~161383~~876796 0.000000 4140.~~782772~~905977 M 2,~~022~~017,~~677~~588.0295 6.000000% 12669E4E3 2.~~509159~~582598 4.~~987368~~969221 ~~994~~992.~~964466~~381868 B1 ~~910~~907,~~194~~905.6808 6.000000% 12669E4F0 2.~~509159~~582598 4.~~987368~~969221 ~~994~~992.~~964466~~381868 B2 ~~606~~605,~~862~~336.9538 6.000000% 12669E4G8 2.~~509159~~582598 4.~~987368~~969221 ~~994~~992.~~964466~~381868 B3 ~~404~~403,~~575~~557.3059 6.000000% 12669E4Y9 2.~~509159~~582598 4.~~987368~~969231 ~~994~~992.~~964466~~381868 B4 ~~303~~302,~~431~~668.4819 6.000000% 12669E4Z6 2.~~509159~~582598 4.~~987368~~969231 ~~994~~992.~~964466~~381868 B5 ~~303~~302,~~654~~891.9106 6.000000% 12669E5A0 2.~~509031~~582598 4.~~987368~~969221 ~~994~~992.~~964466~~381868 Residual AR 0.00 6.000000% 12669E4D5 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~187~~173,~~587~~535,~~035~~987.4024 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass - Through Certificates, Series 2003-J12, Alternative Loan Trust ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 158,972,036.84 158,972,036.84 Loan count 444 444 Avg loan rate 7.455754% 7.46 Prepay amount 14,113,490.40 14,113,490.40 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 18,076.67 18,076.67 Sub servicer fees 787.70 787.70 Trustee fees 1,301.52 1,301.52 Agg advances N/A N/A Adv this period 3,126.05 3,126.05 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 4,055,533.00 4,055,533.00 Special Hazard 3,070,031.68 3,070,031.68 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 173,535,987.24 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 462,502.53 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 462,502.53 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 15,602,738.25 15,602,738.25 Principal remittance amount 14,563,950.40 14,563,950.40 Interest remittance amount 1,038,787.85 1,038,787.85

Filing Compare · CWMBS INC ALTERNATIVE LOAN TRUST 2003-J2