8-K 1 boa02f_8k0312.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2003 BANK OF AMERICA MORTGAGE SECURITIES, INC. (Depositor) North Carolina 333-74544-13 61-1430162 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St. 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On December 25, 2003, The Bank of New York, as Trustee for MORTGAGE PASS-THROUGH CERTIFICATES made a monthly distribution of principal and/or interest to the Holders of the Series 2002-F. The monthly distributions were made pursuant to the terms of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement") dated as of June 1, 2002 by and among BANK OF AMERICA MORTGAGE SECURITIES, INC. as Depositor, EquiCredit Corporation of America, as Transferor and Initial Servicer, Bank of America, N.A., as Advancing Party, Fairbanks Capital Corp., as Expected Successor Servicer and The Bank of New York, as Trustee. All capitalized terms used, but not defined herein, shall have the meanings assigned to them in the Pooling and Servicing Agreement. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of Series 2002-F relating to the Distribution Date of December 25, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2003 By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Report to Holders of Series 2002-F relating to the Distribution Date of December 25, 2003 prepared by the Trustee pursuant to the terms of the Pooling and Servicing Agreement. 99 Monthly Remittance Statement dated December 25, 2003 Payment Date: 12/25/03 ------------------------------------------------------------ MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 4843,~~470~~883,~~544~~203.5098 4.654000% 42,~~587~~542,~~340~~420.5290 ~~187~~170,~~984~~193.9369 42,~~775~~712,~~325~~614.4460 0.00 0.00 A2 1816,~~006~~301,~~071~~944.7334 5.195000% 1944,~~704,127~~470.3978 7770,~~951~~573.2983 1,~~782~~015,~~078~~044.6762 0.00 0.00 A3 36,~~690~~638.0593 0.000000% 51.1232 0.00 51.1232 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.16 0.16 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~159~~015,~~828~~993.4528 4.800540% ~~143~~84,~~835~~598.1759 12,~~640~~065.7433 ~~156~~96,~~475~~663.9092 0.00 0.00 B2 1,~~516~~447,~~398~~372.4106 4.800540% 6940,~~026~~598.3577 65,~~066~~790.2814 7546,~~092~~388.6291 0.00 0.00 B3 ~~884~~844,~~565~~300.7437 4.800540% 4023,~~265~~682.3762 3,~~538~~377.6658 4327,~~804~~060.0320 0.00 0.00 B4 ~~505~~482,~~466~~457.1435 4.800540% 2313,~~008~~532.7892 21,~~022~~930.0905 2515,~~030~~462.8797 0.00 0.00 B5 ~~505~~482,~~466~~457.1435 4.800540% 2313,~~008~~532.7892 21,~~022~~930.0905 2515,~~030~~462.8797 0.00 0.00 B6 ~~632~~603,~~538~~745.2212 4.800540% 2816,~~793~~935.1005 2,~~530~~415.4425 3119,~~323~~350.5330 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 7367,~~717~~098,~~569~~112.3780 - 63,~~619~~679,~~456~~823.5788 ~~294~~268,~~756~~276.6609 63,~~914~~948,~~213~~099.2397 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 4341,~~883~~340,~~203~~783.9808 0.00 A2 1615,~~301~~357,~~944~~473.3456 0.00 A3 36,~~638~~587.9361 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 32,~~015~~931,~~993~~394.2869 0.00 B2 1,~~447~~406,~~372~~773.0629 0.00 B3 ~~844~~820,~~300~~617.3775 0.00 B4 ~~482~~468,~~457~~924.3543 0.00 B5 ~~482~~468,~~457~~924.3543 0.00 B6 ~~603~~586,~~745~~810.1208 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 6763,~~098~~418,~~112~~288.8092 - --------------------------------------------------------------------------------

Payment Date: 12/25/03 ------------------------------------------------------------ MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 4843,~~470~~883,~~544~~203.5098 4.654000% 06050HKD9 179.~~041274~~444708 0.~~698335~~632244 ~~163~~153.~~019443~~574736 A2 1816,~~006~~301,~~071~~944.7334 5.195000% 06050HKE7 179.~~041274~~444708 0.~~779513~~705738 ~~163~~153.~~019443~~574736 A3 36,~~690~~638.0593 0.000000% 06050HKF4 1.~~362740~~368036 0.000000 ~~976~~975.~~744607~~376571 Residual AR 0.00 4.800540% 06050HKG2 0.000000 1.~~550683~~638988 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~159~~015,~~828~~993.4528 4.800540% 06050KHK0 3017.~~274714~~806480 2.~~660647~~539535 ~~634~~617.~~812309~~005829 B2 1,~~516~~447,~~398~~372.4106 4.800540% 06050HKJ6 3017.~~274714~~806480 2.~~660647~~539535 ~~634~~617.~~812309~~005829 B3 ~~884~~844,~~565~~300.7437 4.800540% 06050HKK3 3017.~~274714~~806480 2.~~660647~~539535 ~~634~~617.~~812309~~005829 B4 ~~505~~482,~~466~~457.1435 4.800540% 06050HKL1 3017.~~274714~~806480 2.~~660647~~539535 ~~634~~617.~~812309~~005829 B5 ~~505~~482,~~466~~457.1435 4.800540% 06050HKM9 3017.~~274714~~806480 2.~~660647~~539535 ~~634~~617.~~812309~~005829 B6 ~~632~~603,~~538~~745.2212 4.800540% 06050HKN7 3017.~~274714~~806480 2.~~660647~~539535 ~~634~~617.~~812309~~005829 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 7367,~~717~~098,~~569~~112.3780 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 63,418,288.87 63,418,288.87 Loan count 142 142 Avg loan rate 6.257171% 6.26 Prepay amount 3,597,397.53 3,597,397.53 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 74,363.57 74,363.57 Sub servicer fees 0.00 0.00 Trustee fees 223.66 223.66 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.010580% 100.000000% 60,221,787.25 ----------------------------------------------------------------------------- Junior 9.989420% 0.000000% 6,683,444.67 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,948,099.97 3,948,099.97 Principal remittance amount 3,679,823.88 3,679,823.88 Interest remittance amount 268,276.09 268,276.09

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