8-K 1 fh0208_8k0311.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-02 03-0495200 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 On November 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 relating to the distribution date of November 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2003 Payment Date: 11/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 3328,~~802~~302,~~843~~130.7915 6.000000% 5,~~500~~726,~~713~~054.6393 ~~169~~141,~~014~~510.2265 5,~~669~~867,~~727~~565.8558 0.00 0.00 1A2 0.00 8.500000% 0.00 0.00 0.00 0.00 0.00 1A3 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 1A4 43,~~710~~944,~~978~~364.3708 6.000000% ~~766~~798,~~614~~019.2928 2319,~~554~~721.8982 ~~790~~817,~~169~~741.1810 0.00 0.00 1A5 27,~~689~~558,~~661~~274.2051 6.000000% ~~131~~132,~~386~~043.6963 ~~138~~137,~~448~~791.3137 269,835.00 0.00 0.00 1A6 14,372,000.00 6.000000% 0.00 71,860.00 71,860.00 0.00 0.00 1A7 26,~~277~~408,~~338~~725.8049 6.000000% 0.00 0.00 0.00 0.00 0.00 1A8 40,000,000.00 6.000000% 0.00 200,000.00 200,000.00 0.00 0.00 PO ~~589~~555,~~086~~206.3637 0.000000% 338,~~879~~403.9900 0.00 338,~~879~~403.9900 0.00 0.00 2A1 4140,~~473~~102,~~384~~230.5770 5.250000% 1903,~~371,153~~331.8761 ~~181~~175,~~446~~447.0626 1,~~552~~078,~~599~~778.9286 0.00 0.00 Residual 2AR 0.00 5.250000% 0.00 0.0100 0.0100 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~162~~152,~~117~~711.2137 5.~~853234~~853565% 9,~~405~~506.8462 30,~~056~~012.9374 39,~~462~~519.7736 0.00 0.00 B2 1,~~971~~968,~~522~~513.4513 5.~~853234~~853565% 3,~~009~~041.3357 9,~~616~~602.4935 12,~~625~~643.8192 0.00 0.00 B3 1,~~232~~230,~~817~~936.9417 5.~~853234~~853565% 1,~~881~~901.7793 6,~~013~~004.3147 7,~~895~~906.0840 0.00 0.00 B4 ~~985~~983,~~268~~764.1019 5.~~853234~~853565% 1,~~503~~520.9102 4,~~805~~798.8477 6,~~309~~318.7580 0.00 0.00 B5 ~~493~~492,~~127~~374.1847 5.~~853234~~853565% ~~752~~760.7177 2,~~405~~401.3279 3,~~158~~162.0356 0.00 0.00 B6 ~~739~~738,~~831~~701.1688 5.~~853234~~853565% 1,~~129~~141.2838 3,~~608~~603.6737 4,~~737~~744.9574 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~200~~192,~~499~~809,~~977~~932.1252 - 7,~~821~~585,~~431~~724.3072 ~~840~~802,~~830~~754.0460 8,~~662~~388,~~261~~479.3432 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 2822,~~302~~576,~~130~~075.1522 0.00 1A2 0.00 0.00 1A3 0.00 0.00 1A4 3,~~944~~146,~~364~~344.0881 0.00 1A5 27,~~558~~426,~~274~~230.5188 0.00 1A6 14,372,000.00 0.00 1A7 26,~~408~~540,~~725~~769.4912 0.00 1A8 40,000,000.00 0.00 PO ~~555~~546,~~206~~803.37 0.00 2A1 4039,~~102~~198,~~230~~899.7010 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~152~~143,~~711~~204.3775 0.00 B2 1,~~968~~965,~~513~~471.1356 0.00 B3 1,~~230~~229,~~936~~034.1724 0.00 B4 ~~983~~982,~~764~~244.1917 0.00 B5 ~~492~~491,~~374~~613.4770 0.00 B6 ~~738~~737,~~701~~560.8851 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~192~~185,~~809~~356,~~932~~251.5242 - --------------------------------------------------------------------------------

Payment Date: 11/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 3328,~~802~~302,~~843~~130.7915 6.000000% 32051DRK0 2223.~~272350~~184755 0.~~684337~~572976 ~~114~~91.~~595122~~410366 1A2 0.00 8.500000% 32051DRL8 0.000000 0.000000 0.000000 1A3 0.00 5.250000% 32051DRM6 0.000000 0.000000 0.000000 1A4 43,~~710~~944,~~978~~364.3708 6.000000% 32051DRN4 9194.~~046827~~776636 2.~~797493~~342259 ~~468~~373.~~451792~~675155 1A5 27,~~689~~558,~~661~~274.2051 6.000000% 32051DRP9 4.~~535737~~558416 4.~~779518~~756840 ~~951~~946.~~367919~~809503 1A6 14,372,000.00 6.000000% 32051DRQ7 0.000000 5.000000 1,000.000000 1A7 26,~~277~~408,~~338~~725.8049 6.000000% 32051DRR5 0.000000 0.000000 1,~~056~~061.~~349020~~630765 1A8 40,000,000.00 6.000000% 32051DRS3 0.000000 5.000000 1,000.000000 PO ~~589~~555,~~086~~206.3637 0.000000% 32051DRT1 389.~~613097~~576913 0.000000 ~~632~~623.~~769895~~192982 2A1 4140,~~473~~102,~~384~~230.5770 5.250000% 32051DRU8 149.~~071487~~270454 1.~~862093~~800530 ~~411~~402.~~549750~~279295 Residual 2AR 0.00 5.250000% 32051DRV6 0.000000 0.~~116902~~029511 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~162~~152,~~117~~711.2137 5.~~853234~~853565% 32051DRW4 1.~~505416~~521546 4.~~810648~~803576 ~~984~~983.~~748939~~227393 B2 1,~~971~~968,~~522~~513.4513 5.~~853234~~853565% 32051DRX2 1.~~505416~~521546 4.~~810648~~803576 ~~984~~983.~~748939~~227393 B3 1,~~232~~230,~~817~~936.9417 5.~~853234~~853565% 32051DRY0 1.~~505416~~521546 4.~~810648~~803576 ~~984~~983.~~748939~~227393 B4 ~~985~~983,~~268~~764.1019 5.~~853234~~853565% 32051DRZ7 1.~~505416~~521546 4.~~810648~~803576 ~~984~~983.~~748939~~227393 B5 ~~493~~492,~~127~~374.1847 5.~~853234~~853565% 32051DSA1 1.~~505416~~521546 4.~~810648~~803576 ~~984~~983.~~748939~~227393 B6 ~~739~~738,~~831~~701.1688 5.~~853234~~853565% 32051DSB9 1.~~505416~~521546 4.~~810648~~803576 ~~984~~983.~~748950~~227404 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~200~~192,~~499~~809,~~977~~932.1252 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 143,907,628.89 41,448,622.56 0.00 Loan count 329 93 0 Avg loan rate 6.382214% 5.856839% 0.000000% Prepay amount 6,393,331.50 748,834.82 0.00 Total ----- Prin balance 0.00 185,356,251.45 Loan count 0 422 Avg loan rate 0.000000% 6.27 Prepay amount 0.00 7,142,166.32 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 22,837.90 8,683.93 0.00 Sub servicer fees 19,352.29 12,596.62 0.00 Trustee fees 501.50 141.20 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 31,521.83 Sub servicer fees 0.00 31,948.91 Trustee fees 0.00 642.70 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.009541% 100.000000% 181,242,931.30 ----------------------------------------------------------------------------- Junior 5.990459% 0.000000% 11,549,128.92 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 6 2,156,720.97 60 to 89 days 0 0.00 90 or more 2 948,414.45 Foreclosure 0 0.00 Totals: 8 3,105,135.42 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,388,479.32 8,388,479.32 Principal remittance amount 7,585,724.72 7,585,724.72 Interest remittance amount 802,754.60 802,754.60

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CE SE 2002-8