8-K 1 cw0348_8k0311.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2003 CW (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Trust, Series 2003-48) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW CHL Mortgage Pass-Through Trust Series 2003-48 On November 25, 2003, The Bank of New York, as Trustee for CW, CHL Mortgage Pass-Through Trust Series 2003-48, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2003, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, CHL Mortgage Pass-Through Trust Series 2003-48 relating to the distribution date of November 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2003 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2003 Payment Date: 11/25/03 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2003-48 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 98,~~425~~333,~~042~~798.2637 4.~~455323~~455322% 91104,~~243~~174.8905 365,~~429~~090.4961 ~~456~~469,~~673~~264.3866 0.00 0.00 2A1 ~~101~~100,~~227~~537,~~169~~269.2008 1.370000% ~~689~~329,~~900~~607.1255 ~~115~~114,~~567~~780.6805 ~~805~~444,~~467~~387.8060 0.00 0.00 2A2 60,000,000.00 1.620000% 0.00 81,000.00 81,000.00 0.00 0.00 2A3 34,~~870~~721,~~914~~700.8323 4.~~594460~~594144% ~~149~~71,~~214~~288.6096 ~~133~~132,~~510~~930.8541 ~~282~~204,~~725~~219.4637 0.00 0.00 2X ~~161~~160,~~227~~537,~~169~~269.2008 3.~~131424~~130708% 0.00 ~~420~~418,~~725~~829.4639 ~~420~~418,~~725~~829.4639 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.1415 0.1415 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 2,~~886~~884,~~850~~639.9510 4.~~548040~~547834% 2,~~211~~227.8569 10,~~941~~932.2638 13,~~153~~160.1107 0.00 0.00 B1 2,~~126~~124,~~417~~787.0482 4.~~548040~~547834% 1,~~629~~640.2288 8,~~059~~052.1965 9,~~688~~693.4154 0.00 0.00 B2 1,~~518~~517,~~869~~705.3159 4.~~548040~~547834% 1,~~163~~172.7306 5,~~756~~751.5789 6,~~920~~923.2995 0.00 0.00 B3 1,~~063~~062,~~208~~393.5291 4.~~548040~~547834% ~~814~~820.6144 4,~~029~~026.6033 4,~~844~~846.2177 0.00 0.00 B4 302,~~774~~542.6163 4.~~548040~~547834% ~~231~~233.9864 1,~~147~~146.5359 1,~~379~~380.5124 0.00 0.00 B5 ~~917~~916,~~286~~583.5574 4.~~548040~~547834% ~~702~~707.8184 3,~~476~~473.5573 4,~~179~~181.3556 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~303~~302,~~338~~401,~~533~~420.2847 - ~~937~~511,~~112~~873.8112 1,~~149~~146,~~644~~014.3119 21,~~086~~657,~~757~~887.1231 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 98,~~333~~229,~~798~~624.3732 0.00 2A1 100,~~537~~207,~~269~~661.0853 0.00 2A2 60,000,000.00 0.00 2A3 34,~~721~~650,~~700~~411.2327 0.00 2X 160,~~537~~207,~~269~~661.0853 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 2,~~884~~882,~~639~~411.1042 0.00 B1 2,~~124~~123,~~787~~146.8294 0.00 B2 1,~~517~~516,~~705~~533.5953 0.00 B3 1,~~062~~061,~~393~~573.9147 0.00 B4 302,~~542~~308.6399 0.00 B5 ~~916~~915,~~583~~875.7490 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~302~~301,~~401~~889,~~420~~547.4735 - --------------------------------------------------------------------------------

Payment Date: 11/25/03 ------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2003-48 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 98,~~425~~333,~~042~~798.2637 4.~~455323~~455322% 12669EU79 01.~~926042~~057272 3.~~708777~~705338 ~~997~~996.~~998583~~941311 2A1 ~~101~~100,~~227~~537,~~169~~269.2008 1.370000% 12669EU87 63.~~775418~~237032 1.~~134975~~127240 ~~987~~984.~~363186~~126154 2A2 60,000,000.00 1.620000% 12669EU95 0.000000 1.350000 1,000.000000 2A3 34,~~870~~721,~~914~~700.8323 4.~~594460~~594144% 12669EV29 42.~~263274~~036827 3.~~814596~~798012 ~~992~~990.~~048578~~011751 2X ~~161~~160,~~227~~537,~~169~~269.2008 3.~~131424~~130708% 12669EV37 0.000000 2.~~599895~~588178 ~~992~~990.~~048578~~011751 Residual AR 0.00 0.000000% 12669EV45 0.000000 1.~~407229~~517062 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 2,~~886~~884,~~850~~639.9510 4.~~548040~~547834% 12669EV52 0.~~765611~~771092 3.~~787214~~784141 ~~998~~997.~~490517~~719424 B1 2,~~126~~124,~~417~~787.0482 4.~~548040~~547834% 12669EV60 0.~~765611~~771092 3.~~787214~~784141 ~~998~~997.~~490517~~719424 B2 1,~~518~~517,~~869~~705.3159 4.~~548040~~547834% 12669EV78 0.~~765611~~771092 3.~~787214~~784141 ~~998~~997.~~490517~~719424 B3 1,~~063~~062,~~208~~393.5291 4.~~548040~~547834% 12669EV86 0.~~765611~~771092 3.~~787214~~784141 ~~998~~997.~~490517~~719424 B4 302,~~774~~542.6163 4.~~548040~~547834% 12669EV94 0.~~765611~~771092 3.~~787214~~784141 ~~998~~997.~~490517~~719424 B5 ~~917~~916,~~286~~583.5574 4.~~548040~~547834% 12669EW28 0.~~765611~~771092 3.~~787214~~784141 ~~998~~997.~~490517~~719424 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~303~~302,~~338~~401,~~533~~420.2847 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP CHL Mortgage Pass-Through Trust, Series 2003-48 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 101,165,586.00 200,723,961.35 301,889,547.35 Loan count 190 374 564 Avg loan rate 4.716573% 4.853144% 4.81 Prepay amount 18,505.07 259,777.77 278,282.84 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 21,098.40 41,901.90 63,000.30 Sub servicer fees 189.99 0.00 189.99 Trustee fees 759.54 1,508.47 2,268.01 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 200,000.00 Fraud 6,083,541.00 6,083,541.00 12,167,082.00 Special Hazard 4,782,625.48 0.00 4,782,625.48 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.089283% 100.000000% 293,592,767.68 ----------------------------------------------------------------------------- Junior 2.910717% 0.000000% 8,801,850.23 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 1,657,887.31 1,657,887.31 Principal remittance amount 511,873.12 511,873.12 Interest remittance amount 1,146,014.19 1,146,014.19

Filing Compare · CWMBS INC CHL MORTGAGE PASS-THROUGH TRUST 2003-48