8-K 1 fh0306_8k0310.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-6 On October 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2003, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-6 relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 9895,~~193~~775,~~960~~653.8929 2.500000% 2497,~~418,307~~089.6031 ~~204~~199,~~570~~532.7561 2696,~~622,878~~621.3592 0.00 0.00 A2 6867,~~735~~042,~~772~~957.6230 1.~~560000~~570000% 1347,~~692,815~~962.3252 8987,~~356~~714.5054 1435,~~782,171~~677.8205 0.00 0.00 A3 9895,~~193~~775,~~960~~653.8929 6.~~440000~~430000% 0.00 ~~526~~513,~~974~~197.2688 ~~526~~513,~~974~~197.2688 0.00 0.00 A4 17,500,000.00 5.000000% 0.00 72,916.67 72,916.67 0.00 0.00 A5 7573,~~107~~105,~~572~~941.2037 4.500000% 2411,~~001,630~~440.8333 ~~281~~274,~~653~~147.4028 2685,~~283,284~~587.2261 0.00 0.00 A6 4948,~~942~~670,~~071~~679.0545 1.~~560000~~570000% 1261,~~271,391~~337.6079 6463,~~924~~677.6947 1325,~~336,316~~015.2927 0.00 0.00 A7 2019,~~483~~937,~~883~~984.3200 6.~~440000~~430000% 0.00 ~~109~~106,~~930~~834.1736 ~~109~~106,~~930~~834.1736 0.00 0.00 A8 10,000,000.00 5.250000% 0.00 43,750.00 43,750.00 0.00 0.00 A9 630,000.00 5.000000% 0.00 2,625.00 2,625.00 0.00 0.00 Residual ARU 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ARL 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 3,~~993~~989,~~899~~809.2738 5.250000% 4,~~089~~197.9044 17,~~473~~455.3142 21,~~563~~652.2185 0.00 0.00 B2 1,~~830~~828,~~287~~413.6739 5.250000% 1,~~874~~923.2856 87,~~007~~999.5131 9,~~881~~922.7987 0.00 0.00 B3 ~~998~~997,~~973~~950.8182 5.250000% 1,~~022~~049.9988 4,~~370~~366.5103 5,~~393~~415.5092 0.00 0.00 B4 ~~665~~664,~~649~~968.8823 5.250000% ~~681~~699.6557 2,~~912~~909.2224 3,~~593~~608.8781 0.00 0.00 B5 498,~~987~~476.9293 5.250000% ~~510~~524.9842 2,~~183~~180.0784 2,~~694~~705.0525 0.00 0.00 B6 499,~~512~~000.1968 5.250000% ~~511~~524.5296 2,~~185~~183.3713 2,~~696~~708.8809 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~327~~320,~~966~~573,~~687~~850.5085 - 71,~~392~~526,~~836~~749.6579 1,~~433~~401,~~833~~489.4377 82,~~826~~928,~~670~~239.0756 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 95,~~775~~278,~~653~~563.2998 0.00 A2 6766,~~042~~694,~~957~~994.3079 0.00 A3 95,~~775~~278,~~653~~563.2998 0.00 A4 17,500,000.00 0.00 A5 7372,~~105~~694,~~941~~501.3704 0.00 A6 48,~~670~~409,~~679~~341.4566 0.00 A7 19,~~937~~825,~~984~~773.00 0.00 A8 10,000,000.00 0.00 A9 630,000.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 3,~~989~~985,~~809~~611.3894 0.00 B2 1,~~828~~826,~~413~~489.3983 0.00 B3 ~~997~~996,~~950~~900.8294 0.00 B4 664,~~968~~268.2366 0.00 B5 ~~498~~497,~~476~~952.9352 0.00 B6 ~~499~~498,~~000~~475.6871 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~320~~319,~~573~~047,~~850~~101.8506 - --------------------------------------------------------------------------------

Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 9895,~~193~~775,~~960~~653.8929 2.500000% 32051DZA3 244.~~183076~~970893 21.~~045708~~995326 ~~957~~952.~~756533~~785640 A2 6867,~~735~~042,~~772~~957.6230 1.~~560000~~570000% 32051DZB1 244.~~183076~~970893 1.~~276521~~253065 ~~957~~952.~~756533~~785640 A3 9895,~~193~~775,~~960~~653.8929 6.~~440000~~430000% 32051DZC9 0.000000 5.~~269743~~131979 ~~957~~952.~~756533~~785640 A4 17,500,000.00 5.000000% 32051DZD7 0.000000 4.166667 1,000.000000 A5 7573,~~107~~105,~~572~~941.2037 4.500000% 32051DZE5 265.~~130122~~371113 3.~~676821~~578833 ~~954~~948.~~355395~~984281 A6 4948,~~942~~670,~~071~~679.0545 1.~~560000~~570000% 32051DZF2 245.~~982361~~135188 1.~~275745~~251238 ~~956~~951.~~360326~~225138 A7 2019,~~483~~937,~~883~~984.3200 6.~~440000~~430000% 32051DZG0 0.000000 5.~~261939~~113754 ~~954~~948.~~355419~~984306 A8 10,000,000.00 5.250000% 32051DZH8 0.000000 4.375000 1,000.000000 A9 630,000.00 5.000000% 32051DZJ4 0.000000 4.166667 1,000.000000 Residual ARU 0.00 5.250000% 32051DZK1 0.000000 0.000000 0.000000 ARL 0.00 5.250000% 32051DZL9 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 3,~~993~~989,~~899~~809.2738 5.250000% 32051DZM7 1.~~021963~~048835 4.~~366144~~361673 ~~996~~995.~~953867~~905032 B2 1,~~830~~828,~~287~~413.6739 5.250000% 32051DZN5 1.~~021963~~048835 4.~~366144~~361673 ~~996~~995.~~953867~~905032 B3 ~~998~~997,~~973~~950.8182 5.250000% 32051DZP0 1.~~021963~~048835 4.~~366144~~361673 ~~996~~995.~~953867~~905032 B4 ~~665~~664,~~649~~968.8823 5.250000% 32051DZQ8 1.~~021963~~048835 4.~~366144~~361673 ~~996~~995.~~953867~~905032 B5 498,~~987~~476.9293 5.250000% 32051DZR6 1.~~021963~~048835 4.~~366144~~361673 ~~996~~995.~~953867~~905032 B6 499,~~512~~000.1968 5.250000% 32051DZS4 1.~~021960~~048826 4.~~366144~~361673 ~~996~~995.~~953874~~905048 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~327~~320,~~966~~573,~~687~~850.5085 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 319,047,101.05 319,047,101.05 Loan count 662 662 Avg loan rate 5.863983% 5.86 Prepay amount 1,189,493.43 1,189,493.43 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 65,183.35 65,183.35 Sub servicer fees 97,236.25 97,236.25 Trustee fees 1,602.87 1,602.87 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.357883% 100.000000% 312,095,231.42 ----------------------------------------------------------------------------- Junior 2.642117% 0.000000% 8,469,699.59 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 2,000,639.56 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 4 2,000,639.56 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,928,239.56 2,928,239.56 Principal remittance amount 1,526,749.79 1,526,749.79 Interest remittance amount 1,401,489.77 1,401,489.77

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CERT SE 2003-6