8-K 1 fh02ar2_8k0310.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-01 03-0495203 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2 On October 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2 relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 13,~~066~~052,~~607~~825.5080 5.~~134525~~134564% 131,~~781~~557,994.7063 55,~~909~~689.02 691,~~690~~613,683.7265 0.00 0161.0046 2A1 ~~101~~91,~~019~~600,~~148~~989.2817 5.~~339381~~338732% 97,~~418~~843,~~159~~654.1131 ~~449~~407,~~483~~527.1163 98,~~867~~251,~~642~~181.2294 0.00 0.00 Residual 2AR 0.00 5.~~339381~~338732% 0.00 0.00 0.00 0.00 0.00 3A1 2420,~~793~~629,~~816~~275.8823 5.~~388934~~385137% 42,~~164~~232,~~541~~166.6497 ~~110~~91,~~208~~949.4640 42,~~274~~324,~~750~~116.1138 0.00 ~~1,135~~626.0883 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~482~~410,~~407~~629.4778 5.~~333580~~331584% 71179,~~777~~441.6953 19,~~884~~568.7388 91199,~~662~~010.41 0.00 3827.0149 B2 1,~~445~~422,~~841~~689.8630 5.~~333580~~331584% 2357,~~152~~880.5652 6,~~414~~312.0012 2964,~~566~~192.5664 0.00 128.2687 B3 1,~~157~~138,~~070~~542.4202 5.~~333580~~331584% 1846,~~528~~320.4031 5,~~132~~051.9643 2351,~~661~~371.3674 0.00 97.8110 B4 ~~433~~426,~~653~~709.3215 5.~~333580~~331584% 617,~~944~~360.18 1,~~923~~893.7620 819,~~867~~253.9439 0.00 32.6866 B5 ~~578~~569,~~535~~271.2101 5.~~333580~~331584% 923,~~264~~160.2015 2,~~566~~525.4872 1125,~~830~~685.6887 0.00 43.9155 B6 ~~434~~427,~~104~~153.8040 5.~~333580~~331584% 617,~~951~~378.4026 1,~~925~~895.7617 819,~~877~~273.1643 0.00 32.6866 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~147~~133,~~411~~678,~~185~~084.7588 - 1311,~~733~~975,~~100~~356.87 ~~653~~592,~~448~~412.2857 1412,~~386~~567,~~549~~769.1644 - ~~1,207~~840.4262 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 1311,~~052~~494,~~825~~831.8017 0161.0046 2A1 9183,~~600~~757,~~989~~334.1787 0.00 Residual 2AR 0.00 0.00 3A1 2018,~~629~~397,~~275~~108.2326 ~~1,135~~626.0883 -------------------------------------------------------------------------------- Subordinate B1 4,~~410~~231,~~629~~188.7825 3827.0149 B2 1,~~422~~364,~~689~~808.3078 128.2687 B3 1,~~138~~092,~~542~~221.0272 97.8110 B4 ~~426~~409,~~709~~348.1596 32.6866 B5 ~~569~~546,~~271~~110.0186 43.9155 B6 ~~427~~409,~~153~~775.4015 32.6866 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~133~~121,~~678~~702,~~084~~728.8801 ~~1,207~~840.4262 --------------------------------------------------------------------------------

Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 13,~~066~~052,~~607~~825.5080 5.~~134525~~134564% 32051DQZ8 074.~~660739~~695303 2.~~680459~~669912 ~~625~~551.~~794698~~099394 2A1 ~~101~~91,~~019~~600,~~148~~989.2817 5.~~339381~~338732% 32051DRA2 4537.~~074608~~539146 21.~~151193~~950397 ~~438~~400.~~395515~~856369 Residual 2AR 0.00 5.~~339381~~338732% 32051DRB0 0.000000 0.~~000000~~020373 0.000000 3A1 2420,~~793~~629,~~816~~275.8823 5.~~388934~~385137% 32051DRC8 7842.~~542173~~098089 21.~~078503~~734142 ~~389~~346.~~062770~~964681 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~482~~410,~~407~~629.4778 5.~~333580~~331584% 32051DRD6 1539.~~890566~~725820 4.~~402197~~332273 ~~976~~936.~~451136~~725315 B2 1,~~445~~422,~~841~~689.8630 5.~~333580~~331584% 32051DRE4 1539.~~890566~~725820 4.~~402197~~332273 ~~976~~936.~~451136~~725315 B3 1,~~157~~138,~~070~~542.4202 5.~~333580~~331584% 32051DRF1 1539.~~890566~~725820 4.~~402197~~332273 ~~976~~936.~~451136~~725315 B4 ~~433~~426,~~653~~709.3215 5.~~333580~~331584% 32051DRG9 1539.~~890566~~725820 4.~~402197~~332273 ~~976~~936.~~451136~~725315 B5 ~~578~~569,~~535~~271.2101 5.~~333580~~331584% 32051DRH7 1539.~~890566~~725820 4.~~402197~~332273 ~~976~~936.~~451136~~725315 B6 ~~434~~427,~~104~~153.8040 5.~~333580~~331584% 32051DRJ3 1539.~~890551~~725823 4.~~402198~~332273 ~~976~~936.~~451206~~725383 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~147~~133,~~411~~678,~~185~~084.7588 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 12,121,476.56 89,794,680.86 19,786,570.56 Loan count 25 187 44 Avg loan rate 5.424564% 5.627732% 5.688137% Prepay amount 1,544,247.22 8,026,698.90 2,287,004.48 Total ----- Prin balance 0.00 121,702,727.98 Loan count 0 256 Avg loan rate 0.000000% 5.62 Prepay amount 0.00 11,857,950.60 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 2,102.18 17,731.36 3,634.82 Sub servicer fees 0.00 0.00 0.00 Trustee fees 68.40 489.51 110.48 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 23,468.36 Sub servicer fees 0.00 0.00 Trustee fees 0.00 668.39 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 3,812,407.38 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 3,812,407.38 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.960055% 100.000000% 125,283,090.21 ----------------------------------------------------------------------------- Junior 6.039945% 0.000000% 8,053,453.72 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 416,000.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 416,000.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 12,567,769.44 12,567,769.44 Principal remittance amount 11,975,356.87 11,975,356.87 Interest remittance amount 592,412.57 592,412.57

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PASS THR CERT SER 2002 AR2