8-K 1 fh0206_8k0310.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-73524-02 13-0495215 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6 On October 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6 relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 ~~269,948~~0.8900 6.000000% ~~269,948~~0.8900 ~~1,349~~0.7400 ~~271,298~~0.6400 0.00 0.00 1-A-2 54,~~000~~717,~~000~~764.0042 6.000000% ~~282~~1,~~235~~310,306.5822 2523,~~000~~526.0023 ~~307~~1,~~235~~333,832.5845 0.00 062.0059 1-A-3-I 25,000,000.00 5.500000% 0.00 114,~~583~~279.3329 114,~~583~~279.3329 0.00 0304.0005 1-A-3-II 12,500,000.00 7.000000% 0.00 72,~~916~~723.6718 72,~~916~~723.6718 0.00 0193.0048 1-A-4 3,393,000.00 6.000000% 0.00 16,~~965~~919.0098 16,~~965~~919.0098 0.00 045.0002 1-A-5 ~~574,359~~0.3400 7.000000% ~~574,359~~0.3400 ~~3,350~~0.4300 ~~577,709~~0.7700 0.00 0.00 1-A-6 ~~3,171,887~~0.9900 6.500000% ~~3,171,887~~0.9900 ~~17,181~~0.0600 ~~3,189,069~~0.0500 0.00 0.00 1-A-7 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-8 ~~2,045,431~~0.4700 5.000000% ~~2,045,431~~0.4700 ~~8,522~~0.6300 ~~2,053,954~~0.1000 0.00 0.00 1-A-9 ~~114,871~~0.8700 5.000000% ~~114,871~~0.8700 ~~478~~0.6300 ~~115,350~~0.5000 0.00 0.00 1-A-V-1 54,~~117~~747,~~106~~895.6623 5.000000% ~~369~~1,~~211~~621,209.4342 2119,~~321~~730.2840 ~~390~~1,~~532~~640,939.7182 0.00 052.0049 1-A-V-2 1211,~~740~~223,~~397~~301.5771 6.250000% 16,~~517~~525,~~095~~190.8610 6658,~~356~~299.2459 16,583,~~452~~489.1069 0.00 0155.0011 1-A-V-Z 7,~~728~~768,~~029~~279.0520 6.250000% 0.00 0.00 0.00 0.00 0107.0036 1-A-Z 25,~~517~~645,~~566~~154.7256 6.000000% 0.00 0.00 0.00 0.00 0340.0025 Residual 1-A-R 0.00 5.000000% 0.00 0.0001 0.0001 0.00 0.00 2-A-1 1716,~~806~~080,~~701~~108.1688 5.750000% 1963,~~726,592~~500.2870 8577,~~323~~050.7852 1,~~811~~040,~~916~~551.0622 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B-1 5,~~857~~849,~~611~~063.6885 5.~~948300~~948410% 8,~~547~~688.8311 2928,~~035~~932.6927 37,~~583~~620.5238 0.00 061.0059 B-2 2,~~108~~105,~~897~~820.8843 5.~~948300~~948410% 3,~~077~~127.4595 10,~~453~~416.6340 13,~~531~~544.0835 0.00 022.0017 B-3 1,~~639~~637,~~815~~422.9299 5.~~948300~~948410% 2,~~392~~432.9320 8,~~128~~099.4348 10,~~521~~531.3668 0.00 017.0024 B-4 ~~702~~701,~~637~~612.4713 5.~~948300~~948410% 1,~~025~~042.3416 3,~~482~~470.9251 4,~~508~~512.2567 0.00 07.0039 B-5 ~~702~~701,~~637~~612.4713 5.~~948300~~948410% 1,~~025~~042.3416 3,~~482~~470.9251 4,~~508~~512.2567 0.00 07.0039 B-6 ~~704~~702,~~022~~995.3701 5.~~948300~~948410% 1,~~027~~044.3522 3,~~489~~477.7835 4,~~517~~521.1357 0.00 07.0040 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~132~~122,~~694~~774,~~923~~030.5054 - 10,~~088~~437,~~730~~583.9424 ~~491~~440,~~422~~395.1572 10,~~580~~877,~~153~~978.1096 - -1,383.52 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 43,~~717~~407,~~764~~458.4220 062.0059 1-A-3-I 25,000,000.00 0304.0005 1-A-3-II 12,500,000.00 0193.0048 1-A-4 3,393,000.00 045.0002 1-A-5 0.00 0.00 1-A-6 0.00 0.00 1-A-7 0.00 0.00 1-A-8 0.00 0.00 1-A-9 0.00 0.00 1-A-V-1 43,~~747~~126,~~895~~685.2381 052.0049 1-A-V-2 114,~~223~~698,~~301~~111.7162 0155.0011 1-A-V-Z 7,~~768~~808,~~279~~631.2063 0107.0036 1-A-Z 25,~~645~~773,~~154~~040.5608 0340.0025 Residual 1-A-R 0.00 0.00 2-A-1 1615,~~080~~116,~~108~~608.8818 0.00 -------------------------------------------------------------------------------- Subordinate B-1 5,~~849~~840,~~063~~375.8574 061.0059 B-2 2,~~105~~102,~~820~~692.4348 022.0017 B-3 1,~~637~~634,~~422~~990.9979 017.0024 B-4 ~~701~~700,~~612~~569.1397 07.0039 B-5 ~~701~~700,~~612~~569.1397 07.0039 B-6 ~~702~~701,~~995~~950.0179 07.0040 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~122~~112,~~774~~504,~~030~~685.5426 -1,383.52 --------------------------------------------------------------------------------

Payment Date: 10/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 ~~269,948~~0.8900 6.000000% 32051DNX6 220.~~974374~~000000 0.~~114872~~000000 0.000000 1-A-2 54,~~000~~717,~~000~~764.0042 6.000000% 32051DNY4 56262.~~447115~~061245 54.~~000000~~705246 ~~943~~681.~~552885~~491640 1-A-3-I 25,000,000.00 5.500000% 32051DNZ1 0.000000 4.~~583333~~571172 1,000.000000 1-A-3-II 12,500,000.00 7.000000% 32051DPA4 0.000000 5.~~833333~~817855 1,000.000000 1-A-4 3,393,000.00 6.000000% 32051DPB2 0.000000 54.~~000000~~986733 1,000.000000 1-A-5 ~~574,359~~0.3400 7.000000% 32051DPC0 220.~~974374~~000000 0.~~134017~~000000 0.000000 1-A-6 ~~3,171,887~~0.9900 6.500000% 32051DPD8 220.~~974374~~000000 0.~~124445~~000000 0.000000 1-A-7 0.00 5.000000% 32051DPE6 0.000000 0.000000 0.000000 1-A-8 ~~2,045,431~~0.4700 5.000000% 32051DPF3 240.~~680657~~000000 0.~~102836~~000000 0.000000 1-A-9 ~~114,871~~0.8700 5.000000% 32051DPG1 220.~~974374~~000000 0.~~095727~~000000 0.000000 1-A-V-1 54,~~117~~747,~~106~~895.6623 5.000000% 32051DPH9 68300.~~514591~~847947 3.~~956591~~661372 ~~881~~580.~~067256~~219309 1-A-V-2 1211,~~740~~223,~~397~~301.5771 6.250000% 32051DPJ5 ~~106~~457.~~424032~~741042 4.~~654879~~089707 ~~787~~329.~~312820~~571778 1-A-V-Z 7,~~728~~768,~~029~~279.0520 6.250000% 32051DPK2 0.000000 0.000000 1,~~064~~069.~~147836~~675565 1-A-Z 25,~~517~~645,~~566~~154.7256 6.000000% 32051DPL0 0.000000 0.000000 1,~~061~~066.~~511172~~804644 Residual 1-A-R 0.00 5.000000% 32051DPM8 0.000000 0.~~000000~~104807 0.000000 2-A-1 1716,~~806~~080,~~701~~108.1688 5.750000% 32051DPN6 179.~~652513~~850738 0.~~872342~~787757 ~~164~~154.~~401481~~550743 ------------------------------------------------------------------------------------------------------------------------ Subordinate B-1 5,~~857~~849,~~611~~063.6885 5.~~948300~~948410% 32051DPP1 1.~~438060~~461660 4.~~884874~~867475 ~~984~~982.~~028238~~566579 B-2 2,~~108~~105,~~897~~820.8843 5.~~948300~~948410% 32051DPQ9 1.~~438060~~461660 4.~~884874~~867475 ~~984~~982.~~028238~~566579 B-3 1,~~639~~637,~~815~~422.9299 5.~~948300~~948410% 32051DPR7 1.~~438060~~461660 4.~~884874~~867475 ~~984~~982.~~028238~~566579 B-4 ~~702~~701,~~637~~612.4713 5.~~948300~~948410% 32051DPS5 1.~~438060~~461660 4.~~884874~~867475 ~~984~~982.~~028238~~566579 B-5 ~~702~~701,~~637~~612.4713 5.~~948300~~948410% 32051DPT3 1.~~438060~~461660 4.~~884874~~867475 ~~984~~982.~~028238~~566579 B-6 ~~704~~702,~~022~~995.3701 5.~~948300~~948410% 32051DPU0 1.~~438055~~461660 4.~~884874~~867475 ~~984~~982.~~028271~~566611 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~132~~122,~~694~~774,~~923~~030.5054 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 94,983,058.98 17,521,626.26 0.00 Loan count 220 42 0 Avg loan rate 6.611904% 6.188807% 0.000000% Prepay amount 9,203,603.99 903,002.34 0.00 Total ----- Prin balance 112,504,685.24 Loan count 262 Avg loan rate 6.55 Prepay amount 10,106,606.33 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 12,320.59 2,346.46 0.00 Sub servicer fees 31,677.17 3,014.12 0.00 Trustee fees 521.40 92.47 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 14,667.05 Sub servicer fees 34,691.29 Trustee fees 613.87 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.484304% 100.000000% 111,075,504.00 ----------------------------------------------------------------------------- Junior 9.515696% 0.000000% 11,681,149.74 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 2,211,395.00 60 to 89 days 0 0.00 90 or more 1 362,815.29 Foreclosure 0 0.00 Totals: 5 2,574,210.29 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,877,978.96 10,877,978.96 Principal remittance amount 10,437,583.24 10,437,583.24 Interest remittance amount 440,395.72 440,395.72

Filing Compare · FIRST HORIZON MORTGAGE PASS THRU CERT SER 2002-6