8-K 1 cw03j3_8k0310.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2003-J3) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2003-J3 On October 25, 2003, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2003-J3, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2003, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2003-J3 relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2003-J3 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 4241,~~064~~882,~~755~~135.6816 1.~~660000~~670000% ~~182~~200,~~620~~038.5278 58,~~189~~285.5897 ~~240~~258,~~810~~324.0975 0.00 0.00 1A2 43,~~188~~000,~~412~~913.7093 6.~~340000~~330000% 0.00 ~~228~~226,~~178~~829.7882 ~~228~~226,~~178~~829.7882 0.00 0.00 1A3 54,~~250~~015,~~673~~148.3371 4.000000% ~~235~~257,~~524~~988.6386 180,~~835~~050.5850 ~~416~~438,~~360~~039.2135 0.00 0.00 1A4 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 1A5 1410,~~845~~705,~~793~~169.7456 5.750000% 45,~~140~~590,~~624~~903.1859 7151,~~136~~295.0960 45,~~211~~642,~~760~~199.2719 0.00 0.00 1A6 2,000,000.00 5.750000% 0.00 9,583.33 9,583.33 0.00 0.00 1A7 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 1A8 1,~~277~~271,~~285~~740.8663 4.000000% 56,~~545~~074.2313 4,~~257~~239.6214 910,~~802~~313.8526 0.00 0.00 1A9 1,~~123~~118,~~657~~778.0377 1.~~660000~~670000% 45,~~878~~343.2655 1,~~554~~556.3997 6,~~432~~900.6551 0.00 0.00 110 16,429,000.00 5.750000% 0.00 78,722.29 78,722.29 0.00 0.00 111 710,000.00 5.750000% 0.00 3,402.08 3,402.08 0.00 0.00 1X 7773,~~048~~738,~~864~~734.0957 0.~~262450~~264534% 0.00 16,~~851~~255.2133 16,~~851~~255.2133 0.00 0.00 2A1 ~~118~~112,~~399~~570,~~320~~572.3391 5.000000% 53,~~828~~163,~~747~~938.4208 ~~493~~469,~~330~~044.5005 63,~~322~~632,~~077~~982.9214 0.00 0.00 2X ~~110~~104,~~149~~785,~~894~~196.3106 0.~~398189~~396011% 0.00 3634,~~550~~580.4110 3634,~~550~~580.4110 0.00 0.00 PO 1,~~280~~275,~~560~~877.4648 0.000000% 416,~~682~~589.9844 0.00 416,~~682~~589.9844 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 2,~~884~~878,~~798~~035.4350 5.~~382549~~383061% 6,~~762~~880.9478 12,~~939~~910.6453 19,~~702~~791.5832 0.00 0.00 B1 1,~~282~~279,~~187~~181.5870 5.~~382549~~383061% 3,~~005~~058.8826 5,~~751~~738.2026 8,~~757~~796.0852 0.00 0.00 B2 ~~801~~799,~~552~~673.6756 5.~~382549~~383061% 1,~~879~~911.1185 3,~~595~~587.3324 5,~~474~~499.4410 0.00 0.00 B3 ~~481~~480,~~129~~001.3946 5.~~382549~~383061% 1,~~127~~147.9358 2,~~158~~153.0923 3,~~286~~300.0181 0.00 0.00 B4 320,~~917~~165.7642 5.~~382549~~383061% ~~752~~765.3445 1,~~439~~436.4622 2,~~191~~201.8067 0.00 0.00 B5 ~~481~~480,~~447~~318.0638 5.~~382549~~383061% 1,~~128~~148.6234 2,~~159~~154.5165 3,~~288~~302.1399 0.0500 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~258~~248,~~633~~215,~~079~~799.3124 - 109,~~417~~255,~~280~~788.0269 1,~~210~~161,~~635~~825.1033 1110,~~627~~417,~~915~~614.1202 ~~0.05~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 41,~~882~~682,~~135~~096.1639 0.00 1A2 4342,~~000~~795,~~913~~531.9361 0.00 1A3 5453,~~015~~757,~~148~~159.7185 0.00 1A4 0.00 0.00 1A5 105,~~705~~114,~~169~~265.5697 0.00 1A6 2,000,000.00 0.00 1A7 0.00 0.00 1A8 1,~~271~~265,~~740~~666.6350 0.00 1A9 1,~~118~~113,~~778~~435.7722 0.00 110 16,429,000.00 0.00 111 710,000.00 0.00 1X 7368,~~738~~356,~~734~~477.5756 0.00 2A1 ~~112~~109,~~570~~406,~~572~~634.9183 0.00 2X ~~104~~101,~~785~~653,~~196~~991.0600 0.00 PO 1,~~275~~259,~~877~~288.4804 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 2,~~878~~871,~~035~~154.5071 0.00 B1 1,~~279~~276,~~181~~123.7044 0.00 B2 ~~799~~797,~~673~~761.5671 0.00 B3 ~~480~~478,~~001~~853.4688 0.00 B4 ~~320~~319,~~165~~399.4297 0.00 B5 ~~480~~479,~~318~~170.3804 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~248~~238,~~215~~960,~~799~~010.2455 - --------------------------------------------------------------------------------

Payment Date: 10/25/03 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2003-J3 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 4241,~~064~~882,~~755~~135.6816 1.~~660000~~670000% 12669D5Y0 4.~~275425~~683213 1.~~362307~~364564 ~~980~~975.~~524773~~841560 1A2 43,~~188~~000,~~412~~913.7093 6.~~340000~~330000% 12669D5Z7 0.000000 5.~~203028~~172268 ~~980~~975.~~524773~~841560 1A3 54,~~250~~015,~~673~~148.3371 4.000000% 12669D6A1 4.~~275425~~683213 3.~~282667~~268416 ~~980~~975.~~524773~~841560 1A4 0.00 5.750000% 12669D6B9 0.000000 0.000000 0.000000 1A5 1410,~~845~~705,~~793~~169.7456 5.750000% 12669D6C7 ~~169~~229.~~697712~~135393 2.~~915414~~102279 ~~438~~209.~~736457~~601064 1A6 2,000,000.00 5.750000% 12669D6D5 0.000000 4.791667 1,000.000000 1A7 0.00 5.750000% 12669D6E3 0.000000 0.000000 0.000000 1A8 1,~~277~~271,~~285~~740.8663 4.000000% 12669D6F0 4.~~275425~~683213 3.~~282667~~268416 ~~980~~975.~~524773~~841560 1A9 1,~~123~~118,~~657~~778.0377 1.~~660000~~670000% 12669D6G8 4.~~275425~~683213 1.~~362307~~364564 ~~980~~975.~~524773~~841560 110 16,429,000.00 5.750000% 12669D6H6 0.000000 4.791667 1,000.000000 111 710,000.00 5.750000% 12669D7P7 0.000000 4.791667 1,000.000000 1X 7773,~~048~~738,~~864~~734.0957 0.~~262450~~264534% 12669D6J2 0.000000 0.~~169643~~163645 ~~742~~688.~~338200~~154262 2A1 ~~118~~112,~~399~~570,~~320~~572.3391 5.000000% 12669D6K9 3720.~~234876~~211691 32.~~151466~~996321 ~~719~~698.~~116986~~905295 2X ~~110~~104,~~149~~785,~~894~~196.3106 0.~~398189~~396011% 12669D6L7 0.000000 0.~~247617~~234269 ~~709~~688.~~885854~~672951 PO 1,~~280~~275,~~560~~877.4648 0.000000% 12669D6M5 312.~~580468~~683792 0.000000 ~~975~~962.~~497976~~814184 Residual AR 0.00 5.750000% 12669D6N3 0.000000 0.~~000000~~022207 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 2,~~884~~878,~~798~~035.4350 5.~~382549~~383061% 12669D6P8 2.~~318456~~358856 4.~~435942~~425963 ~~986~~984.~~642268~~283412 B1 1,~~282~~279,~~187~~181.5870 5.~~382549~~383061% 12669D6Q6 2.~~318456~~358856 4.~~435942~~425963 ~~986~~984.~~642268~~283412 B2 ~~801~~799,~~552~~673.6756 5.~~382549~~383061% 12669D6R4 2.~~318456~~358856 4.~~435942~~425963 ~~986~~984.~~642268~~283412 B3 ~~481~~480,~~129~~001.3946 5.~~382549~~383061% 12669EBN5 2.~~318456~~358856 4.~~435942~~425963 ~~986~~984.~~642268~~283412 B4 320,~~917~~165.7642 5.~~382549~~383061% 12669EBP0 2.~~318456~~358856 4.~~435942~~425963 ~~986~~984.~~642268~~283412 B5 ~~481~~480,~~447~~318.0638 5.~~382549~~383061% 12669EBQ8 2.~~318345~~358856 4.~~435942~~425963 ~~986~~984.~~642371~~283514 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~258~~248,~~633~~215,~~079~~799.3124 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2003-J3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 126,366,977.79 112,593,032.76 238,960,010.55 Loan count 277 253 530 Avg loan rate 6.107270% 5.611088% 5.88 Prepay amount 5,945,652.97 2,732,598.16 8,678,251.13 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 20,843.29 23,468.94 44,312.23 Sub servicer fees 0.00 0.00 0.00 Trustee fees 993.35 868.27 1,861.62 Agg advances N/A N/A N/A Adv this period 0.00 4,152.06 4,152.06 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 50,691.18 49,308.81 99,999.99 Fraud 1,642,895.27 1,598,092.72 3,240,987.99 Special Hazard 2,482,157.99 0.00 2,482,157.99 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.492973% 100.000000% 241,978,423.22 ----------------------------------------------------------------------------- Junior 2.507027% 0.000000% 6,222,463.75 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 487,316.66 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 487,316.66 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,417,614.02 10,417,614.02 Principal remittance amount 9,255,788.69 9,255,788.69 Interest remittance amount 1,161,825.33 1,161,825.33

Filing Compare · CHL MORTGAGE PASS THROUGH TRUST 2003-J3