8-K 1 boa02c_8k0310.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C) (Exact name of registrant as specified in charter) North Carolina 333-74544-09 02-0620022 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-C On October 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-C, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-C relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~100~~89,~~212~~417,~~183~~288.6538 5.512000% 1011,~~794~~791,~~895~~256.27 ~~460~~409,~~307~~212.9655 1112,~~255~~200,~~203~~468.2382 0.00 01,510.0087 A2 1312,~~818~~330,~~672~~119.4772 5.512000% 1,~~488~~625,~~552~~945.7609 6356,~~473~~428.7701 1,~~552~~682,~~026~~373.5211 0.00 0208.0034 A3 ~~393~~351,~~832~~408.1741 5.512000% 4246,~~423~~339.7544 1,~~809~~608.0020 4447,~~232~~947.7663 0.00 05.0094 A4 ~~545~~530,~~076~~460.3409 0.000000% 144,~~616~~945.2519 0.00 144,~~616~~945.2519 0.00 0.00 Residual AR 0.00 5.512000% 0.00 0.0304 0.0304 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~602~~361,~~105~~629.7358 5.512000% ~~240~~277,~~476~~767.1650 2119,~~139~~960.0172 ~~261~~297,~~615~~728.1622 0.00 073.0070 B2 1,~~702~~613,~~946~~961.7077 5.512000% 88102,~~984~~784.9309 7,~~822~~386.2019 96110,~~807~~170.1428 0.00 027.0027 B3 1,~~702~~613,~~946~~961.7077 5.512000% 88102,~~984~~784.9309 7,~~822~~386.2019 96110,~~807~~170.1428 0.00 027.0027 B4 ~~511~~484,~~522~~793.4258 5.512000% 2630,~~728~~873.8476 2,~~349~~218.5963 2933,~~078~~092.4339 0.00 08.0019 B5 ~~510~~484,~~724~~037.4127 5.512000% 2630,~~687~~825.1459 2,~~345~~215.9317 2933,~~033~~040.0776 0.00 08.0018 B6 ~~681~~645,~~540~~927.8192 5.512000% 3541,~~612~~135.9049 32,~~130~~956.5405 3844,~~743~~091.4454 0.00 010.0091 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~124~~111,~~681~~833,~~551~~588.4047 - 1214,~~847~~054,~~962~~656.9352 ~~570~~509,~~200~~371.2474 1314,~~418~~564,~~163~~028.1726 - -1,880.67 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 8977,~~417~~626,~~288~~032.3811 01,510.0087 A2 1210,~~330~~704,~~119~~174.7262 0208.0034 A3 ~~351~~305,~~408~~068.4198 05.0094 A4 ~~530~~525,~~460~~514.0990 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~361~~083,~~629~~862.5807 073.0070 B2 1,~~613~~511,~~961~~177.7768 027.0027 B3 1,~~613~~511,~~961~~177.7768 027.0027 B4 ~~484~~453,~~793~~919.5882 08.0019 B5 ~~484~~453,~~037~~211.2767 08.0018 B6 ~~645~~604,~~927~~792.9242 010.0091 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~111~~97,~~833~~778,~~588~~931.4795 -1,880.67 --------------------------------------------------------------------------------

Payment Date: 10/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~100~~89,~~212~~417,~~183~~288.6538 5.512000% 06050HHE1 2932.~~771055~~518902 1.~~269475~~128560 ~~246~~214.~~602394~~083492 A2 1312,~~818~~330,~~672~~119.4772 5.512000% 06050HHF8 2932.~~771055~~518902 1.~~269475~~128560 ~~246~~214.~~602394~~083492 A3 ~~393~~351,~~832~~408.1741 5.512000% 06050HHG6 2932.~~771055~~518902 1.~~269475~~128560 ~~246~~214.~~602394~~083492 A4 ~~545~~530,~~076~~460.3409 0.000000% 06050HHH4 217.~~935115~~421422 0.000000 ~~796~~788.~~080002~~658579 Residual AR 0.00 5.512000% 06050HHJ0 0.000000 0.~~263955~~382288 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~602~~361,~~105~~629.7358 5.512000% 06050HHK7 4148.~~698657~~164991 3.~~665512~~461197 ~~756~~708.~~308232~~143241 B2 1,~~702~~613,~~946~~961.7077 5.512000% 06050HHL5 4148.~~698657~~164991 3.~~665512~~461197 ~~756~~708.~~308232~~143241 B3 1,~~702~~613,~~946~~961.7077 5.512000% 06050HHM3 4148.~~698657~~164991 3.~~665512~~461197 ~~756~~708.~~308232~~143241 B4 ~~511~~484,~~522~~793.4258 5.512000% 06050HHN1 4148.~~698657~~164991 3.~~665512~~461197 ~~756~~708.~~308232~~143241 B5 ~~510~~484,~~724~~037.4127 5.512000% 06050HHP6 4148.~~698657~~164991 3.~~665512~~461197 ~~756~~708.~~308232~~143241 B6 ~~681~~645,~~540~~927.8192 5.512000% 06050HHQ4 4148.~~698680~~165016 3.~~665514~~461198 ~~756~~708.~~308634~~143618 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~124~~111,~~681~~833,~~551~~588.4047 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 97,778,931.51 97,778,931.51 Loan count 207 207 Avg loan rate 6.125933% 6.13 Prepay amount 13,927,147.53 13,927,147.53 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 34,099.74 34,099.74 Sub servicer fees 0.00 0.00 Trustee fees 372.78 372.78 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 4,268,584.94 4,268,584.94 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.253176% 100.000000% 102,629,276.60 ----------------------------------------------------------------------------- Junior 7.746824% 0.000000% 8,618,141.34 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,741,220.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,741,220.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,564,028.26 14,564,028.26 Principal remittance amount 14,054,656.52 14,054,656.52 Interest remittance amount 509,371.74 509,371.74

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