8-K 1 fh0208_8k0309.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-02 03-0495200 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 On September 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 relating to the distribution date of September 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2003 Payment Date: 09/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 8247,~~952~~992,~~360~~599.2440 6.000000% 3414,~~959~~189,~~760~~755.8461 ~~412~~239,~~527~~963.7100 3514,~~372~~429,~~288~~718.5561 0.00 ~~2,234~~0.0900 1A2 ~~724,792~~0.2100 8.500000% ~~724,792~~0.2100 ~~5,106~~0.2900 ~~729,898~~0.5000 0.00 270.6500 1A3 ~~2,415,974~~0.0200 5.250000% ~~2,415,974~~0.0200 ~~10,512~~0.9500 ~~2,426,486~~0.9700 0.00 560.9300 1A4 86,~~420~~688,~~000~~552.0057 6.000000% 1,~~731~~977,~~447~~574.4320 4133,~~873~~442.2376 12,~~773~~011,~~320~~016.6696 0.00 ~~226~~0.7700 1A5 27,~~949~~820,~~779~~394.6323 6.000000% ~~129~~130,~~385~~733.4003 ~~138~~139,~~996~~101.1597 ~~268~~269,~~381~~835.5500 0.00 ~~752~~0.7500 1A6 14,372,000.00 6.000000% 0.00 71,~~472~~860.9300 71,~~472~~860.9300 0.00 ~~387~~0.0700 1A7 26,~~017~~146,~~220~~605.3777 6.000000% 0.00 0.00 0.00 0.00 ~~700~~0.7000 1A8 40,000,000.00 6.000000% 0.00 ~~198~~200,~~922~~000.7100 ~~198~~200,~~922~~000.7100 0.00 ~~1,077~~0.2900 PO ~~743~~606,~~308~~390.2898 0.000000% ~~136~~17,~~917~~304.3162 0.00 ~~136~~17,~~917~~304.3162 0.00 0.00 2A1 6150,~~069~~300,~~547~~913.5687 5.250000% 108,~~768~~827,~~633~~529.6930 ~~267~~217,~~179~~847.2700 119,~~035~~045,~~812~~376.9630 0.00 02,219.0050 Residual 2AR 0.00 5.250000% 0.00 0.0001 0.0001 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~178~~170,~~438~~548.5896 5.~~852685~~852963% 78,~~889~~431.6276 30,~~000~~043.0028 3738,~~889~~475.6204 0.00 ~~133~~53.7138 B2 1,~~976~~974,~~744~~220.3513 5.~~852685~~852963% 2,~~524~~697.2268 9,~~598~~612.2712 12,~~122~~309.4980 0.00 4217.7808 B3 1,~~236~~234,~~083~~504.2683 5.~~852685~~852963% 1,~~578~~686.4389 6,~~001~~010.9258 7,~~580~~697.3547 0.00 2610.7568 B4 ~~987~~986,~~877~~616.7426 5.~~852685~~852963% 1,~~261~~348.4816 4,~~796~~803.7366 6,~~058~~151.2282 0.00 218.3853 B5 ~~494~~493,~~433~~801.3193 5.~~852685~~852963% ~~631~~674.3776 2,~~400~~404.7723 3,~~032~~078.1499 0.00 104.7027 B6 ~~741~~740,~~790~~843.7248 5.~~852685~~852963% ~~947~~1,012.2433 3,~~601~~607.8403 4,~~549~~619.0736 0.00 166.0541 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~276~~225,~~280~~527,~~350~~992.2943 - 5025,~~881~~158,~~743~~748.2634 1958,~~202,990~~695.7865 5226,~~084~~117,~~734~~443.0499 - 52,~~714~~319.6485 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 4733,~~992~~802,~~599~~843.4079 ~~2,234~~0.0900 1A2 0.00 270.6500 1A3 0.00 560.9300 1A4 64,~~688~~710,~~552~~978.5737 ~~226~~0.7700 1A5 27,~~820~~689,~~394~~661.2320 ~~752~~0.7500 1A6 14,372,000.00 ~~387~~0.0700 1A7 26,~~146~~277,~~605~~338.7780 ~~700~~0.7000 1A8 40,000,000.00 ~~1,077~~0.2900 PO ~~606~~589,~~390~~086.9836 0.00 2A1 5041,~~300~~473,~~913~~384.8757 02,219.0050 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~170~~162,~~548~~117.9621 ~~133~~53.7138 B2 1,~~974~~971,~~220~~522.1345 4217.7808 B3 1,~~234~~232,~~504~~817.8394 2610.7568 B4 ~~986~~985,~~616~~268.2610 218.3853 B5 493,~~801~~127.9318 104.7027 B6 ~~740~~739,~~843~~831.48 16 6.0541 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~225~~200,~~527~~499,~~992~~977.4312 52,~~714~~319.6485 --------------------------------------------------------------------------------

Payment Date: 09/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 8247,~~952~~992,~~360~~599.2440 6.000000% 32051DRK0 ~~141~~57.~~551820~~454219 10.~~670322~~971608 ~~194~~136.~~321690~~867472 1A2 ~~724,792~~0.2100 8.500000% 32051DRL8 ~~120~~0.~~798701~~000000 0.~~851049~~000000 0.000000 1A3 ~~2,415,974~~0.0200 5.250000% 32051DRM6 ~~120~~0.~~798701~~000000 0.~~525648~~000000 0.000000 1A4 86,~~420~~688,~~000~~552.0057 6.000000% 32051DRN4 ~~205~~234.~~635087~~866295 43.~~973068~~971825 ~~794~~559.~~364913~~498619 1A5 27,~~949~~820,~~779~~394.6323 6.000000% 32051DRP9 4.~~466648~~513171 4.~~798431~~802084 ~~960~~955.~~416827~~903656 1A6 14,372,000.00 6.000000% 32051DRQ7 0.000000 45.~~973068~~000000 1,000.000000 1A7 26,~~017~~146,~~220~~605.3777 6.000000% 32051DRR5 0.000000 0.000000 1,~~045~~051.~~864231~~093552 1A8 40,000,000.00 6.000000% 32051DRS3 0.000000 45.~~973068~~000000 1,000.000000 PO ~~743~~606,~~308~~390.2898 0.000000% 32051DRT1 ~~156~~19.~~044951~~722113 0.000000 ~~691~~671.~~105105~~382992 2A1 6150,~~069~~300,~~547~~913.5687 5.250000% 32051DRU8 ~~110~~90.~~513266~~592653 2.~~741931~~235658 ~~516~~425.~~213890~~621237 Residual 2AR 0.00 5.250000% 32051DRV6 0.000000 0.~~046047~~138777 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~178~~170,~~438~~548.5896 5.~~852685~~852963% 32051DRW4 1.~~262743~~349513 4.~~801536~~808464 ~~987~~986.~~603867~~254354 B2 1,~~976~~974,~~744~~220.3513 5.~~852685~~852963% 32051DRX2 1.~~262743~~349513 4.~~801536~~808464 ~~987~~986.~~603867~~254354 B3 1,~~236~~234,~~083~~504.2683 5.~~852685~~852963% 32051DRY0 1.~~262743~~349513 4.~~801536~~808464 ~~987~~986.~~603867~~254354 B4 ~~987~~986,~~877~~616.7426 5.~~852685~~852963% 32051DRZ7 1.~~262743~~349513 4.~~801536~~808464 ~~987~~986.~~603867~~254354 B5 ~~494~~493,~~433~~801.3193 5.~~852685~~852963% 32051DSA1 1.~~262743~~349513 4.~~801536~~808464 ~~987~~986.~~603867~~254354 B6 ~~741~~740,~~790~~843.7248 5.~~852685~~852963% 32051DSB9 1.~~262743~~349513 4.~~801536~~808464 ~~987~~986.~~603879~~254366 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~276~~225,~~280~~527,~~350~~992.2943 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 156,759,613.67 43,740,363.44 0.00 Loan count 357 98 0 Avg loan rate 6.386281% 5.864687% 0.000000% Prepay amount 16,034,426.79 8,666,157.27 0.00 Total ----- Prin balance 0.00 200,499,977.11 Loan count 0 455 Avg loan rate 0.000000% 6.26 Prepay amount 0.00 24,700,584.06 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 27,892.53 6,414.17 0.00 Sub servicer fees 22,673.81 15,977.89 0.00 Trustee fees 576.51 175.25 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 34,306.70 Sub servicer fees 0.00 38,651.69 Trustee fees 0.00 751.76 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.862944% 100.000000% 213,927,456.82 ----------------------------------------------------------------------------- Junior 5.137056% 0.000000% 11,584,684.04 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 5 2,279,611.06 60 to 89 days 1 503,921.40 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 6 2,783,532.46 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 26,117,443.99 26,117,443.99 Principal remittance amount 25,158,748.34 25,158,748.34 Interest remittance amount 958,695.65 958,695.65

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CE SE 2002-8