8-K 1 fh0208_8k0308.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-02 03-0495200 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 On August 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 relating to the distribution date of August 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2003 Payment Date: 08/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~123~~82,~~752~~952,~~960~~360.3424 6.000000% 4034,~~800~~959,~~600~~760.1084 ~~618~~412,~~764~~527.8071 4135,~~419~~372,~~364~~288.9055 0.00 02,234.0009 1A2 2724,~~036,999~~792.1321 8.500000% 1724,~~312,206~~792.9221 145,~~428~~106.7429 1729,~~326,635~~898.6750 0.00 027.0065 1A3 62,~~789~~415,~~997~~974.1002 5.250000% 42,~~374~~415,~~023~~974.0802 2910,~~706~~512.2495 42,~~403~~426,~~729~~486.3297 0.00 056.0093 1A4 8,420,000.00 6.000000% 01,731,447.0043 4241,~~100~~873.0023 421,~~100~~773,320.0066 0.00 0226.0077 1A5 2827,~~079~~949,~~218~~779.5463 6.000000% 129,~~438~~385.9140 ~~140~~138,~~396~~996.0915 ~~269~~268,~~835~~381.0055 0.00 0752.0075 1A6 14,372,000.00 6.000000% 0.00 71,~~860~~472.0093 71,~~860~~472.0093 0.00 0387.0007 1A7 2526,~~887~~017,~~781~~220.4637 6.000000% 0.00 0.00 0.00 0.00 0700.0070 1A8 40,000,000.00 6.000000% 0.00 ~~200~~198,~~000~~922.0071 ~~200~~198,~~000~~922.0071 0.00 01,077.0029 PO ~~788~~743,~~229~~308.7528 0.000000% 44136,~~921~~917.4731 0.00 44136,~~921~~917.4731 0.00 0.00 2A1 6961,~~386~~069,~~450~~547.7656 5.250000% 810,~~316~~768,~~903~~633.2069 ~~303~~267,~~565~~179.7227 811,~~620~~035,~~468~~812.9296 0.00 0.00 Residual 2AR 0.00 5.250000% 0.00 0.0100 0.0100 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~186~~178,~~548~~438.9458 5.~~852387~~852685% 87,~~110~~889.3662 30,~~171~~000.7300 3837,~~282~~889.0962 0.00 0133.0071 B2 1,~~979~~976,~~339~~744.2035 5.~~852387~~852685% 2,~~594~~524.8522 9,~~653~~598.2227 12,~~248~~122.0649 0.00 042.0078 B3 1,~~237~~236,~~705~~083.8526 5.~~852387~~852685% 1,~~622~~578.5943 6,~~036~~001.2892 7,~~658~~580.8735 0.00 026.0075 B4 ~~989~~987,~~174~~877.5274 5.~~852387~~852685% 1,~~296~~261.7748 4,~~824~~796.1973 6,~~120~~058.9722 0.00 021.0038 B5 ~~495~~494,~~082~~433.3431 5.~~852387~~852685% ~~649~~631.0437 2,~~414~~400.5177 3,~~063~~032.5514 0.00 010.0070 B6 ~~742~~741,~~764~~790.4672 5.~~852387~~852685% ~~973~~947.7424 3,~~622~~601.4584 4,~~596~~549.1907 0.00 016.0005 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~331~~276,~~144~~280,~~252~~350.4129 - 5450,~~993~~881,~~341~~743.0326 1,~~477~~202,~~543~~990.9978 5652,~~470~~084,~~885~~734.0204 - -5,714.64 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 8247,~~952~~992,~~360~~599.2440 02,234.0009 1A2 ~~724,792.21~~ 0.00 ~~1A3 2,415,974~~27.0265 1A3 0.00 56.93 1A4 86,~~420~~688,~~000~~552.0057 0226.0077 1A5 27,~~949~~820,~~779~~394.6323 0752.0075 1A6 14,372,000.00 0387.0007 1A7 26,~~017~~146,~~220~~605.3777 0700.0070 1A8 40,000,000.00 01,077.0029 PO ~~743~~606,~~308~~390.2898 0.00 2A1 6150,~~069~~300,~~547~~913.5687 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~178~~170,~~438~~548.5896 0133.0071 B2 1,~~976~~974,~~744~~220.3513 042.0078 B3 1,~~236~~234,~~083~~504.2683 026.0075 B4 ~~987~~986,~~877~~616.7426 021.0038 B5 ~~494~~493,~~433~~801.3193 010.0070 B6 ~~741~~740,~~790~~843.7248 016.0005 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~276~~225,~~280~~527,~~350~~992.2943 -5,714.64 --------------------------------------------------------------------------------

Payment Date: 08/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~123~~82,~~752~~952,~~960~~360.3424 6.000000% 32051DRK0 ~~165~~141.~~201337~~551820 21.~~505374~~670322 ~~335~~194.~~873510~~321690 1A2 2724,~~036,999~~792.1321 8.500000% 32051DRL8 ~~218~~120.~~701154~~798701 20.~~404791~~851049 ~~120~~0.~~798701~~000000 1A3 62,~~789~~415,~~997~~974.1002 5.250000% 32051DRM6 ~~218~~120.~~701154~~798701 10.~~485312~~525648 ~~120~~0.~~798701~~000000 1A4 8,420,000.00 6.000000% 32051DRN4 0205.~~000000~~635087 54.~~000000~~973068 ~~1,000~~794.~~000000~~364913 1A5 2827,~~079~~949,~~218~~779.5463 6.000000% 32051DRP9 4.~~468495~~466648 4.~~846760~~798431 ~~964~~960.~~883475~~416827 1A6 14,372,000.00 6.000000% 32051DRQ7 0.000000 54.~~000000~~973068 1,000.000000 1A7 2526,~~887~~017,~~781~~220.4637 6.000000% 32051DRR5 0.000000 0.000000 1,~~040~~045.~~688815~~864231 1A8 40,000,000.00 6.000000% 32051DRS3 0.000000 54.~~000000~~973068 1,000.000000 PO ~~788~~743,~~229~~308.7528 0.000000% 32051DRT1 51156.~~197095~~044951 0.000000 ~~847~~691.~~150056~~105105 2A1 6961,~~386~~069,~~450~~547.7656 5.250000% 32051DRU8 85110.~~352345~~513266 32.~~115348~~741931 ~~626~~516.~~727156~~213890 Residual 2AR 0.00 5.250000% 32051DRV6 0.000000 0.~~088955~~046047 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~186~~178,~~548~~438.9458 5.~~852387~~852685% 32051DRW4 1.~~298073~~262743 4.~~829022~~801536 ~~988~~987.~~866611~~603867 B2 1,~~979~~976,~~339~~744.2035 5.~~852387~~852685% 32051DRX2 1.~~298073~~262743 4.~~829022~~801536 ~~988~~987.~~866611~~603867 B3 1,~~237~~236,~~705~~083.8526 5.~~852387~~852685% 32051DRY0 1.~~298073~~262743 4.~~829022~~801536 ~~988~~987.~~866611~~603867 B4 ~~989~~987,~~174~~877.5274 5.~~852387~~852685% 32051DRZ7 1.~~298073~~262743 4.~~829022~~801536 ~~988~~987.~~866611~~603867 B5 ~~495~~494,~~082~~433.3431 5.~~852387~~852685% 32051DSA1 1.~~298073~~262743 4.~~829022~~801536 ~~988~~987.~~866611~~603867 B6 ~~742~~741,~~764~~790.4672 5.~~852387~~852685% 32051DSB9 1.~~298073~~262743 4.~~829022~~801536 ~~988~~987.~~866622~~603879 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~331~~276,~~144~~280,~~252~~350.4129 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 172,952,803.50 52,575,188.92 0.00 Loan count 390 114 0 Avg loan rate 6.391527% 5.869117% 0.000000% Prepay amount 39,802,591.75 10,575,602.01 0.00 Total ----- Prin balance 0.00 225,527,992.42 Loan count 0 504 Avg loan rate 0.000000% 6.27 Prepay amount 0.00 50,378,193.76 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 25,977.38 10,808.73 0.00 Sub servicer fees 28,829.20 19,486.60 0.00 Trustee fees 709.76 211.17 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 36,786.11 Sub servicer fees 0.00 48,315.80 Trustee fees 0.00 920.93 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.800947% 100.000000% 264,664,982.32 ----------------------------------------------------------------------------- Junior 4.199053% 0.000000% 11,600,535.61 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 3,706,256.28 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 3,706,256.28 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 52,084,734.04 52,084,734.04 Principal remittance amount 50,881,743.26 50,881,743.26 Interest remittance amount 1,202,990.78 1,202,990.78

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CE SE 2002-8