8-K 1 fh0207_8k0308.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-73524-03 03-0495199 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-7 On August 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-7, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of October 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-7 relating to the distribution date of August 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of October 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2003 Payment Date: 08/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior I-A-1 45,000,000.00 5.750000% 0.00 ~~214~~212,~~657~~902.1947 ~~214~~212,~~657~~902.1947 0.00 ~~967~~2,722.8153 I-A-2 ~~141~~108,~~351~~047,~~048~~562.5296 5.000000% 3334,~~303~~990,~~485~~241.5604 ~~586~~444,~~319~~513.2188 3335,~~889~~434,~~804~~754.7792 0.00 25,~~643~~684.4930 I-A-3 3829,~~550~~467,~~285~~517.7904 1.~~435000~~500000% 9,~~082~~542,~~768~~792.7597 4536,~~892~~369.8032 9,~~128~~579,~~661~~162.5529 0.00 ~~206~~465.9108 I-A-4 3829,~~550~~467,~~285~~517.7904 7.~~065000~~000000% 0.00 ~~225~~169,~~946~~723.1048 ~~225~~169,~~946~~723.1048 0.00 12,~~018~~170.7037 I-A-5 22,116,000.00 5.750000% 0.00 ~~105~~104,~~496~~634.8647 ~~105~~104,~~496~~634.8647 0.00 ~~475~~1,338.6403 I-A-6 ~~3,152,408~~0.5900 5.750000% ~~3,152,408~~0.5900 ~~15,037~~0.4900 ~~3,167,446~~0.0800 0.00 670.8000 I-A-7 0.00 2.~~485000~~550000% 0.00 0.00 0.00 0.00 0.00 I-A-8 0.00 16.~~477857~~264285% 0.00 0.00 0.00 0.00 0.00 II-A-1 3629,~~223~~083,~~691~~828.8028 5.250000% 713,~~139~~396,~~863~~414.5259 ~~158~~122,~~478~~699.6566 713,~~298~~519,~~342~~114.1725 0.00 04,542.0009 II-A-2 17,737,000.00 5.250000% 0.00 7774,~~599~~829.3834 7774,~~599~~829.3834 0.00 02,770.0003 Residual II-A-RU 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 II-A-RL 0.00 5.250000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B-1 6,~~785~~777,~~795~~202.3306 5.~~660150~~660336% 87,~~593~~811.2612 31,~~887~~441.47 40 39,~~480~~252.7352 0.00 ~~119~~526.7230 B-2 2,~~714~~711,~~713~~276.8605 5.~~660150~~660336% 3,~~437~~124.8190 12,~~756~~578.8539 1615,~~194~~703.6530 0.00 47210.8955 B-3 1,~~628~~626,~~432~~370.5940 5.~~660150~~660336% 21,~~062~~874.1849 7,~~652~~545.2520 9,~~714~~419.4369 0.00 28126.7330 B-4 ~~814~~813,~~216~~185.2920 5.~~660150~~660336% ~~1,031~~937.0924 3,~~826~~772.1260 4,~~857~~709.2284 0.00 1463.3615 B-5 ~~814~~813,~~216~~185.2920 5.~~660150~~660336% ~~1,031~~937.0924 3,~~826~~772.1260 4,~~857~~709.2284 0.00 1463.3615 B-6 ~~814~~813,~~618~~586.1858 5.~~660150~~660336% ~~1,031~~937.6070 3,~~828~~774.0146 4,~~859~~712.6117 0.00 1463.3718 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~497~~402,~~603~~521,~~761~~793.5579 - 5257,~~695~~945,~~713~~071.4530 1,~~493~~228,~~204~~557.5129 5459,~~188~~173,~~917~~628.9659 - 520,~~619~~745.7905 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior I-A-1 45,000,000.00 ~~967~~2,722.8153 I-A-2 ~~108~~73,~~047~~057,~~562~~321.9692 25,~~643~~684.4930 I-A-3 2919,~~467~~924,~~517~~724.0407 ~~206~~465.9108 I-A-4 2919,~~467~~924,~~517~~724.0407 12,~~018~~170.7037 I-A-5 22,116,000.00 ~~475~~1,338.6403 I-A-6 0.00 670.8000 I-A-7 0.00 0.00 I-A-8 0.00 0.00 II-A-1 2915,~~083~~687,~~828~~413.2869 04,542.0009 II-A-2 17,737,000.00 02,770.0003 Residual II-A-RU 0.00 0.00 II-A-RL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B-1 6,~~777~~769,~~202~~390.0694 ~~119~~526.7230 B-2 2,~~711~~708,~~276~~151.0515 47210.8955 B-3 1,~~626~~624,~~370~~495.4092 28126.7330 B-4 ~~813~~812,~~185~~247.2096 1463.3615 B-5 ~~813~~812,~~185~~247.2096 1463.3615 B-6 ~~813~~812,~~586~~648.5888 1463.3718 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~402~~300,~~521~~043,~~793~~688.7948 520,~~619~~745.7905 --------------------------------------------------------------------------------

Payment Date: 08/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior I-A-1 45,000,000.00 5.750000% 32051DQF2 0.000000 4.~~770160~~731166 1,000.000000 I-A-2 ~~141~~108,~~351~~047,~~048~~562.5296 5.000000% 32051DQG0 ~~226~~238.~~967895~~463368 3.~~995847~~029424 ~~736~~497.~~359197~~895829 I-A-3 3829,~~550~~467,~~285~~517.7904 1.~~435000~~500000% 32051DQH8 ~~226~~238.~~967895~~463368 10.~~146808~~908827 ~~736~~497.~~359197~~895829 I-A-4 3829,~~550~~467,~~285~~517.7904 7.~~065000~~000000% 32051DQJ4 0.000000 54.~~646132~~241194 ~~736~~497.~~359197~~895829 I-A-5 22,116,000.00 5.750000% 32051DQK1 0.000000 4.~~770160~~731166 1,000.000000 I-A-6 ~~3,152,408~~0.5900 5.750000% 32051DQL9 430.~~481498~~000000 0.~~207414~~000000 0.000000 I-A-7 0.00 2.~~485000~~550000% 32051DQM7 0.000000 0.000000 0.000000 I-A-8 0.00 16.~~477857~~264285% 32051DQN5 0.000000 0.000000 0.000000 II-A-1 3629,~~223~~083,~~691~~828.8028 5.250000% 32051DQP0 89167.~~248294~~455182 1.~~980983~~533746 ~~363~~196.~~547853~~092671 II-A-2 17,737,000.00 5.250000% 32051DQQ8 0.000000 4.~~375000~~218828 1,000.000000 Residual II-A-RU 0.00 5.250000% 32051DQR6 0.000000 0.~~024714~~000000 0.000000 II-A-RL 0.00 5.250000% 32051DQS4 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B-1 6,~~785~~777,~~795~~202.3306 5.~~660150~~660336% 32051DQT2 1.~~252845~~138813 4.~~648997~~583963 ~~988~~986.~~074364~~935551 B-2 2,~~714~~711,~~713~~276.8605 5.~~660150~~660336% 32051DQU9 1.~~252845~~138813 4.~~648997~~583963 ~~988~~986.~~074364~~935551 B-3 1,~~628~~626,~~432~~370.5940 5.~~660150~~660336% 32051DQV7 1.~~252845~~138813 4.~~648997~~583963 ~~988~~986.~~074364~~935551 B-4 ~~814~~813,~~216~~185.2920 5.~~660150~~660336% 32051DQW5 1.~~252845~~138813 4.~~648997~~583963 ~~988~~986.~~074364~~935551 B-5 ~~814~~813,~~216~~185.2920 5.~~660150~~660336% 32051DQX3 1.~~252845~~138813 4.~~648997~~583963 ~~988~~986.~~074364~~935551 B-6 ~~814~~813,~~618~~586.1858 5.~~660150~~660336% 32051DQY1 1.~~252845~~138812 4.~~648997~~583963 ~~988~~986.~~074395~~935583 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~497~~402,~~603~~521,~~761~~793.5579 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 171,213,366.61 35,848,275.85 207,061,642.46 Loan count 391 80 471 Avg loan rate 6.532062% 6.048698% 6.44 Prepay amount 44,372,373.08 13,263,720.87 57,636,093.95 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 26,322.13 6,008.69 32,330.82 Sub servicer fees 95,662.67 22,520.19 118,182.86 Trustee fees 719.18 164.17 883.36 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.636279% 100.000000% 388,966,988.28 ----------------------------------------------------------------------------- Junior 3.363721% 0.000000% 13,539,182.81 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 671,766.28 60 to 89 days 1 316,213.12 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 987,979.40 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 59,173,628.59 59,173,628.59 Principal remittance amount 57,945,071.30 57,945,071.30 Interest remittance amount 1,228,557.29 1,228,557.29

Filing Compare · FIRST HORIZON ASSET SEC INC MOR PAS THR CERT SERIES 2002 7