8-K 1 fh0208_8k0307.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-02 03-0495200 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 On July 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~146~~123,~~578~~752,~~332~~960.7834 6.000000% 2240,~~825~~800,~~372~~600.4410 ~~732~~618,~~891~~764.6680 2341,~~558~~419,~~264~~364.1090 0.00 0.00 1A2 2,~~771~~036,~~096~~999.4613 8.500000% ~~734~~1,~~097~~312,206.3392 1914,~~628~~428.6074 ~~753~~1,~~725~~326,635.9367 0.00 0.00 1A3 96,~~236~~789,~~988~~997.2210 5.250000% 24,~~446~~374,~~991~~023.1108 4029,~~411~~706.8224 24,~~487~~403,~~402~~729.9432 0.00 0.00 1A4 8,420,000.00 6.000000% 0.00 42,100.00 42,100.00 0.00 0.00 1A5 28,~~208~~079,~~013~~218.4754 6.000000% ~~128~~129,~~794~~438.9391 ~~141~~140,~~040~~396.0709 269,835.00 0.00 0.00 1A6 14,372,000.00 6.000000% 0.00 71,860.00 71,860.00 0.00 0.00 1A7 25,~~758~~887,~~986~~781.5346 6.000000% 0.00 0.00 0.00 0.00 0.00 1A8 40,000,000.00 6.000000% 0.00 200,000.00 200,000.00 0.00 0.00 PO ~~819~~788,~~931~~229.7275 0.000000% 3144,~~701~~921.9747 0.00 3144,~~701~~921.9747 0.00 0.00 2A1 7369,~~932~~386,~~535~~450.7576 5.250000% 48,~~546~~316,~~084~~903.9820 ~~323~~303,~~454~~565.8472 48,~~869~~620,~~539~~468.8392 0.00 0.00 Residual 2AR 0.00 5.250000% 0.00 0.0001 0.0001 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~195~~186,~~290~~548.2794 5.~~852076~~852387% 8,~~741~~110.3236 30,~~212~~171.7673 38,~~954~~282.0809 0.00 0.00 B2 1,~~982~~979,~~135~~339.9220 5.~~852076~~852387% 2,~~796~~594.7285 9,~~666~~653.3422 12,~~463~~248.06 0.00 0.00 B3 1,~~239~~237,~~454~~705.6885 5.~~852076~~852387% 1,~~748~~622.8259 6,~~044~~036.4928 7,~~793~~658.3187 0.00 0.00 B4 ~~990~~989,~~572~~174.1852 5.~~852076~~852387% 1,~~397~~296.6677 4,~~830~~824.7519 6,~~228~~120.4197 0.00 0.00 B5 495,~~781~~082.8734 5.~~852076~~852387% ~~699~~649.5304 2,~~417~~414.7951 3,~~117~~063.3255 0.00 0.00 B6 ~~743~~742,~~813~~764.9646 5.~~852076~~852387% ~~1,049~~973.4974 3,~~627~~622.3845 4,~~676~~596.8719 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~361~~331,~~744~~144,~~933~~252.8041 - 3054,~~729~~993,~~476~~341.3203 1,~~628~~477,~~186~~543.5299 3256,~~357~~470,~~662~~885.8402 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~123~~82,~~752~~952,~~960~~360.3424 0.00 1A2 2724,~~036,999~~792.1321 0.00 1A3 62,~~789~~415,~~997~~974.1002 0.00 1A4 8,420,000.00 0.00 1A5 2827,~~079~~949,~~218~~779.5463 0.00 1A6 14,372,000.00 0.00 1A7 2526,~~887~~017,~~781~~220.4637 0.00 1A8 40,000,000.00 0.00 PO ~~788~~743,~~229~~308.7528 0.00 2A1 6961,~~386~~069,~~450~~547.7656 0.00 Residual 2AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~186~~178,~~548~~438.9458 0.00 B2 1,~~979~~976,~~339~~744.2035 0.00 B3 1,~~237~~236,~~705~~083.8526 0.00 B4 ~~989~~987,~~174~~877.5274 0.00 B5 ~~495~~494,~~082~~433.3431 0.00 B6 ~~742~~741,~~764~~790.4672 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~331~~276,~~144~~280,~~252~~350.4129 - --------------------------------------------------------------------------------

Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~146~~123,~~578~~752,~~332~~960.7834 6.000000% 32051DRK0 92165.~~419769~~201337 2.~~967473~~505374 ~~501~~335.~~074847~~873510 1A2 2,~~771~~036,~~096~~999.4613 8.500000% 32051DRL8 ~~122~~218.~~349556~~701154 32.~~271433~~404791 ~~339~~120.~~499855~~798701 1A3 96,~~236~~789,~~988~~997.2210 5.250000% 32051DRM6 ~~122~~218.~~349556~~701154 21.~~020591~~485312 ~~339~~120.~~499855~~798701 1A4 8,420,000.00 6.000000% 32051DRN4 0.000000 5.000000 1,000.000000 1A5 28,~~208~~079,~~013~~218.4754 6.000000% 32051DRP9 4.~~446264~~468495 4.~~868991~~846760 ~~969~~964.~~351971~~883475 1A6 14,372,000.00 6.000000% 32051DRQ7 0.000000 5.000000 1,000.000000 1A7 25,~~758~~887,~~986~~781.5346 6.000000% 32051DRR5 0.000000 0.000000 1,~~035~~040.~~511258~~688815 1A8 40,000,000.00 6.000000% 32051DRS3 0.000000 5.000000 1,000.000000 PO ~~819~~788,~~931~~229.7275 0.000000% 32051DRT1 3651.~~130801~~197095 0.000000 ~~898~~847.~~347151~~150056 2A1 7369,~~932~~386,~~535~~450.7576 5.250000% 32051DRU8 4685.~~654266~~352345 3.~~319460~~115348 ~~712~~626.~~079501~~727156 Residual 2AR 0.00 5.250000% 32051DRV6 0.000000 0.~~025805~~088955 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~195~~186,~~290~~548.2794 5.~~852076~~852387% 32051DRW4 1.~~399060~~298073 4.~~835589~~829022 ~~990~~988.~~164684~~866611 B2 1,~~982~~979,~~135~~339.9220 5.~~852076~~852387% 32051DRX2 1.~~399060~~298073 4.~~835589~~829022 ~~990~~988.~~164684~~866611 B3 1,~~239~~237,~~454~~705.6885 5.~~852076~~852387% 32051DRY0 1.~~399060~~298073 4.~~835589~~829022 ~~990~~988.~~164684~~866611 B4 ~~990~~989,~~572~~174.1852 5.~~852076~~852387% 32051DRZ7 1.~~399060~~298073 4.~~835589~~829022 ~~990~~988.~~164684~~866611 B5 495,~~781~~082.8734 5.~~852076~~852387% 32051DSA1 1.~~399060~~298073 4.~~835589~~829022 ~~990~~988.~~164684~~866611 B6 ~~743~~742,~~813~~764.9646 5.~~852076~~852387% 32051DSB9 1.~~399060~~298073 4.~~835589~~829022 ~~990~~988.~~164695~~866622 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~361~~331,~~744~~144,~~933~~252.8041 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 212,929,316.23 63,351,034.05 0.00 Loan count 476 136 0 Avg loan rate 6.391107% 5.865198% 0.000000% Prepay amount 46,327,428.65 8,085,843.07 0.00 Total ----- Prin balance 0.00 276,280,350.28 Loan count 0 612 Avg loan rate 0.000000% 6.28 Prepay amount 0.00 54,413,271.72 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 32,186.36 9,681.54 0.00 Sub servicer fees 34,451.83 21,813.13 0.00 Trustee fees 864.90 238.92 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 41,867.90 Sub servicer fees 0.00 56,264.96 Trustee fees 0.00 1,103.81 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.492193% 100.000000% 319,513,637.09 ----------------------------------------------------------------------------- Junior 3.507807% 0.000000% 11,615,367.97 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,377,641.07 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,377,641.07 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 56,470,885.02 56,470,885.02 Principal remittance amount 54,993,341.03 54,993,341.03 Interest remittance amount 1,477,543.99 1,477,543.99

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CE SE 2002-8