8-K 1 fh0206_8k0307.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-73524-02 13-0495215 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6 On July 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-6 relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 43,~~050~~044,~~609~~237.8792 6.000000% 1,~~006~~253,~~371~~804.9574 2015,~~253~~138.0581 1,~~026~~268,~~625~~943.0055 0.00 082.0038 1-A-2 5,000,000.00 6.000000% 0.00 2524,~~000~~864.0070 2524,~~000~~864.0070 0.00 0135.0030 1-A-3-I 25,000,000.00 5.500000% 0.00 ~~114~~113,~~583~~963.3321 ~~114~~113,~~583~~963.3321 0.00 0620.0012 1-A-3-II 12,500,000.00 7.000000% 0.00 72,~~916~~522.6705 72,~~916~~522.6705 0.00 0394.0062 1-A-4 3,393,000.00 6.000000% 0.00 16,~~965~~873.0019 16,~~965~~873.0019 0.00 091.0081 1-A-5 86,~~618~~477,~~318~~101.8896 7.000000% 2,~~141~~667,~~216~~669.9265 5037,~~273~~578.5361 2,~~191~~705,~~490~~248.4527 0.00 0204.0048 1-A-6 4735,~~594~~769,~~493~~666.6603 6.500000% 1114,~~824~~732,~~827~~152.6330 ~~257~~192,~~803~~703.5178 1214,~~082~~924,~~631~~856.1408 0.00 01,048.0058 1-A-7 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 1-A-8 3023,~~691~~066,~~901~~514.9358 5.000000% 79,~~625~~500,~~387~~211.3587 ~~127~~95,~~882~~590.9233 79,~~753~~595,~~270~~802.2820 0.00 0520.0015 1-A-9 1,~~723~~295,~~663~~420.7839 5.000000% ~~428~~533,~~243~~533.3893 75,~~181~~368.9337 ~~435~~538,~~425~~902.3230 0.00 029.0021 1-A-V-1 5,~~192~~167,~~306~~164.0649 5.000000% 25,~~141~~130.5753 21,~~634~~413.6133 46,~~776~~543.1887 0.00 0116.0052 1-A-V-2 13,~~159~~019,~~762~~563.3445 6.250000% 140,~~198~~145.8956 6867,~~540~~443.4324 ~~208~~207,~~739~~588.3280 0.00 0366.0099 1-A-V-Z 7,~~609~~649,~~461~~094.9152 6.250000% 0.00 0.00 0.00 0.00 0215.0061 1-A-Z 25,~~141~~267,~~569~~277.6954 6.000000% 0.00 0.00 0.00 0.00 0683.0073 Residual 1-A-R 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 2-A-1 3832,~~190~~985,~~621~~201.4763 5.750000% 58,~~205~~939,~~419~~007.8451 ~~182~~154,~~380~~278.2549 59,~~387~~093,~~800~~286.1000 0.00 ~~616~~3,775.4760 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B-1 5,~~879~~871,~~893~~914.7767 5.~~948025~~948125% 7,~~979~~276.1019 2928,~~125~~840.0635 3736,~~104~~116.1753 0.00 19265.7339 B-2 2,~~116~~114,~~920~~047.0334 5.~~948025~~948125% 2,~~872~~619.6962 10,~~485~~383.8130 13,~~358~~002.5092 0.00 795.1055 B-3 1,~~646~~643,~~053~~819.7199 5.~~948025~~948125% 2,~~233~~036.7294 8,~~153~~073.4574 10,~~387~~110.1769 0.00 574.5229 B-4 ~~705~~704,~~310~~353.2716 5.~~948025~~948125% ~~957~~872.1280 3,~~493~~459.6448 4,~~450~~332.7528 0.00 231.3783 B-5 ~~705~~704,~~310~~353.2716 5.~~948025~~948125% ~~957~~872.1280 3,~~493~~459.6448 4,~~450~~332.7528 0.00 231.3783 B-6 ~~706~~705,~~700~~741.43 5.~~948025~~948125% ~~959~~874.0052 3,~~500~~466.5230 4,~~459~~340.5282 0.00 231.3790 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~239~~211,~~625~~378,~~898~~472.0925 - 2837,~~412~~806,~~766~~208.3095 1875,~~023,667~~420.3578 2938,~~436~~681,~~433~~629.6574 - ~~655~~8,815.9488 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1-A-1 31,~~044~~790,~~237~~433.9218 082.0038 1-A-2 5,000,000.00 0135.0030 1-A-3-I 25,000,000.00 0620.0012 1-A-3-II 12,500,000.00 0394.0062 1-A-4 3,393,000.00 091.0081 1-A-5 63,~~477~~809,~~101~~432.9631 0204.0048 1-A-6 3521,~~769~~037,~~666~~513.0372 01,048.0058 1-A-7 0.00 0.00 1-A-8 2313,~~066~~566,~~514~~302.5871 0520.0015 1-A-9 1761,~~295,420~~886.3946 029.0021 1-A-V-1 5,~~167~~142,~~164~~033.4996 0116.0052 1-A-V-2 1312,~~019~~879,~~563~~417.4589 0366.0099 1-A-V-Z 7,~~649~~688,~~094~~717.5295 0215.0061 1-A-Z 25,~~267~~392,~~277~~930.5420 0683.0073 Residual 1-A-R 0.00 0.00 2-A-1 3224,~~985~~046,~~201~~194.6312 ~~616~~3,775.4760 -------------------------------------------------------------------------------- Subordinate B-1 5,~~871~~864,~~914~~638.6748 19265.7339 B-2 2,~~114~~111,~~047~~427.3472 795.1055 B-3 1,~~643~~641,~~819~~783.9905 574.5229 B-4 ~~704~~703,~~353~~480.1636 231.3783 B-5 ~~704~~703,~~353~~480.1636 231.3783 B-6 ~~705~~704,~~741~~866.4391 231.3790 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~211~~173,~~378~~737,~~472~~539.2538 ~~655~~8,815.9488 --------------------------------------------------------------------------------

Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 43,~~050~~044,~~609~~237.8792 6.000000% 32051DNX6 85106.~~648677~~706786 1.~~723664~~288410 ~~259~~152.~~084078~~377292 1-A-2 5,000,000.00 6.000000% 32051DNY4 0.000000 54.~~000000~~972940 1,000.000000 1-A-3-I 25,000,000.00 5.500000% 32051DNZ1 0.000000 4.~~583333~~558529 1,000.000000 1-A-3-II 12,500,000.00 7.000000% 32051DPA4 0.000000 5.~~833333~~801764 1,000.000000 1-A-4 3,393,000.00 6.000000% 32051DPB2 0.000000 54.~~000000~~972940 1,000.000000 1-A-5 86,~~618~~477,~~318~~101.8896 7.000000% 32051DPC0 85106.~~648677~~706786 21.~~010941~~503145 ~~259~~152.~~084078~~377292 1-A-6 4735,~~594~~769,~~493~~666.6603 6.500000% 32051DPD8 85106.~~648677~~706786 1.~~867302~~395777 ~~259~~152.~~084078~~377292 1-A-7 0.00 5.000000% 32051DPE6 0.000000 0.000000 0.000000 1-A-8 3023,~~691~~066,~~901~~514.9358 5.000000% 32051DPF3 92114.~~009716~~631789 1.~~543065~~153415 ~~278~~163.~~325985~~694196 1-A-9 1,~~723~~295,~~663~~420.7839 5.000000% 32051DPG1 85106.~~648677~~706786 1.~~436386~~073675 ~~259~~152.~~084078~~377292 1-A-V-1 5,~~192~~167,~~306~~164.0649 5.000000% 32051DPH9 4.~~665523~~663475 43.~~014736~~973674 ~~958~~954.~~871083~~207608 1-A-V-2 13,~~159~~019,~~762~~563.3445 6.250000% 32051DPJ5 9.~~834930~~831188 4.~~808100~~731133 ~~913~~903.~~320294~~489105 1-A-V-Z 7,~~609~~649,~~461~~094.9152 6.250000% 32051DPK2 0.000000 0.000000 1,~~047~~053.~~821167~~249034 1-A-Z 25,~~141~~267,~~569~~277.6954 6.000000% 32051DPL0 0.000000 0.000000 1,~~045~~051.~~869984~~071033 Residual 1-A-R 0.00 5.000000% 32051DPM8 0.000000 0.~~033930~~000000 0.000000 2-A-1 3832,~~190~~985,~~621~~201.4763 5.750000% 32051DPN6 5391.~~219710~~391550 1.~~864638~~577328 ~~337~~245.~~237518~~845968 ------------------------------------------------------------------------------------------------------------------------ Subordinate B-1 5,~~879~~871,~~893~~914.7767 5.~~948025~~948125% 32051DPP1 1.~~342379~~224123 4.~~899910~~852010 ~~987~~986.~~872589~~648466 B-2 2,~~116~~114,~~920~~047.0334 5.~~948025~~948125% 32051DPQ9 1.~~342379~~224123 4.~~899910~~852010 ~~987~~986.~~872589~~648466 B-3 1,~~646~~643,~~053~~819.7199 5.~~948025~~948125% 32051DPR7 1.~~342379~~224123 4.~~899910~~852010 ~~987~~986.~~872589~~648466 B-4 ~~705~~704,~~310~~353.2716 5.~~948025~~948125% 32051DPS5 1.~~342379~~224123 4.~~899910~~852010 ~~987~~986.~~872589~~648466 B-5 ~~705~~704,~~310~~353.2716 5.~~948025~~948125% 32051DPT3 1.~~342379~~224123 4.~~899910~~852010 ~~987~~986.~~872589~~648466 B-6 ~~706~~705,~~700~~741.43 5.~~948025~~948125% 32051DPU0 1.~~342379~~224117 4.~~899910~~852010 ~~987~~986.~~872610~~648493 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~239~~211,~~625~~378,~~898~~472.0925 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 147,261,364.64 26,476,174.72 0.00 Loan count 341 60 0 Avg loan rate 6.613460% 6.221377% 0.000000% Prepay amount 28,551,399.61 8,844,816.19 0.00 Total ----- Prin balance 173,737,539.36 Loan count 401 Avg loan rate 6.55 Prepay amount 37,396,215.80 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 20,903.75 4,157.02 0.00 Sub servicer fees 53,563.89 6,640.15 0.00 Trustee fees 879.78 177.11 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 25,060.78 Sub servicer fees 60,204.03 Trustee fees 1,056.89 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.450483% 100.000000% 199,634,242.51 ----------------------------------------------------------------------------- Junior 5.549517% 0.000000% 11,729,676.87 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,810,585.52 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 4 1,810,585.52 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 38,681,629.74 38,681,629.74 Principal remittance amount 37,806,208.95 37,806,208.95 Interest remittance amount 875,420.78 875,420.78

Filing Compare · FIRST HORIZON MORTGAGE PASS THRU CERT SER 2002-6