8-K 1 fh0205_8k0307.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-15 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5 On July 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5 relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 3622,~~397~~747,~~825~~249.5828 5.500000% 1319,~~650~~415,~~576~~622.3033 ~~166~~103,~~823~~578.3739 1319,~~817~~519,~~399~~200.6772 0.00 0679.0084 A2 127,~~132~~582,~~413~~294.0928 1.~~870000~~585000% 46,~~550~~471,~~118~~769.8086 189,~~906~~949.3464 46,~~569~~481,~~025~~719.1550 0.00 065.0030 A3 127,~~132~~582,~~413~~294.0928 6.~~630000~~915000% 0.00 6743,~~031~~408.5806 6743,~~031~~408.5806 0.00 0284.0091 A4 36,500,000.00 6.250000% 0.00 ~~190~~188,~~104~~864.1755 ~~190~~188,~~104~~864.1755 0.00 01,239.0061 A5 20,760,000.00 6.250000% 0.00 ~~108~~107,~~125~~419.0095 ~~108~~107,~~125~~419.0095 0.00 0705.0005 A6 35,000,000.00 6.250000% 0.00 ~~182~~181,~~291~~103.6700 ~~182~~181,~~291~~103.6700 0.00 01,188.0067 Residual ARU 0.00 6.250000% 0.00 0.3623 0.3623 0.00 0.00 ARL 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 B1 4,~~517~~513,~~587~~898.5313 6.250000% 3,~~689~~381.4011 23,~~529~~356.1059 2726,~~218~~737.5069 0.00 0153.0030 B2 1,~~737~~735,~~151~~733.8718 6.250000% 1,~~418~~300.6914 98,~~047~~981.6733 10,~~466~~281.3547 0.00 058.0095 B3 1,~~389~~388,~~721~~586.5055 6.250000% 1,~~134~~040.9511 7,~~238~~185.1306 8,~~373~~225.0817 0.00 047.0016 B4 ~~521~~520,~~145~~719.5696 6.250000% ~~425~~390.6104 2,~~714~~694.3040 3,~~139~~084.9144 0.00 017.0068 B5 694,~~860~~293.7527 6.250000% ~~567~~520.4806 3,~~619~~592.0753 4,~~186~~112.5459 0.00 023.0058 B6 521,~~460~~034.7589 6.250000% ~~425~~390.8628 2,~~715~~696.9403 3,~~141~~086.8131 0.00 017.0070 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~150~~131,~~172~~963,~~166~~809.6354 - 1825,~~208~~894,~~357~~413.0992 ~~782~~682,~~146~~829.7075 1826,~~990~~577,~~503~~243.7967 - -4,481.75 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 223,~~747~~331,~~249~~626.2895 0679.0084 A2 71,~~582~~110,~~294~~524.2843 065.0030 A3 71,~~582~~110,~~294~~524.2843 0284.0091 A4 36,500,000.00 01,239.0061 A5 20,760,000.00 0705.0005 A6 35,000,000.00 01,188.0067 Residual ARU 0.00 0.00 ARL 0.00 0.00 B1 4,~~513~~510,~~898~~517.1302 0153.0030 B2 1,~~735~~734,~~733~~433.1804 058.0095 B3 1,~~388~~387,~~586~~546.5544 047.0016 B4 520,~~719~~329.9691 017.0068 B5 ~~694~~693,~~293~~773.2722 023.0058 B6 ~~521~~520,~~034~~644.8961 017.0070 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~131~~106,~~963~~069,~~809~~395.5462 -4,481.75 --------------------------------------------------------------------------------

Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 3622,~~397~~747,~~825~~249.5828 5.500000% 32051DNL2 73104.~~297982~~253908 0.~~895773~~556173 ~~122~~17.~~143375~~889467 A2 127,~~132~~582,~~413~~294.0928 1.~~870000~~585000% 32051DNM0 73104.~~297982~~253908 0.~~304563~~160279 ~~122~~17.~~143375~~889467 A3 127,~~132~~582,~~413~~294.0928 6.~~630000~~915000% 32051DNN8 0.000000 10.~~079813~~699262 ~~122~~17.~~143375~~889467 A4 36,500,000.00 6.250000% 32051DNP3 0.000000 5.~~208333~~174371 1,000.000000 A5 20,760,000.00 6.250000% 32051DNQ1 0.000000 5.~~208333~~174371 1,000.000000 A6 35,000,000.00 6.250000% 32051DNR9 0.000000 5.~~208333~~174371 1,000.000000 Residual ARU 0.00 6.250000% 32051DNS7 0.000000 74.~~240348~~547325 0.000000 ARL 0.00 6.250000% 32051DNT5 0.000000 0.000000 0.000000 B1 4,~~517~~513,~~587~~898.5313 6.250000% 32051DNU2 0.~~810679~~742937 5.~~170095~~132187 991.~~847534~~104597 B2 1,~~737~~735,~~151~~733.8718 6.250000% 32051DNV0 0.~~810679~~742937 5.~~170095~~132187 991.~~847534~~104597 B3 1,~~389~~388,~~721~~586.5055 6.250000% 32051DNW8 0.~~810679~~742937 5.~~170095~~132187 991.~~847534~~104597 B4 ~~521~~520,~~145~~719.5696 6.250000% 32051DNH1 0.~~810679~~742937 5.~~170095~~132187 991.~~847534~~104597 B5 694,~~860~~293.7527 6.250000% 32051DNJ7 0.~~810679~~742937 5.~~170095~~132187 991.~~847534~~104597 B6 521,~~460~~034.7589 6.250000% 32051DNK4 0.~~810679~~742937 5.~~170095~~132187 991.~~847534~~104597 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~150~~131,~~172~~963,~~166~~809.6354 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 106,069,395.62 106,069,395.62 Loan count 238 238 Avg loan rate 6.764779% 6.76 Prepay amount 25,795,567.23 25,795,567.23 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 14,975.90 14,975.90 Sub servicer fees 30,030.25 30,030.25 Trustee fees 650.99 650.99 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 131,963,809.54 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 1 639,856.01 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 1 639,856.01 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 26,577,243.67 26,577,243.67 Principal remittance amount 25,894,413.92 25,894,413.92 Interest remittance amount 682,829.75 682,829.75

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002-5