8-K 1 fh0202_8k0307.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-12 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 On July 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 1513,~~762~~608,~~777~~683.9840 6.000000% 21,~~154~~950,~~094~~482.5802 7868,~~813~~043.8942 2,~~232~~018,~~908~~525.4744 0.00 0.00 IA2 2521,~~086~~657,~~105~~912.2032 6.000000% 3,~~428~~104,~~192~~148.8810 ~~125~~108,~~430~~289.5356 3,~~553~~212,~~623~~437.4166 0.00 0.00 IA3 ~~335~~289,~~178~~374.5706 6.000000% 4541,~~804~~474.5191 1,~~675~~446.8987 4742,~~480~~921.4078 0.00 0.00 IIA1 3325,~~533~~308,~~822~~289.9755 6.500000% 812,~~225~~253,~~533~~756.4295 ~~180~~134,~~594~~810.5794 812,~~406~~388,~~127~~567.9989 0.00 12,~~046~~275.9763 IIA2 12,671,000.00 6.500000% 0.00 6867,~~238~~495.9825 6867,~~238~~495.9825 0.00 ~~395~~1,139.6133 IIA3 24,405,000.00 6.500000% 0.00 ~~131~~129,~~431~~999.7934 ~~131~~129,~~431~~999.7934 0.00 ~~761~~2,194.9641 IIA4 2,~~954~~344,~~742~~026.1047 1.~~720000~~435000% ~~610~~909,~~715~~796.6342 42,~~210~~756.7253 ~~614~~912,~~926~~552.3596 0.00 2446.4153 IIA5 2,~~954~~344,~~742~~026.1047 67.~~780000~~065000% 0.00 1613,~~598~~571.0737 1613,~~598~~571.0737 0.00 96229.2309 IIA6 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA8 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA9 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA10 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA11 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA12 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA13 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA14 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA15 0.00 5.500000% 0.00 0.00 0.00 0.00 0.00 IIA16 2318,~~637~~752,~~936~~211.8380 6.250000% 47,~~885~~278,~~725~~371.0439 ~~122~~96,~~404~~046.6349 57,~~008~~374,~~129~~417.6788 0.00 ~~709~~1,621.6228 IIA17 19,590,000.00 6.500000% 0.00 ~~105~~104,~~500~~351.8704 ~~105~~104,~~500~~351.8704 0.00 ~~611~~1,761.6346 IIA18 1,000,000.00 6.500000% 0.00 5,~~385~~326.4575 5,~~385~~326.4575 0.00 3189.2292 IIAPO ~~669~~651,~~698~~425.3958 0.000000% 18125,~~272~~175.8147 0.00 18125,~~272~~175.8147 0.00 0.00 Residual IIARU 0.00 6.500000% 0.00 0.0001 0.0001 0.00 0.00 IIARL 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~689~~679,~~264~~640.5084 6.~~387495~~387714% 9,~~623~~312.6678 35,~~444~~090.5163 4544,~~068~~403.1741 0.00 ~~161~~465.8673 B2 2,~~943~~939,~~590~~355.1629 6.~~387495~~387714% 4,~~234~~098.8606 15,~~597~~441.2552 19,~~832~~539.1158 0.00 71204.2294 B3 1,~~872~~870,~~837~~142.1777 6.~~387495~~387714% 2,~~694~~607.4036 9,~~923~~824.6355 12,~~618~~431.0391 0.00 45130.3239 B4 ~~803~~801,~~064~~909.7439 6.~~387495~~387714% 1,~~155~~118.3502 4,~~255~~212.2173 5,~~410~~330.5675 0.00 1955.4391 B5 1,~~069~~068,~~772~~233.4439 6.~~387495~~387714% 1,~~539~~489.0533 5,~~668~~611.4283 7,~~207~~101.4716 0.00 2574.8848 B6 ~~803~~802,~~523~~367.7675 6.~~387495~~387714% 1,~~156~~118.0066 4,~~257~~215.6414 5,~~413~~333.6580 0.00 1955.4494 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~173~~154,~~828~~439,~~314~~572.8263 - 1925,~~388~~682,~~742~~949.2048 ~~915~~806,~~432~~533.0597 2026,~~304~~489,~~174~~483.2545 - 410,~~020~~345.8005 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 1311,~~608~~658,~~683~~201.4038 0.00 IA2 2118,~~657~~553,~~912~~764.3222 0.00 IA3 ~~289~~247,~~374~~899.0615 0.00 IIA1 2513,~~308~~054,~~289~~532.5560 12,~~046~~275.9763 IIA2 12,671,000.00 ~~395~~1,139.6133 IIA3 24,405,000.00 ~~761~~2,194.9641 IIA4 21,~~344~~434,~~026~~230.4705 2446.4153 IIA5 21,~~344~~434,~~026~~230.4705 96229.2309 IIA6 0.00 0.00 IIA7 0.00 0.00 IIA8 0.00 0.00 IIA9 0.00 0.00 IIA10 0.00 0.00 IIA11 0.00 0.00 IIA12 0.00 0.00 IIA13 0.00 0.00 IIA14 0.00 0.00 IIA15 0.00 0.00 IIA16 1811,~~752~~473,~~211~~840.8040 ~~709~~1,621.6228 IIA17 19,590,000.00 ~~611~~1,761.6346 IIA18 1,000,000.00 3189.2292 IIAPO ~~651~~526,~~425~~250.5811 0.00 Residual IIARU 0.00 0.00 IIARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~679~~670,~~640~~328.8407 ~~161~~465.8673 B2 2,~~939~~935,~~355~~257.2923 71204.2294 B3 1,~~870~~867,~~142~~535.7742 45130.3239 B4 ~~801~~800,~~909~~791.3936 1955.4391 B5 1,~~068~~066,~~233~~744.3905 2574.8848 B6 ~~802~~801,~~367~~249.7509 1955.4494 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~154~~128,~~439~~756,~~572~~623.6315 410,~~020~~345.8005 --------------------------------------------------------------------------------

Payment Date: 07/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 1513,~~762~~608,~~777~~683.9840 6.000000% 32051DKN1 4541.~~804512~~474909 1.~~675893~~446870 ~~289~~247.~~374062~~899153 IA2 2521,~~086~~657,~~105~~912.2032 6.000000% 32051DKP6 4541.~~804512~~474909 1.~~675893~~446870 ~~289~~247.~~374062~~899153 IA3 ~~335~~289,~~178~~374.5706 6.000000% 32051DKQ4 4541.~~804512~~474909 1.~~675893~~446870 ~~289~~247.~~374062~~899153 IIA1 3325,~~533~~308,~~822~~289.9755 6.500000% 32051DKR2 3959.~~742828~~205760 0.~~872568~~651358 ~~122~~63.~~280581~~074821 IIA2 12,671,000.00 6.500000% 32051DKS0 0.000000 5.~~385445~~326750 1,000.000000 IIA3 24,405,000.00 6.500000% 32051DKT8 0.000000 5.~~385445~~326750 1,000.000000 IIA4 2,~~954~~344,~~742~~026.1047 1.~~720000~~435000% 32051DKU5 3655.~~939190~~029119 0.~~254686~~166729 ~~141~~86.~~778653~~749534 IIA5 2,~~954~~344,~~742~~026.1047 67.~~780000~~065000% 32051DKV3 0.000000 10.~~003936~~820865 ~~141~~86.~~778653~~749534 IIA6 0.00 6.500000% 32051DKW1 0.000000 0.000000 0.000000 IIA7 0.00 6.500000% 32051DKX9 0.000000 0.000000 0.000000 IIA8 0.00 6.500000% 32051DKY7 0.000000 0.000000 0.000000 IIA9 0.00 6.500000% 32051DKZ4 0.000000 0.000000 0.000000 IIA10 0.00 6.500000% 32051DLA8 0.000000 0.000000 0.000000 IIA11 0.00 6.500000% 32051DLB6 0.000000 0.000000 0.000000 IIA12 0.00 6.500000% 32051DLC4 0.000000 0.000000 0.000000 IIA13 0.00 6.500000% 32051DLD2 0.000000 0.000000 0.000000 IIA14 0.00 6.500000% 32051DLE0 0.000000 0.000000 0.000000 IIA15 0.00 5.500000% 32051DLF7 0.000000 0.000000 0.000000 IIA16 2318,~~637~~752,~~936~~211.8380 6.250000% 32051DLG5 ~~168~~250.~~380378~~839929 43.~~218522~~310122 ~~646~~395.~~271429~~431500 IIA17 19,590,000.00 6.500000% 32051DLH3 0.000000 5.~~385445~~326750 1,000.000000 IIA18 1,000,000.00 6.500000% 32051DLJ9 0.000000 5.~~385445~~326750 1,000.000000 IIAPO ~~669~~651,~~698~~425.3958 0.000000% 32051DLK6 1496.~~030507~~114149 0.000000 ~~500~~404.~~187581~~073432 Residual IIARU 0.00 6.500000% 32051DLL4 0.000000 0.~~000000~~106704 0.000000 IIARL 0.00 6.500000% 32051DLM2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~689~~679,~~264~~640.5084 6.~~387495~~387714% 32051DLN0 1.~~410680~~365109 5.~~195619~~143745 ~~979~~977.~~132343~~767233 B2 2,~~943~~939,~~590~~355.1629 6.~~387495~~387714% 32051DLP5 1.~~410680~~365109 5.~~195619~~143745 ~~979~~977.~~132343~~767233 B3 1,~~872~~870,~~837~~142.1777 6.~~387495~~387714% 32051DLQ3 1.~~410680~~365109 5.~~195619~~143745 ~~979~~977.~~132343~~767233 B4 ~~803~~801,~~064~~909.7439 6.~~387495~~387714% 32051DLR1 1.~~410680~~365109 5.~~195619~~143745 ~~979~~977.~~132343~~767233 B5 1,~~069~~068,~~772~~233.4439 6.~~387495~~387714% 32051DLS9 1.~~410680~~365109 5.~~195619~~143745 ~~979~~977.~~132344~~767235 B6 ~~803~~802,~~523~~367.7675 6.~~387495~~387714% 32051DLT7 1.~~410687~~365120 5.~~195658~~143784 ~~979~~977.~~139637~~774517 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~173~~154,~~828~~439,~~314~~572.8263 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 33,629,344.51 95,127,272.61 128,756,617.12 Loan count 79 231 310 Avg loan rate 6.493758% 6.929299% 6.82 Prepay amount 4,975,884.76 20,481,338.79 25,457,223.55 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 5,271.04 14,115.81 19,386.85 Sub servicer fees 8,159.85 20,816.47 28,976.31 Trustee fees 129.12 385.68 514.80 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 120,000.00 120,000.00 Fraud 2,524,343.71 8,390,814.78 10,915,158.49 Special Hazard 0.00 1,920,468.38 1,920,468.38 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.841911% 100.000000% 140,277,923.19 ----------------------------------------------------------------------------- Junior 9.158089% 0.000000% 14,141,905.22 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 6 2,179,582.84 60 to 89 days 1 393,114.33 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 2,572,697.17 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 960,234.19 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 26,489,483.45 26,489,483.45 Principal remittance amount 25,682,949.48 25,682,949.48 Interest remittance amount 806,533.97 806,533.97

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002 2