8-K 1 boa02c_8k0307.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C) (Exact name of registrant as specified in charter) North Carolina 333-74544-09 02-0620022 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-C On July 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-C, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-C relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~157~~133,~~766~~721,~~664~~594.6383 5.512000% 2415,~~045~~690,~~069~~044.8030 ~~723~~614,~~792~~227.5486 2416,~~768~~304,~~862~~272.3416 0.00 ~~882~~0.3400 A2 2118,~~755~~439,~~097~~423.9077 5.512000% 32,~~315~~163,~~674~~565.1210 9984,~~806~~698.7542 32,~~415~~248,~~480~~263.8752 0.00 ~~121~~0.6700 A3 ~~620~~525,~~020~~523.2958 5.512000% 9461,~~496~~661.7161 2,~~844~~413.4990 9764,~~341~~075.2051 0.00 30.4700 A4 ~~589~~571,~~884~~359.8246 0.000000% 184,~~525~~317.3664 0.00 184,~~525~~317.3664 0.00 0.00 Residual AR 0.00 5.512000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 5,~~689~~266,~~834~~991.5436 5.512000% ~~422~~301,~~843~~204.1881 2624,~~103~~193.4905 ~~448~~325,~~946~~397.6686 0.00 310.8200 B2 21,~~105~~948,~~445~~978.9759 5.512000% ~~156~~111,~~467~~456.3775 98,~~659~~952.2431 ~~166~~120,~~126~~409.6106 0.00 110.7800 B3 21,~~105~~948,~~445~~978.9759 5.512000% ~~156~~111,~~467~~456.3775 98,~~659~~952.2431 ~~166~~120,~~126~~409.6106 0.00 110.7800 B4 ~~632~~585,~~423~~424.0922 5.512000% 4633,~~998~~478.8781 2,~~901~~689.3905 4936,~~900~~167.2686 0.00 30.5400 B5 ~~631~~584,~~436~~510.4792 5.512000% 4633,~~925~~426.5558 2,~~896~~684.8785 4936,~~822~~111.4143 0.00 30.5300 B6 ~~842~~780,~~626~~005.0388 5.512000% 6244,~~620~~606.1539 3,~~865~~582.7583 6648,~~485~~189.9022 0.00 40.7100 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~192~~164,~~738~~372,~~879~~791.6920 - 2818,~~366~~555,~~088~~218.4874 ~~881~~752,~~529~~394.7658 2919,~~247~~307,~~618~~613.2432 - ~~1,074.63~~- ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~133~~118,~~721~~031,~~594~~550.8354 ~~882~~0.3400 A2 1816,~~439~~275,~~423~~858.7767 ~~121~~0.6700 A3 ~~525~~463,~~523~~861.5897 30.4700 A4 ~~571~~567,~~359~~041.4682 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 54,~~266~~965,~~991~~786.3654 310.8200 B2 1,~~948~~837,~~978~~521.5985 110.7800 B3 1,~~948~~837,~~978~~521.5985 110.7800 B4 ~~585~~551,~~424~~945.2241 30.5400 B5 ~~584~~551,~~510~~084.9234 30.5300 B6 ~~780~~735,~~005~~399.8849 40.7100 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~164~~145,~~372~~817,~~791~~572.2046 ~~1,074.63~~- --------------------------------------------------------------------------------

Payment Date: 07/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C Bank of America, N.A., Master Servicer ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~157~~133,~~766~~721,~~664~~594.6383 5.512000% 06050HHE1 6643.~~313482~~271302 1.~~996135~~693968 ~~368~~325.~~788475~~517173 A2 2118,~~755~~439,~~097~~423.9077 5.512000% 06050HHF8 6643.~~313482~~271302 1.~~996135~~693968 ~~368~~325.~~788475~~517173 A3 ~~620~~525,~~020~~523.2958 5.512000% 06050HHG6 6643.~~313482~~271302 1.~~996135~~693968 ~~368~~325.~~788475~~517173 A4 ~~589~~571,~~884~~359.8246 0.000000% 06050HHH4 276.~~801649~~479640 0.000000 ~~857~~850.~~459116~~979476 Residual AR 0.00 5.512000% 06050HHJ0 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 5,~~689~~266,~~834~~991.5436 5.512000% 06050HHK7 7352.~~321169~~229030 4.~~526354~~195084 ~~913~~861.~~298310~~069281 B2 21,~~105~~948,~~445~~978.9759 5.512000% 06050HHL5 7352.~~321169~~229030 4.~~526354~~195084 ~~913~~861.~~298310~~069281 B3 21,~~105~~948,~~445~~978.9759 5.512000% 06050HHM3 7352.~~321169~~229030 4.~~526354~~195084 ~~913~~861.~~298310~~069281 B4 ~~632~~585,~~423~~424.0922 5.512000% 06050HHN1 7352.~~321169~~229030 4.~~526354~~195084 ~~913~~861.~~298310~~069281 B5 ~~631~~584,~~436~~510.4792 5.512000% 06050HHP6 7352.~~321169~~229030 4.~~526354~~195084 ~~913~~861.~~298310~~069281 B6 ~~842~~780,~~626~~005.0388 5.512000% 06050HHQ4 7352.~~321124~~229047 4.~~526356~~195086 ~~913~~861.~~298785~~069738 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~192~~164,~~738~~372,~~879~~791.6920 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-C Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 145,817,572.02 145,817,572.02 Loan count 311 311 Avg loan rate 6.142131% 6.14 Prepay amount 18,370,686.62 18,370,686.62 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 62,663.10 62,663.10 Sub servicer fees 0.00 0.00 Trustee fees 547.91 547.91 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 4,268,584.94 4,268,584.94 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.599950% 100.000000% 153,257,901.65 ----------------------------------------------------------------------------- Junior 6.400050% 0.000000% 10,479,259.47 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,781,805.23 60 to 89 days 1 340,052.86 90 or more 0 0.00 Foreclosure 1 523,188.99 Totals: 6 2,645,047.08 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 19,307,613.32 19,307,613.32 Principal remittance amount 18,555,218.74 18,555,218.74 Interest remittance amount 752,394.58 752,394.58

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