8-K 1 fh0304_8k0306.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-4 On June 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2003, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2003-4 relating to the distribution date of June 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2003 Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 54,~~860~~684,~~100~~145.0067 4.500000% ~~175~~299,~~954~~969.3342 205,~~725~~065.3855 ~~381~~505,~~679~~034.7096 0.00 0.00 1A2 4039,~~000~~871,~~000~~706.0088 4.250000% ~~128~~218,~~293~~715.1291 141,~~666~~212.6730 ~~269~~359,~~959~~928.7820 0.00 0.00 1A3 2019,~~000~~935,~~000~~853.0044 5.000000% 64109,~~146~~357.5695 83,~~333~~066.3306 ~~147~~192,~~479~~424.8901 0.00 0.00 1A4 1514,~~000~~971,~~000~~372.0088 5.000000% 2848,~~627~~803.1291 62,~~500~~380.0072 91111,~~127~~184.1263 0.00 0.00 1A5 55,~~279~~083,~~800~~016.0075 5.000000% ~~196~~335,~~783~~478.2585 ~~230~~229,~~332~~512.5057 ~~427~~564,~~115~~991.7542 0.00 0.00 1A6 5049,~~000~~839,~~000~~633.0061 1.~~800000~~820000% ~~160~~273,~~366~~394.3989 75,~~000~~590.0011 ~~235~~348,~~366~~985.3900 0.00 0.00 1A7 5049,~~000~~839,~~000~~633.0061 6.~~700000~~680000% 0.00 ~~279~~277,~~166~~440.6763 ~~279~~277,~~166~~440.6763 0.00 0.00 1A8 22,000,000.00 5.500000% 0.00 100,833.33 100,833.33 0.00 0.00 1A9 10,~~175~~092,~~000~~500.00 5.500000% 82,~~500~~878.0012 46,~~635~~257.4229 129,135.42 0.00 0.00 A10 18,~~000~~082,~~000~~500.00 5.500000% 0.00 0.00 0.00 0.00 0.00 A11 32,500,000.00 5.500000% 0.00 148,958.33 148,958.33 0.00 0.00 Residual ARU 500.00 5.500000% 500.00 0.5027 500.5027 0.00 0.00 ARL 500.00 5.500000% 500.00 0.2300 500.2300 0.00 0.00 2A1 6665,~~115~~852,~~500~~984.0029 4.350000% ~~262~~315,~~515~~430.7167 ~~239~~238,~~668~~717.6907 ~~502~~554,~~184~~147.4073 0.00 0.00 2A2 12,~~278~~229,~~500~~747.0045 1.~~760000~~770000% 4858,~~752~~579.5554 18,~~008~~038.4788 6676,~~761~~618.0242 0.00 0.00 2A3 12,~~278~~229,~~500~~747.0045 6.~~740000~~730000% 0.00 68,~~964~~588.2450 68,~~964~~588.2450 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~866~~858,~~000~~814.0004 5.~~401053~~401257% 7,~~185~~450.9640 21,~~901~~869.2775 29,~~087~~320.2315 0.00 0.00 B2 1,~~622~~619,~~000~~604.0068 5.~~401053~~401257% 2,~~395~~483.3247 7,~~300~~289.4292 9,~~695~~773.7438 0.00 0.00 B3 1,~~217~~215,~~000~~202.0077 5.~~401053~~401257% 1,~~797~~863.2337 5,~~477~~469.5769 7,~~274~~333.8005 0.00 0.00 B4 ~~608~~607,~~000~~102.0012 5.~~401053~~401257% ~~897~~930.8892 2,~~736~~732.5360 3,~~634~~663.4151 0.00 0.00 B5 ~~406~~405,~~000~~400.0043 5.~~401053~~401257% ~~599~~621.5763 1,~~827~~824.3673 2,~~426~~446.9236 0.00 0.00 B6 ~~608~~607,~~436~~538.7018 5.~~401053~~401257% ~~898~~931.5259 2,~~738~~734.5056 3,~~637~~666.0214 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~405~~404,~~536~~457,~~436~~123.7021 - 1,~~161~~756,~~813~~890.4962 1,~~742~~737,~~775~~582.4084 23,~~904~~494,~~588~~473.8946 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 54,~~684~~384,~~145~~176.6725 0.00 1A2 39,~~871~~652,~~706~~990.8897 0.00 1A3 19,~~935~~826,~~853~~495.4449 0.00 1A4 14,~~971~~922,~~372~~568.8897 0.00 1A5 5554,~~083~~747,~~016~~537.7590 0.00 1A6 49,~~839~~566,~~633~~238.6172 0.00 1A7 49,~~839~~566,~~633~~238.6172 0.00 1A8 22,000,000.00 0.00 1A9 10,~~092~~009,~~500~~621.0088 0.00 A10 18,~~082~~165,~~500~~378.0013 0.00 A11 32,500,000.00 0.00 Residual ARU 0.00 0.00 ARL 0.00 0.00 2A1 65,~~852~~537,~~984~~553.2962 0.00 2A2 12,~~229~~171,~~747~~167.4591 0.00 2A3 12,~~229~~171,~~747~~167.4591 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~858~~851,~~814~~363.0464 0.00 B2 1,~~619~~617,~~604~~121.6821 0.00 B3 1,~~215~~213,~~202~~339.7741 0.00 B4 ~~607~~606,~~102~~171.1221 0.00 B5 ~~405~~404,~~400~~778.4380 0.00 B6 ~~607~~606,~~538~~606.1859 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~404~~402,~~457~~783,~~123~~110.2171 - --------------------------------------------------------------------------------

Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 54,~~860~~684,~~100~~145.0067 4.500000% 32051DWL2 35.~~207328~~467898 3.~~750000~~737973 ~~996~~991.~~792672~~324774 1A2 4039,~~000~~871,~~000~~706.0088 4.250000% 32051DWM0 35.~~207328~~467898 3.~~541667~~530307 ~~996~~991.~~792672~~324774 1A3 2019,~~000~~935,~~000~~853.0044 5.000000% 32051DWN8 35.~~207328~~467898 4.~~166667~~153303 ~~996~~991.~~792672~~324774 1A4 1514,~~000~~971,~~000~~372.0088 5.000000% 32051DWP3 13.~~908474~~253594 4.~~166667~~158715 ~~998~~994.~~091526~~837932 1A5 55,~~279~~083,~~800~~016.0075 5.000000% 32051DWQ1 36.~~559768~~068742 4.~~166667~~151834 ~~996~~990.~~440232~~371490 1A6 5049,~~000~~839,~~000~~633.0061 1.~~800000~~820000% 32051DWR9 35.~~207328~~467898 1.~~500000~~511802 ~~996~~991.~~792672~~324774 1A7 5049,~~000~~839,~~000~~633.0061 6.~~700000~~680000% 32051DWS7 0.000000 5.~~583333~~548813 ~~996~~991.~~792672~~324774 1A8 22,000,000.00 5.500000% 32051DWT5 0.000000 4.583333 1,000.000000 1A9 10,~~175~~092,~~000~~500.00 5.500000% 32051DWU2 8.~~108108~~145270 4.~~583333~~546171 ~~991~~983.~~891892~~746622 A10 18,~~000~~082,~~000~~500.00 5.500000% 32051DWV0 0.000000 0.000000 1,~~004~~009.~~583333~~187674 A11 32,500,000.00 5.500000% 32051DWW8 0.000000 4.583333 1,000.000000 Residual ARU 500.00 5.500000% 32051DWX6 ~~1,000~~0.000000 105.~~065888~~422764 0.000000 ARL 500.00 5.500000% 32051DWY4 ~~1,000~~0.000000 40.~~583333~~000000 0.000000 2A1 6665,~~115~~852,~~500~~984.0029 4.350000% 32051DWZ1 34.~~970562~~770903 3.~~625000~~610607 ~~996~~991.~~029438~~258534 2A2 12,~~278~~229,~~500~~747.0045 1.~~760000~~770000% 32051DXA5 34.~~970562~~770903 1.~~466667~~469143 ~~996~~991.~~029438~~258534 2A3 12,~~278~~229,~~500~~747.0045 6.~~740000~~730000% 32051DXB3 0.000000 5.~~616667~~586065 ~~996~~991.~~029438~~258534 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~866~~858,~~000~~814.0004 5.~~401053~~401257% 32051DXC1 1.~~476769~~531114 4.~~500877~~494400 ~~998~~996.~~523231~~992117 B2 1,~~622~~619,~~000~~604.0068 5.~~401053~~401257% 32051DXD9 1.~~476769~~531114 4.~~500877~~494400 ~~998~~996.~~523231~~992117 B3 1,~~217~~215,~~000~~202.0077 5.~~401053~~401257% 32051DXE7 1.~~476769~~531114 4.~~500877~~494400 ~~998~~996.~~523231~~992117 B4 ~~608~~607,~~000~~102.0012 5.~~401053~~401257% 32051DXF4 1.~~476769~~531114 4.~~500877~~494400 ~~998~~996.~~523231~~992117 B5 ~~406~~405,~~000~~400.0043 5.~~401053~~401257% 32051DXG2 1.~~476769~~531114 4.~~500877~~494400 ~~998~~996.~~523231~~992117 B6 ~~608~~607,~~436~~538.7018 5.~~401053~~401257% 32051DXH0 1.~~476771~~531116 4.~~500885~~494408 ~~998~~996.~~524872~~993756 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~405~~404,~~536~~457,~~436~~123.7021 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 323,241,821.29 79,541,288.42 402,783,109.71 Loan count 651 166 817 Avg loan rate 6.009184% 5.469690% 5.90 Prepay amount 965,930.93 87,768.75 1,053,699.68 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 65,386.39 16,090.24 81,476.63 Sub servicer fees 70,699.99 14,792.33 85,492.32 Trustee fees 1,620.24 399.61 2,019.85 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 6,505,931.96 1,604,796.76 8,110,728.71 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.700693% 100.000000% 395,143,460.98 ----------------------------------------------------------------------------- Junior 2.299307% 0.000000% 9,299,380.86 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 10 4,554,774.71 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 10 4,554,774.71 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,494,473.46 3,494,473.46 Principal remittance amount 1,756,890.62 1,756,890.62 Interest remittance amount 1,737,582.84 1,737,582.84

Filing Compare · FIRST HORIZON ASSET SEC MORT PASS THR CERTS SER 2003-4