8-K 1 fh02ar2_8k0306.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 333-100663-01 03-0495203 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2 On June 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2 relating to the distribution date of June 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2003 Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 1615,~~230~~913,~~446~~436.7866 5.~~138485~~150737% ~~317~~18,~~010~~595.1236 6968,~~499~~304.9294 ~~386~~86,~~510~~900.0430 0.00 0.00 2A1 ~~168~~147,~~046~~731,~~351~~492.4281 5.~~349819~~341448% 209,~~314~~593,~~858~~884.6054 ~~749~~657,~~181~~583.3544 2110,~~064~~251,~~039~~467.9598 0.00 0.00 Residual 2AR 0.00 5.~~349819~~341448% 0.00 0.00 0.00 0.00 0.00 3A1 4844,~~205~~096,~~817~~056.2110 5.~~379681~~375322% 4,~~109~~673,~~761~~249.1154 ~~216~~197,~~109~~525.9542 4,~~325~~870,~~871~~774.0596 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~497~~493,~~239~~518.2805 5.~~339840~~333743% 3,~~721~~876.2396 2019,~~012~~972.1173 23,~~733~~849.3569 0.00 0.00 B2 1,~~450~~449,~~626~~425.0068 5.~~339840~~333743% 1,~~200~~250.3255 6,~~455~~442.0939 7,~~655~~692.4194 0.00 0.00 B3 1,~~160~~159,~~899~~938.0546 5.~~339840~~333743% ~~960~~1,000.5878 5,~~165~~155.8568 6,~~126~~156.4346 0.00 0.00 B4 ~~435~~434,~~088~~728.2422 5.~~339840~~333743% ~~360~~375.0108 1,~~936~~932.0827 2,~~296~~307.1035 0.00 0.00 B5 ~~580~~579,~~449~~969.5223 5.~~339840~~333743% ~~480~~500.2939 2,~~582~~577.9284 3,~~063~~078.2223 0.00 0.00 B6 435,~~541~~180.2082 5.~~339840~~333743% ~~360~~375.3847 1,~~938~~934.1029 2,~~298~~309.4876 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~241~~216,~~042~~293,~~458~~746.7004 - 2414,~~748~~293,~~712~~108.6567 1961,~~072,881~~428.3899 2515,~~821~~254,~~594~~537.0466 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 15,~~913~~894,~~436~~841.6630 0.00 2A1 ~~147~~138,~~731~~137,~~492~~608.8128 0.00 Residual 2AR 0.00 0.00 3A1 4439,~~096~~422,~~056~~806.1056 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~493~~489,~~518~~641.0509 0.00 B2 1,~~449~~448,~~425~~175.6813 0.00 B3 1,~~159~~158,~~938~~937.4668 0.00 B4 434,~~728~~353.2214 0.00 B5 579,~~969~~468.2384 0.00 B6 ~~435~~434,~~180~~805.8235 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~216~~202,~~293~~000,~~746~~637.0437 - --------------------------------------------------------------------------------

Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 1615,~~230~~913,~~446~~436.7866 5.~~138485~~150737% 32051DQZ8 150.~~198491~~891522 3.~~332051~~274760 762.~~941637~~050115 2A1 ~~168~~147,~~046~~731,~~351~~492.4281 5.~~349819~~341448% 32051DRA2 9745.~~225401~~915617 3.~~585526~~147145 ~~707~~661.~~031926~~116309 Residual 2AR 0.00 5.~~349819~~341448% 32051DRB0 0.000000 0.~~000000~~004529 0.000000 3A1 4844,~~205~~096,~~817~~056.2110 5.~~379681~~375322% 32051DRC8 7788.~~509026~~136272 43.~~075777~~725278 ~~831~~743.~~640158~~503886 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~497~~493,~~239~~518.2805 5.~~339840~~333743% 32051DRD6 0.~~823829~~858304 4.~~430399~~421680 ~~994~~993.~~801428~~943123 B2 1,~~450~~449,~~626~~425.0068 5.~~339840~~333743% 32051DRE4 0.~~823829~~858304 4.~~430399~~421680 ~~994~~993.~~801428~~943123 B3 1,~~160~~159,~~899~~938.0546 5.~~339840~~333743% 32051DRF1 0.~~823829~~858304 4.~~430399~~421680 ~~994~~993.~~801428~~943123 B4 ~~435~~434,~~088~~728.2422 5.~~339840~~333743% 32051DRG9 0.~~823829~~858304 4.~~430399~~421680 ~~994~~993.~~801428~~943123 B5 ~~580~~579,~~449~~969.5223 5.~~339840~~333743% 32051DRH7 0.~~823829~~858304 4.~~430399~~421680 ~~994~~993.~~801428~~943123 B6 435,~~541~~180.2082 5.~~339840~~333743% 32051DRJ3 0.~~823816~~858305 4.~~430400~~421680 ~~994~~993.~~801481~~943176 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~241~~216,~~042~~293,~~458~~746.7004 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 16,524,232.45 144,453,021.62 41,023,383.28 Loan count 34 295 88 Avg loan rate 5.440737% 5.630448% 5.678322% Prepay amount 174.39 9,476,192.42 4,628,813.07 Total ----- Prin balance 0.00 202,000,637.35 Loan count 0 417 Avg loan rate 0.000000% 5.63 Prepay amount 0.00 14,105,179.88 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 3,915.31 29,900.65 8,845.32 Sub servicer fees 0.00 0.00 0.00 Trustee fees 82.72 770.26 228.49 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 42,661.27 Sub servicer fees 0.00 0.00 Trustee fees 0.00 1,081.47 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 4,837,223.65 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 4,837,223.65 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.049043% 100.000000% 207,740,985.57 ----------------------------------------------------------------------------- Junior 3.950957% 0.000000% 8,545,381.24 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 3,075,311.46 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 7 3,075,311.46 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 15,254,537.66 15,254,537.66 Principal remittance amount 14,293,108.67 14,293,108.67 Interest remittance amount 961,428.99 961,428.99

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PASS THR CERT SER 2002 AR2