8-K 1 fh0204_8k0306.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-14 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-4 On June 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-4 relating to the distribution date of June 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2003 Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 157,~~562~~579,~~270~~820.4216 6.250000% 74,~~982~~419,~~450~~443.2649 8039,~~167~~478.9023 84,~~062~~458,~~618~~921.1672 0.00 ~~885~~0.6000 A2 12,500,000.00 6.250000% 0.00 6465,~~392~~104.8317 6465,~~392~~104.8317 0.00 ~~711~~0.3300 A3 0.00 5.750000% 0.00 0.00 0.00 0.00 0.00 A4 1510,~~050~~769,~~621~~398.7266 5.750000% 42,~~281~~370,~~223~~277.0664 7151,~~329~~603.6037 42,~~352~~421,~~552~~881.6601 0.00 ~~787~~0.9600 A5 13,000,000.00 6.500000% 0.00 6970,~~647~~416.2967 6970,~~647~~416.2967 0.00 ~~769~~0.3800 A6 2,000,000.00 6.500000% 0.00 10,~~714~~833.9733 10,~~714~~833.9733 0.00 ~~118~~0.3700 A7 1611,~~382~~722,~~298~~273.4139 5.750000% 42,~~660~~579,~~025~~999.0244 7756,~~640~~169.8323 42,~~737~~636,~~665~~168.8567 0.00 ~~857~~0.6800 A8 1510,~~295~~944,~~128~~354.7446 1.900000% 42,~~350~~408,~~774~~784.2833 2317,~~952~~328.6956 42,~~374~~426,~~726~~112.9789 0.00 ~~264~~0.6000 A9 1510,~~295~~944,~~128~~354.7446 6.600000% 0.00 8360,~~204~~193.0795 8360,~~204~~193.0795 0.00 ~~919~~0.1400 A10 29,950,000.00 6.500000% 0.00 ~~160~~162,~~456~~229.6417 ~~160~~162,~~456~~229.6417 0.00 ~~1,772~~0.5300 Residual RU 0.00 6.500000% 0.00 0.0100 0.0100 0.00 0.00 RL 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2A1 2321,~~339~~005,~~503~~419.4287 6.000000% 21,~~334~~209,~~083~~114.5686 ~~116~~105,~~469~~027.8710 21,~~450~~314,~~553~~141.4396 0.00 ~~227~~0.6400 B1 4,~~212~~207,~~624~~736.2334 6.~~423338~~423502% 45,~~887~~170.8987 22,~~331~~523.8767 27,~~219~~694.7654 0.00 ~~217~~0.3900 B2 1,~~930~~928,~~662~~422.4127 6.~~423338~~423502% 2,~~240~~369.1483 10,~~234~~322.7869 12,~~474~~692.9352 0.00 990.6300 B3 1,~~404~~402,~~208~~578.0878 6.~~423338~~423502% 1,~~629~~723.3062 7,~~443~~507.9689 9,~~073~~231.2551 0.00 720.4600 B4 ~~526~~525,~~454~~843.3349 6.~~423338~~423502% ~~610~~646.8421 2,~~790~~814.8380 3,~~401~~461.6700 0.00 270.1700 B5 ~~526~~525,~~454~~843.3349 6.~~423338~~423502% ~~610~~646.8421 2,~~790~~814.8380 3,~~401~~461.6700 0.00 270.1700 B6 ~~703~~702,~~789~~972.0544 6.~~423338~~423502% ~~816~~863.6087 3,~~730~~762.9195 4,~~547~~626.5182 0.00 360.3200 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~152~~128,~~384~~764,~~015~~663.1433 - 2312,~~619~~999,~~351~~040.8137 ~~807~~688,~~299~~130.8856 2413,~~426~~687,~~651~~170.6993 - ~~7,794.35~~- ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 73,~~579~~160,~~820~~376.1667 ~~885~~0.6000 A2 12,500,000.00 ~~711~~0.3300 A3 0.00 0.00 A4 108,~~769~~399,~~398~~121.6601 ~~787~~0.9600 A5 13,000,000.00 ~~769~~0.3800 A6 2,000,000.00 ~~118~~0.3700 A7 119,~~722~~142,273.3995 ~~857~~0.6800 A8 108,~~944~~535,~~354~~570.4613 ~~264~~0.6000 A9 108,~~944~~535,~~354~~570.4613 ~~919~~0.1400 A10 29,950,000.00 ~~1,772~~0.5300 Residual RU 0.00 0.00 RL 0.00 0.00 2A1 2119,~~005~~796,~~419~~305.8701 ~~227~~0.6400 B1 4,~~207~~202,~~736~~565.3447 ~~217~~0.3900 B2 1,~~928~~926,~~422~~052.2744 990.6300 B3 1,~~402~~400,~~578~~855.7816 720.4600 B4 525,~~843~~197.4928 270.1700 B5 525,~~843~~197.4928 270.1700 B6 702,~~972~~108.4457 360.3200 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~128~~115,~~764~~765,~~663~~622.3396 ~~7,794.35~~- --------------------------------------------------------------------------------

Payment Date: 06/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 157,~~562~~579,~~270~~820.4216 6.250000% 32051DMN9 9955.~~780628~~243044 10.~~002099~~493478 9439.~~747752~~504708 A2 12,500,000.00 6.250000% 32051DMP4 0.000000 5.~~151427~~208333 1,000.000000 A3 0.00 5.750000% 32051DMQ2 0.000000 0.000000 0.000000 A4 1510,~~050~~769,~~621~~398.7266 5.750000% 32051DMR0 ~~134~~74.~~947929~~713243 21.~~248372~~626584 ~~339~~264.~~460951~~747707 A5 13,000,000.00 6.500000% 32051DMS8 0.000000 5.~~357484~~416667 1,000.000000 A6 2,000,000.00 6.500000% 32051DMT6 0.000000 5.~~357484~~416667 1,000.000000 A7 1611,~~382~~722,~~298~~273.4139 5.750000% 32051DMU3 8647.~~296760~~777767 1.~~437793~~040171 ~~217~~169.~~079137~~301369 A8 1510,~~295~~944,~~128~~354.7446 1.900000% 32051DMV1 8647.~~296760~~777767 0.~~475097~~343709 ~~217~~169.~~079137~~301369 A9 1510,~~295~~944,~~128~~354.7446 6.600000% 32051DMW9 0.000000 1.~~650337~~193935 ~~217~~169.~~079137~~301369 A10 29,950,000.00 6.500000% 32051DMX7 0.000000 5.~~357484~~416667 1,000.000000 Residual RU 0.00 6.500000% 32051DMY 0.000000 0.~~113675~~000000 0.000000 RL 0.00 6.500000% 32051DMZ2 0.000000 0.000000 0.000000 2A1 2321,~~339~~005,~~503~~419.4287 6.000000% 32051DNA6 4322.~~288301~~424445 21.~~160070~~947850 ~~389~~367.~~570005~~145560 B1 4,~~212~~207,~~624~~736.2334 6.~~423338~~423502% 32051DNB4 1.~~148202~~214675 5.~~245917~~290972 ~~988~~987.~~427610~~212935 B2 1,~~930~~928,~~662~~422.4127 6.~~423338~~423502% 32051DNC2 1.~~148202~~214675 5.~~245917~~290972 ~~988~~987.~~427610~~212935 B3 1,~~404~~402,~~208~~578.0878 6.~~423338~~423502% 32051DND0 1.~~148202~~214675 5.~~245917~~290972 ~~988~~987.~~427610~~212935 B4 ~~526~~525,~~454~~843.3349 6.~~423338~~423502% 32051DNE8 1.~~148202~~214675 5.~~245917~~290972 ~~988~~987.~~427610~~212935 B5 ~~526~~525,~~454~~843.3349 6.~~423338~~423502% 32051DNF5 1.~~148202~~214675 5.~~245917~~290972 ~~988~~987.~~427610~~212935 B6 ~~703~~702,~~789~~972.0544 6.~~423338~~423502% 32051DNG3 1.~~148202~~214660 5.~~245917~~290972 ~~988~~987.~~427621~~212961 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~152~~128,~~384~~764,~~015~~663.1433 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 94,552,389.93 21,213,233.01 115,765,622.94 Loan count 215 47 262 Avg loan rate 6.977410% 6.559572% 6.90 Prepay amount 11,697,203.60 1,136,411.85 12,833,615.45 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 15,211.69 3,517.60 18,729.29 Sub servicer fees 20,151.79 5,856.25 26,008.04 Trustee fees 531.69 112.14 643.82 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 3,547,987.00 3,547,987.00 7,095,974.00 Special Hazard 2,673,691.32 0.00 2,673,691.32 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 128,764,663.33 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 1,000,427.72 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 2 1,000,427.72 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 13,687,170.93 13,687,170.93 Principal remittance amount 12,999,040.37 12,999,040.37 Interest remittance amount 688,130.56 688,130.56

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002-4