8-K 1 fh0205_8k0305.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467-15 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5 On May 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-5 relating to the distribution date of May 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: May 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated May 25, 2003 Payment Date: 05/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 ~~145~~61,~~867~~253,~~516~~236.9334 5.500000% 1524,~~917~~855,~~802~~410.0176 ~~668~~276,~~559~~013.4557 1625,~~586~~131,~~361~~424.4633 0.00 04,730.0043 A2 4820,~~621~~417,~~722~~416.3954 1.~~970000~~870000% 58,~~305~~285,~~848~~003.5346 7931,~~820~~281.6603 58,~~385~~316,~~669~~284.1949 0.00 0536.0011 A3 4820,~~621~~417,~~722~~416.3954 6.~~530000~~630000% 0.00 ~~264~~110,~~583~~905.2148 ~~264~~110,~~583~~905.2148 0.00 01,900.0074 A4 36,500,000.00 6.250000% 0.00 ~~190~~186,~~104~~900.1798 ~~190~~186,~~104~~900.1798 0.00 03,203.0018 A5 20,760,000.00 6.250000% 0.00 ~~108~~106,~~125~~303.0014 ~~108~~106,~~125~~303.0014 0.00 01,821.0086 A6 35,000,000.00 6.250000% 0.00 ~~182~~179,~~291~~220.6712 ~~182~~179,~~291~~220.6712 0.00 03,071.0054 Residual ARU 0.00 6.250000% 0.00 10.4762 10.4762 0.00 0.00 ARL 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 B1 4,~~535~~521,~~623~~012.6631 6.250000% 3,~~785~~424.2878 23,~~623~~150.0418 2726,~~408~~574.3297 0.00 0396.0076 B2 1,~~744~~738,~~087~~468.3281 6.250000% 1,~~455~~316.5694 98,~~083~~901.7996 10,~~539~~218.3489 0.00 0152.0057 B3 1,~~395~~390,~~269~~775.8605 6.250000% 1,~~164~~053.4555 7,~~267~~121.0357 8,~~431~~175.4812 0.00 0122.0005 B4 ~~523~~521,~~226~~540.2064 6.250000% ~~436~~395.6708 2,~~725~~670.1459 3,~~161~~065.8067 0.00 045.0077 B5 ~~697~~695,~~634~~387.9352 6.250000% ~~582~~526.2277 3,~~633~~560.5278 4,~~215~~087.7456 0.00 061.0003 B6 ~~523~~521,~~542~~856.6407 6.250000% ~~436~~395.9332 2,~~726~~672.7820 3,~~163~~067.7252 0.00 045.0080 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~296~~183,~~168~~319,~~623~~693.9329 - 2133,~~231~~147,~~511~~526.6466 1938,~~542,544~~702.9124 2234,~~774~~086,~~056~~228.5590 - -16,087.84 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 ~~129~~36,~~949~~397,~~714~~825.9258 04,730.0043 A2 4312,~~315~~132,~~873~~413.8609 0536.0011 A3 4312,~~315~~132,~~873~~413.8609 01,900.0074 A4 36,500,000.00 03,203.0018 A5 20,760,000.00 01,821.0086 A6 35,000,000.00 03,071.0054 Residual ARU 0.00 0.00 ARL 0.00 0.00 B1 4,~~531~~517,~~838~~587.3853 0396.0076 B2 1,~~742~~737,~~631~~151.7787 0152.0057 B3 1,~~394~~389,~~105~~721.4150 0122.0005 B4 ~~522~~521,~~789~~145.5356 045.0077 B5 ~~697~~694,~~052~~860.7175 061.0003 B6 ~~523~~521,~~105~~460.7175 045.0080 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~274~~150,~~937~~172,~~112~~166.2963 -16,087.84 --------------------------------------------------------------------------------

Payment Date: 05/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 ~~145~~61,~~867~~253,~~516~~236.9334 5.500000% 32051DNL2 85133.~~472051~~463335 31.~~589889~~482079 ~~697~~195.~~776533~~441356 A2 4820,~~621~~417,~~722~~416.3954 1.~~970000~~870000% 32051DNM0 85133.~~472051~~463335 10.~~285833~~503907 ~~697~~195.~~776533~~441356 A3 4820,~~621~~417,~~722~~416.3954 6.~~530000~~630000% 32051DNN8 0.000000 41.~~262178~~786579 ~~697~~195.~~776533~~441356 A4 36,500,000.00 6.250000% 32051DNP3 0.000000 5.~~208333~~120575 1,000.000000 A5 20,760,000.00 6.250000% 32051DNQ1 0.000000 5.~~208333~~120575 1,000.000000 A6 35,000,000.00 6.250000% 32051DNR9 0.000000 5.~~208333~~120575 1,000.000000 Residual ARU 0.00 6.250000% 32051DNS7 0.000000 2912.~~310761~~375515 0.000000 ARL 0.00 6.250000% 32051DNT5 0.000000 0.000000 0.000000 B1 4,~~535~~521,~~623~~012.6631 6.250000% 32051DNU2 0.~~831746~~752534 5.~~190736~~086834 ~~995~~992.~~789580~~658213 B2 1,~~744~~738,~~087~~468.3281 6.250000% 32051DNV0 0.~~831746~~752534 5.~~190736~~086834 ~~995~~992.~~789580~~658213 B3 1,~~395~~390,~~269~~775.8605 6.250000% 32051DNW8 0.~~831746~~752534 5.~~190736~~086834 ~~995~~992.~~789580~~658213 B4 ~~523~~521,~~226~~540.2064 6.250000% 32051DNH1 0.~~831746~~752534 5.~~190736~~086834 ~~995~~992.~~789580~~658213 B5 ~~697~~695,~~634~~387.9352 6.250000% 32051DNJ7 0.~~831746~~752534 5.~~190736~~086834 ~~995~~992.~~789580~~658213 B6 ~~523~~521,~~542~~856.6407 6.250000% 32051DNK4 0.~~831746~~752534 5.~~190736~~086834 ~~995~~992.~~789580~~658213 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~296~~183,~~168~~319,~~623~~693.9329 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 150,172,166.63 150,172,166.63 Loan count 332 332 Avg loan rate 6.767606% 6.77 Prepay amount 33,008,657.25 33,008,657.25 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 21,068.70 21,068.70 Sub servicer fees 41,880.87 41,880.87 Trustee fees 907.75 907.75 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 183,319,693.29 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 2 1,003,151.00 60 to 89 days 0 0.00 90 or more 1 433,040.00 Foreclosure 0 0.00 Totals: 3 1,436,191.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 34,086,228.90 34,086,228.90 Principal remittance amount 33,147,526.66 33,147,526.66 Interest remittance amount 938,702.24 938,702.24

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002-5