8-K 1 fh0201_8k0304.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving, TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-1 On April 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-1, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-1 relating to the distribution date of April 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2003 FH By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2003 Payment Date: 04/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 50,000,000.00 6.250000% 0.00 ~~260~~259,~~416~~047.6712 ~~260~~259,~~416~~047.6712 0.00 01,369.0054 IA2 ~~207~~124,~~669~~095,~~098~~070.7081 6.250000% 2941,~~609~~269,~~787~~890.2287 1642,~~081,609~~929.8942 3041,~~691~~912,~~397~~820.1129 0.00 03,399.0007 IA3 44,590,000.00 6.250000% 0.00 ~~232~~231,~~239~~018.5822 ~~232~~231,~~239~~018.5822 0.00 01,221.0036 IA4 34,237,000.00 6.250000% 0.00 ~~178~~177,~~317~~379.7193 ~~178~~177,~~317~~379.7193 0.00 0937.0078 Residual IAR 0.00 6.250000% 0.00 0.0001 0.0001 0.00 0.00 IIA1 6550,~~791~~144,~~879~~244.9841 6.000000% 411,~~709~~234,~~692~~028.7655 ~~328~~249,~~959~~122.4097 511,~~038~~483,~~652~~151.1652 0.00 01,598.0026 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 7,~~905~~879,~~736~~464.8897 6.~~227837~~228000% 813,~~742~~958.1685 4140,~~029~~675.70 49 54,~~771~~634.8634 0.00 0218.0093 B2 3,~~210~~200,~~902~~232.8859 6.~~227837~~228000% 35,~~550~~669.6136 16,~~664~~520.1529 2022,~~214~~189.7665 0.00 088.0092 B3 2,~~173~~166,~~534~~311.2629 6.~~227837~~228000% 23,~~403~~837.4972 11,~~280~~182.3596 1315,~~683~~020.8469 0.00 060.0019 B4 1,~~086~~083,~~767~~155.1365 6.~~227837~~228000% 1,~~201~~918.7586 5,~~640~~591.1748 67,~~841~~510.9234 0.00 030.0010 B5 1,~~086~~083,~~767~~155.1365 6.~~227837~~228000% 1,~~201~~918.7586 5,~~640~~591.1748 67,~~841~~510.9234 0.00 030.0010 B6 ~~840~~837,~~556~~762.1183 6.~~227837~~228000% ~~929~~1,484.4814 4,~~362~~324.3771 5,~~291~~808.8685 023,342.0061 023.0028 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~418~~319,~~592~~316,~~243~~398.0918 - 3452,~~337~~532,~~509~~707.22 21,~~166~~643,~~160~~384.1708 3654,~~503~~176,~~669~~091.3830 -23,342.61 -8,977.53 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 50,000,000.00 01,369.0054 IA2 ~~178~~82,~~059~~825,~~311~~179.4894 03,399.0007 IA3 44,590,000.00 01,221.0036 IA4 34,237,000.00 0937.0078 Residual IAR 0.00 0.00 IIA1 6138,~~082~~910,~~187~~215.2285 01,598.0026 -------------------------------------------------------------------------------- Subordinate B1 7,~~896~~865,~~994~~506.7313 0218.0093 B2 3,~~207~~194,~~352~~563.2722 088.0092 B3 2,~~171~~162,~~130~~473.7757 060.0019 B4 1,~~085~~081,~~565~~236.3878 030.0010 B5 1,~~085~~081,~~565~~236.3878 030.0010 B6 ~~839~~812,~~626~~936.6308 023.0028 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~384~~266,~~254~~760,~~733~~348.8735 -8,977.53 --------------------------------------------------------------------------------

Payment Date: 04/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 50,000,000.00 6.250000% 32051DKA9 0.000000 5.~~208333~~180942 1,000.000000 IA2 ~~207~~124,~~669~~095,~~098~~070.7081 6.250000% 32051DKB7 83115.~~121025~~853438 31.~~036311~~804841 ~~499~~232.~~850688~~508050 IA3 44,590,000.00 6.250000% 32051DKC5 0.000000 5.~~208333~~180942 1,000.000000 IA4 34,237,000.00 6.250000% 32051DKD3 0.000000 5.~~208333~~180942 1,000.000000 Residual IAR 0.00 6.250000% 32051DKE1 0.000000 0.~~000000~~054882 0.000000 IIA1 6550,~~791~~144,~~879~~244.9841 6.000000% 32051DKJ0 47113.~~792306~~998971 32.~~338164~~528012 ~~619~~394.~~840552~~847185 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 7,~~905~~879,~~736~~464.8897 6.~~227837~~228000% 32051DKK7 1.~~092496~~744420 5.~~127431~~083165 ~~986~~982.~~877622~~942530 B2 3,~~210~~200,~~902~~232.8859 6.~~227837~~228000% 32051DKL5 1.~~092496~~744420 5.~~127431~~083165 ~~986~~982.~~877622~~942530 B3 2,~~173~~166,~~534~~311.2629 6.~~227837~~228000% 32051DKM3 1.~~092496~~744420 5.~~127431~~083165 ~~986~~982.~~877622~~942530 B4 1,~~086~~083,~~767~~155.1365 6.~~227837~~228000% 32051DKF8 1.~~092496~~744420 5.~~127431~~083165 ~~986~~982.~~877622~~942530 B5 1,~~086~~083,~~767~~155.1365 6.~~227837~~228000% 32051DKG6 1.~~092496~~744420 5.~~127431~~083165 ~~986~~982.~~877622~~942530 B6 ~~840~~837,~~556~~762.1183 6.~~227837~~228000% 32051DKH4 1.~~092495~~744420 5.~~127431~~083165 ~~986~~955.~~877665~~506217 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~418~~319,~~592~~316,~~243~~398.0918 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, The Bank of New York, as Trustee ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 226,424,580.61 40,335,767.70 266,760,348.31 Loan count 521 101 622 Avg loan rate 6.774526% 6.434053% 6.72 Prepay amount 40,456,568.96 11,077,163.10 51,533,732.06 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 31,184.36 5,792.38 36,976.74 Sub servicer fees 62,747.07 8,412.43 71,159.50 Trustee fees 877.44 169.51 1,046.95 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 23,342.61 0.00 23,342.61 Cumulative losses 23,342.61 0.00 23,342.61 Coverage Amounts Total ---------------- ----- Bankruptcy 134,844.00 0.00 134,844.00 Fraud 2,677,421.28 515,742.70 3,193,163.98 Special Hazard 3,296,635.51 0.00 3,296,635.51 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.926475% 100.000000% 303,066,315.21 ----------------------------------------------------------------------------- Junior 5.073525% 0.000000% 16,197,952.56 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 9 4,163,602.40 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 9 4,163,602.40 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 54,176,091.30 54,176,091.30 Principal remittance amount 52,532,707.22 52,532,707.22 Interest remittance amount 1,643,384.08 1,643,384.08

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