8-K 1 fh02ar2_8k0301.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2 On January 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-AR2 relating to the distribution date of January 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2003 FH By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2003 Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 20,~~858~~832,~~000~~717.0073 5.~~150098~~150134% 251,~~282~~560,102.2778 89,~~517~~409.2940 ~~114~~1,~~799~~649,512.5519 0.00 0.00 2A1 ~~208~~206,~~946~~681,~~000~~450.0089 5.~~370049~~367266% 2614,~~264,549~~038.1118 ~~935~~924,~~041~~428.8955 31,~~199~~538,~~591~~466.0073 0.00 0.00 Residual 2AR ~~100~~0.00 5.~~370049~~367266% ~~100~~0.00 0.4500 ~~100~~0.4500 0.00 0.00 3A1 5352,~~023~~436,~~000~~852.0098 5.~~380440~~378757% ~~586~~76,~~147~~213.0233 ~~237~~235,~~739~~037.2159 ~~823~~311,~~886~~250.2492 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~517~~512,~~000~~990.0018 5.~~355771~~353406% 4,~~009~~042.8214 20,~~160~~133.0222 24,~~169~~175.8336 0.00 0.00 B2 1,~~457~~455,~~000~~706.0060 5.~~355771~~353406% 1,~~293~~303.4083 6,~~502~~494.8016 7,~~796~~797.2099 0.00 0.00 B3 1,~~166~~164,~~000~~964.0092 5.~~355771~~353406% 1,~~035~~043.0842 5,~~204~~197.0211 6,~~239~~240.1053 0.00 0.00 B4 ~~437~~436,~~000~~612.0007 5.~~355771~~353406% ~~387~~391.9306 1,~~950~~947.3980 2,338.3386 0.00 0.00 B5 ~~583~~582,~~000~~482.0046 5.~~355771~~353406% ~~517~~521.5471 2,~~602~~598.0155 3,~~119~~120.5526 0.00 0.00 B6 437,~~454~~066.9462 5.~~355771~~353406% ~~388~~391.3246 1,~~952~~949.4283 2,~~340~~341.7529 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~291~~288,~~424~~540,~~554~~844.9444 - 2,~~883~~258,~~710~~047.5092 1,~~300~~287,~~670~~196.5022 43,~~184~~545,~~381~~244.0014 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 2019,~~832~~272,~~717~~614.7395 0.00 2A1 206,~~681~~067,~~450~~412.8970 0.00 Residual 2AR 0.00 0.00 3A1 52,~~436~~360,~~852~~639.9864 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~512~~508,~~990~~948.1805 0.00 B2 1,~~455~~454,~~706~~402.6077 0.00 B3 1,~~164~~163,~~964~~921.9250 0.00 B4 436,~~612~~221.0701 0.00 B5 ~~582~~581,~~482~~960.4675 0.00 B6 ~~437~~436,~~066~~675.6216 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~288~~286,~~540~~282,~~844~~796.4453 - --------------------------------------------------------------------------------

Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 20,~~858~~832,~~000~~717.0073 5.~~150098~~150134% 32051DQZ8 174.~~212114~~796375 4.~~291748~~286576 ~~998~~923.~~787886~~991512 2A1 ~~208~~206,~~946~~681,~~000~~450.0089 5.~~370049~~367266% 32051DRA2 102.~~837963~~938741 4.~~475041~~424246 ~~989~~986.~~162037~~223296 Residual 2AR ~~100~~0.00 5.~~370049~~367266% 32051DRB0 ~~1,000~~0.000000 40.~~475041~~000000 0.000000 3A1 5352,~~023~~436,~~000~~852.0098 5.~~380440~~378757% 32051DRC8 111.~~054581~~437364 4.~~483700~~432748 ~~988~~987.~~945419~~508056 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~517~~512,~~000~~990.0018 5.~~355771~~353406% 32051DRD6 0.~~887717~~894872 4.~~463143~~457211 ~~999~~998.~~112283~~217411 B2 1,~~457~~455,~~000~~706.0060 5.~~355771~~353406% 32051DRE4 0.~~887717~~894872 4.~~463143~~457211 ~~999~~998.~~112283~~217411 B3 1,~~166~~164,~~000~~964.0092 5.~~355771~~353406% 32051DRF1 0.~~887717~~894872 4.~~463143~~457211 ~~999~~998.~~112283~~217411 B4 ~~437~~436,~~000~~612.0007 5.~~355771~~353406% 32051DRG9 0.~~887717~~894872 4.~~463143~~457211 ~~999~~998.~~112283~~217411 B5 ~~583~~582,~~000~~482.0046 5.~~355771~~353406% 32051DRH7 0.~~887717~~894872 4.~~463143~~457211 ~~999~~998.~~112283~~217411 B6 437,~~454~~066.9462 5.~~355771~~353406% 32051DRJ3 0.~~887685~~894863 4.~~463143~~457211 ~~999~~998.~~112315~~217452 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~291~~288,~~424~~540,~~554~~844.9444 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 19,905,501.02 212,407,696.50 53,969,598.99 Loan count 40 415 114 Avg loan rate 5.440134% 5.656266% 5.681757% Prepay amount 1,538,307.39 441,486.56 19,792.16 Total ----- Prin balance 286,282,796.51 Loan count 569 Avg loan rate 5.64 Prepay amount 1,999,586.11 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 4,108.69 50,154.79 13,376.77 Sub servicer fees 0.00 0.00 0.00 Trustee fees 107.33 1,065.14 270.24 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 67,640.25 Sub servicer fees 0.00 Trustee fees 1,442.70 Agg advances N/A Adv this period 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.025600% 100.000000% 279,951,021.59 ----------------------------------------------------------------------------- Junior 2.974400% 0.000000% 8,582,129.23 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 8 3,889,639.83 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 8 3,889,639.83 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,545,244.14 3,545,244.14 Principal remittance amount 2,258,047.92 2,258,047.92 Interest remittance amount 1,287,196.22 1,287,196.22

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PASS THR CERT SER 2002 AR2