8-K 1 fh0208_8k0301.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving TX, , N/A 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 On January 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-8 relating to the distribution date of January 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2003 FH By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2003 Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~246~~244,~~975~~931,~~000~~710.0019 6.000000% 23,~~043~~249,~~289~~055.8138 1,~~234~~224,~~875~~658.0055 34,~~278~~473,~~164~~713.8193 0.00 0.00 1A2 65,~~000~~934,~~000~~284.0081 8.500000% 65104,~~715~~494.1937 42,~~500~~034.0052 ~~108~~146,~~215~~528.1989 0.00 0.00 1A3 2019,~~000~~780,~~000~~949.0038 5.250000% ~~219~~348,~~050~~314.6256 8786,~~500~~541.0065 ~~306~~434,~~550~~856.6222 0.00 0.00 1A4 8,420,000.00 6.000000% 0.00 42,100.00 42,100.00 0.00 0.00 1A5 28,~~967~~842,000.00 6.000000% 125,~~000~~625.00 144,~~835~~210.00 269,835.00 0.00 0.00 1A6 14,372,000.00 6.000000% 0.00 71,860.00 71,860.00 0.00 0.00 1A7 25,~~000~~125,000.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1A8 40,000,000.00 6.000000% 0.00 200,000.00 200,000.00 0.00 0.00 PO ~~877~~876,~~422~~326.2223 0.000000% 1,~~095~~109.9905 0.00 1,~~095~~109.9905 0.00 0.00 2A1 9796,~~442~~612,~~000~~162.0033 5.250000% ~~829~~374,~~837~~138.6719 ~~426~~422,~~308~~678.7521 1796,~~256,146~~816.4240 0.00 0.00 Residual 2AR ~~100~~0.00 5.250000% ~~100~~0.00 0.~~44 100.44 0.~~00 0.00 ~~B4 999,000.00 5.850251% 1,439.45 4,870.33 6,309.79~~ 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~248~~238,~~000~~997.0030 5.~~850251~~850559% 9,~~002~~080.7067 30,~~460~~418.3102 39,~~463~~498.0069 0.00 0.00 B2 1,~~999~~996,~~000~~119.0066 5.~~850251~~850559% 2,~~880~~905.3429 9,~~745~~732.5401 12,~~625~~637.8931 0.00 0.00 B3 1,~~250~~248,~~000~~198.0088 5.~~850251~~850559% 1,~~801~~816.1272 6,~~094~~085.0155 7,~~895~~902.1327 0.00 0.00 B5B4 ~~500~~997,~~000~~560.55 5.850559% 1,451.92 4,863.57 6,315.49 0.00 0.00 B5 499,279.55 5.~~850251~~850559% ~~720~~726.4569 2,~~437~~434.6022 3,~~158~~160.0591 0.00 0.00 B6 ~~750~~749,~~142~~061.3447 5.~~850251~~850559% 1,~~080~~090.8723 3,~~657~~652.1002 4,~~737~~742.9725 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~499~~496,~~799~~623,~~664~~650.5635 - 34,~~301~~219,~~014~~808.2106 2,~~307~~291,~~244~~268.0933 56,~~608~~511,~~258~~076.3039 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~244~~241,~~931~~682,~~710~~654.1981 0.00 1A2 5,~~934~~829,~~284~~790.8144 0.00 1A3 19,~~780~~432,~~949~~634.3881 0.00 1A4 8,420,000.00 0.00 1A5 28,~~842~~716,~~000~~375.00 0.00 1A6 14,372,000.00 0.00 1A7 25,~~125~~250,~~000~~625.00 0.00 1A8 40,000,000.00 0.00 PO ~~876~~875,~~326~~217.2319 0.00 2A1 96,~~612~~238,~~162~~024.3314 0.00 Residual 2AR 0.00 0.00 ~~B4 997,560.55 0.00~~ -------------------------------------------------------------------------------- Subordinate B1 6,~~238~~229,~~997~~916.3063 0.00 B2 1,~~996~~993,~~119~~214.6636 0.00 B3 1,~~248~~246,~~198~~382.8817 0.00 B4 996,108.63 0.00 B5 ~~499~~498,~~279~~552.5587 0.00 B6 ~~749~~747,~~061~~971.4723 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~496~~492,~~623~~529,~~650~~467.3529 - --------------------------------------------------------------------------------

Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~246~~244,~~975~~931,~~000~~710.0019 6.000000% 32051DRK0 813.~~273266~~155402 54.~~000000~~958634 ~~991~~978.~~726734~~571332 1A2 65,~~000~~934,~~000~~284.0081 8.500000% 32051DRL8 1017.~~952531~~415728 7.~~083333~~005753 ~~989~~971.~~047469~~631741 1A3 2019,~~000~~780,~~000~~949.0038 5.250000% 32051DRM6 1017.~~952531~~415728 4.~~375000~~327083 ~~989~~971.~~047469~~631741 1A4 8,420,000.00 6.000000% 32051DRN4 0.000000 5.000000 1,000.000000 1A5 28,~~967~~842,000.00 6.000000% 32051DRP9 4.~~315255~~336832 54.~~000000~~978424 ~~995~~991.~~684745~~347913 1A6 14,372,000.00 6.000000% 32051DRQ7 0.000000 5.000000 1,000.000000 1A7 25,~~000~~125,000.00 6.000000% 32051DRR5 0.000000 0.000000 1,~~005~~010.~~000000~~025000 1A8 40,000,000.00 6.000000% 32051DRS3 0.000000 5.000000 1,000.000000 PO ~~877~~876,~~422~~326.2223 0.000000% 32051DRT1 1.~~249098~~263982 0.000000 ~~998~~997.~~750902~~486920 2A1 9796,~~442~~612,~~000~~162.0033 5.250000% 32051DRU8 83.~~516222~~839599 4.~~375000~~337742 ~~991~~987.~~483778~~644180 Residual 2AR ~~100~~0.00 5.250000% 32051DRV6 ~~1,000~~0.000000 40.~~375000~~000000 0.000000 ~~B4 999,000.00 5.850251% 32051DRZ7 1.440893 4.875209 998.559107~~ ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~248~~238,~~000~~997.0030 5.~~850251~~850559% 32051DRW4 1.~~440893~~453373 4.~~875209~~868441 ~~998~~997.~~559107~~105734 B2 1,~~999~~996,~~000~~119.0066 5.~~850251~~850559% 32051DRX2 1.~~440893~~453373 4.~~875209~~868441 ~~998~~997.~~559107~~105734 B3 1,~~250~~248,~~000~~198.0088 5.~~850251~~850559% 32051DRY0 1.~~440893~~453373 4.~~875209~~868441 ~~998~~997.~~559107~~105734 B4 997,560.55 5.850559% 32051DRZ7 1.453373 4.868441 997.105734 B5 ~~500~~499,~~000~~279.0055 5.~~850251~~850559% 32051DSA1 1.~~440893~~453373 4.~~875209~~868441 ~~998~~997.~~559107~~105734 B6 ~~750~~749,~~142~~061.3447 5.~~850251~~850559% 32051DSB9 1.~~440891~~453366 4.~~875209~~868441 ~~998~~997.~~559109~~105743 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~499~~496,~~799~~623,~~664~~650.5635 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 393,962,620.24 98,566,847.04 492,529,467.28 Loan count 845 209 1054 Avg loan rate 6.422179% 5.885624% 6.32 Prepay amount 3,339,587.76 31,699.67 3,371,287.43 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 79,607.25 20,284.60 99,891.85 Sub servicer fees 61,440.83 31,797.65 93,238.48 Trustee fees 1,325.58 329.83 1,655.41 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.641564% 100.000000% 484,894,432.94 ----------------------------------------------------------------------------- Junior 2.358436% 0.000000% 11,712,145.89 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 8 3,563,381.82 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 8 3,563,381.82 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,511,076.39 6,511,076.39 Principal remittance amount 4,219,808.06 4,219,808.06 Interest remittance amount 2,291,268.33 2,291,268.33

Filing Compare · FIRST HORIZON ASSET SEC INC MORT PAS THR CE SE 2002-8