8-K 1 fh0202_8k0301.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2003 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Mortgage (Exact name of registrant as specified in charter) Texas 333-74467 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving TX, , TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 On January 25, 2003, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 relating to the distribution date of January 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: January 25, 2003 FH By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated January 25, 2003 Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 3430,~~247~~978,~~552~~314.0969 6.000000% 31,~~269~~598,~~237~~568.4035 ~~171~~154,~~237~~891.7657 31,~~440~~753,~~475~~459.1692 0.00 0.00 IA2 5449,~~504~~301,~~205~~288.7727 6.000000% 52,~~202~~544,~~917~~085.5042 ~~272~~246,~~521~~506.0344 52,~~475~~790,~~438~~591.5386 0.00 0.00 IA3 ~~728~~658,~~237~~720.4865 6.000000% 6933,~~516~~991.8384 3,~~641~~293.1960 7337,~~158~~285.0245 0.00 0.00 IIA1 ~~130~~111,~~402~~377,~~223~~640.5434 6.500000% 1913,~~024~~808,~~583~~275.2009 ~~706~~603,~~345~~227.3808 1914,~~730~~411,~~928~~502.5816 0.00 068.0048 IIA2 12,671,000.00 6.500000% 0.00 68,~~634~~626.5879 68,~~634~~626.5879 0.00 07.0079 IIA3 24,405,000.00 6.500000% 0.00 132,~~193~~178.75 132,~~193~~178.75 0.00 015.00 IIA4 16,533,000.00 1.~~780000~~820000% 0659,246.0028 2425,~~523~~072.9520 24684,~~523~~318.9549 0.00 02.0085 IIA5 16,533,000.00 6.~~720000~~680000% 0.00 92,~~584~~023.8025 92,~~584~~023.8025 0.00 010.0045 IIA6 87,~~493~~249,~~240~~235.7338 6.500000% 17,~~244~~249,~~005~~235.3538 4639,~~005~~262.0523 17,~~290~~288,~~010~~497.4061 0.00 04.0046 IIA7 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA8 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA9 ~~7,645,695~~0.4500 6.500000% ~~7,645,695~~0.4500 ~~41,414~~0.1800 ~~7,687,109~~0.6400 0.00 0.00 IIA10 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA11 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA12 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIA13 ~~1,560,807~~0.6500 6.500000% ~~1,560,807~~0.6500 ~~8,454~~0.3700 ~~1,569,262~~0.0300 0.00 0.00 IIA14 ~~2,262,000~~0.00 6.500000% ~~2,262,000~~0.00 ~~12,252~~0.5000 ~~2,274,252~~0.5000 0.00 0.00 IIA15 25,811,000.00 5.500000% 01,318,441.0049 118,~~300~~286.4299 ~~118~~1,~~300~~436,728.4248 0.00 013.0043 IIA16 29,016,000.00 6.250000% 0.00 151,~~125~~107.0085 151,~~125~~107.0085 0.00 017.0015 IIA17 19,590,000.00 6.500000% 0.00 106,~~112~~100.5046 106,~~112~~100.5046 0.00 012.0004 IIA18 1,000,000.00 6.500000% 0.00 5,416.6705 5,416.6705 0.00 0.0061 IIAPO 1,~~140~~058,~~056~~163.8682 0.000000% 8123,~~893~~030.0523 0.00 8123,~~893~~030.0523 0.00 0.00 Residual IIARU 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIARL 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~745~~736,~~441~~069.1039 6.~~386171~~386377% 9,~~371~~804.7185 35,~~897~~846.9509 45,~~269~~650.6694 0.00 03.0014 B2 2,~~968~~964,~~310~~186.4950 6.~~386171~~386377% 4,~~123~~314.9959 15,~~796~~773.7896 1920,~~920~~088.7755 0.00 01.0038 B3 1,~~888~~885,~~565~~941.3044 6.~~386171~~386377% 2,~~623~~745.8613 10,~~050~~036.5806 12,~~674~~781.4419 0.00 0.0088 B4 ~~809,~~808,683.8979 6.~~386171~~386377% 1,~~125~~177.10 4,~~309~~303.6542 5,~~434~~480.7552 0.00 0.0038 B5 1,~~078~~077,~~756~~257.4165 6.~~386171~~386377% 1,~~498~~568.7603 5,~~740~~732.9464 7,~~239~~300.7067 0.00 0.0050 B6 ~~810~~809,~~268~~143.2333 6.~~386171~~386377% 1,~~124~~176.9194 4,~~312~~305.0987 5,~~437~~482.0081 0.00 0.0038 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~384~~343,~~311~~930,~~170~~645.0125 - 4027,~~380~~255,~~524~~660.7671 21,~~036~~821,~~871~~991.1232 4229,~~417~~077,~~395~~652.8803 - -158.92 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 3029,~~978~~379,~~314~~746.6935 0.00 IA2 4946,~~301~~757,~~288~~202.2785 0.00 IA3 ~~658~~624,~~720~~728.6581 0.00 IIA1 ~~111~~97,~~377~~569,~~640~~365.3425 068.0048 IIA2 12,671,000.00 07.0079 IIA3 24,405,000.00 015.00 IIA4 1615,~~533~~873,~~000~~753.0072 02.0085 IIA5 1615,~~533~~873,~~000~~753.0072 010.0045 IIA6 ~~7,249,235.38~~ 0.00 4.46 IIA7 0.00 0.00 IIA8 0.00 0.00 IIA9 0.00 0.00 IIA10 0.00 0.00 IIA11 0.00 0.00 IIA12 0.00 0.00 IIA13 0.00 0.00 IIA14 0.00 0.00 IIA15 2524,~~811~~492,~~000~~558.0051 013.0043 IIA16 29,016,000.00 017.0015 IIA17 19,590,000.00 012.0004 IIA18 1,000,000.00 0.0061 IIAPO 1,~~058~~035,~~163~~133.8259 0.00 Residual IIARU 0.00 0.00 IIARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~736~~726,~~069~~264.3954 03.0014 B2 2,~~964~~959,~~186~~871.5091 01.0038 B3 1,~~885~~883,~~941~~196.4432 0.0088 B4 ~~808~~807,~~683~~506.7969 0.0038 B5 1,~~077~~075,~~257~~689.6563 0.0050 B6 ~~809~~807,~~143~~966.3339 0.0038 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~343~~316,~~930~~674,~~645~~984.2554 -158.92 --------------------------------------------------------------------------------

Payment Date: 01/25/03 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 3430,~~247~~978,~~552~~314.0969 6.000000% 32051DKN1 6933.~~516828~~991842 3.~~641187~~293603 ~~658~~624.~~720649~~728807 IA2 5449,~~504~~301,~~205~~288.7727 6.000000% 32051DKP6 6933.~~516828~~991842 3.~~641187~~293603 ~~658~~624.~~720649~~728807 IA3 ~~728~~658,~~237~~720.4865 6.000000% 32051DKQ4 6933.~~516828~~991842 3.~~641187~~293603 ~~658~~624.~~720649~~728807 IIA1 ~~130~~111,~~402~~377,~~223~~640.5434 6.500000% 32051DKR2 9166.~~919965~~716634 32.~~412808~~914577 ~~538~~471.~~136824~~420190 IIA2 12,671,000.00 6.500000% 32051DKS0 0.000000 5.~~416667~~416052 1,000.000000 IIA3 24,405,000.00 6.500000% 32051DKT8 0.000000 5.~~416667~~416052 1,000.000000 IIA4 16,533,000.00 1.~~780000~~820000% 32051DKU5 039.~~000000~~874571 1.~~483333~~516495 ~~1,000~~960.~~000000~~125429 IIA5 16,533,000.00 6.~~720000~~680000% 32051DKV3 0.000000 5.~~600000~~566035 ~~1,000~~960.~~000000~~125429 IIA6 87,~~493~~249,~~240~~235.7338 6.500000% 32051DKW1 ~~111~~651.~~820706~~616663 43.~~135286~~529190 ~~651~~0.~~616663~~000000 IIA7 0.00 6.500000% 32051DKX9 0.000000 0.000000 0.000000 IIA8 0.00 6.500000% 32051DKY7 0.000000 0.000000 0.000000 IIA9 ~~7,645,695~~0.4500 6.500000% 32051DKZ4 ~~904~~0.~~923121~~000000 40.~~901667~~000000 0.000000 IIA10 0.00 6.500000% 32051DLA8 0.000000 0.000000 0.000000 IIA11 0.00 6.500000% 32051DLB6 0.000000 0.000000 0.000000 IIA12 0.00 6.500000% 32051DLC4 0.000000 0.000000 0.000000 IIA13 ~~1,560,807~~0.6500 6.500000% 32051DLD2 ~~904~~0.~~816030~~000000 40.~~901087~~000000 0.000000 IIA14 ~~2,262,000~~0.00 6.500000% 32051DLE0 ~~904~~0.~~800000~~000000 40.~~901000~~000000 0.000000 IIA15 25,811,000.00 5.500000% 32051DLF7 051.~~000000~~080605 4.~~583333~~582813 ~~1,000~~948.~~000000~~919395 IIA16 29,016,000.00 6.250000% 32051DLG5 0.000000 5.~~208333~~207742 1,000.000000 IIA17 19,590,000.00 6.500000% 32051DLH3 0.000000 5.~~416667~~416052 1,000.000000 IIA18 1,000,000.00 6.500000% 32051DLJ9 0.000000 5.~~416667~~416052 1,000.000000 IIAPO 1,~~140~~058,~~056~~163.8682 0.000000% 32051DLK6 6217.~~880374~~683422 0.000000 ~~812~~794.~~495568~~812146 Residual IIARU 0.00 6.500000% 32051DLL4 0.000000 0.000000 0.000000 IIARL 0.00 6.500000% 32051DLM2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~745~~736,~~441~~069.1039 6.~~386171~~386377% 32051DLN0 1.~~373749~~437240 5.~~262086~~254484 ~~987~~985.~~403897~~966658 B2 2,~~968~~964,~~310~~186.4950 6.~~386171~~386377% 32051DLP5 1.~~373749~~437240 5.~~262086~~254484 ~~987~~985.~~403897~~966658 B3 1,~~888~~885,~~565~~941.3044 6.~~386171~~386377% 32051DLQ3 1.~~373749~~437240 5.~~262086~~254484 ~~987~~985.~~403897~~966658 B4 ~~809,~~808,683.8979 6.~~386171~~386377% 32051DLR1 1.~~373749~~437240 5.~~262086~~254484 ~~987~~985.~~403897~~966658 B5 1,~~078~~077,~~756~~257.4165 6.~~386171~~386377% 32051DLS9 1.~~373749~~437240 5.~~262086~~254484 ~~987~~985.~~403899~~966659 B6 ~~810~~809,~~268~~143.2333 6.~~386171~~386377% 32051DLT7 1.~~372737~~436235 5.~~262102~~254506 ~~987~~985.~~407953~~971718 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~384~~343,~~311~~930,~~170~~645.0125 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 79,995,385.12 236,679,595.26 316,674,980.38 Loan count 182 548 730 Avg loan rate 6.523497% 6.951241% 6.85 Prepay amount 3,886,992.18 22,851,351.61 26,738,343.79 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 12,852.84 31,689.13 44,541.97 Sub servicer fees 19,932.09 49,291.49 69,223.58 Trustee fees 274.07 865.82 1,139.89 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 120,000.00 120,000.00 Fraud 2,524,343.71 10,915,158.51 13,439,502.22 Special Hazard 0.00 2,597,469.97 2,597,469.97 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.853421% 100.000000% 329,649,363.15 ----------------------------------------------------------------------------- Junior 4.146579% 0.000000% 14,260,495.46 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 2,408,153.88 60 to 89 days 1 640,597.81 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 8 3,048,751.69 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 29,077,652.03 29,077,652.03 Principal remittance amount 27,255,660.71 27,255,660.71 Interest remittance amount 1,821,991.32 1,821,991.32

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002 2