8-K 1 fh0202_8k0212.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 First Horizon Mortgage Pass-Through Trust, Series 2002-2 (Exact name of registrant as specified in charter) New York 333-74467 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) c/o The Bank of New York, as Trustee 101 Barclay Street, 8 West New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (212) 815-6436 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 On December 25, 2002, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2002, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Mortgage Pass-Through Certificates, Series 2002-2 relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 First Horizon Mortgage Pass-Through Trust Series 2002-2 (Registrant) Signed: The Bank of New York, as Trustee By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior IA1 3934,~~472~~247,~~811~~552.7609 6.000000% 53,~~225~~269,~~259~~237.6740 ~~197~~171,~~364~~237.0676 53,~~422~~440,~~623~~475.7316 0.00 0.00 IA2 6254,~~820~~504,~~088~~205.5377 6.000000% 85,~~315~~202,~~882~~917.7650 ~~314~~272,~~100~~521.4403 85,~~629~~475,~~983~~438.2153 0.00 0.00 IA3 ~~839~~728,~~347~~237.0248 6.000000% ~~111~~69,~~109~~516.5483 43,~~196~~641.7419 ~~115~~73,~~306~~158.2802 0.00 0.00 IIA1 ~~156~~130,~~702~~402,~~640~~223.2954 6.500000% 2619,~~300~~024,~~416~~583.7520 ~~848~~706,~~805~~345.9738 2719,~~149~~730,~~222~~928.7158 0.00 0.00 IIA2 12,671,000.00 6.500000% 0.00 68,634.58 68,634.58 0.00 0.00 IIA3 24,405,000.00 6.500000% 0.00 132,193.75 132,193.75 0.00 0.00 IIA4 16,533,000.00 21.~~230000~~780000% 0.00 3024,~~723~~523.8295 3024,~~723~~523.8295 0.00 0.00 IIA5 16,533,000.00 6.~~270000~~720000% 0.00 8692,~~384~~584.9280 8692,~~384~~584.9280 0.00 0.00 IIA6 8,~~949~~493,~~182~~240.4873 6.500000% ~~455~~1,~~941~~244,005.7535 4846,~~474~~005.7405 ~~504~~1,~~416~~290,010.4940 0.00 0.00 IIA7 ~~335,990~~0.0600 6.500000% ~~335,990~~0.0600 ~~1,819~~0.9500 ~~337,810~~0.0100 0.00 0.00 IIA8 ~~10,273,000~~0.00 6.500000% ~~10,273,000~~0.00 ~~55,645~~0.4200 ~~10,328,645~~0.4200 0.00 0.00 IIA9 87,~~449~~645,~~000~~695.0045 6.500000% ~~803~~7,~~304~~645,695.55 45 41,~~765~~414.4218 ~~849~~7,~~069~~687,109.9664 0.00 0.00 IIA10 ~~167,995~~0.0300 6.500000% ~~167,995~~0.0300 ~~909~~0.9700 ~~168,905~~0.00 0.00 0.00 IIA11 ~~2,568,000~~0.00 6.500000% ~~2,568,000~~0.00 ~~13,910~~0.00 ~~2,581,910~~0.00 0.00 0.00 IIA12 ~~2,568,000~~0.00 6.500000% ~~2,568,000~~0.00 ~~13,910~~0.00 ~~2,581,910~~0.00 0.00 0.00 IIA13 1,~~725~~560,~~000~~807.0065 6.500000% ~~164~~1,~~192~~560,807.3565 98,~~343~~454.7537 ~~173~~1,~~536~~569,262.1003 0.00 0.00 IIA14 2,~~500~~262,000.00 6.500000% ~~238~~2,262,000.00 1312,~~541~~252.6750 ~~251~~2,~~541~~274,252.6750 0.00 0.00 IIA15 25,811,000.00 5.500000% 0.00 118,300.42 118,300.42 0.00 0.00 IIA16 29,016,000.00 6.250000% 0.00 151,125.00 151,125.00 0.00 0.00 IIA17 19,590,000.00 6.500000% 0.00 106,112.50 106,112.50 0.00 0.00 IIA18 1,000,000.00 6.500000% 0.00 5,416.67 5,416.67 0.00 0.00 IIAPO 1,~~193~~140,~~956~~056.6386 0.000000% 5381,~~899~~893.7605 0.00 5381,~~899~~893.7605 0.00 0.00 Residual IIARU 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 IIARL 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,~~754~~745,~~421~~441.1810 6.~~385940~~386171% 89,~~980~~371.0871 35,~~944~~897.4495 4445,~~924~~269.5266 0.00 0.00 B2 2,~~972~~968,~~262~~310.1549 6.~~385940~~386171% 34,~~951~~123.6699 15,~~817~~796.2478 19,~~768~~920.9077 0.00 0.00 B3 1,~~891~~888,~~079~~565.5230 6.~~385940~~386171% 2,~~514~~623.2186 10,~~063~~050.6058 12,~~577~~674.8144 0.00 0.00 B4 ~~810~~809,~~886~~808.9889 6.~~385940~~386171% 1,~~078~~125.0810 4,~~315~~309.2365 5,~~393~~434.3175 0.00 0.00 B5 1,~~080~~078,~~192~~756.5441 6.~~385940~~386171% 1,~~436~~498.1376 5,~~748~~740.3794 7,~~184~~239.5070 0.00 0.00 B6 ~~811~~810,~~346~~268.0923 6.~~385940~~386171% 1,~~077~~124.8691 4,~~317~~312.6709 5,~~395~~437.5300 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~441~~384,~~911~~311,~~200~~170.2501 - 5740,~~600~~380,~~030~~524.2476 2,~~342~~036,~~886~~871.3412 5942,~~942~~417,~~916~~395.5788 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior IA1 3430,~~247~~978,~~552~~314.0969 0.00 IA2 5449,~~504~~301,~~205~~288.7727 0.00 IA3 ~~728~~658,~~237~~720.4865 0.00 IIA1 ~~130~~111,~~402~~377,~~223~~640.5434 0.00 IIA2 12,671,000.00 0.00 IIA3 24,405,000.00 0.00 IIA4 16,533,000.00 0.00 IIA5 16,533,000.00 0.00 IIA6 87,~~493~~249,~~240~~235.7338 0.00 IIA7 0.00 0.00 IIA8 0.00 0.00 IIA9 ~~7,645,695~~0.4500 0.00 IIA10 0.00 0.00 IIA11 0.00 0.00 IIA12 0.00 0.00 IIA13 ~~1,560,807~~0.6500 0.00 IIA14 ~~2,262,000~~0.00 0.00 IIA15 25,811,000.00 0.00 IIA16 29,016,000.00 0.00 IIA17 19,590,000.00 0.00 IIA18 1,000,000.00 0.00 IIAPO 1,~~140~~058,~~056~~163.8682 0.00 Residual IIARU 0.00 0.00 IIARL 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 6,~~745~~736,~~441~~069.1039 0.00 B2 2,~~968~~964,~~310~~186.4950 0.00 B3 1,~~888~~885,~~565~~941.3044 0.00 B4 ~~809,~~808,683.8979 0.00 B5 1,~~078~~077,~~756~~257.4165 0.00 B6 ~~810~~809,~~268~~143.2333 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~384~~343,~~311~~930,~~170~~645.0125 - --------------------------------------------------------------------------------

Payment Date: 12/25/02 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior IA1 3934,~~472~~247,~~811~~552.7609 6.000000% 32051DKN1 ~~111~~69.~~109545~~516828 43.~~196735~~641187 ~~728~~658.~~237478~~720649 IA2 6254,~~820~~504,~~088~~205.5377 6.000000% 32051DKP6 ~~111~~69.~~109545~~516828 43.~~196735~~641187 ~~728~~658.~~237478~~720649 IA3 ~~839~~728,~~347~~237.0248 6.000000% 32051DKQ4 ~~111~~69.~~109545~~516828 43.~~196735~~641187 ~~728~~658.~~237478~~720649 IIA1 ~~156~~130,~~702~~402,~~640~~223.2954 6.500000% 32051DKR2 ~~127~~91.~~074184~~919965 43.~~101126~~412808 ~~630~~538.~~056789~~136824 IIA2 12,671,000.00 6.500000% 32051DKS0 0.000000 5.416667 1,000.000000 IIA3 24,405,000.00 6.500000% 32051DKT8 0.000000 5.416667 1,000.000000 IIA4 16,533,000.00 21.~~230000~~780000% 32051DKU5 0.000000 1.~~858333~~483333 1,000.000000 IIA5 16,533,000.00 6.~~270000~~720000% 32051DKV3 0.000000 5.~~225000~~600000 1,000.000000 IIA6 8,~~949~~493,~~182~~240.4873 6.500000% 32051DKW1 40111.~~983528~~820706 4.~~357280~~135286 ~~763~~651.~~437369~~616663 IIA7 ~~335,990~~0.0600 6.500000% 32051DKX9 150.~~790491~~000000 0.~~085532~~000000 0.000000 IIA8 ~~10,273,000~~0.00 6.500000% 32051DKY7 ~~1,000~~0.000000 50.~~416667~~000000 0.000000 IIA9 87,~~449~~645,~~000~~695.0045 6.500000% 32051DKZ4 95904.~~076879~~923121 54.~~416667~~901667 ~~904~~0.~~923121~~000000 IIA10 ~~167,995~~0.0300 6.500000% 32051DLA8 150.~~790491~~000000 0.~~085532~~000000 0.000000 IIA11 ~~2,568,000~~0.00 6.500000% 32051DLB6 ~~1,000~~0.000000 50.~~416667~~000000 0.000000 IIA12 ~~2,568,000~~0.00 6.500000% 32051DLC4 ~~1,000~~0.000000 50.~~416667~~000000 0.000000 IIA13 1,~~725~~560,~~000~~807.0065 6.500000% 32051DLD2 95904.~~183970~~816030 54.~~416667~~901087 ~~904~~0.~~816030~~000000 IIA14 2,~~500~~262,000.00 6.500000% 32051DLE0 95904.~~200000~~800000 54.~~416667~~901000 ~~904~~0.~~800000~~000000 IIA15 25,811,000.00 5.500000% 32051DLF7 0.000000 4.583333 1,000.000000 IIA16 29,016,000.00 6.250000% 32051DLG5 0.000000 5.208333 1,000.000000 IIA17 19,590,000.00 6.500000% 32051DLH3 0.000000 5.416667 1,000.000000 IIA18 1,000,000.00 6.500000% 32051DLJ9 0.000000 5.416667 1,000.000000 IIAPO 1,~~193~~140,~~956~~056.6386 0.000000% 32051DLK6 4162.~~386144~~880374 0.000000 ~~875~~812.~~375942~~495568 Residual IIARU 0.00 6.500000% 32051DLL4 0.000000 0.000000 0.000000 IIARL 0.00 6.500000% 32051DLM2 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,~~754~~745,~~421~~441.1810 6.~~385940~~386171% 32051DLN0 1.~~316341~~373749 5.~~268901~~262086 ~~988~~987.~~777646~~403897 B2 2,~~972~~968,~~262~~310.1549 6.~~385940~~386171% 32051DLP5 1.~~316341~~373749 5.~~268901~~262086 ~~988~~987.~~777646~~403897 B3 1,~~891~~888,~~079~~565.5230 6.~~385940~~386171% 32051DLQ3 1.~~316341~~373749 5.~~268901~~262086 ~~988~~987.~~777646~~403897 B4 ~~810~~809,~~886~~808.9889 6.~~385940~~386171% 32051DLR1 1.~~316341~~373749 5.~~268901~~262086 ~~988~~987.~~777646~~403897 B5 1,~~080~~078,~~192~~756.5441 6.~~385940~~386171% 32051DLS9 1.~~316341~~373749 5.~~268901~~262086 ~~988~~987.~~777648~~403899 B6 ~~811~~810,~~346~~268.0923 6.~~385940~~386171% 32051DLT7 1.~~315323~~372737 5.~~268912~~262102 ~~988~~987.~~780690~~407953 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~441~~384,~~911~~311,~~200~~170.2501 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Mortgage Pass-Through Certificates, ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 84,183,644.74 259,746,997.18 343,930,641.92 Loan count 191 600 791 Avg loan rate 6.519029% 6.955341% 6.85 Prepay amount 8,240,793.76 31,592,355.42 39,833,149.18 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 11,969.75 40,867.54 52,837.29 Sub servicer fees 21,645.59 56,068.88 77,714.47 Trustee fees 300.92 971.92 1,272.84 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 120,000.00 120,000.00 Fraud 2,524,343.71 10,915,158.51 13,439,502.22 Special Hazard 0.00 2,915,749.42 2,915,749.42 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.283735% 100.000000% 370,010,019.58 ----------------------------------------------------------------------------- Junior 3.716265% 0.000000% 14,281,282.10 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 11 4,284,173.70 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 11 4,284,173.70 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 42,417,395.88 42,417,395.88 Principal remittance amount 40,380,524.76 40,380,524.76 Interest remittance amount 2,036,871.12 2,036,871.12

Filing Compare · FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2002 2