8-K 1 cw0210_8k0212.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Alternative Loan Trust (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6 On December 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6 relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 4845,~~482~~844,~~439~~220.3390 21.~~430000~~980000% 21,~~638~~119,~~218~~734.4304 9875,~~176~~642.9496 21,~~736~~195,~~395~~377.3700 0.00 0.00 A2 4845,~~482~~844,~~439~~220.3390 67.~~570000~~020000% 0.00 ~~265~~268,~~441~~188.3669 ~~265~~268,~~441~~188.3669 0.00 0.00 A3 3027,~~518~~408,~~606~~265.0193 5.000000% 31,~~110~~320,~~340~~115.0873 ~~127~~114,~~160~~201.8611 31,~~237~~434,~~500~~316.9484 0.00 0.00 A4 1514,~~975~~658,~~360~~424.3205 5.250000% 1558,~~316,936~~944.2776 6964,~~892~~130.2061 1623,~~386,828~~075.4736 0.00 0.00 A5 27,259,000.00 6.500000% 0.00 147,652.92 147,652.92 0.00 0.00 A6 4642,~~337~~474,~~658~~733.5832 21.~~380000~~930000% 31,~~862~~639,~~925~~534.2603 9168,~~903~~313.0253 31,~~954~~707,~~828~~847.2856 0.00 0.00 A7 4642,~~337~~474,~~658~~733.5832 6.~~120000~~570000% 0.00 ~~236~~232,~~322~~549.0616 ~~236~~232,~~322~~549.0616 0.00 0.00 A8 4340,~~085~~822,~~132~~460.4131 5.875000% 2960,~~262,672~~341.1062 ~~210~~199,~~937~~859.6396 21,~~473~~160,~~609~~201.7358 0.00 0.00 A9 30,754,000.00 6.500000% 0.00 166,584.17 166,584.17 0.00 0.00 PO 2,~~840~~707,~~780~~831.6061 0.000000% ~~132~~80,~~948~~660.9902 0.00 ~~132~~80,~~948~~660.9902 0.00 0.00 Residual AR 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~979~~974,~~419~~937.1311 7.000000% 4,~~482~~612.0157 34,~~879~~853.9480 39,~~361~~466.9637 0.00 0.00 B1 2,~~989~~987,~~510~~269.2842 7.000000% 2,~~240~~306.8613 17,~~438~~425.8174 19,~~679~~731.6787 0.00 0.00 B2 2,~~242~~240,~~182~~501.5385 7.000000% 1,~~680~~729.6864 13,~~079~~069.4059 14,~~760~~799.0823 0.00 0.00 B3 1,~~046~~045,~~258~~474.8560 7.000000% ~~784~~807.2509 6,~~103~~098.1860 6,~~887~~905.4269 0.00 0.00 B4 896,~~793~~121.3008 7.000000% ~~672~~691.2179 5,~~231~~227.2937 5,~~903~~919.5117 0.00 0.00 B5 1,~~046~~045,~~660~~875.2166 7.000000% ~~784~~807.5340 6,~~105~~100.5294 6,~~890~~908.0534 0.0200 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~259~~246,~~453~~119,~~801~~115.5485 - 135,~~334~~690,~~685~~284.6782 1,~~496~~419,~~909~~899.2916 147,~~831~~110,~~594~~183.9698 ~~0.02~~- - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 4544,~~844~~724,~~220~~486.9087 0.00 A2 4544,~~844~~724,~~220~~486.9087 0.00 A3 2726,~~408~~088,~~265~~150.9319 0.00 A4 14,~~658~~099,~~424~~479.0529 0.00 A5 27,259,000.00 0.00 A6 4240,~~474~~835,~~733~~199.3229 0.00 A7 4240,~~474~~835,~~733~~199.3229 0.00 A8 4039,~~822~~862,~~460~~118.3169 0.00 A9 30,754,000.00 0.00 PO 2,~~707~~627,~~831~~171.6160 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~974~~970,~~937~~324.1154 0.00 B1 2,~~987~~984,~~269~~963.4229 0.00 B2 2,~~240~~238,~~501~~772.8521 0.00 B3 1,~~045~~044,~~474~~667.6051 0.00 B4 ~~896~~895,~~121~~429.0829 0.00 B5 1,045,~~875~~068.6626 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~246~~240,~~119~~428,~~115~~831.8503 - --------------------------------------------------------------------------------

Payment Date: 12/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 4845,~~482~~844,~~439~~220.3390 21.~~430000~~980000% 12669CZN3 4619.~~656971~~802530 1.~~736262~~337748 ~~810~~790.~~756405~~953875 A2 4845,~~482~~844,~~439~~220.3390 67.~~570000~~020000% 12669CZP8 0.000000 4.~~694338~~742925 ~~810~~790.~~756405~~953875 A3 3027,~~518~~408,~~606~~265.0193 5.000000% 12669CZQ6 7732.~~711875~~983103 32.~~177115~~853316 ~~684~~651.~~795771~~812667 A4 1514,~~975~~658,~~360~~424.3205 5.250000% 12669CZR4 6527.~~846813~~947238 3.~~494610~~206530 ~~732~~704.~~921203~~973965 A5 27,259,000.00 6.500000% 12669CZS2 0.000000 5.416667 1,000.000000 A6 4642,~~337~~474,~~658~~733.5832 21.~~380000~~930000% 12669CZT0 6628.~~438355~~198305 1.~~580638~~174923 ~~730~~702.~~521874~~323569 A7 4642,~~337~~474,~~658~~733.5832 6.~~120000~~570000% 12669CZU7 0.000000 43.~~064497~~999607 ~~730~~702.~~521874~~323569 A8 4340,~~085~~822,~~132~~460.4131 5.875000% 12669CZV5 4519.~~253442~~206832 43.~~218753~~997199 ~~816~~797.~~449206~~242374 A9 30,754,000.00 6.500000% 12669CZW3 0.000000 5.416667 1,000.000000 PO 2,~~840~~707,~~780~~831.6061 0.000000% 12669CZX1 4326.~~573265~~435857 0.000000 ~~887~~861.~~476214~~040357 Residual AR 0.00 7.000000% 12669CZY9 0.000000 0.~~000000~~017990 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~979~~974,~~419~~937.1311 7.000000% 12669CZZ6 0.~~746903~~768659 5.~~812549~~808192 ~~995~~994.~~690093~~921434 B1 2,~~989~~987,~~510~~269.2842 7.000000% 12669CA26 0.~~746903~~768659 5.~~812549~~808192 ~~995~~994.~~690093~~921434 B2 2,~~242~~240,~~182~~501.5385 7.000000% 12669CA34 0.~~746903~~768659 5.~~812549~~808192 ~~995~~994.~~690093~~921434 B3 1,~~046~~045,~~258~~474.8560 7.000000% 12669CA42 0.~~746903~~768659 5.~~812549~~808192 ~~995~~994.~~690093~~921434 B4 896,~~793~~121.3008 7.000000% 12669CA59 0.~~746903~~768659 5.~~812549~~808192 ~~995~~994.~~690093~~921434 B5 1,~~046~~045,~~660~~875.2166 7.000000% 12669CA67 0.~~746888~~768659 5.~~812549~~808192 ~~995~~994.~~690093~~921434 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~259~~246,~~453~~119,~~801~~115.5485 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 240,428,831.03 240,428,831.03 Loan count 580 580 Avg loan rate 7.598975% 7.60 Prepay amount 5,500,050.39 5,500,050.39 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 47,191.90 47,191.90 Sub servicer fees 85,524.27 85,524.27 Trustee fees 1,845.89 1,845.89 Agg advances N/A N/A Adv this period 122,001.01 122,001.01 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 114,796.00 114,796.00 Fraud 6,400,000.00 6,400,000.00 Special Hazard 6,376,230.76 6,376,230.76 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.238621% 100.000000% 231,928,936.13 ----------------------------------------------------------------------------- Junior 5.761379% 0.000000% 14,179,225.10 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 18 7,908,310.25 60 to 89 days 5 1,962,824.63 90 or more 7 2,906,232.39 Foreclosure 8 3,081,467.87 Totals: 38 15,858,835.14 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 398,520.11 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,110,183.98 7,110,183.98 Principal remittance amount 5,690,284.82 5,690,284.82 Interest remittance amount 1,419,899.16 1,419,899.16

Filing Compare · CWMBS INC ALTERNATIVE LOAN TRUST 2002 6