8-K 1 cw0208_8k0212.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 CW (Depositor) (Issuer in respect of Alternative Loan Trust 2002-5, Mortgage Pass-Through (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Alternative Loan Trust 2002-5 Mortgage Pass-Through Trust On December 25, 2002, The Bank of New York, as Trustee for CW, Alternative Loan Trust 2002-5 Mortgage Pass-Through Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2002, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Alternative Loan Trust 2002-5 Mortgage Pass-Through Trust relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-5, Mortgage Pass-Through Trust Series 2002-8 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2320,~~249~~951,~~600~~725.9871 21.~~380000~~930000% 21,~~297~~578,~~875~~381.2766 4633,~~111~~697.7136 21,~~343~~612,~~986~~079.9802 0.00 0.00 A2 2320,~~249~~951,~~600~~725.9871 6.~~120000~~570000% 0.00 ~~118~~114,~~572~~710.9770 ~~118~~114,~~572~~710.9770 0.00 0.00 A3 2,000,000.00 6.750000% 0.00 11,250.00 11,250.00 0.00 0.00 A4 4,859,000.00 6.750000% 0.00 27,331.8887 27,331.8887 0.00 0.00 A5 4,000,000.00 6.750000% 0.00 22,500.00 22,500.00 0.00 0.00 A6 4,000,000.00 6.750000% 0.00 22,500.00 22,500.00 0.00 0.00 A7 2,000,000.00 6.750000% 0.00 11,250.00 11,250.00 0.00 0.00 A8 ~~162~~146,~~747~~662,~~206~~079.8897 6.500000% 1611,~~085~~048,~~126~~671.9160 ~~881~~794,~~547~~419.3760 1611,~~966~~843,~~674~~091.2820 0.00 0.00 A9 11,608,000.00 6.750000% 0.00 65,295.00 65,295.00 0.00 0.00 A10 30,000,000.00 6.750000% 0.00 168,750.00 168,750.00 0.00 0.00 PO 1,~~619~~599,~~072~~257.2125 0.000000% 1937,~~814~~618.9648 0.00 1937,~~814~~618.9648 0.00 0.00 Residual AR 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~976~~971,~~625~~902.0719 6.750000% 4,~~722~~856.8844 33,~~618~~591.5295 38,~~341~~448.4039 0.00 0.00 B1 2,~~540~~538,~~065~~058.6643 6.750000% 2,~~007~~063.2399 14,~~287~~276.8758 16,~~295~~340.1057 0.00 0.00 B2 1,~~792~~791,~~987~~570.5266 6.750000% 1,~~416~~456.8793 10,~~085~~077.5558 11,~~502~~534.4252 0.00 0.00 B3 ~~896~~895,~~493~~785.7633 6.750000% ~~708~~728.4347 5,~~042~~038.7879 5,~~751~~767.2126 0.00 0.00 B4 ~~747~~746,~~078~~487.1377 6.750000% ~~590~~607.3606 4,~~202~~198.3199 4,~~792~~806.6805 0.00 0.00 B5 747,~~668~~077.2845 6.750000% ~~590~~607.8353 4,~~205~~202.6331 4,~~796~~809.4684 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~258~~240,~~783~~370,~~798~~944.5076 - 1812,~~412~~674,~~853~~992.7415 1,~~446~~343,~~551~~090.5974 1914,~~859~~018,~~405~~082.3389 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 2019,~~951~~373,~~725~~344.7105 0.00 A2 2019,~~951~~373,~~725~~344.7105 0.00 A3 2,000,000.00 0.00 A4 4,859,000.00 0.00 A5 4,000,000.00 0.00 A6 4,000,000.00 0.00 A7 2,000,000.00 0.00 A8 ~~146~~135,~~662~~613,~~079~~408.9737 0.00 A9 11,608,000.00 0.00 A10 30,000,000.00 0.00 PO 1,~~599~~561,~~257~~638.2577 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~971~~967,~~902~~045.1975 0.00 B1 2,~~538~~535,~~058~~994.4344 0.00 B2 1,~~791~~790,~~570~~113.6672 0.00 B3 895,~~785~~056.3386 0.00 B4 ~~746~~745,~~487~~880.7772 0.00 B5 ~~747~~746,~~077~~469.4592 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~240~~227,~~370~~695,~~944~~952.7661 - --------------------------------------------------------------------------------

Payment Date: 12/25/02 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-5, Mortgage Pass-Through Trust Series 2002-8 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2320,~~249~~951,~~600~~725.9871 21.~~380000~~930000% 12669CXF2 8155.~~025221~~655207 1.~~625942~~188200 ~~738~~683.~~777352~~122146 A2 2320,~~249~~951,~~600~~725.9871 6.~~120000~~570000% 12669CXG0 0.000000 4.~~180993~~044806 ~~738~~683.~~777352~~122146 A3 2,000,000.00 6.750000% 12669CXH8 0.000000 5.625000 1,000.000000 A4 4,859,000.00 6.750000% 12669CXJ4 0.000000 5.625000 1,000.000000 A5 4,000,000.00 6.750000% 12669CXK1 0.000000 5.625000 1,000.000000 A6 4,000,000.00 6.750000% 12669CXL9 0.000000 5.625000 1,000.000000 A7 2,000,000.00 6.750000% 12669CXM7 0.000000 5.625000 1,000.000000 A8 ~~162~~146,~~747~~662,~~206~~079.8897 6.500000% 12669CXN5 8155.~~025221~~655207 4.~~440597~~001711 ~~738~~683.~~777352~~122146 A9 11,608,000.00 6.750000% 12669CXP0 0.000000 5.625000 1,000.000000 A10 30,000,000.00 6.750000% 12669CXQ8 0.000000 5.625000 1,000.000000 PO 1,~~619~~599,~~072~~257.2125 0.000000% 12669CXR6 1019.~~416277~~775182 0.000000 ~~840~~820.~~693318~~918136 Residual AR 0.00 6.750000% 12669CXS4 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~976~~971,~~625~~902.0719 6.750000% 12669CXT2 0.~~787147~~809407 5.~~603086~~598658 ~~995~~994.~~317031~~507625 B1 2,~~540~~538,~~065~~058.6643 6.750000% 12669CXU9 0.~~787147~~809407 5.~~603086~~598658 ~~995~~994.~~317031~~507625 B2 1,~~792~~791,~~987~~570.5266 6.750000% 12669CXV7 0.~~787147~~809407 5.~~603086~~598658 ~~995~~994.~~317031~~507625 B3 ~~896~~895,~~493~~785.7633 6.750000% 12669CXW5 0.~~787147~~809407 5.~~603086~~598658 ~~995~~994.~~317031~~507625 B4 ~~747~~746,~~078~~487.1377 6.750000% 12669CXX3 0.~~787147~~809407 5.~~603086~~598658 ~~995~~994.~~317031~~507625 B5 747,~~668~~077.2845 6.750000% 12669CXY1 0.~~787147~~809402 5.~~603086~~598658 ~~995~~994.~~317038~~507632 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~258~~240,~~783~~370,~~798~~944.5076 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-5, Mortgage Pass-Through Trust Series 2002-8 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 227,695,952.61 227,695,952.61 Loan count 549 549 Avg loan rate 7.380284% 7.38 Prepay amount 12,479,365.42 12,479,365.42 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 38,501.63 38,501.63 Sub servicer fees 83,367.34 83,367.34 Trustee fees 1,802.78 1,802.78 Agg advances N/A N/A Adv this period 64,012.37 64,012.37 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,000,000.00 3,000,000.00 Special Hazard 2,976,375.16 2,976,375.16 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.724360% 100.000000% 227,680,062.93 ----------------------------------------------------------------------------- Junior 5.275640% 0.000000% 12,680,561.41 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 17 6,376,484.30 60 to 89 days 1 429,859.93 90 or more 0 0.00 Foreclosure 5 2,074,885.08 Totals: 23 8,881,229.31 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,018,082.89 14,018,082.89 Principal remittance amount 12,674,992.15 12,674,992.15 Interest remittance amount 1,343,090.74 1,343,090.74

Filing Compare · COUNTRYWIDE HOME LOANS MORT PASS THR CERTS SER 2002 8