8-K 1 fh0003_8k0211.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 First Horizon Mortgage Pass-Through Trust, Series 2000-3 (Exact name of registrant as specified in charter) New York 333-74467-03 13-4176922 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) c/o The Bank of New York, as Trustee 101 Barclay Street, 8 West New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (212) 815-6436 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Series 2000-3 On November 25, 2002, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Series 2000-3, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2000, among FH as Depositor, Seller and Master Servicer and The Bank of New York, as Trustee. On November 26, 2002, an annual report on Form 10-K for First Horizon Mortgage Pass-Through Trust Series 2000-3 was filed with the United States Securites and Exchange Commission for the fiscal years ended December 31, 2000 and December 31, 2001. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Series 2000-3 relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 First Horizon Mortgage Pass-Through Trust Series 2000-3 (Registrant) Signed: The Bank of New York, as Trustee By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Series 2000-3 ------------------------------------------------------------

Payment Date: 11/25/02 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Series 2000-3 ------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Series 2000-3 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 21,567,157.44 21,567,157.44 Loan count 59 59 Avg loan rate 7.901686% 7.90 Prepay amount 2,485,569.76 2,485,569.76 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 2,896.70 2,896.70 Sub servicer fees 4,673.12 4,673.12 Trustee fees 120.36 120.36 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 23,808.33 23,808.33 Coverage Amounts Total ---------------- ----- Bankruptcy 130,719.00 130,719.00 Fraud 240,723.53 240,723.53 Special Hazard 1,274,278.98 1,274,278.98 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 70.151341% 100.000000% 16,882,997.17 ----------------------------------------------------------------------------- Junior 29.848659% 0.000000% 7,183,537.86 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 3 1,184,740.55 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 372,697.84 Totals: 4 1,557,438.39 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 462,655.69 Current Total Outstanding Number of Loans: 1 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 2,654,720.47 2,654,720.47 Principal remittance amount 2,504,803.42 2,504,803.42 Interest remittance amount 149,917.06 149,917.06

FIRST HORIZON MORTGAGE PASS THROUGH TRUST 2000 3 8-K