8-K 1 cw02j4_8k0211.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2002-J4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2002-J4 On November 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2002-J4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2002-J4 relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J4 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 29,~~732~~520,~~000~~988.0081 2.~~370000~~380000% ~~211~~1,~~011~~603,775.1946 58,~~720~~549.7096 ~~269~~1,~~731~~662,325.8942 0.00 0.00 1A2 30,~~274~~059,~~000~~142.0018 6.~~130000~~120000% 0.00 ~~154~~153,~~649~~301.6863 ~~154~~153,~~649~~301.6863 0.00 0.00 1A3 58,~~959~~708,~~000~~678.0031 5.500000% ~~250~~286,~~321~~247.6958 ~~270~~269,~~228~~081.7544 ~~520~~555,~~550~~329.4402 0.00 0.00 1A4 4140,~~000~~969,~~000~~482.0077 5.500000% 3044,~~517~~890.2376 187,~~916~~776.6780 ~~218~~232,~~433~~667.9056 0.00 0.00 1A5 1918,~~536~~995,~~000~~044.0061 5.500000% ~~540~~5,~~955~~036,269.3900 8987,~~540~~060.0062 ~~630~~5,~~495~~123,329.3962 0.00 0.00 1A6 31,~~350~~095,~~000~~098.0096 5.350000% ~~254~~2,~~901~~320,703.0435 ~~139~~138,~~768~~632.7532 ~~394~~2,~~669~~459,335.7967 0.00 0.00 1A7 31,~~350~~095,~~000~~098.0096 0.150000% 0.00 3,~~918~~886.7589 3,~~918~~886.7589 0.00 0.00 1A8 50,~~000~~229.0017 5.500000% 0.00 0.00 0.00 0.00 0.00 1A9 ~~475~~477,~~000~~177.0008 5.500000% 0479,364.0014 0.00 0479,364.0014 0.00 0.00 1A10 13,~~487~~420,~~000~~300.00 6.000000% 6667,~~700~~033.0050 67,~~435~~101.0050 134,135.00 0.00 0.00 1A11 12,002,000.00 6.000000% 0.00 60,010.00 60,010.00 0.00 0.00 1A12 13,~~309~~375,~~000~~545.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1A13 31,~~000~~155.00 6.000000% 0.00 0.00 0.00 0.00 0.00 1A14 ~~542~~538,~~000~~153.0037 2.~~370000~~380000% 329,~~846~~236.6305 1,~~070~~067.4534 430,~~917~~303.0839 0.00 0.00 1A15 2,093,750.00 6.000000% 0.00 10,468.75 10,468.75 0.00 0.00 1A16 25,125,000.00 5.500000% 0.00 115,156.25 115,156.25 0.00 0.00 2A1 125,~~988~~541,~~000~~614.0016 5.500000% ~~446~~7,~~385~~245,695.8446 ~~577~~575,~~445~~399.0006 17,~~023~~821,~~830~~094.8452 0.00 0.00 PO 283,~~858~~293.9685 0.000000% 565.1182 0.00 565.1182 0.00 0.00 Residual AR ~~100~~0.00 6.000000% ~~100~~0.00 0.5000 ~~100~~0.5000 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 4,~~184~~177,~~800~~556.0054 5.~~830461~~830742% 7,~~243~~170.4682 20,~~332~~298.7655 27,~~576~~469.2237 0.00 0.00 B1 1,~~712~~709,~~000~~036.0070 5.~~830461~~830742% 2,~~963~~933.3058 8,~~318~~304.1213 11,~~281~~237.4271 0.00 0.00 B2 1,~~141~~139,~~300~~324.0053 5.~~830461~~830742% 1,~~975~~955.4766 5,~~545~~535.2592 7,~~520~~491.7358 0.00 0.00 B3 ~~380~~379,~~500~~841.0039 5.~~830461~~830742% ~~658~~652.6100 1,~~848~~845.7463 2,~~507~~497.3563 0.00 0.00 B4 ~~570~~569,~~650~~662.0026 5.~~830461~~830742% ~~987~~977.7483 2,~~772~~767.6396 3,~~760~~745.3679 0.00 0.00 B5 ~~570~~569,~~679~~691.6990 5.~~830461~~830742% ~~987~~977.7988 2,~~772~~768.7711 3,~~760~~745.5699 0.0014 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~380~~378,~~429~~678,~~888~~874.6542 - 117,~~820~~128,~~120~~448.4889 1,~~777~~769,~~919~~012.5385 318,~~598~~897,~~040~~461.0174 -0.14 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 2927,~~520~~917,~~988~~213.8135 0.00 1A2 3028,~~059~~426,~~142~~130.1867 0.00 1A3 58,~~708~~422,~~678~~430.3173 0.00 1A4 40,~~969~~924,~~482~~592.7701 0.00 1A5 1813,~~995~~958,~~044~~775.61 0.00 1A6 3128,~~095~~774,~~098~~395.9661 0.00 1A7 3128,~~095~~774,~~098~~395.9660 0.00 1A8 50,~~229~~459.1738 0.00 1A9 ~~477,177~~0.0800 0.00 1A10 13,~~420~~353,~~300~~266.0050 0.00 1A11 12,002,000.00 0.00 1A12 13,~~375~~442,~~545~~422.0073 0.00 1A13 31,~~155~~310.0078 0.00 1A14 ~~538~~508,~~153~~917.3732 0.00 1A15 2,093,750.00 0.00 1A16 25,125,000.00 0.00 2A1 ~~125~~118,~~541~~295,~~614~~918.1670 0.00 PO ~~283~~282,~~293~~728.8503 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 4,~~177~~170,~~556~~385.5472 0.00 B1 1,~~709~~706,~~036~~103.7013 0.00 B2 1,~~139~~137,~~324~~368.5387 0.00 B3 379,~~841~~189.39 0.00 B4 ~~569~~568,~~662~~684.2643 0.00 B5 ~~569~~568,~~691~~714.9002 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~378~~361,~~678~~619,~~874~~876.4231 - --------------------------------------------------------------------------------

Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J4 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 29,~~732~~520,~~000~~988.0081 2.~~370000~~380000% 12669DDP0 753.~~097107~~941055 1.~~975000~~969257 ~~992~~938.~~902893~~961837 1A2 30,~~274~~059,~~000~~142.0018 6.~~130000~~120000% 12669DDQ8 0.000000 5.~~108333~~063805 ~~992~~938.~~902893~~961838 1A3 58,~~959~~708,~~000~~678.0031 5.500000% 12669DDR6 4.~~245691~~855028 4.~~583333~~563874 ~~995~~990.~~754309~~899281 1A4 4140,~~000~~969,~~000~~482.0077 5.500000% 12669DDS4 01.~~744323~~094897 4.~~583333~~579922 ~~999~~998.~~255677~~160781 1A5 1918,~~536~~995,~~000~~044.0061 5.500000% 12669DDT2 27257.~~690182~~794277 4.~~583333~~456420 ~~972~~714.~~309818~~515541 1A6 31,~~350~~095,~~000~~098.0096 5.350000% 12669DDU9 874.~~130815~~025625 4.~~458333~~422084 ~~991~~917.~~869185~~843560 1A7 31,~~350~~095,~~000~~098.0096 0.150000% 12669DDV7 0.000000 0.~~125000~~123984 ~~991~~917.~~869185~~843560 1A8 50,~~000~~229.0017 5.500000% 12669DDW5 0.000000 0.000000 1,~~004~~009.~~583333~~187600 1A9 ~~475~~477,~~000~~177.0008 5.500000% 12669DDX3 1,009.187663 0.000000 0.000000 ~~1,004.583333~~ 1A10 13,~~487~~420,~~000~~300.00 6.000000% 12669DDY1 4.~~945503~~970231 54.~~000000~~975272 ~~995~~990.~~054497~~084266 1A11 12,002,000.00 6.000000% 12669DDZ8 0.000000 5.000000 1,000.000000 1A12 13,~~309~~375,~~000~~545.00 6.000000% 12669DEA2 0.000000 0.000000 1,~~005~~010.~~000000~~025000 1A13 31,~~000~~155.00 6.000000% 12669DEB0 0.000000 0.000000 1,~~005~~010.~~000000~~025161 1A14 ~~542~~538,~~000~~153.0037 2.~~370000~~380000% 12669DEC8 753.~~097107~~941052 1.~~975000~~969257 ~~992~~938.~~902893~~961841 1A15 2,093,750.00 6.000000% 12669DED6 0.000000 5.000000 1,000.000000 1A16 25,125,000.00 5.500000% 12669DEE4 0.000000 4.583333 1,000.000000 2A1 125,~~988~~541,~~000~~614.0016 5.500000% 12669DEF1 357.~~543082~~510997 4.~~583333~~567094 ~~996~~938.~~456918~~945921 PO 283,~~858~~293.9685 0.000000% 12669DEG9 1.~~990829~~993314 0.000000 ~~998~~996.~~009171~~015857 Residual AR ~~100~~0.00 6.000000% 12669DEH7 ~~1,000~~0.000000 50.~~001204~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 4,~~184~~177,~~800~~556.0054 5.~~830461~~830742% 12669DEJ3 1.~~730897~~713539 4.~~858718~~850542 ~~998~~996.~~269103~~555564 B1 1,~~712~~709,~~000~~036.0070 5.~~830461~~830742% 12669DEK0 1.~~730897~~713540 4.~~858718~~850542 ~~998~~996.~~269103~~555564 B2 1,~~141~~139,~~300~~324.0053 5.~~830461~~830742% 12669DEL8 1.~~730897~~713537 4.~~858718~~850542 ~~998~~996.~~269103~~555566 B3 ~~380~~379,~~500~~841.0039 5.~~830461~~830742% 12669DET1 1.~~730897~~713535 4.~~858718~~850542 ~~998~~996.~~269103~~555568 B4 ~~570~~569,~~650~~662.0026 5.~~830461~~830742% 12669DEU8 1.~~730897~~713537 4.~~858718~~850542 ~~998~~996.~~269103~~555566 B5 ~~570~~569,~~679~~691.6990 5.~~830461~~830742% 12669DEV6 1.~~730897~~713536 4.~~858718~~850542 ~~998~~996.~~269103~~555568 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~380~~378,~~429~~678,~~888~~874.6542 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J4 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 240,333,589.87 121,286,286.43 361,619,876.30 Loan count 583 273 856 Avg loan rate 6.690360% 6.207515% 6.53 Prepay amount 9,583,864.31 6,822,607.14 16,406,471.45 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 47,578.64 25,784.00 73,362.64 Sub servicer fees 90,792.99 48,538.53 139,331.52 Trustee fees 1,876.03 964.07 2,840.09 Agg advances N/A N/A N/A Adv this period 62,257.96 27,957.68 90,215.64 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 66,091.33 33,908.67 100,000.00 Fraud 2,514,311.75 1,289,987.25 3,804,299.00 Special Hazard 3,786,788.74 0.00 3,786,788.74 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.747227% 100.000000% 370,133,761.08 ----------------------------------------------------------------------------- Junior 2.252773% 0.000000% 8,530,445.57 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 28 11,104,135.57 60 to 89 days 3 1,092,077.13 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 31 12,196,212.70 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 18,897,461.74 18,897,461.74 Principal remittance amount 17,128,448.89 17,128,448.89 Interest remittance amount 1,769,012.85 1,769,012.85

Filing Compare · CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2002-J4