8-K 1 cw02j2_8k0211.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2002-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2002-J2 On November 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2002-J2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2002-J2 relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J2 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 6962,~~156~~826,~~000~~897.3761 2.~~313750~~330000% 6,~~329~~788,~~102~~083.7683 ~~133~~121,~~341~~988.4189 6,~~462~~910,~~444~~072.1772 0.00 0.00 1A2 11,979,000.00 6.500000% 0.00 64,886.25 64,886.25 0.00 0.00 1A3 2,170,000.00 6.500000% 0.00 11,754.17 11,754.17 0.00 0.00 1A4 ~~296~~269,~~384~~259,~~373~~508.2555 6.000000% 2729,~~124~~091,~~864~~936.7051 1,~~481~~346,~~921~~297.8754 2830,~~606~~438,~~786~~234.5705 0.00 0.00 1A5 1,000,000.00 6.500000% 0.00 5,416.67 5,416.67 0.00 0.00 1A6 7467,~~096~~314,~~093~~877.3114 6.~~186250~~170000% 0.00 ~~381~~346,~~980~~110.8066 ~~381~~346,~~980~~110.8066 0.00 0.00 1A7 4,~~940~~487,~~092~~979.9553 2.~~313750~~330000% ~~452~~484,~~113~~900.4230 98,~~525~~714.1216 ~~461~~493,~~638~~614.5446 0.00 0.00 1A8 3029,~~028~~833,~~540~~316.8225 6.500000% ~~195~~196,~~224~~282.5704 ~~162~~161,~~654~~597.6013 357,879.17 0.00 0.00 1A9 30,444,000.00 6.500000% 0.00 164,905.00 164,905.00 0.00 0.00 1A10 36,~~041~~236,~~459~~683.1875 6.500000% 0.00 0.00 0.00 0.00 0.00 1A11 62,800,000.00 6.500000% 0.00 340,166.67 340,166.67 0.00 0.00 1X ~~407~~376,~~227~~917,~~199~~025.2437 0.~~331547~~327440% 0.00 ~~112~~102,~~512~~847.4696 ~~112~~102,~~512~~847.4696 0.00 0.00 2A1 ~~110~~100,~~837~~900,~~676~~328.0237 6.000000% 912,~~937~~996,~~347~~089.6568 ~~554~~504,~~188~~501.3864 1013,~~491~~500,~~536~~591.0332 0.00 0.00 2X 8980,~~922~~700,~~368~~845.8534 0.~~386759~~366674% 0.00 2824,~~981~~659.9208 2824,~~981~~659.9208 0.00 0.00 PO 3,~~474~~419,~~276~~866.3966 0.000000% 5498,~~409~~796.7450 0.00 5498,~~409~~796.7450 0.00 0.00 Residual AR 0.00 6.500000% 0.00 0.2300 0.2300 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 9,~~449~~436,~~103~~983.3822 6.~~413618~~413799% 12,~~120~~107.1622 50,~~502~~439.4509 62,~~622~~546.6131 0.00 0.00 B1 4,~~157~~152,~~589~~256.5873 6.~~413618~~413799% 5,~~332~~327.8516 22,~~220~~193.9912 27,~~553~~520.8427 0.00 0.00 B2 3,~~023~~019,~~715~~836.0761 6.~~413618~~413799% 3,~~878~~874.4531 16,~~160~~140.7952 20,~~039~~014.2583 0.00 0.00 B3 1,~~511~~509,~~932~~992.0876 6.~~413618~~413799% 1,~~939~~937.3225 8,~~080~~070.8066 10,~~020~~007.1291 0.00 0.00 B4 1,~~133~~132,~~924~~469.2175 6.~~413618~~413799% 1,~~454~~452.4691 6,~~060~~052.4686 7,~~514~~505.9277 0.00 0.00 B5 1,~~511~~509,~~886~~947.4316 6.~~413618~~413799% 1,~~939~~937.2617 8,~~080~~070.5541 10,~~019~~007.8259 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~680~~636,~~043~~119,~~569~~066.7395 - 4449,~~119~~682,~~727~~724.3588 3,~~563~~314,~~341~~812.5848 4752,~~683~~997,~~068~~537.9336 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 6256,~~826~~038,~~897~~813.6178 0.00 1A2 11,979,000.00 0.00 1A3 2,170,000.00 0.00 1A4 ~~269~~240,~~259~~167,~~508~~572.5504 0.00 1A5 1,000,000.00 0.00 1A6 6760,~~314~~041,~~877~~893.1401 0.00 1A7 4,~~487~~003,~~979~~079.5323 0.00 1A8 29,~~833~~637,~~316~~034.2521 0.00 1A9 30,444,000.00 0.00 1A10 36,~~236~~432,~~683~~965.7579 0.00 1A11 62,800,000.00 0.00 1X ~~376~~347,~~917~~672,~~025~~838.3730 0.00 2A1 ~~100~~87,~~900~~904,~~328~~238.3769 0.00 2X 8068,~~700~~758,~~845~~025.3450 0.00 PO 3,~~419~~321,~~866~~070.6615 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 9,~~436~~424,~~983~~876.2200 0.00 B1 4,~~152~~146,~~256~~929.7358 0.00 B2 3,~~019~~015,~~836~~962.6130 0.00 B3 1,~~509~~508,~~992~~055.7651 0.00 B4 1,~~132~~131,~~469~~016.7585 0.00 B5 1,~~509~~508,~~947~~009.1699 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~636~~586,~~119~~632,~~066~~624.9511 - --------------------------------------------------------------------------------

Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J2 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 6962,~~156~~826,~~000~~897.3761 2.~~313750~~330000% 12669CXZ8 7883.~~247390~~921823 1.~~648514~~508162 ~~776~~692.~~735813~~813989 1A2 11,979,000.00 6.500000% 12669CYA2 0.000000 5.416667 1,000.000000 1A3 2,170,000.00 6.500000% 12669CYB0 0.000000 5.416667 1,000.000000 1A4 ~~296~~269,~~384~~259,~~373~~508.2555 6.000000% 12669CYC8 7883.~~247390~~921823 43.~~274916~~883679 ~~776~~692.~~735813~~813989 1A5 1,000,000.00 6.500000% 12669CYD6 0.000000 5.416667 1,000.000000 1A6 7467,~~096~~314,~~093~~877.3114 6.~~186250~~170000% 12669CYE4 0.000000 43.~~407617~~993717 ~~776~~692.~~735813~~813989 1A7 4,~~940~~487,~~092~~979.9553 2.~~313750~~330000% 12669CYF1 7883.~~247390~~921823 1.~~648514~~508162 ~~776~~692.~~735813~~813989 1A8 3029,~~028~~833,~~540~~316.8225 6.500000% 12669CYG9 6.~~299802~~333926 5.~~248785~~214661 ~~962~~956.~~706646~~372720 1A9 30,444,000.00 6.500000% 12669CYH7 0.000000 5.416667 1,000.000000 1A10 36,~~041~~236,~~459~~683.1875 6.500000% 12669CYJ3 0.000000 0.000000 1,~~032~~038.~~943296~~538405 1A11 62,800,000.00 6.500000% 12669CYK0 0.000000 5.416667 1,000.000000 1X ~~407~~376,~~227~~917,~~199~~025.2437 0.~~331547~~327440% 12669CYM6 0.000000 0.~~242892~~222028 ~~813~~750.~~687135~~554888 2A1 ~~110~~100,~~837~~900,~~676~~328.0237 6.000000% 12669CYN4 77101.~~511994~~370392 43.~~322707~~935147 ~~787~~685.~~029487~~659096 2X 8980,~~922~~700,~~368~~845.8534 0.~~386759~~366674% 12669CYP9 0.000000 0.~~272166~~231571 ~~757~~645.~~852739~~699035 PO 3,~~474~~419,~~276~~866.3966 0.000000% 12669CYL8 1527.~~094127~~407722 0.000000 ~~948~~921.~~725421~~317699 Residual AR 0.00 6.500000% 12669CYQ7 0.000000 20.~~281076~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 9,~~449~~436,~~103~~983.3822 6.~~413618~~413799% 12669CYR5 1.~~274947~~273586 5.~~312468~~305804 ~~992~~991.~~697889~~424303 B1 4,~~157~~152,~~589~~256.5873 6.~~413618~~413799% 12669CYS3 1.~~274947~~273586 5.~~312468~~305804 ~~992~~991.~~697889~~424303 B2 3,~~023~~019,~~715~~836.0761 6.~~413618~~413799% 12669CYT1 1.~~274947~~273586 5.~~312468~~305804 ~~992~~991.~~697889~~424303 B3 1,~~511~~509,~~932~~992.0876 6.~~413618~~413799% 12669CYU8 1.~~274947~~273586 5.~~312468~~305804 ~~992~~991.~~697889~~424303 B4 1,~~133~~132,~~924~~469.2175 6.~~413618~~413799% 12669CYV6 1.~~274947~~273586 5.~~312468~~305804 ~~992~~991.~~697889~~424303 B5 1,~~511~~509,~~886~~947.4316 6.~~413618~~413799% 12669CYW4 1.~~274947~~273573 5.~~312468~~305804 ~~992~~991.~~697883~~424310 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~680~~636,~~043~~119,~~569~~066.7395 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-J2 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 494,587,105.59 92,045,518.52 586,632,624.11 Loan count 1131 207 1338 Avg loan rate 6.957484% 6.506629% 6.88 Prepay amount 36,006,962.84 12,674,490.26 48,681,453.10 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 96,239.62 13,111.40 109,351.02 Sub servicer fees 288.82 0.00 288.82 Trustee fees 3,982.83 788.06 4,770.89 Agg advances N/A N/A N/A Adv this period 33,642.64 6,670.83 40,313.47 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 181,329.00 181,329.00 362,658.00 Fraud 15,210,000.00 15,210,000.00 30,420,000.00 Special Hazard 6,361,190.67 0.00 6,361,190.67 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.740277% 100.000000% 615,357,580.71 ----------------------------------------------------------------------------- Junior 3.259723% 0.000000% 20,734,850.22 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 4,152,580.29 60 to 89 days 2 631,370.74 90 or more 1 610,865.36 Foreclosure 0 0.00 Totals: 15 5,394,816.39 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 52,997,537.36 52,997,537.36 Principal remittance amount 49,682,724.88 49,682,724.88 Interest remittance amount 3,314,812.48 3,314,812.48

Filing Compare · CHL MORTGAGE PASS THROUGH TRUST SERIES 2002 J2