8-K 1 cw0214_8k0211.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Alternative Loan Trust (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Alternative Loan Trust 2002-9 On November 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-9 relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-9 Series 2002-14 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 2625,~~850~~626,~~163~~131.1790 2.~~413750~~430000% 1,~~224~~787,~~031~~167.2795 5451,~~007~~892.9892 1,~~278~~839,~~039~~060.2686 0.00 0.00 A2 2625,~~850~~626,~~163~~131.1790 6.~~586250~~570000% 0.00 ~~147~~140,~~368~~303.2407 ~~147~~140,~~368~~303.2407 0.00 0.00 A3 3028,~~575~~984,~~659~~417.8246 2.~~363750~~380000% 12,~~591~~323,~~242~~320.3581 6057,~~227~~485.6876 12,~~651~~380,~~470~~806.0357 0.00 0.00 A4 3028,~~575~~984,~~659~~417.8246 6.~~136250~~120000% 0.00 ~~156~~147,~~349~~820.9153 ~~156~~147,~~349~~820.9153 0.00 0.00 A5 4542,~~854~~794,~~169~~099.4476 6.500000% 34,~~060~~467,~~069~~907.6845 ~~248~~231,~~376~~801.7537 34,~~308~~699,~~446~~708.4383 0.00 0.00 A6 37,545,000.00 6.500000% 0.00 203,368.75 203,368.75 0.00 0.00 A7 ~~122~~115,~~302~~937,~~639~~669.2685 6.000000% 69,~~364~~293,~~969~~283.4125 ~~611~~579,~~513~~688.2035 69,~~976~~872,~~482~~971.6160 0.00 0.00 A8 5,374,000.00 6.500000% 0.00 29,109.17 29,109.17 0.00 0.00 PO ~~642~~638,~~087~~551.5538 0.000000% 315,~~536~~141.1743 0.00 315,~~536~~141.1743 0.00 0.00 Residual AR 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~963~~958,~~108~~556.6368 6.750000% 4,551.9591 33,~~542~~516.4988 38,~~094~~068.4379 0.00 0.00 B1 2,~~981~~979,~~554~~278.3134 6.750000% 2,275.9795 16,~~771~~758.2444 19,~~047~~034.2239 0.00 0.00 B2 2,~~236~~234,~~165~~458.7476 6.750000% 1,706.9896 12,~~578~~568.4383 14,~~285~~275.4180 0.00 0.00 B3 1,~~043~~042,~~544~~747.0142 6.750000% 796.5958 5,~~869~~865.9445 6,~~666~~662.5304 0.00 0.00 B4 ~~894~~893,~~466~~783.2950 6.750000% 682.79 5,~~031~~027.3753 5,~~714~~710.1632 0.00 0.00 B5 1,~~044~~043,~~532~~735.8854 6.750000% 797.3534 5,~~875~~871.5001 6,~~672~~668.8435 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~283~~271,~~307~~052,~~091~~430.1059 - 1217,~~254~~897,~~660~~632.5142 1,~~589~~521,~~990~~078.6507 1319,~~844~~418,~~651~~710.1649 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 2523,~~626~~838,~~131~~963.9095 0.00 A2 2523,~~626~~838,~~131~~963.9095 0.00 A3 2826,~~984~~661,~~417~~096.4665 0.00 A4 2826,~~984~~661,~~417~~096.4665 0.00 A5 4238,~~794~~326,~~099~~192.7630 0.00 A6 37,545,000.00 0.00 A7 ~~115~~106,~~937~~644,~~669~~386.8560 0.00 A8 5,374,000.00 0.00 PO ~~638~~623,~~551~~409.3895 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~958~~954,~~556~~004.6878 0.00 B1 2,~~979~~977,~~278~~002.3439 0.00 B2 2,~~234~~232,~~458~~751.7679 0.00 B3 1,~~042~~041,~~747~~950.4284 0.00 B4 893,~~783~~100.5072 0.00 B5 1,~~043~~042,~~735~~938.5420 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~271~~253,~~052~~154,~~430~~798.5917 - --------------------------------------------------------------------------------

Payment Date: 11/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-9 Series 2002-14 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 2625,~~850~~626,~~163~~131.1790 2.~~413750~~430000% 12669CG46 4262.~~935660~~688951 1.~~894452~~820261 ~~898~~836.~~894431~~205481 A2 2625,~~850~~626,~~163~~131.1790 6.~~586250~~570000% 12669CG53 0.000000 54.~~169274~~921447 ~~898~~836.~~894431~~205481 A3 3028,~~575~~984,~~659~~417.8246 2.~~363750~~380000% 12669CG61 4870.~~615015~~981190 1.~~840053~~756283 ~~885~~814.~~520598~~539409 A4 3028,~~575~~984,~~659~~417.8246 6.~~136250~~120000% 12669CG79 0.000000 4.~~776741~~516155 ~~885~~814.~~520598~~539409 A5 4542,~~854~~794,~~169~~099.4476 6.500000% 12669CG87 6189.~~201394~~358149 4.~~967535~~636027 ~~855~~766.~~881995~~523846 A6 37,545,000.00 6.500000% 12669CG95 0.000000 5.416667 1,000.000000 A7 ~~122~~115,~~302~~937,~~639~~669.2685 6.000000% 12669CH29 4870.~~615015~~981190 4.~~670678~~427603 ~~885~~814.~~520598~~539409 A8 5,374,000.00 6.500000% 12669CH37 0.000000 5.416667 1,000.000000 PO ~~642~~638,~~087~~551.5538 0.000000% 12669CH45 522.~~326322~~806620 0.000000 ~~961~~939.~~811375~~004755 Residual AR 0.00 6.750000% 12669CH52 0.000000 0.~~009440~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~963~~958,~~108~~556.6368 6.750000% 12669CH60 0.~~758658~~758651 5.~~590414~~586147 ~~993~~992.~~092781~~334130 B1 2,~~981~~979,~~554~~278.3134 6.750000% 12669CH78 0.~~758658~~758651 5.~~590414~~586147 ~~993~~992.~~092781~~334130 B2 2,~~236~~234,~~165~~458.7476 6.750000% 12669CH86 0.~~758658~~758651 5.~~590414~~586147 ~~993~~992.~~092781~~334130 B3 1,~~043~~042,~~544~~747.0142 6.750000% 12669CN63 0.~~758658~~758651 5.~~590414~~586147 ~~993~~992.~~092781~~334130 B4 ~~894~~893,~~466~~783.2950 6.750000% 12669CN71 0.~~758658~~758651 5.~~590414~~586147 ~~993~~992.~~092781~~334130 B5 1,~~044~~043,~~532~~735.8854 6.750000% 12669CN89 0.~~758658~~758651 5.~~590414~~586147 ~~993~~992.~~092773~~334122 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~283~~271,~~307~~052,~~091~~430.1059 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-9 Series 2002-14 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 253,154,798.17 253,154,798.17 Loan count 594 594 Avg loan rate 7.424588% 7.42 Prepay amount 17,690,505.54 17,690,505.54 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 39,717.16 39,717.16 Sub servicer fees 97,463.53 97,463.53 Trustee fees 2,032.89 2,032.89 Agg advances N/A N/A Adv this period 61,382.75 61,382.75 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,000,000.00 3,000,000.00 Special Hazard 2,989,831.60 2,989,831.60 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.782444% 100.000000% 256,899,870.35 ----------------------------------------------------------------------------- Junior 5.217556% 0.000000% 14,141,748.71 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 13 4,067,375.52 60 to 89 days 2 749,038.42 90 or more 3 1,024,957.94 Foreclosure 3 1,438,202.66 Totals: 21 7,279,574.54 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 19,418,710.49 19,418,710.49 Principal remittance amount 17,897,632.42 17,897,632.42 Interest remittance amount 1,521,078.07 1,521,078.07

Filing Compare · CWMBS INC MORTGAGE PASS THROUGH CERTIFICATES SERIES 2002 14