8-K 1 cw0210_edgar0209.txt CWMBS INC MORTGAGE PASS-THRU TRUST 2002-10 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Alternative Loan Trust (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 155 N. Lake Avenue, Pasadena, CA 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6 On September 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Alternative Loan Trust 2002-6 relating to the distribution date of September 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2002 Payment Date: 09/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 5452,~~752~~853,~~089~~534.7293 2.~~436880~~410000% 1,~~898~~981,~~554~~141.7901 ~~111~~106,~~186~~147.8952 2,~~009~~087,~~741~~288.6953 0.00 0.00 A2 5452,~~752~~853,~~089~~534.7293 6.~~563120~~590000% 0.00 ~~299~~290,~~453~~254.7800 ~~299~~290,~~453~~254.7800 0.00 0.00 A3 3735,~~910~~671,~~239~~929.9681 5.000000% 2,~~238~~335,~~310~~675.1556 ~~157~~148,~~959~~633.3304 2,~~396~~484,~~269~~308.4860 0.00 0.00 A4 1918,~~105~~157,~~021~~307.5891 5.250000% ~~947~~988,~~713~~938.6776 8379,~~584~~438.4722 1,~~031~~068,~~298~~376.1498 0.00 0.00 A5 27,259,000.00 6.500000% 0.00 147,652.92 147,652.92 0.00 0.00 A6 5552,~~517~~737,~~789~~892.6271 2.~~386880~~360000% 2,~~779~~900,~~896~~821.9209 ~~110~~103,~~428~~717.5886 23,~~890~~004,~~325~~538.5095 0.00 0.00 A7 5552,~~517~~737,~~789~~892.6271 6.~~113120~~140000% 0.00 ~~282~~269,~~822~~842.4322 ~~282~~269,~~822~~842.4322 0.00 0.00 A8 4846,~~462~~834,~~307~~009.7429 5.875000% 1,~~628~~699,~~298~~128.4564 ~~237~~229,~~263~~291.3850 1,~~865~~928,~~561~~420.8315 0.00 0.00 A9 30,754,000.00 6.500000% 0.00 166,584.17 166,584.17 0.00 0.00 PO 3,~~036~~007,~~419~~949.6240 0.000000% 2861,~~470~~709.2206 0.00 2861,~~470~~709.2206 0.00 0.00 Residual AR 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~992~~988,~~734~~336.8495 7.000000% 4,~~397~~436.8926 34,~~957~~931.6297 39,~~355~~368.5123 0.00 0.00 B1 2,~~996~~993,~~167~~968.6989 7.000000% 2,~~198~~217.8098 17,~~477~~464.6482 19,~~676~~682.4480 0.00 0.00 B2 2,~~247~~245,~~175~~526.7057 7.000000% 1,~~649~~663.1352 13,~~108~~098.5290 14,~~757~~762.6643 0.00 0.00 B3 1,~~048~~047,~~588~~819.7926 7.000000% ~~769~~776.5324 6,~~116~~112.7728 6,~~886~~888.3052 0.00 0.00 B4 898,~~790~~130.3979 7.000000% ~~659~~665.5935 5,~~242~~239.9410 5,~~902~~904.5445 0.00 0.00 B5 1,048,~~991~~221.0422 7.000000% ~~769~~776.8254 6,~~119~~114.1162 6,~~888~~891.9416 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~291~~281,~~029~~497,~~316~~627.6974 - 9,~~531~~977,~~688~~950.9503 1,~~679~~624,~~958~~523.5712 11,~~211~~602,~~647~~473.5215 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 5250,~~853~~872,~~534~~393.9392 0.00 A2 5250,~~853~~872,~~534~~393.9392 0.00 A3 3533,~~671~~336,~~929~~254.8126 0.00 A4 1817,~~157~~168,~~307~~369.9115 0.00 A5 27,259,000.00 0.00 A6 5249,~~737~~837,~~892~~071.7161 0.00 A7 5249,~~737~~837,~~892~~071.7161 0.00 A8 4645,~~834~~134,~~009~~880.2965 0.00 A9 30,754,000.00 0.00 PO 32,~~007~~946,~~949~~240.4034 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~988~~983,~~336~~900.9569 0.00 B1 2,~~993~~991,~~968~~750.8991 0.00 B2 2,~~245~~243,~~526~~863.5704 0.00 B3 1,047,~~819~~043.2602 0.00 B4 ~~898~~897,~~130~~465.7944 0.00 B5 1,~~048~~047,~~221~~444.2268 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~281~~271,~~497~~519,~~627~~677.7471 - --------------------------------------------------------------------------------

Payment Date: 09/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 5452,~~752~~853,~~089~~534.7293 2.~~436880~~410000% 12669CZN3 3335.~~575998~~036538 1.~~966344~~877222 ~~934~~899.~~716331~~679793 A2 5452,~~752~~853,~~089~~534.7293 6.~~563120~~590000% 12669CZP8 0.000000 5.~~295849~~133151 ~~934~~899.~~716331~~679793 A3 3735,~~910~~671,~~239~~929.9681 5.000000% 12669CZQ6 5558.~~924199~~356875 3.~~946615~~713598 ~~891~~832.~~263487~~906612 A4 1918,~~105~~157,~~021~~307.5891 5.250000% 12669CZR4 4749.~~385683~~446938 43.~~179223~~971911 ~~907~~858.~~865395~~418457 A5 27,259,000.00 6.500000% 12669CZS2 0.000000 5.416667 1,000.000000 A6 5552,~~517~~737,~~789~~892.6271 2.~~386880~~360000% 12669CZT0 4749.~~811377~~891149 1.~~899258~~783841 ~~907~~857.~~037695~~146546 A7 5552,~~517~~737,~~789~~892.6271 6.~~113120~~140000% 12669CZU7 0.000000 4.~~864256~~641010 ~~907~~857.~~037695~~146546 A8 4846,~~462~~834,~~307~~009.7429 5.875000% 12669CZV5 3233.~~565969~~982573 4.~~745268~~585830 ~~936~~902.~~680186~~697613 A9 30,754,000.00 6.500000% 12669CZW3 0.000000 5.416667 1,000.000000 PO 3,~~036~~007,~~419~~949.6240 0.000000% 12669CZX1 920.~~330949~~224789 0.000000 ~~985~~965.~~838091~~613302 Residual AR 0.00 7.000000% 12669CZY9 0.000000 0.~~031803~~000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~992~~988,~~734~~336.8495 7.000000% 12669CZZ6 0.~~732883~~739278 5.~~825493~~821218 997.~~923103~~183824 B1 2,~~996~~993,~~167~~968.6989 7.000000% 12669CA26 0.~~732883~~739278 5.~~825493~~821218 997.~~923103~~183824 B2 2,~~247~~245,~~175~~526.7057 7.000000% 12669CA34 0.~~732883~~739278 5.~~825493~~821218 997.~~923103~~183824 B3 1,~~048~~047,~~588~~819.7926 7.000000% 12669CA42 0.~~732883~~739278 5.~~825493~~821218 997.~~923103~~183824 B4 898,~~790~~130.3979 7.000000% 12669CA59 0.~~732883~~739278 5.~~825493~~821218 997.~~923103~~183824 B5 1,048,~~991~~221.0422 7.000000% 12669CA67 0.~~732883~~739278 5.~~825493~~821218 997.~~923103~~183824 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~291~~281,~~029~~497,~~316~~627.6974 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Alternative Loan Trust 2002-6 Series 2002-10 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 271,519,677.71 271,519,677.71 Loan count 654 654 Avg loan rate 7.605082% 7.61 Prepay amount 9,769,078.48 9,769,078.48 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 51,932.99 51,932.99 Sub servicer fees 98,730.80 98,730.80 Trustee fees 2,111.23 2,111.23 Agg advances N/A N/A Adv this period 84,465.09 84,465.09 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 114,796.00 114,796.00 Fraud 6,400,000.00 6,400,000.00 Special Hazard 6,386,574.22 6,386,574.22 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.951290% 100.000000% 267,275,624.06 ----------------------------------------------------------------------------- Junior 5.048710% 0.000000% 14,211,467.78 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 14 5,327,895.03 60 to 89 days 9 3,871,075.68 90 or more 3 1,128,951.22 Foreclosure 2 825,827.41 Totals: 28 11,153,749.34 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,602,473.15 11,602,473.15 Principal remittance amount 9,977,950.03 9,977,950.03 Interest remittance amount 1,624,523.12 1,624,523.12

Filing Compare · CWMBS INC ALTERNATIVE LOAN TRUST 2002 6