8-K 1 cw0212_edgar0208.txt CWMBS INC MORTGAGE PASS-THRU TRUST 2002-12 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2002 CW (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2002-12) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 155 N. Lake Avenue, Pasadena, CA 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Mortgage Pass-Through Certificates Series 2002-12 On August 25, 2002, The Bank of New York, as Trustee for CW, Mortgage Pass-Through Certificates Series 2002-12, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among CW as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Mortgage Pass-Through Certificates Series 2002-12 relating to the distribution date of August 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2002 Payment Date: 08/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-12 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 114,~~984~~666,~~154~~325.0031 5.250000% ~~317~~371,~~828~~255.6963 ~~503~~501,~~055~~665.6717 ~~820~~872,~~884~~920.3681 0.00 0.00 1A2 86,~~283~~045,~~846~~348.0008 2.~~240000~~236880% ~~238~~278,~~497~~589.9238 ~~161~~160,~~063~~394.1827 ~~399~~438,~~561~~983.1064 0.00 0.00 1A3 86,~~283~~045,~~846~~348.0008 6.~~260000~~263120% 0.00 ~~450~~449,~~114~~093.0662 ~~450~~449,~~114~~093.0662 0.00 0.00 1A4 7571,~~000~~669,~~000~~042.0023 6.250000% 3,~~330~~195,~~957~~241.7719 ~~390~~373,~~625~~276.0026 3,~~721~~568,~~582~~517.7745 0.00 0.00 1A5 2,~~884~~756,~~615~~501.0024 6.500000% 0.00 1514,~~625~~931.0005 1514,~~625~~931.0005 0.00 0.00 1A6 7,~~300~~291,~~000~~549.0051 7.000000% 82,~~450~~915,094.4980 42,~~583~~534.3304 512,~~033~~957,628.8284 0.00 0.00 1A7 13,500,000.00 7.000000% 0.00 78,750.00 78,750.00 0.00 0.00 1A8 16,200,000.00 7.000000% 0.00 94,500.00 94,500.00 0.00 0.00 1A9 19,086,000.00 7.000000% 0.00 111,335.00 111,335.00 0.00 0.00 1A10 3,200,000.00 7.000000% 0.00 18,666.67 18,666.67 0.00 0.00 1A11 4,045,000.00 7.000000% 0.00 23,595.83 23,595.83 0.00 0.00 1A12 3,000,000.00 7.000000% 0.00 17,500.00 17,500.00 0.00 0.00 1A13 1514,~~000~~936,~~000~~232.0002 5.250000% 6374,~~767~~487.9837 65,~~625~~346.0002 ~~129~~139,~~392~~833.9839 0.00 0.00 1A14 8,070,000.00 5.250000% 0.00 35,306.25 35,306.25 0.00 0.00 1A15 13,000,000.00 6.500000% 0.00 70,416.67 70,416.67 0.00 0.00 1A16 49,~~748~~741,~~250~~912.0013 3.~~340000~~336880% 62,~~337~~186,321.8710 138,~~465~~318.9699 ~~144~~2,~~803~~324,640.8309 0.00 0.00 1A17 16,~~582~~580,~~750~~637.0038 13.~~980000~~989360% 2728,~~112~~773.6270 193,~~189~~293.0475 ~~195~~922,~~301~~067.6645 0.00 0.00 1A18 2827,~~000~~691,~~000~~825.0037 5.750000% ~~308~~757,~~174~~224.6304 ~~134~~132,~~166~~690.6700 ~~442~~889,~~341~~914.2903 0.00 0.00 1A19 2019,~~000~~779,~~000~~875.0027 6.000000% ~~220~~540,~~124~~874.7331 ~~100~~98,~~000~~899.0038 ~~320~~639,~~124~~773.7369 0.00 0.00 1A20 ~~318~~314,~~000~~500,~~000~~016.0073 6.500000% 38,~~499~~599,~~983~~901.2754 1,~~722~~703,~~500~~541.0076 510,~~222~~303,~~483~~443.2730 0.00 0.00 1A21 15,~~500~~329,~~000~~403.0033 2.~~390000~~386880% ~~170~~419,~~596~~177.6759 30,~~870~~491.8321 ~~201~~449,~~467~~668.5080 0.00 0.00 1A22 15,~~500~~329,~~000~~403.0033 6.~~110000~~113120% 0.00 78,~~920~~092.8307 78,~~920~~092.8307 0.00 0.00 1A23 29,~~500~~337,~~000~~500.00 6.500000% ~~162~~163,~~500~~380.0021 ~~159~~158,~~791~~911.6746 322,291.67 0.00 0.00 1A24 29,898,000.00 6.500000% 0.00 161,947.50 161,947.50 0.00 0.00 1A25 29,~~640~~800,~~000~~550.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1A26 ~~360~~361,~~000~~950.00 6.500000% 0.00 0.00 0.00 0.00 0.00 1A27 105,000,000.00 6.500000% 0.00 568,750.00 568,750.00 0.00 0.00 1X ~~866~~841,~~383~~650,~~509~~429.3242 0.~~332994~~319764% 0.00 ~~240~~224,~~417~~274.3946 ~~240~~224,~~417~~274.3946 0.00 0.00 2A1 ~~194~~192,~~627~~412,~~000~~307.0014 6.000000% 23,~~214~~683,~~692~~058.8696 ~~973~~962,~~135~~013.0056 34,~~187~~645,~~827~~072.8652 0.00 047.0098 2X ~~177~~169,~~366~~736,~~347~~105.2538 0.~~381607~~381489% 0.00 5653,~~403~~960.5345 5653,~~403~~960.5345 0.00 0.00 3A1 ~~176~~174,~~266~~505,~~000~~074.0018 6.000000% 16,~~760~~578,~~925~~722.8227 ~~881~~872,~~330~~525.0037 27,~~642~~451,~~255~~247.8264 0.00 0.00 3X ~~177~~171,~~443~~588,~~988~~271.5221 0.~~459427~~415826% 0.00 6759,~~935~~459.4711 6759,~~935~~459.4711 0.00 0.00 PO 21,~~000~~991,~~986~~301.6719 0.000000% 94,~~685~~178.4884 0.00 94,~~685~~178.4884 0.00 0.00 Residual AR ~~100~~0.00 6.500000% ~~100~~0.00 0.5400 ~~100~~0.5400 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 17,~~172~~144,~~900~~963.0099 6.~~366871~~367211% 2725,~~936~~526.01 9190,~~114~~970.6974 ~~119~~116,~~050~~496.7076 0.00 0.0060 B1 7,~~871~~858,~~000~~195.0085 6.~~366871~~367211% 1211,~~804~~699.1555 41,~~761~~695.3639 5453,~~565~~394.5194 0.00 0.0027 B2 4,~~293~~286,~~000~~016.0036 6.~~366871~~367211% 6,~~983~~381.6417 22,~~777~~741.4849 29,~~761~~122.1266 0.00 0.0015 B3 2,~~862~~857,~~000~~344.0024 6.~~366871~~367211% 4,~~655~~254.7611 15,~~184~~161.9900 19,~~840~~415.7411 0.00 0.0010 B4 2,~~862~~857,~~000~~344.0024 6.~~366871~~367211% 4,~~655~~254.7611 15,~~184~~161.9900 19,~~840~~415.7411 0.00 0.0010 B5 2,~~147~~143,~~013~~520.3368 6.~~366871~~367211% 3,~~492~~191.6535 11,~~391~~373.4647 14,~~884~~564.1181 0.00 0.0007 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,~~668~~655,~~338~~505,~~000~~140.0067 - 1230,~~375~~551,~~264~~587.7424 7,~~784~~691,~~001~~582.0798 2038,~~159~~243,~~265~~170.8122 - -49.27 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 114,~~666~~295,~~325~~069.3168 0.00 1A2 8685,~~045~~766,~~348~~758.0870 0.00 1A3 8685,~~045~~766,~~348~~758.0870 0.00 1A4 7168,~~669~~473,~~042~~801.2304 0.00 1A5 2,~~756~~633,~~501~~607.2435 0.00 1A6 74,~~291~~376,~~549~~454.5171 0.00 1A7 13,500,000.00 0.00 1A8 16,200,000.00 0.00 1A9 19,086,000.00 0.00 1A10 3,200,000.00 0.00 1A11 4,045,000.00 0.00 1A12 3,000,000.00 0.00 1A13 14,~~936~~861,~~232~~744.0264 0.00 1A14 8,070,000.00 0.00 1A15 13,000,000.00 0.00 1A16 4947,~~741~~555,~~912~~591.1303 0.00 1A17 1615,~~580~~851,~~637~~863.3868 0.00 1A18 2726,~~691~~934,~~825~~601.3734 0.00 1A19 19,~~779~~239,~~875~~000.2796 0.00 1A20 ~~314~~305,~~500~~900,~~016~~115.7319 0.00 1A21 1514,~~329~~910,~~403~~225.3374 0.00 1A22 1514,~~329~~910,~~403~~225.3374 0.00 1A23 29,~~337~~174,~~500~~119.0079 0.00 1A24 29,898,000.00 0.00 1A25 29,~~800~~961,~~550~~969.0065 0.00 1A26 ~~361~~363,~~950~~910.0056 0.00 1A27 105,000,000.00 0.00 1X ~~841~~822,~~650~~730,~~429~~554.4289 0.00 2A1 ~~192~~188,~~412~~729,~~307~~248.1418 047.0098 2X ~~169~~166,~~736~~142,~~105~~744.3892 0.00 3A1 ~~174~~167,~~505~~926,~~074~~351.1891 0.00 3X ~~171~~165,~~588~~022,~~271~~487.2112 0.00 PO 1,~~991~~987,~~301~~122.1935 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 17,~~144~~119,~~963~~437.9998 0.0060 B1 7,~~858~~846,~~195~~496.8530 0.0027 B2 4,~~286~~279,~~016~~635.3620 0.0015 B3 2,~~857~~853,~~344~~090.2413 0.0010 B4 2,~~857~~853,~~344~~090.2413 0.0010 B5 2,~~143~~140,~~520~~329.6834 0.0007 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 1,~~655~~624,~~505~~392,~~140~~601.6726 -49.27 --------------------------------------------------------------------------------

Payment Date: 08/25/02 ------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-12 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 114,~~984~~666,~~154~~325.0031 5.250000% 12669CH94 23.~~764109~~228755 4.~~375000~~362907 ~~997~~994.~~235891~~007137 1A2 86,~~283~~045,~~846~~348.0008 2.~~240000~~236880% 12669CJ27 23.~~764109~~228755 1.~~866667~~858914 ~~997~~994.~~235891~~007137 1A3 86,~~283~~045,~~846~~348.0008 6.~~260000~~263120% 12669CJ35 0.000000 5.~~216667~~204840 ~~997~~994.~~235891~~007137 1A4 7571,~~000~~669,~~000~~042.0023 6.250000% 12669CJ43 4442.~~412770~~603216 54.~~208333~~977017 ~~955~~912.~~587230~~984014 1A5 2,~~884~~756,~~615~~501.0024 6.500000% 12669CJ50 0.000000 5.~~416667~~176097 ~~955~~912.~~587224~~984002 1A6 7,~~300~~291,~~000~~549.0051 7.000000% 12669CJ68 1399.~~157601~~328055 5.~~833333~~826581 ~~998~~599.~~842399~~514344 1A7 13,500,000.00 7.000000% 12669CJ76 0.000000 5.833333 1,000.000000 1A8 16,200,000.00 7.000000% 12669CJ84 0.000000 5.833333 1,000.000000 1A9 19,086,000.00 7.000000% 12669CJ92 0.000000 5.833333 1,000.000000 1A10 3,200,000.00 7.000000% 12669CK25 0.000000 5.833333 1,000.000000 1A11 4,045,000.00 7.000000% 12669CK33 0.000000 5.833333 1,000.000000 1A12 3,000,000.00 7.000000% 12669CK41 0.000000 5.833333 1,000.000000 1A13 1514,~~000~~936,~~000~~232.0002 5.250000% 12669CK58 4.~~251199~~965825 4.~~375000~~356401 ~~995~~990.~~748801~~782976 1A14 8,070,000.00 5.250000% 12669CK66 0.000000 4.375000 1,000.000000 1A15 13,000,000.00 6.500000% 12669CK74 0.000000 5.416667 1,000.000000 1A16 49,~~748~~741,~~250~~912.0013 3.~~340000~~336880% 12669CK82 043.~~127399~~947699 2.~~783333~~780379 ~~999~~955.~~872601~~924903 1A17 16,~~582~~580,~~750~~637.0038 13.~~980000~~989360% 12669CK90 043.~~127399~~947699 11.~~650000~~656315 ~~999~~955.~~872601~~924903 1A18 2827,~~000~~691,~~000~~825.0037 5.750000% 12669CL24 1127.~~006237~~043716 4.~~791667~~738928 ~~988~~961.~~993763~~950048 1A19 2019,~~000~~779,~~000~~875.0027 6.000000% 12669CL32 1127.~~006237~~043716 54.~~000000~~944969 ~~988~~961.~~993763~~950048 1A20 ~~318~~314,~~000~~500,~~000~~016.0073 6.500000% 12669CL40 1127.~~006237~~043716 5.~~416667~~357050 ~~988~~961.~~993763~~950048 1A21 15,~~500~~329,~~000~~403.0033 2.~~390000~~386880% 12669CL57 1127.~~006237~~043716 1.~~991667~~967175 ~~988~~961.~~993763~~950048 1A22 15,~~500~~329,~~000~~403.0033 6.~~110000~~113120% 12669CL65 0.000000 5.~~091667~~038198 ~~988~~961.~~993763~~950048 1A23 29,~~500~~337,~~000~~500.00 6.500000% 12669CL73 5.~~508475~~538312 5.~~416667~~386829 ~~994~~988.~~491525~~953213 1A24 29,898,000.00 6.500000% 12669CL81 0.000000 5.416667 1,000.000000 1A25 29,~~640~~800,~~000~~550.00 6.500000% 12669CL99 0.000000 0.000000 1,~~005~~010.~~416667~~862674 1A26 ~~360~~361,~~000~~950.00 6.500000% 12669CM23 0.000000 0.000000 1,~~005~~010.~~416667~~862674 1A27 105,000,000.00 6.500000% 12669CM31 0.000000 5.416667 1,000.000000 1X ~~866~~841,~~383~~650,~~509~~429.3242 0.~~332994~~319764% 12669CM49 0.000000 0.~~277495~~258863 ~~971~~949.~~452504~~614745 2A1 ~~194~~192,~~627~~412,~~000~~307.0014 6.000000% 12669CM56 1118.~~379166~~923679 54.~~000000~~942858 ~~988~~969.~~620834~~697155 2X ~~177~~169,~~366~~736,~~347~~105.2538 0.~~381607~~381489% 12669CM64 0.000000 0.~~318006~~304232 ~~956~~936.~~980329~~720790 3A1 ~~176~~174,~~266~~505,~~000~~074.0018 6.000000% 12669CM72 937.~~990162~~322696 54.~~000000~~950049 ~~990~~952.~~009838~~687143 3X ~~177~~171,~~443~~588,~~988~~271.5221 0.~~459427~~415826% 12669CM80 0.000000 0.~~382856~~335087 ~~966~~929.~~999630~~997621 PO 21,~~000~~991,~~986~~301.6719 0.000000% 12669CM98 42.~~840353~~088390 0.000000 ~~995~~993.~~159647~~071257 Residual AR ~~100~~0.00 6.500000% 12669CN22 ~~1,000~~0.000000 50.~~416667~~035524 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 17,~~172~~144,~~900~~963.0099 6.~~366871~~367211% 12669CN30 1.~~626750~~486412 5.~~305725~~297343 ~~998~~996.~~373250~~886838 B1 7,~~871~~858,~~000~~195.0085 6.~~366871~~367211% 12669CN48 1.~~626750~~486412 5.~~305725~~297343 ~~998~~996.~~373250~~886838 B2 4,~~293~~286,~~000~~016.0036 6.~~366871~~367211% 12669CN55 1.~~626750~~486412 5.~~305725~~297343 ~~998~~996.~~373250~~886838 B3 2,~~862~~857,~~000~~344.0024 6.~~366871~~367211% 12669CQ94 1.~~626750~~486412 5.~~305725~~297343 ~~998~~996.~~373250~~886838 B4 2,~~862~~857,~~000~~344.0024 6.~~366871~~367211% 12669CR28 1.~~626750~~486412 5.~~305725~~297343 ~~998~~996.~~373250~~886838 B5 2,~~147~~143,~~013~~520.3368 6.~~366871~~367211% 12669CR36 1.~~626746~~486412 5.~~305725~~297343 ~~998~~996.~~373254~~886841 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,~~668~~655,~~338~~505,~~000~~140.0067 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Mortgage Pass-Through Certificates, Series 2002-12 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,021,715,988.43 194,063,172.94 172,619,866.86 Loan count 2390 420 368 Avg loan rate 7.008977% 6.581327% 6.656439% Prepay amount 19,224,810.08 3,043,794.74 6,006,601.57 Total ----- Prin balance 1,388,399,028.23 Loan count 3178 Avg loan rate 6.90 Prepay amount 28,275,206.39 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 210,376.87 37,919.90 34,899.65 Sub servicer fees 2,477.54 0.00 33.03 Trustee fees 7,813.57 1,483.23 1,344.11 Agg advances N/A N/A N/A Adv this period 20,759.56 7,382.40 7,646.78 Total ----- Master serv fees 283,196.42 Sub servicer fees 2,510.57 Trustee fees 10,640.90 Agg advances N/A Adv this period 35,788.74 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts ---------------- Bankruptcy 100,000.00 100,000.00 100,000.00 Fraud 12,364,118.00 12,364,118.00 12,364,118.00 Special Hazard 12,364,118.00 12,364,118.00 12,364,118.00 Total ----- Bankruptcy 300,000.00 Fraud 37,092,354.00 Special Hazard 37,092,354.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.759396% 100.000000% 1,618,357,755.29 ----------------------------------------------------------------------------- Junior 2.240604% 0.000000% 37,092,079.07 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 12 4,751,932.65 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 12 4,751,932.65 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 38,243,170.22 38,243,170.22 Principal remittance amount 30,551,587.24 30,551,587.24 Interest remittance amount 7,691,582.98 7,691,582.98

Filing Compare · CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2002 12