8-K 1 fh0108_edgar0207.txt FIRST HORIZON MORTGAGE PASS-THRU TRUST 2001-8 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2002 FH (Depositor) (Issuer in respect of First Horizon Mortgage Pass-Through Trust, Series 2001-8) (Exact name of registrant as specified in charter) Texas 333-74467 13-4150878 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 4000 Horizon Way, Irving TX 75063 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (214) 441-4000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events FH First Horizon Mortgage Pass-Through Trust Series 2001-8 On July 25, 2002, The Bank of New York, as Trustee for FH, First Horizon Mortgage Pass-Through Trust Series 2001-8, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2001, among FH as Depositor, , Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of FH, First Horizon Mortgage Pass-Through Trust Series 2001-8 relating to the distribution date of July 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2002 FH By: /s/ Karon Greene ------------------------------ Name: Karon Greene Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2002 Payment Date: 07/25/02 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Series 2001-8 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 26,616,200.00 6.500000% 0.00 144,~~142~~141.6581 144,~~142~~141.6581 0.00 2829.4327 A2 ~~187~~180,~~683~~155,~~012~~532.3818 6.500000% 25,~~177~~130,~~720~~504.8788 1975,~~016,415~~644.8335 36,~~194~~106,~~136~~149.7023 0.00 ~~200~~198.4811 A3 7,000,000.00 6.500000% 0.00 37,~~909~~908.1997 37,~~909~~908.1997 0.00 7.4870 A4 5,~~186~~243,~~908~~241.7324 6.500000% 0.00 0.00 0.00 0.00 5.5477 A5 10,000,000.00 6.500000% 0.00 54,155.9867 54,155.9867 0.00 1011.6800 A6 16,087,000.00 6.500000% 0.00 87,120.7323 87,120.7323 0.00 17.1869 Residual AR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,~~109~~102,~~385~~379.78 6.500000% 3,~~509~~525.3174 22,~~254~~216.7871 25,~~764~~742.0945 0.00 4.3951 B2 1,~~918~~914,~~012~~742.1214 6.500000% 1,~~637~~645.9360 10,~~387~~369.1841 12,~~025~~015.1102 0.00 2.0511 B3 1,~~095~~093,~~437~~570.8728 6.500000% ~~935~~939.4786 5,~~932~~922.4530 6,~~867~~862.9316 0.00 1.1720 B4 ~~547~~546,~~718~~785.9314 6.500000% ~~467~~469.7493 2,~~966~~961.2315 3,~~433~~431.9608 0.00 0.5960 B5 ~~685~~683,~~146~~978.5950 6.500000% ~~585~~587.1084 3,~~710~~704.4813 4,~~295~~291.5897 0.00 0.7375 B6 ~~548~~547,~~053~~118.2488 6.500000% ~~468~~470.0221 2,~~968~~962.0496 3,~~436~~433.0617 0.00 0.5960 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~261~~253,~~476~~990,~~875~~548.6614 - 25,~~185~~138,~~324~~144.4305 1,~~387~~347,~~963~~107.5570 36,~~573~~485,~~287~~251.9975 - 279.31 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 26,616,200.00 2829.4327 A2 ~~185~~175,~~505~~025,~~291~~027.5130 ~~200~~198.4811 A3 7,000,000.00 7.4870 A4 5,~~214~~271,~~998~~636.9537 5.5477 A5 10,000,000.00 1011.6800 A6 16,087,000.00 17.1869 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,~~105~~098,~~876~~854.4804 4.3951 B2 1,~~916~~913,~~374~~096.1954 2.0511 B3 1,~~094~~092,~~502~~630.3942 1.1720 B4 ~~547~~546,~~251~~315.2021 0.5960 B5 ~~684~~683,~~561~~390.5067 0.7375 B6 ~~547~~546,~~585~~648.2267 0.5960 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~259~~248,~~319~~880,~~641~~799.4422 279.31 --------------------------------------------------------------------------------

Payment Date: 07/25/02 ------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Series 2001-8 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 26,616,200.00 6.500000% 32051DHW5 0.000000 5.~~415598~~415567 1,000.000000 A2 ~~187~~180,~~683~~155,~~012~~532.3818 6.500000% 32051DHX3 1025.~~812323~~472814 54.~~046476~~844047 ~~921~~868.~~028601~~994381 A3 7,000,000.00 6.500000% 32051DHY1 0.000000 5.~~415598~~415567 1,000.000000 A4 5,~~186~~243,~~908~~241.7324 6.500000% 32051DHZ8 0.000000 0.000000 1,~~032~~044.~~938964~~157182 A5 10,000,000.00 6.500000% 32051DJA1 0.000000 5.~~415598~~415567 1,000.000000 A6 16,087,000.00 6.500000% 32051DJB9 0.000000 5.~~415598~~415567 1,000.000000 Residual AR 0.00 6.500000% 32051DJC7 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,~~109~~102,~~385~~379.78 6.500000% 32051DJD5 0.~~850431~~854414 5.~~393138~~383912 ~~995~~993.~~002176~~300385 B2 1,~~918~~914,~~012~~742.1214 6.500000% 32051DJE3 0.~~850431~~854414 5.~~393138~~383912 ~~995~~993.~~002176~~300385 B3 1,~~095~~093,~~437~~570.8728 6.500000% 32051DJF0 0.~~850431~~854414 5.~~393138~~383912 ~~995~~993.~~002176~~300385 B4 ~~547~~546,~~718~~785.9314 6.500000% 32051DJG8 0.~~850431~~854414 5.~~393138~~383912 ~~995~~993.~~002176~~300385 B5 ~~685~~683,~~146~~978.5950 6.500000% 32051DJH6 0.~~850431~~854414 5.~~393138~~383912 ~~995~~993.~~002176~~300385 B6 ~~548~~547,~~053~~118.2488 6.500000% 32051DJJ2 0.~~850431~~854414 5.~~393138~~383912 ~~995~~993.~~002181~~300390 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~261~~253,~~476~~990,~~875~~548.6614 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ (null) First Horizon Mortgage Pass-Through Trust, Series 2001-8 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 248,880,799.20 248,880,799.20 Loan count 592 592 Avg loan rate 7.036031% 7.04 Prepay amount 4,891,459.85 4,891,459.85 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 46,446.23 46,446.23 Sub servicer fees 60,540.93 60,540.93 Trustee fees 1,269.95 1,269.95 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 2,539,905.48 2,539,905.48 Special Hazard 2,782,151.82 2,782,151.82 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.503333% 100.000000% 245,101,973.42 ----------------------------------------------------------------------------- Junior 3.496667% 0.000000% 8,880,935.55 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 4 1,671,329.61 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 404,934.32 Totals: 5 2,076,263.93 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,485,251.75 6,485,251.75 Principal remittance amount 5,138,144.05 5,138,144.05 Interest remittance amount 1,347,107.70 1,347,107.70

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