8-K 1 cw0204_edgar0207.txt CWMBS INC MORTGAGE PASS-THRU TRUST 2002-4 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2002 CW (Depositor) (Issuer in respect of Alternative Loan Trust 2002-3, Mortgage Pass-Through (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 155 N. Lake Avenue, Pasadena, CA 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CW Alternative Loan Trust 2002-3 Mortgage Pass-Through Certificates On July 25, 2002, The Bank of New York, as Trustee for CW, Alternative Loan Trust 2002-3 Mortgage Pass-Through Certificates, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2002, among CW as Depositor, Countrywide Home Loans Servicing LP, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CW, Alternative Loan Trust 2002-3 Mortgage Pass-Through Certificates relating to the distribution date of July 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2002 CW By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2002 Payment Date: 07/25/02 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-3, Mortgage Pass-Through Certificates Series 2002-04 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 5351,~~757~~965,~~473~~388.8212 6.750000% ~~935~~1,~~641~~845,755.5969 ~~302~~292,~~385~~305.7931 12,~~238~~138,~~027~~061.3800 0.00 0.00 A2 ~~119~~115,~~889~~892,~~698~~996.7552 6.000000% 24,~~086~~116,~~664~~396.0580 ~~599~~579,~~448~~464.4998 24,~~686~~695,~~112~~861.5479 0.00 0.00 A3 1,800,000.00 6.250000% 0.00 9,375.00 9,375.00 0.00 0.00 A4 1,200,000.00 7.500000% 0.00 7,500.00 7,500.00 0.00 0.00 A5 5,000,000.00 6.750000% 0.00 28,125.00 28,125.00 0.00 0.00 A6 4,000,000.00 6.750000% 0.00 22,500.00 22,500.00 0.00 0.00 A7 1,500,000.00 6.500000% 0.00 8,125.00 8,125.00 0.00 0.00 A8 1,500,000.00 7.000000% 0.00 8,750.00 8,750.00 0.00 0.00 A9 5149,~~381~~668,~~299~~427.4708 2.~~400000~~390000% ~~894~~1,~~284~~764,170.5906 ~~102~~98,~~762~~922.6095 ~~997~~1,~~047~~863,093.1901 0.00 0.00 A10 5149,~~381~~668,~~299~~427.4708 6.~~100000~~110000% 0.00 ~~261~~252,~~188~~895.2707 ~~261~~252,~~188~~895.2707 0.00 0.00 A11 13,879,000.00 6.750000% 0.00 78,069.38 78,069.38 0.00 0.00 A12 30,000,000.00 6.750000% 0.00 168,750.00 168,750.00 0.00 0.00 PO 1,~~461~~454,~~606~~820.4456 0.000000% 110,~~430~~096.7700 0.00 110,~~430~~096.7700 0.00 0.00 Residual AR 0.00 6.750000% 0.00 0.0010 0.0010 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 5,~~996~~987,~~541~~350.9251 6.750000% 4,~~585~~621.1811 33,~~730~~678.5585 38,~~315~~299.7395 0.00 0.00 B1 2,~~548~~544,~~530~~623.3297 6.750000% 1,~~948~~963.7097 14,~~335~~313.4851 16,~~284~~277.1948 0.00 0.00 B2 1,~~798~~796,~~962~~205.5815 6.750000% 1,~~375~~386.5633 10,~~119~~103.1665 11,~~494~~489.7299 0.00 0.00 B3 ~~899~~898,~~481~~102.2958 6.750000% ~~687~~693.7817 5,~~059~~051.5883 5,~~747~~744.3699 0.00 0.00 B4 ~~749~~748,~~567~~418.7481 6.750000% ~~573~~577.1564 4,~~216~~209.3286 4,~~789~~787.4749 0.00 0.00 B5 ~~750~~749,~~442~~292.2902 6.750000% ~~573~~578.8231 4,~~221~~214.2477 4,~~795~~793.0508 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - ~~298~~290,~~112~~584,~~604~~625.6132 - 37,~~927~~746,~~765~~239.1908 1,~~668~~626,~~661~~355.8625 59,~~596~~372,~~427~~594.0533 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 5250,~~821~~119,~~832~~632.2443 0.00 A2 ~~117~~111,~~803~~776,~~034~~599.7072 0.00 A3 1,800,000.00 0.00 A4 1,200,000.00 0.00 A5 5,000,000.00 0.00 A6 4,000,000.00 0.00 A7 1,500,000.00 0.00 A8 1,500,000.00 0.00 A9 5047,~~487~~904,~~014~~257.8702 0.00 A10 5047,~~487~~904,~~014~~257.8702 0.00 A11 13,879,000.00 0.00 A12 30,000,000.00 0.00 PO 1,~~460~~444,~~175~~724.6656 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 5,~~991~~982,~~956~~729.7440 0.00 B1 2,~~546~~542,~~581~~660.6100 0.00 B2 1,~~797~~794,~~587~~818.0282 0.00 B3 ~~898~~897,~~793~~409.5141 0.00 B4 ~~748~~747,~~994~~841.5918 0.00 B5 ~~749~~748,~~868~~713.4771 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - ~~294~~282,~~184~~838,~~839~~386.4224 - --------------------------------------------------------------------------------

Payment Date: 07/25/02 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-3, Mortgage Pass-Through Certificates Series 2002-04 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 5351,~~757~~965,~~473~~388.8212 6.750000% 12669CWE6 1734.~~260849~~050764 5.~~578456~~392490 ~~974~~924.~~464676~~614110 A2 ~~119~~115,~~889~~892,~~698~~996.7552 6.000000% 12669CWF3 1734.~~260849~~050764 4.~~958628~~793324 ~~974~~924.~~464676~~614110 A3 1,800,000.00 6.250000% 12669CWG1 0.000000 5.208333 1,000.000000 A4 1,200,000.00 7.500000% 12669CWH9 0.000000 6.250000 1,000.000000 A5 5,000,000.00 6.750000% 12669CWJ5 0.000000 5.625000 1,000.000000 A6 4,000,000.00 6.750000% 12669CWK2 0.000000 5.625000 1,000.000000 A7 1,500,000.00 6.500000% 12669CWL0 0.000000 5.416667 1,000.000000 A8 1,500,000.00 7.000000% 12669CWM8 0.000000 5.833333 1,000.000000 A9 5149,~~381~~668,~~299~~427.4708 2.~~400000~~390000% 12669CWN6 1734.~~260849~~050764 1.~~983451~~909341 ~~974~~924.~~464676~~614110 A10 5149,~~381~~668,~~299~~427.4708 6.~~100000~~110000% 12669CWP1 0.000000 54.~~041271~~881202 ~~974~~924.~~464676~~614110 A11 13,879,000.00 6.750000% 12669CWQ9 0.000000 5.625000 1,000.000000 A12 30,000,000.00 6.750000% 12669CWR7 0.000000 5.625000 1,000.000000 PO 1,~~461~~454,~~606~~820.4456 0.000000% 12669CWS5 06.~~977288~~896059 0.000000 ~~997~~986.~~370745~~816889 Residual AR 0.00 6.750000% 12669CWT3 0.000000 01.~~000000~~014663 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 5,~~996~~987,~~541~~350.9251 6.750000% 12669CWU0 0.~~764197~~770185 5.~~621758~~613141 ~~998~~997.~~659456~~121567 B1 2,~~548~~544,~~530~~623.3297 6.750000% 12669CWV8 0.~~764197~~770185 5.~~621758~~613141 ~~998~~997.~~659456~~121567 B2 1,~~798~~796,~~962~~205.5815 6.750000% 12669CWW6 0.~~764197~~770185 5.~~621758~~613141 ~~998~~997.~~659456~~121567 B3 ~~899~~898,~~481~~102.2958 6.750000% 12669CWX4 0.~~764197~~770185 5.~~621758~~613141 ~~998~~997.~~659456~~121567 B4 ~~749~~748,~~567~~418.7481 6.750000% 12669CWY2 0.~~764197~~770185 5.~~621758~~613141 ~~998~~997.~~659456~~121567 B5 ~~750~~749,~~442~~292.2902 6.750000% 12669CWZ9 0.~~764197~~770185 5.~~621758~~613141 ~~998~~997.~~659471~~121583 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - ~~298~~290,~~112~~584,~~604~~625.6132 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Alternative Loan Trust 2002-3, Mortgage Pass-Through Certificates Series 2002-04 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 282,838,386.24 282,838,386.24 Loan count 662 662 Avg loan rate 7.454819% 7.45 Prepay amount 7,521,752.21 7,521,752.21 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 52,634.88 52,634.88 Sub servicer fees 116,140.23 116,140.23 Trustee fees 2,179.38 2,179.38 Agg advances N/A N/A Adv this period 37,905.26 37,905.26 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 3,000,000.00 3,000,000.00 Special Hazard 2,905,846.25 2,905,846.25 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.624475% 100.000000% 277,860,632.28 ----------------------------------------------------------------------------- Junior 4.375525% 0.000000% 12,714,172.52 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 2,846,313.50 60 to 89 days 4 1,857,334.91 90 or more 1 453,796.02 Foreclosure 0 0.00 Totals: 12 5,157,444.43 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 9,372,594.33 9,372,594.33 Principal remittance amount 7,746,239.08 7,746,239.08 Interest remittance amount 1,626,355.25 1,626,355.25

Filing Compare · CWMBS INC MORTGAGE PASS THROUGH CERTIFICATES SERIES 2002 4