

                                                                                                          UNITED STATES
                                                                                    SECURITIES AND EXCHANGE COMMISSION
                                                                                                Washington, D.C. 20549

                                                                                                              FORM 8-K

                                                                                                        CURRENT REPORT
                                                                                    Pursuant to Section 13 or 15(d) of
                                                                                    The Securities Exchange Act of 1934

                                                      Date of Report (Date of earliest event reported) AprilAugust 115, 2008.

                                      BA CREDIT CARD TRUST*                                                                                                     BA MASTER CREDIT CARD TRUST II
       (Exact name of issuing entity as specified in its charter)                         (Exact name of issuing entity as specified in its charter)
                             (Issuing Entity of the Notes)                                                                          (Issuing Entity of the Collateral Certificate)

                                                                        Commission File Number of depositor: 333-141948

                                                                                            BA CREDIT CARD FUNDING, LLC
                                                                  (Exact name of depositor as specified in its charter)

                                                                                FIA CARD SERVICES, NATIONAL ASSOCIATION
                                                                    (Exact name of sponsor as specified in its charter)
                                                           Delaware                                                                                                                        Delaware
                     (State or Other Jurisdiction of Incorporation)                                            (State or Other Jurisdiction of Incorporation)
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________

                                     c/o BA Credit Card Funding, LLC                                                                         c/o BA Credit Card Funding, LLC
                                             214 North Tryon Street                                                                                            214 North Tryon Street
                                         Suite #21-39, NC1-027-21-04                                                                                 Suite #21-39, NC1-027-21-04
                                     Charlotte, North Carolina 28255                                                                         Charlotte, North Carolina 28255
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________
                             (Address of Principal Executive Office)                                                         (Address of Principal Executive Office)

                                                     (704) 683-4915                                                                                                            (704) 683-4915
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________
                             (Telephone Number, including area code)                                                         (Telephone Number, including area code)

                                                       333-141948-02                                                                                                             333-141948-01
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________
                                           (Commission File Numbers)                                                                                     (Commission File Numbers)

                                                         01-0864848                                                                                                                    01-0864848
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________
                               (I.R.S. Employer Identification No.)                                                                (I.R.S. Employer Identification No.)
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________

                                                                 N/A                                                                                                                                 N/A
________________________________________________________________________    _____________________________________________________________________________________________________________________________      _______________________________________________________
             (Former name or address, if changed since last report)                            (Former name or address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing 
obligation of the
 registrant under any of the following provisions (see General Instruction A.2. below):

[  ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

________________________


___________________________
* In accordance with relevant   regulations of the Securities and Exchange   Commission,   the depositor files annual 
and other reports
 with the   Commission   on behalf of the BA Credit Card Trust and the BA Master Credit Card Trust 
II under the Central Index Key (CIK)
 number (0001128250) for the BA Credit Card Trust.


Section 8 - Other Events.

Item 8.01. Other Events.

         On AprilAugust 115, 2008 BA Credit Card Trust issued its BAseries Class B(2008-3) Notes.
         On April 11, 2008 BA Credit Card Trust issued its BAseries Class C(2008-3) Notes.
         On April 11, 2008 BA Credit Card Trust issued its BAseries Class A(2008-49) Notes.


         On AprilAugust 115, 2008 Richards, Layton & Finger, P.A. delivered its legality opinion with respect to BA Credit Card
         Trust, BAseries Class B(2008-3) Notes.
         On April 11, 2008 Richards, Layton & Finger, P.A. delivered its legality opinion with respect to BA Credit Card
         Trust, BAseries Class C(2008-3) Notes.
         On April 11, 2008 Richards, Layton & Finger, P.A. delivered its legality opinion with respect to BA Credit Card
         Trust, BAseries Class A(2008-49) Notes.


Section 9 - Financial Statements and Exhibits.

Item 9.01(d). Exhibits.

         The following are filed as Exhibits to this Report under Exhibits 4, 5, 10 and 23:

                  4.1      Class B(2008-3) Terms Document, dated as of April 11, 2008.
                  4.2      Class C(2008-3) Terms Document, dated as of April 11, 2008.
                  4.3      Class A(2008-49) Terms Document, dated as of AprilAugust 115, 2008.


                  5.1      Legality opinion of Richards, Layton & Finger, P.A. with respect to BAseries Class B
                           A(2008-39)
                            Notes.

                  510.2      Legality1     Class opinion of Richards, Layton & Finger, P.A.(2008-9) withISDA respectMaster toAgreement BAseriesand ClassDerivative C(2008-3)
                           Notes.
                  5.3      LegalityAgreement opinionbetween Bank of RichardsAmerica, Layton & Finger, PN.A.
                           and withBA respectCredit toCard BAseriesTrust, Classincluding A(2008-4)
                           NotesSchedule and Confirmation.

                  23.1     Consent of Richards, Layton & Finger, P.A. (included in opinionsopinion filed as ExhibitsExhibit 5.1, 5.2 and
                           5.3).

                                                                                                            SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly 
caused this
 report to be signed on its behalf by the undersigned hereunto duly authorized.

                                                     BA CREDIT CARD FUNDING, LLC
                                                     Acting solely in its capacity as
                                                     depositor of BA Master Credit Card Trust II and
                                                     BA Credit Card Trust


                                                              By:     /s/ Keith W. Landis           
                                                                  Name: Keith W. Landis
                                                                  Title:    Vice President

AprilAugust 115, 2008


                                                        EXHIBIT INDEX


Exhibit No.                                 Description

4.1      Class B(2008-3) Terms Document, dated as of April 11, 2008.
4.2      Class C(2008-3) Terms Document, dated as of April 11, 2008.
4.3      Class A(2008-49) Terms Document, dated as of AprilAugust 115, 2008.


5.1      Legality opinion of Richards, Layton & Finger, P.A. with respect to BAseries Class BA(2008-39) Notes.
5
10.2      Legality1     Class opinion of Richards, Layton & Finger, P.A.(2008-9) withISDA respectMaster toAgreement BAseriesand ClassDerivative C(2008-3)Agreement Notes.
5.3      Legalitybetween opinionBank of RichardsAmerica, Layton & Finger, PN.A. withand respectBA
         Credit toCard BAseriesTrust, Classincluding A(2008-4)Schedule Notesand Confirmation.

23.1     Consent of Richards, Layton & Finger, P.A. (included in opinionsopinion filed as ExhibitsExhibit 5.1, 5.2 and 5.3).

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