10-D 1 rma07003_10d-200712.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: November 27, 2007 to December 26, 2007 Commission File Number of issuing entity: 333-131637-06 Renaissance Home Equity Loan Trust 2007-3 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-131637 Renaissance Mortgage Acceptance Corp. (Exact name of depositor as specified in its charter) Delta Funding Corporation (Exact name of sponsor as specified in its charter) New York (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2200458 54-2200459 54-2200460 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) AV-1 _____ _____ __X___ ____________ AV-2 _____ _____ __X___ ____________ AV-3 _____ _____ __X___ ____________ AF-1 _____ _____ __X___ ____________ AF-2 _____ _____ __X___ ____________ AF-3 _____ _____ __X___ ____________ AF-4 _____ _____ __X___ ____________ AF-5 _____ _____ __X___ ____________ AF-6 _____ _____ __X___ ____________ M-1 _____ _____ __X___ ____________ M-2 _____ _____ __X___ ____________ M-3 _____ _____ __X___ ____________ M-4 _____ _____ __X___ ____________ M-5 _____ _____ __X___ ____________ M-6 _____ _____ __X___ ____________ M-7 _____ _____ __X___ ____________ M-8 _____ _____ __X___ ____________ M-9 _____ _____ __X___ ____________ C _____ _____ __X___ ____________ P _____ _____ __X___ ____________ R _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On December 26, 2007 a distribution was made to holders of Renaissance Home Equity Loan Trust 2007-3. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of Renaissance Home Equity Loan Trust 2007-3, relating to the December 26, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Renaissance Home Equity Loan Trust 2007-3 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: January 4, 2008 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of Renaissance Home Equity Loan Trust 2007-3, relating to the December 26, 2007 distribution. EX-99.1 Renaissance Home Equity Loan Trust Home Equity Loan Asset-Backed Notes Distribution Date: 12/26/2007 Renaissance Home Equity Loan Trust Home Equity Loan Asset-Backed Notes Series 2007-3 Contact: Customer Service - SecuritiesLink Wells Fargo Bank, N.A. Securities Administration Services 8480 Stagecoach Circle Frederick, MD 21701-4747 www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance AV-1 75971FAA1 1012/24/2007 65.~~03125~~68313% 1817,~~871~~690,~~465~~324.3692 9483,~~848~~780.7735 AV-2 75971FAB9 1012/24/2007 65.~~13125~~78313% 6,393,000.00 3230,~~664~~809.2363 AV-3 75971FAC7 1012/24/2007 6.~~93125~~58313% 9,715,000.00 5653,~~114~~295.2492 AF-1 75971FAD5 1012/24/2007 65.~~23125~~88313% ~~301~~285,~~298~~529,~~355~~856.9019 1,~~564~~399,~~554~~841.4805 AF-2 75971FAE3 0911/2830/2007 6.99800% 36,975,000.00 215,625.88 AF-3 75971FAF0 0911/2830/2007 7.23800% 168,540,000.00 1,016,577.10 AF-4 75971FAG8 0911/2830/2007 7.46000% 20,161,000.00 125,334.22 AF-5 75971FAH6 0911/2830/2007 7.75000% 66,537,000.00 429,718.1312 AF-6 75971FAJ2 0911/2830/2007 7.35700% 66,115,000.00 405,340.05 M-1 75971FAK9 0911/2830/2007 7.75000% 23,400,000.00 151,125.00 M-2 75971FAL7 0911/2830/2007 7.75000% 7,200,000.00 46,500.00 M-3 75971FAM5 0911/2830/2007 7.75000% 50,400,000.00 325,500.00 M-4 75971FAN3 0911/2830/2007 7.00000% 12,150,000.00 70,875.00 M-5 75971FAP8 0911/2830/2007 7.00000% 15,750,000.00 91,875.00 M-6 75971FAQ6 0911/2830/2007 7.00000% 11,250,000.00 65,625.00 M-7 75971FAR4 0911/2830/2007 7.00000% 9,450,000.00 55,125.00 M-8 75971FAS2 0911/2830/2007 7.00000% 9,900,000.00 57,750.00 M-9 75971FAT0 0911/2830/2007 7.00000% 10,800,000.00 63,000.00 C RENAIS073C 0911/2830/2007 0.00000% 53,550,000.00 1,~~550~~520,~~767~~219.5697 P RENAIS073P 0911/2830/2007 0.00000% 100.00 1147,~~993~~674.3957 R RENAIS073R 0911/2830/2007 0.00000% 0.00 0.00 Totals ~~898~~881,~~455~~506,~~921~~281.2611 6,~~430~~255,~~913~~591.0586

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses AV-1 ~~269~~179,~~305~~596.2354 0.00 1817,~~602~~510,~~160~~728.1338 ~~364~~263,~~154~~376.0089 0.00 AV-2 0.00 0.00 6,393,000.00 3230,~~664~~809.2363 0.00 AV-3 0.00 0.00 9,715,000.00 5653,~~114~~295.2492 0.00 AF-1 75,~~939~~316,~~122~~224.0578 0.00 ~~293~~280,~~359~~213,~~233~~631.8541 96,~~503~~716,~~676~~065.5383 0.00 AF-2 0.00 0.00 36,975,000.00 215,625.88 0.00 AF-3 0.00 0.00 168,540,000.00 1,016,577.10 0.00 AF-4 0.00 0.00 20,161,000.00 125,334.22 0.00 AF-5 0.00 0.00 66,537,000.00 429,718.1312 0.00 AF-6 0.00 0.00 66,115,000.00 405,340.05 0.00 M-1 0.00 0.00 23,400,000.00 151,125.00 0.00 M-2 0.00 0.00 7,200,000.00 46,500.00 0.00 M-3 0.00 0.00 50,400,000.00 325,500.00 0.00 M-4 0.00 0.00 12,150,000.00 70,875.00 0.00 M-5 0.00 0.00 15,750,000.00 91,875.00 0.00 M-6 0.00 0.00 11,250,000.00 65,625.00 0.00 M-7 0.00 0.00 9,450,000.00 55,125.00 0.00 M-8 0.00 0.00 9,900,000.00 57,750.00 0.00 M-9 0.00 0.00 10,800,000.00 63,000.00 0.00 C 0.00 0.00 53,550,000.00 1,~~550~~520,~~767~~219.5697 0.00 P 0.00 0.00 100.00 1147,~~993~~674.3957 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 85,~~208~~495,~~427~~821.2832 0.00 ~~890~~876,~~247~~010,~~493~~459.9879 1411,~~639~~751,~~340~~413.3318 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution AV-1 18,892,000.00 1817,~~871~~690,~~465~~324.3692 0.00 ~~269~~179,~~305~~596.2354 0.00 AV-2 6,393,000.00 6,393,000.00 0.00 0.00 0.00 AV-3 9,715,000.00 9,715,000.00 0.00 0.00 0.00 AF-1 302,822,000.00 ~~301~~285,~~298~~529,~~355~~856.9019 0.00 75,~~939~~316,~~122~~224.0578 0.00 AF-2 36,975,000.00 36,975,000.00 0.00 0.00 0.00 AF-3 168,540,000.00 168,540,000.00 0.00 0.00 0.00 AF-4 20,161,000.00 20,161,000.00 0.00 0.00 0.00 AF-5 66,537,000.00 66,537,000.00 0.00 0.00 0.00 AF-6 66,115,000.00 66,115,000.00 0.00 0.00 0.00 M-1 23,400,000.00 23,400,000.00 0.00 0.00 0.00 M-2 7,200,000.00 7,200,000.00 0.00 0.00 0.00 M-3 50,400,000.00 50,400,000.00 0.00 0.00 0.00 M-4 12,150,000.00 12,150,000.00 0.00 0.00 0.00 M-5 15,750,000.00 15,750,000.00 0.00 0.00 0.00 M-6 11,250,000.00 11,250,000.00 0.00 0.00 0.00 M-7 9,450,000.00 9,450,000.00 0.00 0.00 0.00 M-8 9,900,000.00 9,900,000.00 0.00 0.00 0.00 M-9 10,800,000.00 10,800,000.00 0.00 0.00 0.00 C 53,549,254.19 53,550,000.00 0.00 0.00 0.00 P 100.00 100.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 899,999,354.19 ~~898~~881,~~455~~506,~~921~~281.2611 0.00 85,~~208~~495,~~427~~821.2832 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution AV-1 0.00 ~~269~~179,~~305~~596.2354 1817,~~602~~510,~~160~~728.1338 0.~~98465806~~92688590 ~~269~~179,~~305~~596.2354 AV-2 0.00 0.00 6,393,000.00 1.00000000 0.00 AV-3 0.00 0.00 9,715,000.00 1.00000000 0.00 AF-1 0.00 75,~~939~~316,~~122~~224.0578 ~~293~~280,~~359~~213,~~233~~631.8541 0.~~96875139~~92534106 75,~~939~~316,~~122~~224.0578 AF-2 0.00 0.00 36,975,000.00 1.00000000 0.00 AF-3 0.00 0.00 168,540,000.00 1.00000000 0.00 AF-4 0.00 0.00 20,161,000.00 1.00000000 0.00 AF-5 0.00 0.00 66,537,000.00 1.00000000 0.00 AF-6 0.00 0.00 66,115,000.00 1.00000000 0.00 M-1 0.00 0.00 23,400,000.00 1.00000000 0.00 M-2 0.00 0.00 7,200,000.00 1.00000000 0.00 M-3 0.00 0.00 50,400,000.00 1.00000000 0.00 M-4 0.00 0.00 12,150,000.00 1.00000000 0.00 M-5 0.00 0.00 15,750,000.00 1.00000000 0.00 M-6 0.00 0.00 11,250,000.00 1.00000000 0.00 M-7 0.00 0.00 9,450,000.00 1.00000000 0.00 M-8 0.00 0.00 9,900,000.00 1.00000000 0.00 M-9 0.00 0.00 10,800,000.00 1.00000000 0.00 C 0.00 0.00 53,550,000.00 1.00001393 0.00 P 0.00 0.00 100.00 1.00000000 0.00 R 0.00 0.00 0.00 0.00000000 0.00 Totals 0.00 85,~~208~~495,~~427~~821.2832 ~~890~~876,~~247~~010,~~493~~459.9879 0.~~98916459~~97334565 85,~~208~~495,~~427~~821.2832 NOTE: Accretion amount also includes Net Negative Amortization, if applicable.

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution AV-1 18,892,000.00 ~~998~~936.~~91305103~~39238408 0.00000000 149.~~25498783~~50648634 0.00000000 AV-2 6,393,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AV-3 9,715,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-1 302,822,000.00 ~~994~~942.~~96851583~~89667260 0.00000000 2617.~~21712442~~55560950 0.00000000 AF-2 36,975,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-3 168,540,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-4 20,161,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-5 66,537,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 AF-6 66,115,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 23,400,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 7,200,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 50,400,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 12,150,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 15,750,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-6 11,250,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-7 9,450,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-8 9,900,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-9 10,800,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 C 53,549,254.19 1000.01392755 0.00000000 0.00000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution AV-1 0.00000000 149.~~25498783~~50648634 ~~984~~926.~~65806320~~88589773 0.~~98465806~~92688590 149.~~25498783~~50648634 AV-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AV-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-1 0.00000000 2617.~~21712442~~55560950 ~~968~~925.~~75139141~~34106310 0.~~96875139~~92534106 2617.~~21712442~~55560950 AF-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 AF-6 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-6 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-7 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-8 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-9 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 C 0.00000000 0.00000000 1000.01392755 1.00001393 0.00000000 P 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 NOTE: Accretion amount also includes Net Negative Amortization, if applicable. NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance AV-1 0911/2526/07 - 1012/2425/07 30 65.~~03125~~68313% 1817,~~871~~690,~~465~~324.3692 9483,~~848~~780.7735 0.00 AV-2 0911/2526/07 - 1012/2425/07 30 65.~~13125~~78313% 6,393,000.00 3230,~~664~~809.2363 0.00 AV-3 0911/2526/07 - 1012/2425/07 30 6.~~93125~~58313% 9,715,000.00 5653,~~114~~295.2492 0.00 AF-1 0911/2526/07 - 1012/2425/07 30 65.~~23125~~88313% ~~301~~285,~~298~~529,~~355~~856.9019 1,~~564~~399,~~554~~841.4805 0.00 AF-2 0911/01/07 - 0911/30/07 30 6.99800% 36,975,000.00 215,625.88 0.00 AF-3 0911/01/07 - 0911/30/07 30 7.23800% 168,540,000.00 1,016,577.10 0.00 AF-4 0911/01/07 - 0911/30/07 30 7.46000% 20,161,000.00 125,334.22 0.00 AF-5 0911/01/07 - 0911/30/07 30 7.75000% 66,537,000.00 429,718.13 0.00 AF-6 0911/01/07 - 0911/30/07 30 7.35700% 66,115,000.00 405,340.05 0.00 M-1 0911/01/07 - 0911/30/07 30 7.75000% 23,400,000.00 151,125.00 0.00 M-2 0911/01/07 - 0911/30/07 30 7.75000% 7,200,000.00 46,500.00 0.00 M-3 0911/01/07 - 0911/30/07 30 7.75000% 50,400,000.00 325,500.00 0.00 M-4 0911/01/07 - 0911/30/07 30 7.00000% 12,150,000.00 70,875.00 0.00 M-5 0911/01/07 - 0911/30/07 30 7.00000% 15,750,000.00 91,875.00 0.00 M-6 0911/01/07 - 0911/30/07 30 7.00000% 11,250,000.00 65,625.00 0.00 M-7 0911/01/07 - 0911/30/07 30 7.00000% 9,450,000.00 55,125.00 0.00 M-8 0911/01/07 - 0911/30/07 30 7.00000% 9,900,000.00 57,750.00 0.00 M-9 0911/01/07 - 0911/30/07 30 7.00000% 10,800,000.00 63,000.00 0.00 C N/A N/A 0.00000% ~~898~~881,~~455~~506,~~821~~181.2611 0.00 0.00 P N/A N/A 0.00000% 100.00 0.00 0.00 R N/A N/A 0.00000% 0.00 0.00 0.00 Totals 4,~~868~~687,~~152~~697.1033 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance AV-1 0.00 0.00 9483,~~848~~780.7735 0.00 1817,~~602~~510,~~160~~728.1338 AV-2 0.00 0.00 3230,~~664~~809.2363 0.00 6,393,000.00 AV-3 0.00 0.00 5653,~~114~~295.2492 0.00 9,715,000.00 AF-1 0.00 0.00 1,~~564~~399,~~554~~841.4805 0.00 ~~293~~280,~~359~~213,~~233~~631.8541 AF-2 0.00 0.00 215,625.88 0.00 36,975,000.00 AF-3 0.00 0.00 1,016,577.10 0.00 168,540,000.00 AF-4 0.00 0.00 125,334.22 0.00 20,161,000.00 AF-5 0.00 0.00 429,718.1312 0.00 66,537,000.00 AF-6 0.00 0.00 405,340.05 0.00 66,115,000.00 M-1 0.00 0.00 151,125.00 0.00 23,400,000.00 M-2 0.00 0.00 46,500.00 0.00 7,200,000.00 M-3 0.00 0.00 325,500.00 0.00 50,400,000.00 M-4 0.00 0.00 70,875.00 0.00 12,150,000.00 M-5 0.00 0.00 91,875.00 0.00 15,750,000.00 M-6 0.00 0.00 65,625.00 0.00 11,250,000.00 M-7 0.00 0.00 55,125.00 0.00 9,450,000.00 M-8 0.00 0.00 57,750.00 0.00 9,900,000.00 M-9 0.00 0.00 63,000.00 0.00 10,800,000.00 C 0.00 0.00 1,~~550~~520,~~767~~219.5697 0.00 ~~890~~876,~~247~~010,~~393~~359.9879 P 0.00 0.00 1147,~~993~~674.3957 0.00 100.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 6,~~430~~255,~~913~~591.0586 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance AV-1 18,892,000.00 65.~~03125~~68313% ~~998~~936.~~91305103~~39238408 54.~~02057855~~43469987 0.00000000 AV-2 6,393,000.00 65.~~13125~~78313% 1000.00000000 54.~~10937432~~81927577 0.00000000 AV-3 9,715,000.00 6.~~93125~~58313% 1000.00000000 5.~~77604117~~48594133 0.00000000 AF-1 302,822,000.00 65.~~23125~~88313% ~~994~~942.~~96851583~~89667260 54.~~16658129~~62265308 0.00000000 AF-2 36,975,000.00 6.99800% 1000.00000000 5.83166680 0.00000000 AF-3 168,540,000.00 7.23800% 1000.00000000 6.03166667 0.00000000 AF-4 20,161,000.00 7.46000% 1000.00000000 6.21666683 0.00000000 AF-5 66,537,000.00 7.75000% 1000.00000000 6.45833341 0.00000000 AF-6 66,115,000.00 7.35700% 1000.00000000 6.13083340 0.00000000 M-1 23,400,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 M-2 7,200,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 M-3 50,400,000.00 7.75000% 1000.00000000 6.45833333 0.00000000 M-4 12,150,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-5 15,750,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-6 11,250,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-7 9,450,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-8 9,900,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 M-9 10,800,000.00 7.00000% 1000.00000000 5.83333333 0.00000000 C 53,549,254.19 0.00000% ~~16778~~16461.~~12015966~~59586056 0.00000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance AV-1 0.00000000 0.00000000 54.~~02057855~~43469987 0.00000000 ~~984~~926.~~65806320~~88589773 AV-2 0.00000000 0.00000000 54.~~10937432~~81927577 0.00000000 1000.00000000 AV-3 0.00000000 0.00000000 5.~~77604117~~48594133 0.00000000 1000.00000000 AF-1 0.00000000 0.00000000 54.~~16658129~~62265308 0.00000000 ~~968~~925.~~75139141~~34106310 AF-2 0.00000000 0.00000000 5.83166680 0.00000000 1000.00000000 AF-3 0.00000000 0.00000000 6.03166667 0.00000000 1000.00000000 AF-4 0.00000000 0.00000000 6.21666683 0.00000000 1000.00000000 AF-5 0.00000000 0.00000000 6.~~45833341~~45833326 0.00000000 1000.00000000 AF-6 0.00000000 0.00000000 6.13083340 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 6.45833333 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-6 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-7 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-8 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 M-9 0.00000000 0.00000000 5.83333333 0.00000000 1000.00000000 C 0.00000000 0.00000000 28.~~95964815~~38919034 0.00000000 ~~16624~~16358.~~83273476~~96471465 P 0.00000000 0.00000000 ~~119933~~476745.~~90000000~~70000000 0.00000000 1000.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1410,~~248~~982,~~954~~713.6690 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances ~~792~~1,~~487~~212,771.3005 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 1147,~~993~~674.3957 Swap/Cap Payments 0.00 Total Deposits 1512,~~053~~243,~~435~~159.3552 Withdrawals Swap Payments 32117,~~625~~473.6650 Reserve Funds and Credit Enhancements 0.00 Total Administration Fees ~~381~~374,~~469~~272.3684 Payment of Interest and Principal 1411,~~639~~751,~~340~~413.3318 Total Withdrawals (Pool Distribution Amount) 1512,~~053~~243,~~435~~159.3552 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

ADMINISTRATION FEES Gross Servicing Fee* ~~374~~367,~~356~~294.5925 Master Servicing Fee - Wells Fargo Bank, N.A. 76,~~112~~978.7759 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees ~~381~~374,~~469~~272.3684 *Servicer Payees include: OCWEN LOAN SERVICING, LLC

Reserve and Guaranty Funds Account Name Beginning Current Current Ending Balance Withdrawals Deposits Balance Basis Risk Reserve Account 0.00 0.00 0.00 0.00 Initial Deposit 0.00 0.00 0.00 0.00 Hedge Funds Account Name Funds In (A) Funds Out(B) Net Amount(A - B) Interest Rate Swap - Royal Bank of Scotland 1,~~409~~219,~~771~~623.7026 1,~~442~~337,~~397~~096.3676 (32117,~~625~~473.6650)

Collateral Statement Group 1 2 Collateral Description Mixed ARM Mixed Fixed Weighted Average Coupon Rate 9.~~629838~~626631 9.~~105948~~101756 Weighted Average Net Rate 9.~~129838~~126631 8.~~605948~~601756 Weighted Average Pass-Through Rate 9.~~120338~~117131 8.~~596448~~592256 Weighted Average Remaining Term ~~357~~355 ~~341~~339 Principal And Interest Constant ~~298~~288,~~138~~308.0065 76,~~073~~949,~~617~~896.0093 Beginning Loan Count ~~193~~187 4,~~762~~674 Loans Paid in Full 21 4131 Ending Loan Count ~~191~~186 4,~~721~~643 Beginning Scheduled Balance 3433,~~979~~798,~~465~~324.3692 ~~863~~847,~~476~~707,~~355~~856.9019 Ending Scheduled Balance 3433,~~710~~618,~~160~~728.1338 ~~855~~842,~~537~~391,~~233~~631.8541 Actual Ending Collateral Balance 3433,~~729~~642,~~655~~519.3267 ~~856~~842,~~022~~939,~~189~~253.2935 Scheduled Principal 17,~~432~~171.5098 ~~521~~520,~~308~~205.0125 Unscheduled Principal ~~251~~162,~~872~~424.7356 74,~~417~~796,~~814~~019.0453 Negative Amortized Principal 0.00 0.00 Scheduled Interest ~~280~~271,~~705~~136.5067 6,~~552~~429,~~308~~691.9968 Servicing Fees 14,~~574~~082.7864 ~~359~~353,~~781~~211.8161 Master Servicing Fees ~~276~~267.9257 6,~~835~~711.8502 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest ~~265~~256,~~853~~786.8046 6,~~185~~069,~~691~~769.3305 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 1147,~~993~~674.3957 Prepayment Penalty Paid Count 0 313 Special Servicing Fee 0.00 0.00

Collateral Statement Group Total Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 9.~~126345~~121880 Weighted Average Net Rate 8.~~626345~~621880 Weighted Average Pass-Through Rate 8.~~616845~~612380 Weighted Average Remaining Term ~~341~~339 Principal And Interest Constant 7,~~371~~238,~~755~~205.0058 Beginning Loan Count 4,~~955~~861 Loans Paid in Full 4332 Ending Loan Count 4,~~912~~829 Beginning Scheduled Balance ~~898~~881,~~455~~506,~~821~~181.2611 Ending Scheduled Balance ~~890~~876,~~247~~010,~~393~~359.9879 Actual Ending Collateral Balance ~~890~~876,~~751~~581,~~844~~773.6102 Scheduled Principal ~~538~~537,~~740~~377.5123 Unscheduled Principal 74,~~669~~958,~~686~~444.7709 Negative Amortized Principal 0.00 Scheduled Interest 6,~~833~~700,~~014~~828.4935 Servicing Fees ~~374~~367,~~356~~294.5925 Master Servicing Fees 76,~~112~~978.7759 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 6,~~451~~326,~~545~~555.1351 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalty Waived Amount 0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 1147,~~993~~674.3957 Prepayment Penalty Paid Count 313 Special Servicing Fee 0.00

~~Additional~~Miscellaneous Reporting - ~~Deal~~Group Level ~~Cash Reporting Prepayment Charges 11,993.39 Excess Interest 1,550,767.56 Informational Reporting LIBOR 5.131250%~~ Group 1Miscellaneous ~~Available Funds Rate 9.120339% Senior Enhancement % 22.898129% Structural~~ Reporting OCItem ~~Floor~~Value ~~4,500,000.00~~2 ~~Overcollateralization~~Stop ~~Amount~~Advance ~~53,550,000.00 Subordination Deficiency 0.00 Required Overcollateralization~~ Amount 531,~~550,000~~164.00 Subordination Required OC Amount 53,550,000.00 Subordination Increase 0.00 Trigger Event Reporting Optional Redemption Date NO Stepdown Date NO Cumulative Loss Event Trigger Result Pass Threshold Value 1.150000% Calculated Value 0.000000% Delinquency Event Trigger Result Pass Threshold Value 7.997847% Calculated Value 0.257423% Trigger Event Trigger Result N/A78

~~Delinquency~~Additional ~~Status~~Reporting - ~~OTS~~Deal ~~Delinquency~~Level ~~Calculation~~Cash ~~Method~~Reporting ~~DELINQUENT~~Prepayment ~~BANKRUPTCY~~Charges ~~FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 3 0 0 3 350~~47,~~264~~674.6257 ~~0.00~~Excess ~~0.00~~Interest ~~350~~1,~~264.62 30 Days 98 0 0 0 98 19~~520,~~153,161~~219.7497 ~~0.00~~Informational ~~0.00~~Reporting ~~0.00~~LIBOR ~~19,153,161~~4.74783130% 60Group ~~Days~~1 16Available 0Funds 0Rate ~~0 16 3,249,158~~9.02117134% ~~0.00~~Senior ~~0.00~~Enhancement ~~0.00~~% ~~3,249,158~~23.02270273% 90Structural ~~Days~~Reporting 0OC 0Floor ~~2 0 2 0.00 0.00 673~~4,~~625.00 0.00 673~~500,~~625~~000.00 ~~120~~Overcollateralization ~~Days~~Amount ~~0 0 0 0 0 0~~53,550,000.00 ~~0.00~~Subordination ~~0.00~~Deficiency 0.00 ~~0.00~~Required ~~150~~Overcollateralization ~~Days~~Amount ~~0 0 0 0 0 0~~53,550,000.00 ~~0.00~~Subordination ~~0.00~~Required ~~0.00~~OC ~~0.00~~Amount ~~180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 114 3 2 0 119 22~~53,~~402~~550,~~319~~000.7600 ~~350,264.62~~Subordination ~~673,625.00~~Increase 0.00 ~~23,426,209.38~~Trigger ~~No.~~Event ofReporting ~~Loans~~Optional ~~No.~~Redemption ofDate ~~Loans~~NO ~~No.~~Stepdown ofDate ~~Loans~~NO ~~No.~~Cumulative ofLoss ~~Loans~~Event ~~No.~~Trigger ofResult ~~Loans~~Pass ~~Actual~~Threshold ~~Balance~~Value ~~Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.061075% 0.000000% 0.000000% 0.061075% 0.039322% 0.000000% 0.000000% 0.039322% 30 Days~~ 1.~~995114~~150000% ~~0.000000%~~Calculated ~~0.000000%~~Value 0.000000% ~~1.995114%~~Delinquency ~~2.150224%~~Event ~~0.000000%~~Trigger ~~0.000000%~~Result ~~0.000000%~~Pass ~~2.150224%~~Threshold 60Value ~~Days 0~~8.~~325733~~151630% ~~0.000000%~~Calculated ~~0.000000%~~Value 01.~~000000~~875834% ~~0.325733%~~Trigger ~~0.364766%~~Event ~~0.000000%~~Trigger ~~0.000000%~~Result 0.000000% 0.364766% 90 Days 0.000000% 0.000000% 0.040717% 0.000000% 0.040717% 0.000000% 0.000000% 0.075624% 0.000000% 0.075624% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.320847% 0.061075% 0.040717% 0.000000% 2.422638% 2.514990% 0.039322% 0.075624% 0.000000% 2.629937% Please refer to CTSLink.com for a list of delinquency code descriptions.N/A

~~Current~~Delinquency ~~Period~~Status ~~Class~~- AOTS ~~Insufficient~~Delinquency ~~Funds~~Calculation Method DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance 0-29 Days 6 0 0 6 813,958.09 0.00 ~~Principal~~0.00 ~~Balance~~813,958.09 of30 ~~Contaminated~~Days ~~Properties~~205 1 0 0 206 39,875,093.71 200,908.10 0.00 ~~Periodic~~0.00 ~~Advance~~40,076,001.81 ~~792~~60 Days 87 0 0 0 87 17,~~487~~683,413.70 0.00 0.00 0.00 17,683,413.70 90 Days 6 0 40 0 46 545,783.18 0.00 9,034,328.95 0.00 9,580,112.13 120 Days 1 0 11 0 12 49,865.66 0.00 2,778,310.71 0.00 2,828,176.37 150 Days 0 0 2 0 2 0.00 0.00 672,409.99 0.00 672,409.99 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 299 7 53 0 359 58,154,156.25 1,014,866.19 12,485,049.65 0.00 71,654,072.09 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance 0-29 Days 0.124249% 0.000000% 0.000000% 0.124249% 0.092916% 0.000000% 0.000000% 0.092916% 30 Days 4.245185% 0.020708% 0.000000% 0.000000% 4.265894% 4.551898% 0.022934% 0.000000% 0.000000% 4.574832% 60 Days 1.801615% 0.000000% 0.000000% 0.000000% 1.801615% 2.018631% 0.000000% 0.000000% 0.000000% 2.018631% 90 Days 0.124249% 0.000000% 0.828329% 0.000000% 0.952578% 0.062303% 0.000000% 1.031304% 0.000000% 1.093607% 120 Days 0.020708% 0.000000% 0.227790% 0.000000% 0.248499% 0.005692% 0.000000% 0.317155% 0.000000% 0.322847% 150 Days 0.000000% 0.000000% 0.041416% 0.000000% 0.041416% 0.000000% 0.000000% 0.076758% 0.000000% 0.076758% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 6.191758% 0.144958% 1.097536% 0.000000% 7.434251% 6.638524% 0.115851% 1.425217% 0.000000% 8.179592% Please refer to CTSLink.com for a list of delinquency code descriptions.

~~Delinquency~~Current ~~Status~~Period ByClass ~~Group~~A ~~DELINQUENT~~Insufficient ~~BANKRUPTCY~~Funds ~~FORECLOSURE REO Total 1 - OTS No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance~~ 0~~-29 Days 0 0 0 0 0~~.00 ~~0.00~~Principal ~~0.00~~Balance ~~0.00~~of 30Contaminated ~~Days~~Properties 7 0 ~~0 0 7 1,209,462~~.~~59 0.~~00 ~~0.00~~Periodic ~~0.00~~Advance 1,~~209~~212,462.59 60 Days 2 0 0 0 2 537,085.79 0.00 0.00 0.00 537,085.79 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9 0 0 0 9 1,746,548.38 0.00 0.00 0.00 1,746,548.38 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 3.664921% 0.000000% 0.000000% 0.000000% 3.664921% 3.482507% 0.000000% 0.000000% 0.000000% 3.482507% 60 Days 1.047120% 0.000000% 0.000000% 0.000000% 1.047120% 1.546476% 0.000000% 0.000000% 0.000000% 1.546476% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.712042% 0.000000% 0.000000% 0.000000% 4.712042% 5.028983% 0.000000% 0.000000% 0.000000% 5.028983% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - OTS No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 3 0 0 3 350,264.62 0.00 0.00 350,264.62 30 Days 91 0 0 0 91 17,943,699.15 0.00 0.00 0.00 17,943,699.15 60 Days 14 0 0 0 14 2,712,072.23 0.00 0.00 0.00 2,712,072.23 90 Days 0 0 2 0 2 0.00 0.00 673,625.00 0.00 673,625.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 105 3 2 0 110 20,655,771.38 350,264.62 673,625.00 0.00 21,679,661.00 0-29 Days 0.063546% 0.000000% 0.000000% 0.063546% 0.040918% 0.000000% 0.000000% 0.040918% 30 Days 1.927558% 0.000000% 0.000000% 0.000000% 1.927558% 2.096172% 0.000000% 0.000000% 0.000000% 2.096172% 60 Days 0.296547% 0.000000% 0.000000% 0.000000% 0.296547% 0.316823% 0.000000% 0.000000% 0.000000% 0.316823% 90 Days 0.000000% 0.000000% 0.042364% 0.000000% 0.042364% 0.000000% 0.000000% 0.078692% 0.000000% 0.078692% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.224105% 0.063546% 0.042364% 0.000000% 2.330015% 2.412995% 0.040918% 0.078692% 0.000000% 2.532605% Please refer to CTSLink.com for a list of delinquency code descriptions.05

REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan ~~Actual~~Scheduled To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No REO Loans this Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 240 ~~Nov~~Jan-0607 0.000% Original Principal Balance ~~673~~9,~~625~~051,665.00 ~~Dec~~Feb-0607 0.000% Current ~~Actual~~Scheduled Balance ~~673~~9,~~625~~034,328.0095 ~~Jan~~Mar-07 0.000% ~~Feb~~Apr-07 0.000% Current Foreclosure Total ~~Mar~~May-07 0.000% Loans in Foreclosure 253 ~~Apr~~Jun-07 0.000% Original Principal Balance ~~673~~12,~~625~~511,090.00 ~~May~~Jul-07 0.000% Current ~~Actual~~Scheduled Balance ~~673~~12,~~625~~485,049.0065 ~~Jun~~Aug-07 0.000% ~~Jul~~Sep-07 0.000% ~~Aug~~Oct-07 0.~~000~~076% ~~Sep~~Nov-07 0.~~000~~397% ~~Oct~~Dec-07 01.~~076~~425% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 3 Jan-07 No0.000% Original Principal Balance 583,950.00 Feb-07 0.000% Current Scheduled Balance 582,267.94 Mar-07 0.000% Apr-07 0.000% Current Foreclosure ~~Information~~Total toMay-07 0.000% Loans in Foreclosure 5 Jun-07 0.000% Original Principal Balance 1,121,200.00 Jul-07 0.000% Current Scheduled Balance 1,117,444.71 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 1.584% Dec-07 3.324% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 237 ~~Nov~~Jan-0607 0.000% Original Principal Balance ~~673~~8,~~625~~467,715.00 ~~Dec~~Feb-0607 0.000% Current ~~Actual~~Scheduled Balance ~~673~~8,~~625~~452,061.0001 ~~Jan~~Mar-07 0.000% ~~Feb~~Apr-07 0.000% Current Foreclosure Total ~~Mar~~May-07 0.000% Loans in Foreclosure 248 ~~Apr~~Jun-07 0.000% Original Principal Balance ~~673~~11,~~625~~389,890.00 ~~May~~Jul-07 0.000% Current ~~Actual~~Scheduled Balance ~~673~~11,~~625~~367,604.0094 ~~Jun~~Aug-07 0.000% ~~Jul~~Sep-07 0.000% ~~Aug~~Oct-07 0.~~000~~079% ~~Sep~~Nov-07 0.~~000~~350% ~~Oct~~Dec-07 01.~~079~~349% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance 1 0103372660 Nov-2007 01-Jun-2007 IL 100.00 300,000.00 1 0103401519 Nov-2007 01-Jul-2007 VA 65.00 237,250.00 1 0103408019 Dec-2007 01-Jul-2007 FL 80.00 300,000.00 1 0103410486 Dec-2007 01-Jul-2007 LA 75.00 52,650.00 1 0103424545 Dec-2007 01-Aug-2007 VT 90.00 231,300.00 2 0103372363 Oct-2007 01-Jun-2007 NJ 85.00 176,375.00 2 0103375366 Nov-2007 01-Jun-2007 CT 100.00 203,500.00 2 0103378808 Oct-2007 01-Jun-2007 NY 85.00 497,250.00 2 0103380762 Dec-2007 01-Jun-2007 FL 40.00 162,000.00 2 0103382164 Nov-2007 01-Jun-2007 NJ 85.11 400,000.00 2 0103385225 Nov-2007 01-Jun-2007 MO 90.00 70,200.00 2 0103390357 Dec-2007 01-Jun-2007 AZ 95.00 256,500.00 2 0103395174 Dec-2007 01-Jul-2007 NY 70.00 175,000.00 2 0103395315 Dec-2007 01-Jul-2007 FL 65.00 399,750.00 2 0103396032 Dec-2007 01-Jul-2007 NY 95.00 570,000.00 2 0103396529 Dec-2007 01-Jul-2007 AL 90.00 68,310.00 2 0103397204 Dec-2007 01-Jul-2007 WI 85.00 119,000.00 2 0103399341 Dec-2007 01-Jul-2007 SC 100.00 146,500.00 2 0103400073 Nov-2007 01-Jul-2007 NY 95.00 555,750.00 2 0103400917 Dec-2007 01-Jul-2007 NJ 90.00 414,000.00 2 0103402764 Dec-2007 01-Jul-2007 RI 80.00 200,000.00 2 0103402772 Dec-2007 01-Jul-2007 NJ 85.00 318,750.00 2 0103402962 Dec-2007 01-Jul-2007 FL 75.00 138,750.00 2 0103404067 Nov-2007 01-Jul-2007 MD 90.00 396,000.00 2 0103404323 Dec-2007 01-Jul-2007 OH 85.00 97,750.00 2 0103404398 Dec-2007 01-Jul-2007 OH 85.00 87,550.00 2 0103405528 Dec-2007 01-Jul-2007 IL 75.00 52,500.00 2 0103405981 Dec-2007 01-Jul-2007 NY 53.37 507,000.00 2 0103407557 Dec-2007 01-Jul-2007 IL 60.00 129,600.00 2 0103407649 Dec-2007 01-Jul-2007 NY 50.60 210,000.00 2 0103408126 Dec-2007 01-Jul-2007 WA 90.00 295,200.00 2 0103408548 Dec-2007 01-Jul-2007 SC 58.59 75,000.00 2 0103409603 Dec-2007 01-Jul-2007 FL 85.00 208,250.00 2 0103412102 Dec-2007 01-Jul-2007 NY 70.00 388,500.00 2 0103412813 Dec-2007 01-Jul-2007 FL 75.00 152,400.00 2 0103414512 Nov-2007 01-Jul-2007 MO 90.00 94,500.00 2 0103414710 Nov-2007 01-Jul-2007 NJ 31.71 111,000.00 2 0103414967 Dec-2007 01-Jul-2007 GA 80.00 108,000.00 2 0103415311 Dec-2007 01-Jul-2007 NJ 95.00 450,300.00 2 0103416772 Dec-2007 01-Jul-2007 MA 60.00 150,000.00 2 0103417952 Dec-2007 01-Aug-2007 NJ 69.92 175,500.00 2 0103418034 Nov-2007 01-Jul-2007 MD 80.00 212,000.00 2 0103418158 Dec-2007 01-Aug-2007 OK 95.00 146,680.00 2 0103419966 Nov-2007 01-Jul-2007 CA 80.00 205,600.00 2 0103420493 Dec-2007 01-Jul-2007 WA 95.00 408,500.00 2 0103424784 Dec-2007 01-Aug-2007 AL 75.00 121,425.00 2 0103424891 Dec-2007 01-Aug-2007 CA 95.00 446,500.00 2 0103425575 Dec-2007 01-Aug-2007 FL 70.00 91,000.00 2 0103434023 Dec-2007 01-Aug-2007 MA 80.00 204,000.00 2 0103436366 Dec-2007 01-Aug-2007 FL 75.00 232,500.00 2 0103437364 Dec-2007 01-Aug-2007 NY 80.00 372,000.00 2 0103437885 Dec-2007 01-Aug-2007 MI 90.00 112,500.00 2 0103449070 Dec-2007 01-Aug-2007 NJ 70.00 276,500.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan ~~Actual~~Scheduled To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest 1 0103372660 298,824.37 01-Jun-2007 4 8.990% 8,468.80 1 0103401519 236,352.40 01-Jun-2007 4 8.390% 6,226.01 1 0103408019 298,964.63 01-Jul-2007 3 8.840% 8,323.34 1 0103410486 52,497.68 01-Jul-2007 3 9.690% 1,610.15 1 0103424545 230,805.63 01-Jul-2007 3 10.240% 7,501.59 2 0103372363 176,~~375~~180.0016 01-May-2007 35 10.090% 5,634.16 2 0103375366 203,~~817~~168.5397 01-Jun-2007 4 8.790% 5,617.57 2 0103378808 ~~497~~496,~~250~~229.0083 01-May-2007 35 7.990% 12,398.41 2 0103380762 161,536.34 01-Jul-2007 3 10.490% 5,384.76 2 0103382164 399,593.52 01-Jun-2007 4 10.365% 13,144.81 2 0103385225 69,829.72 01-Jun-2007 4 11.590% 2,586.35 2 0103390357 255,789.02 01-Jul-2007 3 10.640% 8,654.41 2 0103395174 174,539.53 01-Jul-2007 3 10.140% 5,614.78 2 0103395315 398,731.15 01-Jul-2007 3 10.290% 13,025.96 2 0103396032 568,188.72 01-Jul-2007 3 9.240% 16,575.47 2 0103396529 68,178.46 01-Jul-2007 3 11.590% 2,522.38 2 0103397204 118,629.66 01-Jul-2007 3 9.340% 3,500.21 2 0103399341 146,394.32 01-Jul-2007 3 10.965% 5,108.28 2 0103400073 553,984.02 01-Jun-2007 4 9.240% 16,161.08 2 0103400917 413,326.85 01-Jul-2007 3 8.250% 10,684.94 2 0103402764 199,805.68 01-Jul-2007 3 9.990% 6,~~201~~323.11 2 0103402772 318,435.59 01-Jul-2007 3 9.940% 10,024.28 2 0103402962 137,751.79 01-Jul-2007 3 10.890% 4,785.39 2 0103404067 394,780.26 01-Jun-2007 4 9.390% 11,713.90 2 0103404323 97,498.21 01-Jul-2007 3 10.240% 3,168.89 2 0103404398 87,309.72 01-Jul-2007 3 9.940% 2,750.52 2 0103405528 52,384.37 01-Jul-2007 3 10.990% 1,833.40 2 0103405981 506,263.98 01-Jul-2007 3 8.640% 13,745.03 2 0103407557 129,455.85 01-Jul-2007 3 9.540% 3,902.76 2 0103407649 209,448.28 01-Jul-2007 3 6.590% 4,256.46 2 0103408126 294,981.98 01-Jul-2007 3 10.890% 10,219.39 2 0103408548 74,810.87 01-Jul-2007 3 10.340% 2,456.43 2 0103409603 207,956.42 01-Jul-2007 3 8.740% 5,715.27 2 0103412102 388,062.63 01-Jul-2007 3 9.500% 11,647.41 2 0103412813 151,986.11 01-Jul-2007 3 9.990% 4,813.35 2 0103414512 94,248.68 01-Jun-2007 4 10.090% 3,016.19 2 0103414710 110,779.15 01-Jun-2007 4 11.440% 4,043.15 2 0103414967 107,909.85 01-Jul-2007 3 10.490% 3,594.66 2 0103415311 449,888.20 01-Jul-2007 3 10.190% 14,537.01 2 0103416772 149,743.99 01-Jul-2007 3 12.140% 5,814.25 2 0103417952 175,389.10 01-Jul-2007 3 10.790% 6,017.74 2 0103418034 211,393.11 01-Jun-2007 4 9.740% 6,518.80 2 0103418158 146,345.90 01-Jul-2007 3 9.940% 4,610.31 2 0103419966 205,356.51 01-Jun-2007 4 9.330% 6,047.35 2 0103420493 408,169.27 01-Jul-2007 3 10.590% 13,732.79 2 0103424784 121,224.59 01-Jul-2007 3 11.440% 4,424.34 2 0103424891 445,482.99 01-Jul-2007 3 9.940% 14,034.01 2 0103425575 90,959.15 01-Jul-2007 3 11.890% 3,454.21 2 0103434023 203,878.85 01-Jul-2007 3 10.990% 7,131.10 2 0103436366 231,905.58 01-Jul-2007 3 9.390% 6,881.00 2 0103437364 371,285.58 01-Jul-2007 3 10.740% 12,685.53 2 0103437885 112,274.46 01-Jul-2007 3 10.540% 3,761.26 2 0103449070 276,137.97 01-Jul-2007 3 12.490% 11,043.63

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Summary 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 32 ~~Nov~~Jan-0607 0.000% Original Principal Balance ~~350~~287,~~600~~750.00 ~~Dec~~Feb-0607 0.000% Current ~~Actual~~Scheduled Balance ~~350~~286,~~264~~767.6213 ~~Jan~~Mar-07 0.000% ~~Feb~~Apr-07 0.000% Current Bankruptcy Total ~~Mar~~May-07 0.000% Loans in Bankruptcy 37 ~~Apr~~Jun-07 0.000% Original Principal Balance ~~350~~1,~~600~~018,950.00 ~~May~~Jul-07 0.000% Current ~~Actual~~Scheduled Balance ~~350~~1,~~264~~014,866.6219 ~~Jun~~Aug-07 0.000% ~~Jul~~Sep-07 0.000% ~~Aug~~Oct-07 0.~~000~~039% ~~Sep~~Nov-07 0.~~000~~083% ~~Oct~~Dec-07 0.~~039~~116% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1 - No Bankruptcy Information to report this period. 2 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 32 ~~Nov~~Jan-0607 0.000% Original Principal Balance ~~350~~287,~~600~~750.00 ~~Dec~~Feb-0607 0.000% Current ~~Actual~~Scheduled Balance ~~350~~286,~~264~~767.6213 ~~Jan~~Mar-07 0.000% ~~Feb~~Apr-07 0.000% Current Bankruptcy Total ~~Mar~~May-07 0.000% Loans in Bankruptcy 37 ~~Apr~~Jun-07 0.000% Original Principal Balance ~~350~~1,~~600~~018,950.00 ~~May~~Jul-07 0.000% Current ~~Actual~~Scheduled Balance ~~350~~1,~~264~~014,866.6219 ~~Jun~~Aug-07 0.000% ~~Jul~~Sep-07 0.000% ~~Aug~~Oct-07 0.~~000~~041% ~~Sep~~Nov-07 0.~~000~~086% ~~Oct~~Dec-07 0.~~041~~120% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance 2 0103393096 Nov-2007 01-Jul-2007 FL 95.00 201,400.00 2 0103414470 Dec-2007 01-Jul-2007 OH 75.00 86,250.00 2 0103423638 Oct-2007 01-Aug-2007 PA 90.00 142,200.00 2 0103429171 Dec-2007 01-Aug-2007 FL 62.97 201,500.00 2 0103429627 Nov-2007 01-Aug-2007 NJ 80.00 179,200.00 2 0103438511 Oct-2007 01-Aug-2007 TX 95.00 153,900.00 2 0103457891 Oct-2007 01-Sep-2007 FL 38.93 54,500.00

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number ~~Actual~~Scheduled Date Delinquent Loan Rate Delinquent Balance Interest 2 ~~0103423638~~0103393096 ~~142~~200,~~057~~908.7610 01-Sep-2007 1 10.490% 5,021.83 2 0103414470 85,939.91 01-Oct-2007 0 8.640% 1,166.99 2 0103423638 141,833.03 01-Nov-2007 0 9.440% 2,~~117~~115.1900 2 0103429171 200,827.22 01-Oct-2007 0 8.090% 2,543.05 2 0103429627 177,434.64 01-Dec-2007 (1) 9.390% 1,326.55 2 0103438511 153,~~739~~488.2061 01-~~Sep~~Nov-2007 0 9.590% 2,~~329~~327.8130 2 0103457891 54,~~467~~434.6668 01-~~Oct~~Nov-2007 ~~(1)~~0 11.860% ~~515~~1,031.7810

Realized Loss Report - Collateral Summary - No Realized Loss Information to report this period. 1 - No Realized Loss Information to report this period. 2 - No Realized Loss Information to report this period. Calculation Methodology: Monthly Default Rate (MDR): ~~sum~~Sum(Beg Scheduled Balance of Liquidated Loans) / ~~sum~~Sum(Beg Scheduled Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03 Cumulative Loss Severity: Sum (All Realized Losses) / Sum (~~Ending~~ Actual Liquidated Balance for loans that have experienced a loss). 3 Month Average and 12 Month Average will not have values until the 3rd and 12th month respectively.

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance 1 21 ~~250~~159,~~300~~375.00 ~~250~~159,~~057~~136.1143 0 0.00 0.00 2 4131 74,~~339~~768,~~471~~175.6000 74,~~327~~758,~~101~~049.0099 0 0.00 0.00 Total 4332 74,~~589~~927,~~771~~550.6000 74,~~577~~917,~~158~~186.1142 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 13,~~938~~349.5313 2 0 0.00 0.00 0 0.00 0.00 9540,~~205~~239.1613 Total 0 0.00 0.00 0 0.00 0.00 9743,~~143~~588.6926

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 ~~0103424826~~0103429635 ILNJ 7075.00 01-Aug-2007 ~~135~~159,~~100~~375.00 ~~134~~159,~~911~~075.3843 12 ~~0103436341~~0103380382 FLMD 80.00 01-~~Aug~~Jul-2007 ~~115~~280,~~200~~000.00 ~~115~~279,~~022~~664.8244 2 ~~0103372009~~0103382362 ILGA 7983.9533 01-Jun-2007 ~~140~~125,~~800~~000.00 ~~140~~124,~~520~~857.72 2 ~~0103387445~~0103382990 IL 9080.00 01-~~Jul~~Jun-2007 ~~251~~192,~~460~~000.00 ~~251~~191,~~242~~803.0555 2 ~~0103391314~~0103387932 MANC 1845.5422 01-Jul-2007 ~~130~~71,~~000~~500.00 ~~129~~69,~~353~~402.3128 2 ~~0103395992~~0103389748 ILNC 9523.0059 01-Jul-2007 ~~398~~46,~~050~~000.00 ~~397~~44,~~739~~387.1198 2 ~~0103402988~~0103391223 ILRI 9575.00 01-Jul-2007 ~~153~~217,~~520~~500.00 ~~153~~216,~~223~~857.2045 2 ~~0103404356~~0103394151 TXNY 7565.00 01-Jul-2007 82282,~~500~~750.00 82282,~~371~~302.0607 2 ~~0103404448~~0103396214 NYNV 6234.6113 01-Jul-2007 ~~360~~82,~~000~~250.00 ~~359~~82,~~742~~115.9785 2 ~~0103406526~~0103401436 MDNC 60100.00 01-Jul-2007 90120,~~000~~900.00 89120,~~773~~556.4368 2 ~~0103407524~~0103401634 NJFL 7267.8101 01-Jul-2007 ~~233~~258,000.00 ~~232~~257,~~861~~669.2633 2 ~~0103407607~~0103402707 NJNC 6128.8897 01-Jul-2007 ~~198~~42,000.00 ~~197~~41,~~900~~932.3916 2 ~~0103408365~~0103404158 WATX 5374.9140 01-~~Aug~~Jul-2007 8093,000.00 7792,~~813~~483.7378 2 ~~0103409165~~0103408175 SCMD 7369.5330 01-Jul-2007 5079,000.00 4978,~~975~~819.1305 2 ~~0103411724~~0103414678 VAMA 8060.00 01-Jul-2007 ~~142~~129,~~400~~000.00 ~~142~~128,~~348~~764.3383 2 ~~0103414397~~0103415857 ~~WA 79.98 01-Aug-2007 148,600.00 147,288.51 2 0103414462~~ NJ 4660.~~44 01-Jul-2007 209,000.~~00 ~~208,902.67 2 0103417176 GA 86.72~~ 01-Jul-2007 89300,~~240.00 89,175.34 2 0103418463 CT 59.82 01-Aug-2007 196,500.00 196,194.59 2 0103418877 MO 69.54 01-Aug-2007 105,~~000.00 ~~104~~299,~~524~~243.2278 2 ~~0103420121~~0103415956 VAMD 90100.00 01-Aug-2007 ~~143~~229,~~100~~200.00 ~~141~~228,~~203~~991.54 2 ~~0103422820~~0103419495 MNNM 8070.~~99 01-Aug-2007 466,850.~~00 ~~463,925.98 2 0103424990 FL 75.00~~ 01-Aug-2007 70138,~~950~~600.00 70138,~~300~~355.~~44 2 0103426664 NC 50.00 01-Aug-2007~~ 87~~,500.00~~ ~~87,404.30~~ 2 ~~0103429122~~0103420998 VAIL ~~80.00 01-Aug-2007 320,000.00 319,909.13 2 0103430062 VA 64.53 01-Aug-2007 109,700.00 109,587.02 2 0103430377 DE~~ 75.00 01-Aug-2007 ~~313~~308,~~050~~250.00 ~~312~~307,~~928~~348.0527 2 ~~0103430583~~0103425203 TXAZ 80.00 01-Aug-2007 ~~540~~120,000.00 ~~539~~119,~~068~~681.8580 2 ~~0103430757~~0103428363 WIGA 7595.00 01-Aug-2007 ~~112~~123,500.00 ~~112~~123,~~345~~398.8889 2 ~~0103431128~~0103429072 VA 7055.00 01-Aug-2007 ~~136~~104,~~150~~500.00 ~~136~~104,~~030~~297.1713 2 ~~0103432118~~0103431854 DEIL 9689.1154 01-Aug-2007 ~~225~~137,000.00 ~~224~~136,~~315~~700.3740 2 ~~0103434213~~0103432951 MD 4234.5578 01-~~Sep~~Aug-2007 ~~100~~86,000.00 9985,~~926~~682.6360 2 ~~0103435368~~0103433405 ILOH 9560.00 01-Aug-2007 ~~270~~54,~~750~~000.00 ~~270~~53,~~601~~924.2087 2 ~~0103435483~~0103439576 FLGA 5071.0058 01-Aug-2007 85188,~~000~~250.00 84187,~~901~~635.3664 2 ~~0103436804~~0103445557 MNIL 1965.0500 01-Sep-2007 4097,~~000~~500.00 3997,~~681~~337.8117 2 ~~0103436903~~0103446068 NJGA 5875.~~23 01-Aug-2007 95,501.60 95,415.10 2 0103440277 NJ 26.88 01-Aug-2007 50,000.~~00 ~~49,904.48 2 0103440756 FL 18.62~~ 01-Aug-2007 ~~101~~105,~~500~~225.00 ~~101~~105,~~393~~022.7193 2 ~~0103443636~~0103449062 MAIL 3090.~~59 01-Sep-2007 260,000.~~00 ~~259,673.33 2 0103447447 MA 57.70~~ 01-Sep-2007 ~~176~~567,000.00 ~~175~~566,~~868~~701.0326 2 ~~0103450482~~0103453080 GAWI 6364.7628 01-Sep-2007 ~~127~~85,~~000~~750.00 ~~126~~85,~~929~~492.8952 2 ~~0103451886~~0103460747 NJVA 7544.0064 01-Sep-2007 ~~386~~54,~~250~~500.00 ~~385~~54,~~759~~408.7231 2 ~~0103465464~~0103471108 MDIL 8540.00 01-Sep-2007 6450,~~600~~000.00 6449,~~584~~940.8725

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 ~~0103424826~~0103429635 Loan Paid in Full 0 910.~~800~~840% 360 4 2 10103380382 ~~0103436341~~ Loan Paid in Full 0 9.~~340~~290% 360 25 2 ~~0103372009~~0103382362 Loan Paid in Full 0 109.~~590% 360 4 2 0103387445 Loan Paid in Full 0 8.~~990% 360 36 2 ~~0103391314~~0103382990 Loan Paid in Full 0 10.~~540~~360% ~~240 3 2 0103395992 Loan Paid in Full 0 9.340%~~ 360 36 2 ~~0103402988~~0103387932 Loan Paid in Full 0(1) 97.~~640~~790% ~~360~~132 35 2 ~~0103404356~~0103389748 Loan Paid in Full 0 10.~~640~~090% ~~360~~108 35 2 ~~0103404448~~0103391223 Loan Paid in Full 0 9.~~640~~590% 360 35 2 ~~0103406526~~0103394151 Loan Paid in Full 0 8.~~390~~340% 360 35 2 ~~0103407524~~0103396214 Loan Paid in Full 01 108.240% 360 35 2 ~~0103407607~~0103401436 Loan Paid in Full ~~0 10.790% 360 3 2 0103408365 Loan Paid in Full 0 7.990% 144 2 2 0103409165 Loan Paid in Full~~ (1) 1110.840% ~~360~~336 35 2 ~~0103411724~~0103401634 Loan Paid in Full 0 119.~~840~~095% 360 35 2 ~~0103414397~~0103402707 Loan Paid in Full 0 812.~~490~~390% ~~264 2 2 0103414462 Loan Paid in Full 0 11.040%~~ 360 35 2 ~~0103417176~~0103404158 Loan Paid in Full 0 96.590% 360 35 2 ~~0103418463~~0103408175 Loan Paid in Full ~~(1)~~0 910.~~290~~790% 360 25 2 ~~0103418877~~0103414678 Loan Paid in Full 0 811.~~990% 240 2 2 0103420121 Loan Paid in Full (1) 9.490% 276 2 2 0103422820 Loan Paid in Full 0 8.040% 216 2 2 0103424990 Loan Paid in Full 0 8.~~840% ~~168 2 2 0103426664 Loan Paid in Full 0 10.940%~~ 360 25 2 ~~0103429122~~0103415857 Loan Paid in Full 0 116.~~690~~700% 360 25 2 ~~0103430062~~0103415956 Loan Paid in Full 0 79.~~390~~590% 360 24 2 ~~0103430377~~0103419495 Loan Paid in Full 0 711.~~940~~140% 360 24 2 ~~0103430583~~0103420998 Loan Paid in Full 0 8.~~790~~740% 360 24 2 ~~0103430757~~0103425203 Loan Paid in Full 0 9.~~890~~215% 360 24 2 ~~0103431128~~0103428363 Loan Paid in Full 0 79.940% 360 24 2 ~~0103432118~~0103429072 Loan Paid in Full 0 10.~~290~~690% ~~264~~360 24 2 ~~0103434213~~0103431854 Loan Paid in Full 0 10.~~890~~140% 360 14 2 ~~0103435368~~0103432951 Loan Paid in Full 0 97.~~540~~590% 360 24 2 ~~0103435483~~0103433405 Loan Paid in Full (1) 1012.~~665~~215% 360 24 2 ~~0103436804~~0103439576 Loan Paid in Full ~~(1) 10.240% 168 1 2 0103436903 Loan Paid in Full~~ 0 ~~7.840% 360 2 2 0103440277 Loan Paid in Full 0~~ 8.~~290~~240% 360 24 2 ~~0103440756~~0103445557 Loan Paid in Full 0 1110.~~140~~330% 360 23 2 ~~0103443636~~0103446068 Loan Paid in Full 0 810.~~340~~740% 360 14 2 ~~0103447447~~0103449062 Loan Paid in Full 0 10.~~790~~640% 360 13 2 ~~0103450482~~0103453080 Loan Paid in Full 0 87.~~140~~490% 360 13 2 ~~0103451886~~0103460747 Loan Paid in Full 0 8.~~290~~990% 360 13 2 ~~0103465464~~0103471108 Loan Paid in Full 0 107.~~990~~890% 360 13

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period Prepayment Prepayment Summary Loan Prior Penalty Penalty Count Balance Amount Waived 1 0 0.00 0.00 0.00 2 313 ~~325~~1,~~195~~227,929.6698 1147,~~993~~674.3957 0.00 Total 313 ~~325~~1,~~195~~227,929.6698 1147,~~993~~674.3957 0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period Paid In Prepayment Prepayment Loan Full Prior Penalty Penalty Group Number Date Balance Amount Waived 2 ~~0103404356~~0103389748 0911/1916/2007 44,662.30 452.04 0.00 2 0103394151 12/03/2007 282,378.02 14,118.90 0.00 2 0103396214 12/04/2007 82,~~403~~138.7259 4,~~121~~109.8118 0.00 2 0103401634 12/11/2007 257,724.99 12,886.20 0.00 2 0103402707 11/16/2007 41,943.76 419.55 0.00 2 0103420121 10/10/2007 ~~141,362~~0.4700 (2,798.33) 0.00 2 ~~0103440756~~0103425203 0912/2706/2007 ~~101~~119,~~429~~746.4742 5,~~073~~987.2532 0.00 2 0103429072 11/28/2007 104,338.43 2,088.40 0.00 2 0103438636 11/15/2007 0.00 498.70 0.00 2 0103446068 12/13/2007 105,064.07 5,257.26 0.00 2 0103453080 12/12/2007 85,557.49 1,068.85 0.00 2 0103460747 12/06/2007 54,420.58 1,087.98 0.00 2 0103471108 11/19/2007 49,955.33 2,498.52 0.00

Prepayment Rates

Summary SMM CPR PSA Current Month 0.~~854~~563% Current Month 96.~~782~~549% Current Month ~~2,036~~745.~~076~~422% 3 Month Average 0.~~000~~780% 3 Month Average 08.~~000~~950% 3 Month Average 01,443.~~000~~962% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A~~ Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 N/A N/A Jun-2007 N/A N/A Jul-2007 N/A N/A Jul-2007 N/A N/A Aug-2007 N/A N/A Aug-2007 N/A N/A Sep-2007 1.338% N/A Sep-2007 477.667% N/A Oct-2007 9.782% N/A Oct-2007 2,036.076% N/A Nov-2007 10.519% N/A Nov-2007 1,550.390% N/A Dec-2007 6.549% N/A Dec-2007 745.422% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 0.~~720~~481% Current Month 85.~~311~~620% Current Month ~~1,593~~608.~~812~~547% 3 Month Average 01.~~000~~260% 3 Month Average 013.~~000~~612% 3 Month Average 01,974.~~000~~794% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A~~ Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 N/A N/A Jun-2007 N/A N/A Jul-2007 N/A N/A Jul-2007 N/A N/A Aug-2007 N/A N/A Aug-2007 N/A N/A Sep-2007 0.109% N/A Sep-2007 33.847% N/A Oct-2007 8.311% N/A Oct-2007 1,593.812% N/A Nov-2007 26.905% N/A Nov-2007 3,722.023% N/A Dec-2007 5.620% N/A Dec-2007 608.547% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 0.~~860~~566% Current Month 96.~~841~~586% Current Month ~~2,055~~751.~~504~~152% 3 Month Average 0.~~000~~760% 3 Month Average 08.~~000~~738% 3 Month Average 01,417.~~000~~696% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A~~ Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 N/A N/A Jun-2007 N/A N/A Jul-2007 N/A N/A Jul-2007 N/A N/A Aug-2007 N/A N/A Aug-2007 N/A N/A Sep-2007 1.387% N/A Sep-2007 498.242% N/A Oct-2007 9.841% N/A Oct-2007 2,055.504% N/A Nov-2007 9.788% N/A Nov-2007 1,446.431% N/A Dec-2007 6.586% N/A Dec-2007 751.152% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Interest Rate Stratification Summary 1 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 5.000 0 0.00 0.000 0 0.00 0.000 5.000 5.499 0 0.00 0.000 0 0.00 0.000 5.500 5.999 0 0.00 0.000 0 0.00 0.000 6.000 6.499 61 13,~~519~~489,~~339~~634.9129 1.~~519~~540 0 0.00 0.000 6.500 6.999 ~~226~~223 5453,~~186~~508,~~505~~753.54 6.~~087~~108 0 0.00 0.000 7.000 7.499 ~~214~~211 4948,~~203~~818,~~021~~182.0568 5.~~527~~573 0 0.00 0.000 7.500 7.999 ~~460~~454 9695,~~152~~484,~~283~~923.9004 10.~~801~~900 3 409,~~876~~287.6803 1.~~181~~217 8.000 8.499 ~~371~~363 8483,~~821~~292,~~670~~886.9939 9.~~528~~508 12 3,~~870~~865,~~032~~059.8221 11.~~150~~497 8.500 8.999 ~~627~~615 ~~130~~128,~~096~~117,~~393~~339.3380 14.~~614~~625 26 6,~~197~~189,~~025~~366.9129 1718.~~854~~410 9.000 9.499 ~~491~~481 9794,~~314~~609,~~233~~433.4614 10.~~931~~800 3029 65,~~093~~703,~~801~~586.3993 1716.~~556~~966 9.500 9.999 ~~800~~786 ~~137~~135,~~957~~382,~~388~~343.2600 15.~~497~~454 4139 76,~~068~~657,~~801~~395.8225 2019.~~365~~803 10.000 10.499 ~~557~~550 9089,~~818~~769,~~720~~556.6755 10.~~202~~248 32 5,~~637~~631,~~042~~988.0728 16.~~240~~753 10.500 10.999 ~~531~~521 7574,~~645~~026,~~888~~433.1699 8.~~497~~450 2826 32,~~110~~840,~~548~~620.6128 8.~~961~~450 11.000 11.499 ~~264~~261 30,~~939~~544,~~139~~569.3772 3.~~475~~487 17 2,~~076~~074,~~252~~798.4311 56.~~982~~172 11.500 11.999 ~~223~~219 2221,~~104~~670,~~532~~934.9294 2.~~483~~474 2 246,~~778~~627.4000 0.~~711~~734 12.000 12.499 6461 65,~~040~~850,~~692~~134.1806 0.~~679~~668 0 0.00 0.000 12.500 12.999 15 ~~969~~967,~~215~~437.2348 0.~~109~~110 0 0.00 0.000 13.000 13.499 7 432,~~984~~481.4976 0.049 0 0.00 0.000 13.500 13.999 0 0.00 0.000 0 0.00 0.000 14.000 14.499 1 45,~~384~~315.5241 0.005 0 0.00 0.000 14.500 14.999 0 0.00 0.000 0 0.00 0.000 >= 15.000 0 0.00 0.000 0 0.00 0.000 Total 4,~~912~~829 ~~890~~876,~~247~~010,~~393~~359.9879 100.000 ~~191~~186 3433,~~710~~618,~~160~~728.1338 100.000

Interest Rate Stratification (continued) 2 Current Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Range(%) Balance($) < 5.000 0 0.00 0.000 5.000 5.499 0 0.00 0.000 5.500 5.999 0 0.00 0.000 6.000 6.499 61 13,~~519~~489,~~339~~634.9129 1.~~580~~601 6.500 6.999 ~~226~~223 5453,~~186~~508,~~505~~753.54 6.~~334~~352 7.000 7.499 ~~214~~211 4948,~~203~~818,~~021~~182.0568 5.~~751~~795 7.500 7.999 ~~457~~451 95,~~742~~075,~~407~~636.2201 11.~~191~~286 8.000 8.499 ~~359~~351 8079,~~951~~427,~~638~~827.1718 9.~~462~~429 8.500 8.999 ~~601~~589 ~~123~~121,~~899~~927,~~367~~973.4251 14.~~482~~474 9.000 9.499 ~~461~~452 9188,~~220~~905,~~432~~846.0721 10.~~662~~554 9.500 9.999 ~~759~~747 ~~130~~128,~~888~~724,~~586~~947.4475 15.~~299~~281 10.000 10.499 ~~525~~518 8584,~~181~~137,~~678~~568.6027 9.~~957~~988 10.500 10.999 ~~503~~495 7271,~~535~~185,~~339~~813.5571 8.~~478~~450 11.000 11.499 ~~247~~244 28,~~862~~469,~~886~~771.9461 3.~~374~~380 11.500 11.999 ~~221~~217 21,~~857~~424,~~754~~307.5294 2.~~555~~543 12.000 12.499 6461 65,~~040~~850,~~692~~134.1806 0.~~706~~694 12.500 12.999 15 ~~969~~967,~~215~~437.2348 0.~~113~~115 13.000 13.499 7 432,~~984~~481.4976 0.051 13.500 13.999 0 0.00 0.000 14.000 14.499 1 45,~~384~~315.5241 0.005 14.500 14.999 0 0.00 0.000 >= 15.000 0 0.00 0.000 Total 4,~~721~~643 ~~855~~842,~~537~~391,~~233~~631.8541 100.000

Filing Compare · Renaissance Home Equity Loan Trust 2007-3