10-D 1 msi07he7_10d-200712.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: November 27, 2007 to December 26, 2007 Commission File Number of issuing entity: 333-130694-32 Morgan Stanley ABS Capital I Inc. Trust 2007-HE7 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-130694 Morgan Stanley ABS Capital I Inc. (Exact name of depositor as specified in its charter) Morgan Stanley Mortgage Capital Holdings LLC (Exact name of sponsor as specified in its charter) New York (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2200752 54-2200753 54-2200754 54-2200755 54-2200756 54-6756610 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) A-1 _____ _____ __X___ ____________ A-2a _____ _____ __X___ ____________ A-2b _____ _____ __X___ ____________ A-2c _____ _____ __X___ ____________ M-1 _____ _____ __X___ ____________ M-2 _____ _____ __X___ ____________ M-3 _____ _____ __X___ ____________ M-4 _____ _____ __X___ ____________ M-5 _____ _____ __X___ ____________ B-1 _____ _____ __X___ ____________ B-2 _____ _____ __X___ ____________ B-3 _____ _____ __X___ ____________ X _____ _____ __X___ ____________ P _____ _____ __X___ ____________ R _____ _____ __X___ ____________ RX _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On December 26, 2007 a distribution was made to holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE7. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE7, relating to the December 26, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Morgan Stanley ABS Capital I Inc. Trust 2007-HE7 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: January 4, 2008 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE7, relating to the December 26, 2007 distribution. EX-99.1 Morgan Stanley ABS Capital I Inc. Mortgage Pass-Through Certificates Distribution Date: 12/26/2007 Morgan Stanley ABS Capital I Inc. Mortgage Pass-Through Certificates Series 2007-HE7 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 8480 Stagecoach Circle Frederick, MD 21701-4747 www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance A-1 61756YAA1 1012/24/2007 65.~~07875~~73875% ~~670~~652,~~205~~165,~~000~~826.0068 3,~~055~~118,~~506~~847.4820 A-2a 61756YAB9 1012/24/2007 5.~~92875~~58875% ~~181~~177,~~345~~260,~~000~~098.0058 ~~806~~825,~~361~~551.8898 A-2b 61756YAC7 1012/24/2007 65.~~12875~~78875% 52,485,000.00 ~~241~~253,~~250~~185.5845 A-2c 61756YAD5 1012/24/2007 6.~~37875~~03875% 45,710,000.00 ~~218~~230,~~679~~026.5005 M-1 61756YAE3 1012/24/2007 76.~~12875~~78875% 24,192,000.00 ~~129~~136,~~344~~861.0420 M-2 61756YAF0 1012/24/2007 76.~~12875~~78875% 135,790,000.00 ~~726~~768,~~009~~203.7264 M-3 61756YAG8 1012/24/2007 76.~~12875~~78875% 24,192,000.00 ~~129~~136,~~344~~861.0420 M-4 61756YAH6 1012/24/2007 76.~~12875~~78875% 99,111,000.00 ~~529~~560,~~903~~699.1683 M-5 61756YAJ2 1012/24/2007 76.~~12875~~78875% 36,679,000.00 ~~196~~207,~~106~~503.5780 B-1 61756YAK9 1012/24/2007 7.~~37875~~03875% 31,996,000.00 ~~177~~187,~~067~~676.8654 B-2 61756YAL7 1012/24/2007 7.~~37875~~03875% 36,679,000.00 ~~202~~215,~~983~~145.8826 B-3 61756YAM5 1012/24/2007 7.~~37875~~03875% 38,240,000.00 ~~211~~224,~~622~~301.5550 X MORGAN07HE7X 0911/2830/2007 0.00000% 184,174,~~872~~267.9000 3,~~581~~207,~~644~~510.0188 P MORGAN07HE7P 0911/2830/2007 0.00000% 0.00 11109,~~702~~354.1050 R MORGAN07HE7R 0911/2830/2007 0.00000% 0.00 0.00 RX MORGN07HE7RX 0911/2830/2007 0.00000% 0.00 0.00 Totals 1,~~560~~538,~~798~~674,~~872~~192.9026 10,~~217~~181,~~526~~729.3703

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses A-1 89,~~449~~328,~~518~~844.1492 0.00 ~~661~~642,~~755~~836,~~481~~981.8676 1112,~~505~~447,~~024~~692.6212 0.00 A-2a 23,~~010~~049,~~202~~332.2338 0.00 ~~179~~174,~~334~~210,~~797~~766.7720 23,~~816~~874,~~564~~884.1136 0.00 A-2b 0.00 0.00 52,485,000.00 ~~241~~253,~~250~~185.5845 0.00 A-2c 0.00 0.00 45,710,000.00 ~~218~~230,~~679~~026.5005 0.00 M-1 0.00 0.00 24,192,000.00 ~~129~~136,~~344~~861.0420 0.00 M-2 0.00 0.00 135,790,000.00 ~~726~~768,~~009~~203.7264 0.00 M-3 0.00 0.00 24,192,000.00 ~~129~~136,~~344~~861.0420 0.00 M-4 0.00 0.00 99,111,000.00 ~~529~~560,~~903~~699.1683 0.00 M-5 0.00 0.00 36,679,000.00 ~~196~~207,~~106~~503.5780 0.00 B-1 0.00 0.00 31,996,000.00 ~~177~~187,~~067~~676.8654 0.00 B-2 0.00 0.00 36,679,000.00 ~~202~~215,~~983~~145.8826 0.00 B-3 0.00 0.00 38,240,000.00 ~~211~~224,~~622~~301.5550 0.00 X 0.00 0.00 184,174,267.00 3,~~581~~207,~~644~~510.0188 0.00 P 0.00 0.00 0.00 11109,~~702~~354.1050 0.00 R 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 Totals 1012,~~459~~378,~~720~~177.3730 0.00 1,~~550~~526,~~338~~296,~~546~~014.6396 2022,~~677~~559,~~246~~906.7433 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution A-1 670,205,000.00 ~~670~~652,~~205~~165,~~000~~826.0068 0.00 89,~~449~~328,~~518~~844.1492 0.00 A-2a 181,345,000.00 ~~181~~177,~~345~~260,~~000~~098.0058 0.00 23,~~010~~049,~~202~~332.2338 0.00 A-2b 52,485,000.00 52,485,000.00 0.00 0.00 0.00 A-2c 45,710,000.00 45,710,000.00 0.00 0.00 0.00 M-1 24,192,000.00 24,192,000.00 0.00 0.00 0.00 M-2 135,790,000.00 135,790,000.00 0.00 0.00 0.00 M-3 24,192,000.00 24,192,000.00 0.00 0.00 0.00 M-4 99,111,000.00 99,111,000.00 0.00 0.00 0.00 M-5 36,679,000.00 36,679,000.00 0.00 0.00 0.00 B-1 31,996,000.00 31,996,000.00 0.00 0.00 0.00 B-2 36,679,000.00 36,679,000.00 0.00 0.00 0.00 B-3 38,240,000.00 38,240,000.00 0.00 0.00 0.00 X 184,174,872.90 184,174,~~872~~267.9000 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 Totals 1,560,798,872.90 1,~~560~~538,~~798~~674,~~872~~192.9026 0.00 1012,~~459~~378,~~720~~177.3730 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution A-1 0.00 89,~~449~~328,~~518~~844.1492 ~~661~~642,~~755~~836,~~481~~981.8676 0.~~98739264~~95916471 89,~~449~~328,~~518~~844.1492 A-2a 0.00 23,~~010~~049,~~202~~332.2338 ~~179~~174,~~334~~210,~~797~~766.7720 0.~~98891504~~96065933 23,~~010~~049,~~202~~332.2338 A-2b 0.00 0.00 52,485,000.00 1.00000000 0.00 A-2c 0.00 0.00 45,710,000.00 1.00000000 0.00 M-1 0.00 0.00 24,192,000.00 1.00000000 0.00 M-2 0.00 0.00 135,790,000.00 1.00000000 0.00 M-3 0.00 0.00 24,192,000.00 1.00000000 0.00 M-4 0.00 0.00 99,111,000.00 1.00000000 0.00 M-5 0.00 0.00 36,679,000.00 1.00000000 0.00 B-1 0.00 0.00 31,996,000.00 1.00000000 0.00 B-2 0.00 0.00 36,679,000.00 1.00000000 0.00 B-3 0.00 0.00 38,240,000.00 1.00000000 0.00 X 0.00 0.00 184,174,267.00 0.99999671 0.00 P 0.00 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00 0.00000000 0.00 RX 0.00 0.00 0.00 0.00000000 0.00 Totals 0.00 1012,~~459~~378,~~720~~177.3730 1,~~550~~526,~~338~~296,~~546~~014.6396 0.~~99329809~~97789410 1012,~~459~~378,~~720~~177.3730 NOTE: Accretion amount also includes Net Negative Amortization, if applicable.

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution A-1 670,205,000.00 ~~1000~~973.~~00000000~~08409618 0.00000000 1213.~~60736363~~91939022 0.00000000 A-2a 181,345,000.00 ~~1000~~977.~~00000000~~47441937 0.00000000 1116.~~08496088~~81508936 0.00000000 A-2b 52,485,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-2c 45,710,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 24,192,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 135,790,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 24,192,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-4 99,111,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-5 36,679,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 31,996,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 36,679,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 38,240,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 184,174,872.90 ~~1000~~999.~~00000000~~99671019 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution A-1 0.00000000 1213.~~60736363~~91939022 ~~987~~959.~~39263637~~16470596 0.~~98739264~~95916471 1213.~~60736363~~91939022 A-2a 0.00000000 1116.~~08496088~~81508936 ~~988~~960.~~91503912~~65933001 0.~~98891504~~96065933 1116.~~08496088~~81508936 A-2b 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 A-2c 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 M-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 999.99671019 0.99999671 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 NOTE: Accretion amount also includes Net Negative Amortization, if applicable. NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance A-1 0911/2826/07 - 1012/2425/07 2730 65.~~07875~~73875% ~~670~~652,~~205~~165,~~000~~826.0068 3,~~055~~118,~~506~~847.4820 0.00 A-2a 0911/2826/07 - 1012/2425/07 2730 5.~~92875~~58875% ~~181~~177,~~345~~260,~~000~~098.0058 ~~806~~825,~~361~~551.8898 0.00 A-2b 0911/2826/07 - 1012/2425/07 2730 65.~~12875~~78875% 52,485,000.00 ~~241~~253,~~250~~185.5845 0.00 A-2c 0911/2826/07 - 1012/2425/07 2730 6.~~37875~~03875% 45,710,000.00 ~~218~~230,~~679~~026.5005 0.00 M-1 0911/2826/07 - 1012/2425/07 2730 76.~~12875~~78875% 24,192,000.00 ~~129~~136,~~344~~861.0420 0.00 M-2 0911/2826/07 - 1012/2425/07 2730 76.~~12875~~78875% 135,790,000.00 ~~726~~768,~~009~~203.7264 0.00 M-3 0911/2826/07 - 1012/2425/07 2730 76.~~12875~~78875% 24,192,000.00 ~~129~~136,~~344~~861.0420 0.00 M-4 0911/2826/07 - 1012/2425/07 2730 76.~~12875~~78875% 99,111,000.00 ~~529~~560,~~903~~699.1683 0.00 M-5 0911/2826/07 - 1012/2425/07 2730 76.~~12875~~78875% 36,679,000.00 ~~196~~207,~~106~~503.5780 0.00 B-1 0911/2826/07 - 1012/2425/07 2730 7.~~37875~~03875% 31,996,000.00 ~~177~~187,~~067~~676.8654 0.00 B-2 0911/2826/07 - 1012/2425/07 2730 7.~~37875~~03875% 36,679,000.00 ~~202~~215,~~983~~145.8826 0.00 B-3 0911/2826/07 - 1012/2425/07 2730 7.~~37875~~03875% 38,240,000.00 ~~211~~224,~~622~~301.5550 0.00 X N/A N/A 0.00000% 184,174,~~872~~267.9000 0.00 0.00 P N/A N/A 0.00000% 0.00 0.00 0.00 R N/A N/A 0.00000% 0.00 0.00 0.00 RX N/A N/A 0.00000% 0.00 0.00 0.00 Totals 6,~~624~~864,~~180~~863.2665 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance A-1 0.00 0.00 3,~~055~~118,~~506~~847.4820 0.00 ~~661~~642,~~755~~836,~~481~~981.8676 A-2a 0.00 0.00 ~~806~~825,~~361~~551.8898 0.00 ~~179~~174,~~334~~210,~~797~~766.7720 A-2b 0.00 0.00 ~~241~~253,~~250~~185.5845 0.00 52,485,000.00 A-2c 0.00 0.00 ~~218~~230,~~679~~026.5005 0.00 45,710,000.00 M-1 0.00 0.00 ~~129~~136,~~344~~861.0420 0.00 24,192,000.00 M-2 0.00 0.00 ~~726~~768,~~009~~203.7264 0.00 135,790,000.00 M-3 0.00 0.00 ~~129~~136,~~344~~861.0420 0.00 24,192,000.00 M-4 0.00 0.00 ~~529~~560,~~903~~699.1683 0.00 99,111,000.00 M-5 0.00 0.00 ~~196~~207,~~106~~503.5780 0.00 36,679,000.00 B-1 0.00 0.00 ~~177~~187,~~067~~676.8654 0.00 31,996,000.00 B-2 0.00 0.00 ~~202~~215,~~983~~145.8826 0.00 36,679,000.00 B-3 0.00 0.00 ~~211~~224,~~622~~301.5550 0.00 38,240,000.00 X 0.00 0.00 3,~~581~~207,~~644~~510.0188 0.00 184,174,267.00 P 0.00 0.00 11109,~~702~~354.1050 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 RX 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 10,~~217~~181,~~526~~729.3703 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance A-1 670,205,000.00 65.~~07875~~73875% ~~1000~~973.~~00000000~~08409618 4.~~55906250~~65357197 0.00000000 A-2a 181,345,000.00 5.~~92875~~58875% ~~1000~~977.~~00000000~~47441937 4.~~44656252~~55238347 0.00000000 A-2b 52,485,000.00 65.~~12875~~78875% 1000.00000000 4.~~59656245~~82395827 0.00000000 A-2c 45,710,000.00 6.~~37875~~03875% 1000.00000000 45.~~78406257~~03229162 0.00000000 M-1 24,192,000.00 76.~~12875~~78875% 1000.00000000 5.~~34656250~~65729167 0.00000000 M-2 135,790,000.00 76.~~12875~~78875% 1000.00000000 5.~~34656249~~65729170 0.00000000 M-3 24,192,000.00 76.~~12875~~78875% 1000.00000000 5.~~34656250~~65729167 0.00000000 M-4 99,111,000.00 76.~~12875~~78875% 1000.00000000 5.~~34656254~~65729162 0.00000000 M-5 36,679,000.00 76.~~12875~~78875% 1000.00000000 5.~~34656261~~65729164 0.00000000 B-1 31,996,000.00 7.~~37875~~03875% 1000.00000000 5.~~53406238~~86562508 0.00000000 B-2 36,679,000.00 7.~~37875~~03875% 1000.00000000 5.~~53406254~~86562502 0.00000000 B-3 38,240,000.00 7.~~37875~~03875% 1000.00000000 5.~~53406250~~86562500 0.00000000 X 184,174,872.90 0.00000% ~~1000~~999.~~00000000~~99671019 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 RX 0.00 0.00000% 0.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance A-1 0.00000000 0.00000000 4.~~55906250~~65357197 0.00000000 ~~987~~959.~~39263637~~16470596 A-2a 0.00000000 0.00000000 4.~~44656252~~55238347 0.00000000 ~~988~~960.~~91503912~~65933001 A-2b 0.00000000 0.00000000 4.~~59656245~~82395827 0.00000000 1000.00000000 A-2c 0.00000000 0.00000000 45.~~78406257~~03229162 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 5.~~34656250~~65729167 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 5.~~34656249~~65729170 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 5.~~34656250~~65729167 0.00000000 1000.00000000 M-4 0.00000000 0.00000000 5.~~34656254~~65729162 0.00000000 1000.00000000 M-5 0.00000000 0.00000000 5.~~34656261~~65729164 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 5.~~53406238~~86562508 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 5.~~53406254~~86562502 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 5.~~53406250~~86562500 0.00000000 1000.00000000 X 0.00000000 0.00000000 1917.~~44697425~~41557265 0.00000000 999.99671019 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1922,~~602~~821,~~859~~590.2202 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0331,446.0028 Servicer Advances 12,~~722~~403,~~209~~142.7232 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 11109,~~702~~354.1050 Swap/Cap Payments 0.00 Total Deposits 2125,~~336~~665,~~771~~533.0412 Withdrawals Swap Payments 0.00 Reserve Funds and Credit Enhancements 0.00 Reimbursement for Servicer Advances 02,013,453.0093 Total Administration Fees ~~659~~651,~~524~~372.3008 Payment of Interest and Principal 2022,~~677~~559,~~246~~906.7433 Total Withdrawals (Pool Distribution Amount) 2125,~~336~~224,~~771~~732.0434 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

ADMINISTRATION FEES Gross Servicing Fee* ~~649~~641,~~138~~114.0925 Master Servicing Fee - Wells Fargo Bank, NA 10,~~386~~257.2183 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees ~~659~~651,~~524~~372.3008 *Servicer Payees include: COUNTRYWIDE HOME LOANS SERVICING LP; SAXON MORTGAGE SERVICES, INC.; WELLS FARGO BANK, N.A.

Reserve and Guaranty Funds Account Name Beginning Current Current Ending Balance Withdrawals Deposits Balance Closing Date Deposit ~~2,867,434~~0.3800 ~~2,867,434~~0.3800 0.00 0.00 Excess Reserve Fund 0.00 0.00 0.00 0.00 Hedge Funds Account Name Funds In (A) Funds Out(B) Net Amount(A - B) Cap Account - Morgan Stanley Capital Services Inc 0.00 0.00 0.00 Swap Account - Morgan Stanley Capital Services Inc 0.00 0.00 0.00

Collateral Statement Group 1 2 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 8.~~470935~~466843 8.~~123303~~128300 Weighted Average Net Rate 7.~~970935~~966843 7.~~623303~~628300 Weighted Average Pass-Through Rate 7.~~962935~~958843 7.~~615303~~620300 Weighted Average Remaining Term ~~352~~ 350 348 Principal And Interest Constant 8,~~185~~070,~~662~~703.5935 3,~~230~~209,~~107~~941.8501 Beginning Loan Count 6,~~270~~180 1,~~397~~388 Loans Paid in Full 3652 35 Ending Loan Count 6,~~234~~128 1,~~394~~383 Beginning Scheduled Balance 1,~~099~~083,~~271~~371,~~506~~524.1022 ~~458~~455,~~659~~302,~~932~~668.4205 Ending Scheduled Balance 1,~~092~~074,~~961~~042,~~179~~679.4030 ~~457~~452,~~377~~253,~~367~~335.2467 Actual Ending Collateral Balance 1,~~093~~074,~~434~~633,~~330~~713.3669 ~~457~~452,~~519~~422,~~870~~156.5079 Scheduled Principal ~~425~~426,~~781~~756.3336 125,~~246~~910.6637 Unscheduled Principal 58,~~884~~902,~~545~~088.3756 12,~~157~~923,~~318~~422.5201 Negative Amortized Principal 0.00 0.00 Scheduled Interest 7,~~759~~643,~~881~~946.2699 3,~~104~~084,~~861~~030.1964 Servicing Fees ~~458~~451,~~029~~404.7980 ~~191~~189,~~108~~709.3045 Master Servicing Fees 7,~~328~~222.4748 3,~~057~~035.7435 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 7,~~294~~185,~~523~~319.0071 2,~~910~~891,~~695~~285.1584 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 6106,~~538~~240.8456 53,~~163~~113.2694 Prepayment Penalty Paid Count 220 1 Special Servicing Fee 0.00 0.00

Collateral Statement Group Total Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 8.~~368591~~366666 Weighted Average Net Rate 7.~~868591~~866666 Weighted Average Pass-Through Rate 7.~~860591~~858666 Weighted Average Remaining Term ~~351~~349 Principal And Interest Constant 11,~~415~~280,~~770~~644.4436 Beginning Loan Count 7,~~667~~568 Loans Paid in Full 3957 Ending Loan Count 7,~~628~~511 Beginning Scheduled Balance 1,~~557~~538,~~931~~674,~~438~~192.5227 Ending Scheduled Balance 1,~~550~~526,~~338~~296,~~546~~014.6497 Actual Ending Collateral Balance 1,~~550~~527,~~954~~055,~~200~~870.8648 Scheduled Principal ~~551~~552,~~027~~666.9973 Unscheduled Principal 711,~~041~~825,~~863~~510.8957 Negative Amortized Principal 0.00 Scheduled Interest 10,~~864~~727,~~742~~977.4563 Servicing Fees ~~649~~641,~~138~~114.0925 Master Servicing Fees 10,~~386~~257.2183 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 10,~~205~~076,~~218~~605.1555 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalty Waived Amount 0.00 Prepayment Penalty Waived Count 0 Prepayment Penalty Paid Amount 11109,~~702~~354.1050 Prepayment Penalty Paid Count 321 Special Servicing Fee 0.00

Additional Reporting - Deal Level Structural Reporting Net Monthly Excess Cash Flow 3,~~581~~207,~~038~~510.1188 LIBOR 54.~~128750~~788750% Swap LIBOR 54.~~128750~~788750% Subordinated Amount 184,174,267.00 Subordination Deficiency Amount 0.00 Subordination Reduction Amount ~~605~~0.9000 Subordination Surplus Amount ~~605~~0.9000 Specified Subordination Amount 184,174,267.00 Trigger Event Reporting Tigger Event Trigger Result N/A Delinquency Loss Trigger Trigger Result Pass Threshold Value 8.~~052318~~179159% Calculated Value 03.~~771106~~990585% Cumulative Loss Trigger Trigger Result Pass Threshold Value 2.800000% Calculated Value 0.000000%

Delinquency Status - OTS Delinquency Calculation Method DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days ~~305~~345 06 0 0 ~~305~~351 6572,~~828~~938,~~979~~624.6460 01,227,732.0084 0.00 0.00 6574,~~828~~166,~~979~~357.6444 60 Days 65243 01 02 0 65246 1161,~~971~~501,~~197~~224.0493 071,828.0090 0383,716.0039 0.00 1161,~~971~~956,~~197~~770.0422 90 Days 060 02 0114 0 0176 09,819,239.0096 0227,028.0006 033,895,535.0010 0.00 043,941,803.0012 120 Days 05 0 038 01 044 0680,098.0084 0.00 06,985,805.0013 059,079.0065 07,724,983.0062 150 Days 0 01 0 0 01 0.00 073,918.0099 0.00 0.00 073,918.0099 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~370~~653 010 0154 01 ~~370~~818 77144,~~800~~939,~~176~~188.6833 01,600,508.0079 041,265,056.0062 059,079.0065 77187,~~800~~863,~~176~~833.6839 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 34.~~998427~~593263% 0.~~000000~~079883% 0.000000% 0.000000% 34.~~998427~~673146% 4.~~244418~~776421% 0.~~000000~~080399% 0.000000% 0.000000% 4.~~244418~~856820% 60 Days 03.~~852124~~235255% 0.~~000000~~013314% 0.~~000000~~026628% 0.000000% 03.~~852124~~275196% 04.~~771860~~027438% 0.~~000000~~004704% 0.~~000000~~025128% 0.000000% 04.~~771860~~057269% 90 Days 0.~~000000~~798828% 0.~~000000~~026628% 01.~~000000~~517774% 0.000000% 02.~~000000~~343230% 0.~~000000~~643018% 0.~~000000~~014867% 02.~~000000~~219666% 0.000000% 02.~~000000~~877550% 120 Days 0.~~000000~~066569% 0.000000% 0.~~000000~~505925% 0.~~000000~~013314% 0.~~000000~~585807% 0.~~000000~~044537% 0.000000% 0.~~000000~~457469% 0.~~000000~~003869% 0.~~000000~~505874% 150 Days 0.000000% 0.~~000000~~013314% 0.000000% 0.000000% 0.~~000000~~013314% 0.000000% 0.~~000000~~004841% 0.000000% 0.000000% 0.~~000000~~004841% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 48.~~850551~~693916% 0.~~000000~~133138% 02.~~000000~~050326% 0.~~000000~~013314% 410.~~850551~~890694% 59.~~016278~~491414% 0.~~000000~~104810% 02.~~000000~~702262% 0.~~000000~~003869% 512.~~016278~~302355% Please refer to CTSLink.com for a list of delinquency code descriptions.

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 12,~~722~~403,~~209~~142.7232

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 - OTS No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days ~~236~~271 05 0 0 ~~236~~276 4449,~~603~~328,~~822~~300.5335 0805,697.0007 0.00 0.00 4450,~~603~~133,~~822~~997.5342 60 Days 56186 01 02 0 56189 937,~~783~~319,~~841~~898.5953 071,828.0090 0383,716.0039 0.00 937,~~783~~775,~~841~~443.5982 90 Days 043 01 085 0 0129 06,398,790.0064 0168,638.0059 021,281,933.0055 0.00 027,849,362.0078 120 Days 04 0 034 01 039 0607,882.0092 0.00 06,305,300.0014 059,079.0065 06,972,262.0071 150 Days 0 01 0 0 01 0.00 073,918.0099 0.00 0.00 073,918.0099 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~292~~504 08 0121 01 ~~292~~634 5493,~~387~~654,~~664~~872.1244 01,120,083.0055 027,970,950.0008 059,079.0065 54122,~~387~~804,~~664~~985.1272 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 34.~~785691~~422324% 0.~~000000~~081593% 0.000000% 0.000000% 34.~~785691~~503916% 4.~~079241~~590243% 0.~~000000~~074974% 0.000000% 0.000000% 4.~~079241~~665217% 60 Days 03.~~898300~~035248% 0.~~000000~~016319% 0.~~000000~~032637% 0.000000% 03.~~898300~~084204% 03.~~894781~~472802% 0.~~000000~~006684% 0.~~000000~~035707% 0.000000% 03.~~894781~~515193% 90 Days 0.~~000000~~701697% 0.~~000000~~016319% 01.~~000000~~387076% 0.000000% 02.~~000000~~105091% 0.~~000000~~595439% 0.~~000000~~015693% 01.~~000000~~980390% 0.000000% 02.~~000000~~591521% 120 Days 0.~~000000~~065274% 0.000000% 0.~~000000~~554830% 0.~~000000~~016319% 0.~~000000~~636423% 0.~~000000~~056567% 0.000000% 0.~~000000~~586739% 0.~~000000~~005498% 0.~~000000~~648804% 150 Days 0.000000% 0.~~000000~~016319% 0.000000% 0.000000% 0.~~000000~~016319% 0.000000% 0.~~000000~~006879% 0.000000% 0.000000% 0.~~000000~~006879% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 48.~~683991~~224543% 0.~~000000~~130548% 01.~~000000~~974543% 0.~~000000~~016319% 410.~~683991~~345953% 48.~~974022~~715051% 0.~~000000~~104229% 02.~~000000~~602836% 0.~~000000~~005498% 411.~~974022~~427613% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 - OTS No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6974 01 0 0 6975 2123,~~225~~610,~~157~~324.1125 0422,035.0077 0.00 0.00 2124,~~225~~032,~~157~~360.1102 60 Days 957 0 0 0 957 224,~~187~~181,~~355~~326.4540 0.00 0.00 0.00 224,~~187~~181,~~355~~326.4540 90 Days 017 01 029 0 047 03,420,449.0032 058,389.0047 012,613,601.0055 0.00 016,092,440.0034 120 Days 01 0 04 0 05 072,215.0092 0.00 0680,504.0099 0.00 0752,720.0091 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 78149 02 033 0 78184 2351,~~412~~284,~~512~~315.5689 0480,425.0024 013,294,106.0054 0.00 2365,~~412~~058,~~512~~847.5667 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 45.~~949785~~350687% 0.~~000000~~072307% 0.000000% 0.000000% 45.~~949785~~422993% 45.~~639177~~218649% 0.~~000000~~093284% 0.000000% 0.000000% 45.~~639177~~311933% 60 Days 04.~~645624~~121475% 0.000000% 0.000000% 0.000000% 04.~~645624~~121475% 05.~~478090~~344859% 0.000000% 0.000000% 0.000000% 05.~~478090~~344859% 90 Days 01.~~000000~~229212% 0.~~000000~~072307% 02.~~000000~~096891% 0.000000% 03.~~000000~~398409% 0.~~000000~~756030% 0.~~000000~~012906% 02.~~000000~~788016% 0.000000% 03.~~000000~~556952% 120 Days 0.~~000000~~072307% 0.000000% 0.~~000000~~289226% 0.000000% 0.~~000000~~361533% 0.~~000000~~015962% 0.000000% 0.~~000000~~150414% 0.000000% 0.~~000000~~166376% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 510.~~595409~~773680% 0.~~000000~~144613% 02.~~000000~~386117% 0.000000% 513.~~595409~~304411% 511.~~117267~~335501% 0.~~000000~~106190% 02.~~000000~~938430% 0.000000% 514.~~117267~~380120% Please refer to CTSLink.com for a list of delinquency code descriptions.

REO Detail - All Mortgage Loans in REO during Current Period

Summary 12 Month REO ~~Detail~~History* -New ~~All~~REO ~~Mortgage~~Loans Month REO Percentage Loans in REO ~~during~~1 Jan-07 0.000% Original Principal Balance 59,200.00 Feb-07 0.000% Current ~~Period~~Actual ~~Summary~~Balance 59,079.65 Mar-07 No0.000% Apr-07 0.000% Current REO ~~Information~~Total toMay-07 0.000% Loans in REO 1 Jun-07 0.000% Original Principal Balance 59,200.00 Jul-07 0.000% Current Actual Balance 59,079.65 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.000% Dec-07 0.004% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 1 Jan-07 No0.000% Original Principal Balance 59,200.00 Feb-07 0.000% Current Actual Balance 59,079.65 Mar-07 0.000% Apr-07 0.000% Current REO ~~Information~~Total toMay-07 0.000% Loans in REO 1 Jun-07 0.000% Original Principal Balance 59,200.00 Jul-07 0.000% Current Actual Balance 59,079.65 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.000% Dec-07 0.005% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 2 - No REO Information to report this period.

REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No1 ~~REO~~2000270800 ~~Loans~~Dec-2007 ~~this~~01-Feb-2007 ~~Period~~MI 80.00 59,200.00

REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No1 ~~REO~~2000270800 ~~Loans~~59,079.65 ~~this~~01-Jun-2007 ~~Period~~4 10.475% 1,470.80

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure ~~Detail~~History* -New ~~All~~Foreclosure ~~Mortgage~~Loans Month Foreclosure Percentage Loans in Foreclosure ~~during~~154 Jan-07 0.000% Original Principal Balance 41,326,056.00 Feb-07 0.000% Current ~~Period~~Actual ~~Summary~~Balance 41,265,056.62 Mar-07 No0.000% Apr-07 0.000% Current Foreclosure ~~Information~~Total toMay-07 0.000% Loans in Foreclosure 154 Jun-07 0.000% Original Principal Balance 41,326,056.00 Jul-07 0.000% Current Actual Balance 41,265,056.62 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.000% Dec-07 2.702% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 10 Jan-07 No0.000% Original Principal Balance 1,310,360.00 Feb-07 0.000% Current Actual Balance 1,304,393.45 Mar-07 0.000% Apr-07 0.000% Current Foreclosure ~~Information~~Total toMay-07 0.000% Loans in Foreclosure 10 Jun-07 0.000% Original Principal Balance 1,310,360.00 Jul-07 0.000% Current Actual Balance 1,304,393.45 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.000% Dec-07 2.603% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 8 Jan-07 No0.000% Original Principal Balance 940,450.00 Feb-07 0.000% Current Actual Balance 939,536.69 Mar-07 0.000% Apr-07 0.000% Current Foreclosure ~~Information~~Total toMay-07 0.000% Loans in Foreclosure 8 Jun-07 0.000% Original Principal Balance 940,450.00 Jul-07 0.000% Current Actual Balance 939,536.69 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.000% Dec-07 2.938% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No1 ~~Foreclosure~~1127113584 ~~Loans~~Dec-2007 ~~this~~01-Jul-2005 ~~Period~~TX 100.00 117,000.00 1 2000200719 Dec-2007 01-Sep-2006 FL 58.82 80,000.00 1 2000228650 Dec-2007 01-Sep-2006 GA 80.00 64,000.00 1 2000231698 Dec-2007 01-Oct-2006 CA 72.12 187,500.00 1 2000258766 Dec-2007 01-Mar-2007 NY 80.00 411,768.00 1 2000258817 Dec-2007 01-Apr-2007 TX 80.00 73,600.00 1 2000258952 Dec-2007 01-Feb-2007 NE 80.00 108,800.00 1 2000259294 Dec-2007 01-Apr-2007 TX 80.00 56,000.00 1 2000259362 Dec-2007 01-Mar-2007 AZ 80.00 354,480.00 1 2000259504 Dec-2007 01-Apr-2007 MD 80.00 188,000.00 1 2000259653 Dec-2007 01-Apr-2007 CA 75.00 330,000.00 1 2000259657 Dec-2007 01-Mar-2007 CA 85.00 286,450.00 1 2000259755 Dec-2007 01-Mar-2007 NY 80.00 520,000.00 1 2000259764 Dec-2007 01-Apr-2007 CO 95.00 180,500.00 1 2000260198 Dec-2007 01-Apr-2007 CA 95.00 233,225.00 1 2000260341 Dec-2007 01-Apr-2007 AZ 95.00 209,000.00 1 2000260594 Dec-2007 01-Apr-2007 NM 80.00 300,000.00 1 2000260921 Dec-2007 01-Apr-2007 CA 80.00 440,000.00 1 2000260979 Dec-2007 01-Apr-2007 FL 90.00 270,000.00 1 2000261045 Dec-2007 01-Apr-2007 WA 80.00 272,000.00 1 2000261710 Dec-2007 01-Apr-2007 MD 95.00 304,000.00 1 2000261831 Dec-2007 01-Apr-2007 CO 85.00 289,000.00 1 2000262051 Dec-2007 01-Apr-2007 CA 90.00 364,500.00 1 2000262151 Dec-2007 01-Apr-2007 MD 95.00 285,000.00 1 2000262163 Dec-2007 01-May-2007 LA 95.00 202,350.00 1 2000262210 Dec-2007 01-Apr-2007 MD 80.00 304,000.00 1 2000262399 Dec-2007 01-May-2007 MD 69.93 107,000.00 1 2000262469 Dec-2007 01-May-2007 NV 85.00 136,000.00 1 2000262473 Dec-2007 01-May-2007 AZ 85.00 239,700.00 1 2000262506 Dec-2007 01-May-2005 MS 90.00 76,500.00 1 2000262554 Dec-2007 01-Jul-2005 CA 75.00 210,000.00 1 2000262573 Dec-2007 01-Aug-2005 OR 80.00 172,000.00 1 2000262651 Dec-2007 01-Oct-2005 MI 89.29 50,000.00 1 2000263221 Dec-2007 01-Jun-2006 NJ 80.00 207,200.00 1 2000263269 Dec-2007 01-May-2006 OH 80.00 73,600.00 1 2000263465 Dec-2007 01-Jun-2006 MD 90.00 333,000.00 1 2000264309 Dec-2007 01-Aug-2006 CA 90.00 625,500.00 1 2000264580 Dec-2007 01-Aug-2006 CA 90.00 250,200.00 1 2000264601 Dec-2007 01-Aug-2006 NY 90.00 76,500.00 1 2000265173 Dec-2007 01-Sep-2006 AZ 80.00 223,200.00 1 2000265433 Dec-2007 01-Jan-2007 FL 85.00 306,000.00 1 2000265754 Dec-2007 01-Oct-2006 AZ 75.00 106,875.00 1 2000265787 Dec-2007 01-Oct-2006 MI 90.00 90,000.00 1 2000266519 Dec-2007 01-Mar-2007 WA 41.83 146,400.00 1 2000266659 Dec-2007 01-Dec-2006 NJ 79.51 381,650.00 1 2000266886 Dec-2007 01-Dec-2006 MI 90.00 50,400.00 1 2000267063 Dec-2007 01-Dec-2006 AZ 95.00 190,000.00 1 2000267284 Dec-2007 01-Jan-2007 NM 90.00 184,500.00 1 2000267304 Dec-2007 01-Dec-2006 ID 70.00 69,300.00 1 2000267414 Dec-2007 01-Jan-2007 MA 84.59 225,000.00 1 2000267647 Dec-2007 01-Dec-2006 NV 80.00 268,000.00 1 2000267867 Dec-2007 01-Jan-2007 CA 80.00 228,000.00 1 2000267891 Dec-2007 01-Jan-2007 CO 80.00 104,800.00 1 2000267917 Dec-2007 01-Jan-2007 MI 85.00 94,350.00 1 2000267989 Dec-2007 01-Mar-2007 VA 95.00 190,000.00 1 2000268014 Dec-2007 01-Jan-2007 CA 68.98 338,000.00 1 2000268043 Dec-2007 01-Jan-2007 CA 88.89 320,000.00 1 2000268158 Dec-2007 01-Jan-2007 NJ 90.00 319,500.00 1 2000268192 Dec-2007 01-Feb-2007 TX 80.00 203,992.00 1 2000268287 Dec-2007 01-Jan-2007 CA 80.00 380,000.00 1 2000268641 Dec-2007 01-Feb-2007 NJ 95.00 503,500.00 1 2000268858 Dec-2007 01-Jan-2007 IL 80.00 217,600.00 1 2000269185 Dec-2007 01-Jan-2007 RI 90.00 117,000.00 1 2000269562 Dec-2007 01-Feb-2007 CA 80.00 228,000.00 1 2000269645 Dec-2007 01-Feb-2007 ID 90.00 195,300.00 1 2000269657 Dec-2007 01-Feb-2007 IL 90.00 211,500.00 1 2000269777 Dec-2007 01-Feb-2007 CA 85.00 263,500.00 1 2000270788 Dec-2007 01-Mar-2007 TX 80.00 92,000.00 1 2000270912 Dec-2007 01-Feb-2007 NY 90.00 301,500.00 1 2000271154 Dec-2007 01-Feb-2007 CA 75.00 253,500.00 1 2000271171 Dec-2007 01-Feb-2007 NJ 85.00 365,500.00 1 2000271267 Dec-2007 01-Feb-2007 MD 90.00 89,910.00 1 2000271479 Dec-2007 01-Feb-2007 HI 80.00 540,000.00 1 2000271550 Dec-2007 01-Feb-2007 MI 90.00 113,400.00 1 2000272109 Dec-2007 01-Apr-2007 NV 94.98 184,650.00 1 2000272597 Dec-2007 01-Mar-2007 MA 83.20 208,000.00 1 2000272742 Dec-2007 01-Mar-2007 CA 85.00 256,700.00 1 2000273368 Dec-2007 01-Mar-2007 FL 75.00 180,000.00 1 2000273643 Dec-2007 01-Mar-2007 CA 80.00 409,592.00 1 2000274061 Dec-2007 01-Apr-2007 CA 80.00 284,000.00 1 2000274089 Dec-2007 01-Apr-2007 CA 80.00 255,200.00 1 2000274100 Dec-2007 01-Apr-2007 FL 80.00 320,000.00 1 2000274176 Dec-2007 01-Apr-2007 CA 90.00 405,000.00 1 2000274207 Dec-2007 01-Apr-2007 TN 79.85 416,000.00 1 2000274414 Dec-2007 01-May-2007 VA 90.00 211,500.00 1 2000274739 Dec-2007 01-Nov-2005 TX 77.00 98,560.00 1 2000282664 Dec-2007 01-May-2007 TX 80.00 169,600.00 1 2000314898 Dec-2007 01-Jun-2007 CA 81.00 405,000.00 1 2000315112 Dec-2007 01-Feb-2007 FL 85.00 213,350.00 1 2000315379 Dec-2007 01-Apr-2007 FL 74.47 175,000.00 1 2000315448 Dec-2007 01-Dec-2006 FL 79.57 366,000.00 1 2000315524 Dec-2007 01-Feb-2007 FL 85.00 378,250.00 1 2000315642 Dec-2007 01-Mar-2007 FL 95.00 380,000.00 1 2000315672 Dec-2007 01-Apr-2007 FL 85.00 165,750.00 1 2000315681 Dec-2007 01-Apr-2007 MA 80.00 368,800.00 1 2000316070 Dec-2007 01-Mar-2007 FL 68.51 105,500.00 1 2000316190 Dec-2007 01-Apr-2007 NJ 75.00 127,500.00 1 2000316542 Dec-2007 01-Apr-2007 IL 100.00 275,000.00 1 2000317107 Dec-2007 01-Apr-2007 MD 72.21 173,300.00 1 2000317651 Dec-2007 01-Mar-2007 CA 80.00 372,000.00 1 2000317684 Dec-2007 01-Apr-2007 CA 47.22 85,000.00 1 2000317967 Dec-2007 01-Mar-2007 CA 79.35 293,600.00 1 2000318566 Dec-2007 01-Mar-2007 MO 90.00 83,700.00 1 2000318697 Dec-2007 01-Apr-2007 IN 90.00 63,000.00 1 2000318827 Dec-2007 01-Mar-2007 FL 80.00 400,000.00 1 2000320600 Dec-2007 01-May-2007 GA 85.00 102,000.00 1 2000320613 Dec-2007 01-May-2007 MA 85.00 119,000.00 1 2000320614 Dec-2007 01-May-2007 MA 85.00 124,950.00 1 2000320628 Dec-2007 01-May-2007 NY 80.00 351,200.00 1 2000320775 Dec-2007 01-May-2007 CA 80.00 340,000.00 1 2000320809 Dec-2007 01-Jun-2007 FL 90.00 237,600.00 1 2000321025 Dec-2007 01-Jun-2007 FL 85.00 211,650.00 1 2000321039 Dec-2007 01-Jun-2007 CA 80.00 184,000.00 1 2000321111 Dec-2007 01-Jun-2007 NE 70.00 68,600.00 1 2000321150 Dec-2007 01-Mar-2007 FL 84.08 206,000.00 1 2000321188 Dec-2007 01-Apr-2007 FL 80.00 320,000.00 1 2000321194 Dec-2007 01-Jan-2007 MI 70.83 51,000.00 1 2000321318 Dec-2007 01-Mar-2007 CA 80.00 340,000.00 1 2000321326 Dec-2007 01-Apr-2007 CA 75.00 270,000.00 1 2000324817 Dec-2007 15-Jun-2007 MI 80.00 96,000.00 1 2000324923 Dec-2007 01-Feb-2007 FL 72.97 270,000.00 2 2000259212 Dec-2007 01-Apr-2007 CA 80.00 653,600.00 2 2000259235 Dec-2007 01-Apr-2007 CA 90.00 647,100.00 2 2000259554 Dec-2007 01-Apr-2007 CA 90.00 909,000.00 2 2000259574 Dec-2007 01-Apr-2007 GA 90.00 103,500.00 2 2000259633 Dec-2007 01-Apr-2007 CA 84.62 825,000.00 2 2000259639 Dec-2007 01-Apr-2007 CA 80.00 480,000.00 2 2000260963 Dec-2007 01-Apr-2007 CA 89.15 472,500.00 2 2000261013 Dec-2007 01-Apr-2007 CA 80.00 980,000.00 2 2000261014 Dec-2007 01-Apr-2007 CA 15.00 183,750.00 2 2000261449 Dec-2007 01-Apr-2007 CO 80.00 496,000.00 2 2000262023 Dec-2007 01-Apr-2007 IL 80.00 56,000.00 2 2000262027 Dec-2007 01-Apr-2007 IL 80.00 59,200.00 2 2000262099 Dec-2007 01-Apr-2007 CA 89.93 616,000.00 2 2000262461 Dec-2007 01-May-2007 NY 55.61 545,000.00 2 2000265815 Dec-2007 01-Oct-2006 CA 85.00 425,000.00 2 2000267746 Dec-2007 01-Feb-2007 CA 80.00 536,800.00 2 2000267749 Dec-2007 01-Jan-2007 MI 85.00 66,300.00 2 2000268714 Dec-2007 01-Feb-2007 AZ 95.00 498,750.00 2 2000268973 Dec-2007 01-Feb-2007 NY 80.00 540,000.00 2 2000269167 Dec-2007 01-Feb-2007 CA 80.00 512,804.00 2 2000269245 Dec-2007 01-Feb-2007 CA 80.00 432,000.00 2 2000269684 Dec-2007 01-Feb-2007 MA 68.97 500,000.00 2 2000270106 Dec-2007 01-Feb-2007 CA 80.00 651,200.00 2 2000271105 Dec-2007 01-Feb-2007 IN 90.00 54,000.00 2 2000271628 Dec-2007 01-Mar-2007 CA 100.00 465,000.00 2 2000272383 Dec-2007 01-Mar-2007 OH 85.00 73,950.00 2 2000273567 Dec-2007 01-Mar-2007 NE 90.00 77,400.00 2 2000274079 Dec-2007 01-Apr-2007 CA 80.00 448,000.00 2 2000318068 Dec-2007 01-Apr-2007 OR 80.00 192,000.00 2 2000320763 Dec-2007 01-Jun-2007 OH 41.00 143,500.00 2 2000320996 Dec-2007 01-Jun-2007 FL 90.00 153,000.00 2 2000321087 Dec-2007 01-Jun-2007 TN 90.00 75,600.00 2 2000324590 Dec-2007 01-Jun-2007 MD 80.00 432,000.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No1 ~~Foreclosure~~1127113584 ~~Loans~~114,700.59 ~~this~~01-Aug-2007 ~~Period~~2 10.625% 2,900.49 1 2000200719 79,276.39 01-Jun-2007 4 6.625% 1,209.31 1 2000228650 63,613.66 01-Jun-2007 4 8.675% 1,296.78 1 2000231698 187,127.43 01-Jun-2007 4 8.990% 3,968.07 1 2000258766 410,509.39 01-Jul-2007 3 8.525% 8,220.25 1 2000258817 73,508.59 01-Jun-2007 4 10.350% 1,807.05 1 2000258952 108,691.35 01-Jul-2007 3 9.900% 2,552.92 1 2000259294 55,445.25 01-Jul-2007 3 9.850% 1,286.03 1 2000259362 354,018.38 01-Jul-2007 3 8.375% 6,964.12 1 2000259504 187,722.19 01-Jul-2007 3 10.900% 4,875.18 1 2000259653 329,752.89 01-Jun-2007 4 9.275% 7,228.01 1 2000259657 286,120.56 01-Jul-2007 3 8.800% 5,932.79 1 2000259755 519,129.34 01-Jul-2007 3 7.500% 9,075.37 1 2000259764 180,412.30 01-Jul-2007 3 8.125% 3,437.84 1 2000260198 233,049.04 01-Jul-2007 3 6.950% 3,755.73 1 2000260341 208,720.92 01-Jul-2007 3 7.500% 3,648.87 1 2000260594 299,775.74 01-Jul-2007 3 6.975% 4,849.83 1 2000260921 439,999.99 01-Jul-2007 3 7.850% 8,085.00 1 2000260979 269,797.44 01-Jul-2007 3 9.475% 6,050.08 1 2000261045 271,981.35 01-Jul-2007 3 8.325% 5,320.62 1 2000261710 303,847.52 01-Jul-2007 3 10.800% 7,821.04 1 2000261831 288,517.89 01-Jun-2007 4 8.950% 6,081.00 1 2000262051 364,319.97 01-Jul-2007 3 10.850% 9,423.17 1 2000262151 284,857.04 01-Jul-2007 3 10.800% 7,332.22 1 2000262163 201,987.16 01-Jul-2007 3 8.600% 4,082.73 1 2000262210 303,814.72 01-Jul-2007 3 7.525% 5,333.25 1 2000262399 106,865.68 01-Jul-2007 3 10.300% 2,614.83 1 2000262469 135,958.73 01-Jun-2007 4 10.150% 3,277.97 1 2000262473 239,589.30 01-Jun-2007 4 8.750% 4,936.87 1 2000262506 75,112.65 01-Jul-2007 3 8.450% 1,489.46 1 2000262554 206,778.32 01-Jul-2007 3 11.000% 5,420.48 1 2000262573 171,949.09 01-Jul-2007 3 8.350% 3,371.96 1 2000262651 49,384.17 01-Jul-2007 3 10.275% 1,204.91 1 2000263221 205,944.31 01-Jun-2007 4 9.990% 4,876.20 1 2000263269 73,271.80 01-Jul-2007 3 12.150% 2,131.94 1 2000263465 331,461.61 01-Jul-2007 3 9.950% 7,826.05 1 2000264309 625,499.67 01-Jul-2007 3 10.325% 15,363.84 1 2000264580 249,123.28 01-Jul-2007 3 7.990% 4,660.36 1 2000264601 76,227.10 01-Jul-2007 3 8.000% 1,427.91 1 2000265173 223,200.00 01-Jul-2007 3 7.925% 4,143.15 1 2000265433 304,908.10 01-Jul-2007 3 6.000% 4,185.88 1 2000265754 106,457.00 01-Jun-2007 4 9.995% 2,525.06 1 2000265787 89,509.31 01-Jul-2007 3 9.175% 1,937.88 1 2000266519 146,274.98 01-Jul-2007 3 9.800% 3,399.09 1 2000266659 380,688.50 01-Jul-2007 3 7.750% 6,893.21 1 2000266886 50,350.03 01-Jul-2007 3 10.900% 1,308.60 1 2000267063 189,685.13 01-Jul-2007 3 9.250% 4,146.72 1 2000267284 184,212.15 01-Jul-2007 3 8.950% 3,888.79 1 2000267304 69,205.83 01-Jun-2007 4 9.400% 1,538.57 1 2000267414 224,703.29 01-Jul-2007 3 9.500% 5,052.85 1 2000267647 268,000.00 01-Jul-2007 3 7.025% 4,371.75 1 2000267867 227,559.60 01-Jun-2007 4 7.650% 4,062.21 1 2000267891 104,623.96 01-Jul-2007 3 9.850% 2,444.25 1 2000267917 94,265.39 01-Jul-2007 3 10.775% 2,420.46 1 2000267989 189,282.53 01-Jul-2007 3 7.475% 3,292.92 1 2000268014 336,909.66 01-Jul-2007 3 9.925% 7,926.95 1 2000268043 319,480.97 01-Jul-2007 3 8.800% 6,624.45 1 2000268158 318,966.34 01-Jul-2007 3 8.700% 6,533.95 1 2000268192 203,263.70 01-Jul-2007 3 8.675% 4,146.51 1 2000268287 379,170.98 01-Jul-2007 3 7.775% 6,889.48 1 2000268641 503,235.12 01-Jul-2007 3 8.990% 10,678.27 1 2000268858 216,638.06 01-Jul-2007 3 8.400% 4,270.16 1 2000269185 116,795.79 01-Jul-2007 3 8.550% 2,348.69 1 2000269562 227,543.67 01-Jul-2007 3 7.525% 3,992.12 1 2000269645 195,029.47 01-Jul-2007 3 8.800% 4,043.97 1 2000269657 210,760.25 01-Jul-2007 3 8.775% 4,352.19 1 2000269777 263,084.40 01-Jun-2007 4 9.200% 5,717.14 1 2000270788 91,856.10 01-Jun-2007 4 10.650% 2,327.07 1 2000270912 300,384.48 01-Jul-2007 3 8.500% 5,996.17 1 2000271154 253,212.69 01-Jun-2007 4 8.850% 5,280.85 1 2000271171 365,174.99 01-Jun-2007 4 9.675% 8,370.03 1 2000271267 89,663.71 01-Jul-2007 3 9.975% 2,120.89 1 2000271479 539,183.40 01-Jul-2007 3 8.500% 10,775.24 1 2000271550 113,015.40 01-Jul-2007 3 8.925% 2,376.19 1 2000272109 184,538.70 01-Jul-2007 3 10.200% 4,472.97 1 2000272597 208,000.00 01-Jun-2007 4 6.750% 3,249.99 1 2000272742 256,201.08 01-Jul-2007 3 7.000% 4,158.33 1 2000273368 179,829.24 01-Jul-2007 3 9.450% 4,021.31 1 2000273643 409,066.31 01-Jul-2007 3 8.425% 8,098.20 1 2000274061 283,816.62 01-Jun-2007 4 9.000% 6,025.76 1 2000274089 255,085.12 01-Jul-2007 3 8.325% 4,988.37 1 2000274100 319,835.44 01-Jul-2007 3 7.975% 5,974.57 1 2000274176 404,594.55 01-Jul-2007 3 8.500% 8,085.65 1 2000274207 416,000.00 01-Jul-2007 3 8.400% 8,216.01 1 2000274414 211,273.34 01-Jul-2007 3 7.250% 3,561.35 1 2000274739 97,846.89 01-Jun-2007 4 11.350% 2,649.76 1 2000282664 169,393.78 01-Jun-2007 4 8.500% 3,379.44 1 2000314898 404,345.83 01-Jul-2007 3 7.090% 6,645.19 1 2000315112 212,679.71 01-Jun-2007 4 8.390% 4,184.18 1 2000315379 174,685.77 01-Jul-2007 3 9.990% 4,138.66 1 2000315448 365,394.67 01-Jul-2007 3 9.200% 7,942.17 1 2000315524 377,314.73 01-Jun-2007 4 9.550% 8,519.20 1 2000315642 378,888.50 01-Jul-2007 3 8.740% 7,790.95 1 2000315672 165,699.17 01-Jul-2007 3 9.320% 3,652.80 1 2000315681 367,725.30 01-Jul-2007 3 7.640% 6,549.18 1 2000316070 105,292.15 01-Jun-2007 4 9.550% 2,377.38 1 2000316190 127,402.93 01-Jun-2007 4 8.440% 2,526.31 1 2000316542 274,679.79 01-Jul-2007 3 11.990% 7,883.02 1 2000317107 172,299.90 01-Jun-2007 4 9.675% 3,943.74 1 2000317651 371,481.42 01-Jul-2007 3 8.140% 7,089.17 1 2000317684 84,925.08 01-Jun-2007 4 8.090% 1,609.61 1 2000317967 293,600.00 01-Jul-2007 3 7.415% 5,075.61 1 2000318566 83,270.67 01-Jul-2007 3 7.850% 1,526.72 1 2000318697 62,844.72 01-Jun-2007 4 9.000% 1,332.39 1 2000318827 399,619.02 01-Jun-2007 4 7.990% 7,478.84 1 2000320600 101,885.20 01-Jun-2007 4 8.875% 2,128.31 1 2000320613 118,936.21 01-Jun-2007 4 8.250% 2,301.87 1 2000320614 124,883.19 01-Jun-2007 4 8.250% 2,416.97 1 2000320628 351,146.58 01-Jul-2007 3 8.990% 7,453.08 1 2000320775 339,853.75 01-Jun-2007 4 8.990% 7,207.05 1 2000320809 237,311.10 01-Jul-2007 3 8.500% 4,737.39 1 2000321025 211,574.12 01-Jul-2007 3 9.600% 4,810.67 1 2000321039 183,908.54 01-Jul-2007 3 8.500% 3,675.38 1 2000321111 68,584.27 01-Jun-2007 4 12.990% 2,139.53 1 2000321150 205,457.74 01-Jul-2007 3 9.250% 4,487.05 1 2000321188 320,000.00 01-Jul-2007 3 8.750% 6,600.00 1 2000321194 50,805.97 01-Jul-2007 3 10.350% 1,249.41 1 2000321318 340,000.00 01-Jul-2007 3 6.990% 5,516.49 1 2000321326 269,882.19 01-Jun-2007 4 7.640% 4,814.54 1 2000324817 95,917.21 15-Jul-2007 3 10.140% 2,309.58 1 2000324923 269,015.80 01-Aug-2007 2 9.340% 5,938.80 2 2000259212 653,600.00 01-Jul-2007 3 9.300% 14,379.21 2 2000259235 646,765.54 01-Jul-2007 3 9.950% 15,279.81 2 2000259554 909,000.00 01-Jul-2007 3 7.500% 15,907.50 2 2000259574 103,422.32 01-Jul-2007 3 9.475% 2,319.18 2 2000259633 825,000.00 01-Jul-2007 3 8.100% 15,675.00 2 2000259639 479,577.01 01-Jul-2007 3 6.525% 7,218.76 2 2000260963 471,951.56 01-Jul-2007 3 7.990% 8,829.41 2 2000261013 978,807.30 01-Jul-2007 3 7.825% 17,907.63 2 2000261014 183,413.70 01-Jul-2007 3 9.900% 4,304.12 2 2000261449 496,000.00 01-Jul-2007 3 8.475% 9,888.99 2 2000262023 55,938.20 01-Jun-2007 4 10.900% 1,452.19 2 2000262027 59,134.68 01-Jun-2007 4 10.900% 1,535.16 2 2000262099 615,668.89 01-Jul-2007 3 10.575% 15,500.70 2 2000262461 544,463.60 01-Jul-2007 3 7.550% 9,586.52 2 2000265815 423,481.70 01-Jul-2007 3 7.700% 7,614.93 2 2000267746 536,602.20 01-Jul-2007 3 8.740% 11,054.01 2 2000267749 66,122.15 01-Jun-2007 4 10.050% 1,575.71 2 2000268714 498,750.00 01-Jul-2007 3 7.600% 8,852.82 2 2000268973 539,750.00 01-Jul-2007 3 7.250% 9,108.27 2 2000269167 512,804.00 01-Jul-2007 3 7.150% 8,525.37 2 2000269245 431,135.25 01-Jul-2007 3 7.525% 7,564.00 2 2000269684 499,309.96 01-Jun-2007 4 8.175% 9,569.58 2 2000270106 650,801.68 01-Jul-2007 3 8.600% 13,174.57 2 2000271105 53,847.34 01-Jul-2007 3 9.800% 1,250.12 2 2000271628 464,653.46 01-Jul-2007 3 10.250% 11,320.67 2 2000272383 73,728.75 01-Jul-2007 3 8.725% 1,513.28 2 2000273567 77,245.14 01-Jul-2007 3 10.550% 1,938.36 2 2000274079 447,816.86 01-Jul-2007 3 8.575% 9,037.47 2 2000318068 192,000.00 01-Jul-2007 3 8.490% 3,835.20 2 2000320763 143,310.66 01-Jul-2007 3 8.100% 2,717.42 2 2000320996 152,942.88 01-Jul-2007 3 9.500% 3,439.26 2 2000321087 75,551.43 01-Jul-2007 3 11.500% 2,075.61 2 2000324590 431,510.28 01-Jul-2007 3 8.840% 8,981.38

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Summary 12 Month Bankruptcy ~~Detail~~History* -New ~~All~~Bankruptcy ~~Mortgage~~Loans Month Bankruptcy Percentage Loans in Bankruptcy ~~during~~5 Jan-07 0.000% Original Principal Balance 894,775.00 Feb-07 0.000% Current ~~Period~~Actual ~~Summary~~Balance 893,725.46 Mar-07 No0.000% Apr-07 0.000% Current Bankruptcy ~~Information~~Total toMay-07 0.000% Loans in Bankruptcy 10 Jun-07 0.000% Original Principal Balance 1,603,225.00 Jul-07 0.000% Current Actual Balance 1,600,508.79 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.232% Dec-07 0.105% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 1 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 2 Jan-07 No0.000% Original Principal Balance 235,000.00 Feb-07 0.000% Current Actual Balance 234,279.90 Mar-07 0.000% Apr-07 0.000% Current Bankruptcy ~~Information~~Total toMay-07 0.000% Loans in Bankruptcy 4 Jun-07 0.000% Original Principal Balance 389,950.00 Jul-07 0.000% Current Actual Balance 388,809.09 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.205% Dec-07 0.104% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com. 2 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 0 Jan-07 No0.000% Original Principal Balance 0.00 Feb-07 0.000% Current Actual Balance 0.00 Mar-07 0.000% Apr-07 0.000% Current Bankruptcy ~~Information~~Total toMay-07 0.000% Loans in Bankruptcy 1 Jun-07 0.000% Original Principal Balance 58,500.00 Jul-07 0.000% Current Actual Balance 58,389.47 Aug-07 0.000% Sep-07 0.000% Oct-07 0.000% Nov-07 0.296% Dec-07 0.106% *The text reported in the above table is presented graphically on the monthly bond remittance report. ~~this~~The ~~period~~monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance No1 ~~Bankruptcy~~2000261239 ~~Loans~~Dec-2007 ~~this~~01-Apr-2007 ~~Period~~RI 20.00 41,000.00 1 2000270108 Dec-2007 01-Feb-2007 NV 80.00 246,400.00 1 2000273953 Dec-2007 01-Apr-2007 PA 95.00 244,625.00 1 2000316769 Nov-2007 01-Jan-2007 OH 90.00 72,000.00 1 2000320654 Dec-2007 01-May-2007 FL 75.00 168,750.00 1 2000320876 Nov-2007 01-May-2007 TN 85.00 73,950.00 1 2000321169 Nov-2007 01-Jan-2007 TN 90.00 81,000.00 1 2000321358 Dec-2007 01-Apr-2007 GA 100.00 194,000.00 2 2000261828 Nov-2007 01-Apr-2007 MS 90.00 58,500.00 2 2000266656 Nov-2007 01-Nov-2006 FL 90.00 423,000.00

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Actual Date Delinquent Loan Rate Delinquent Balance Interest No1 ~~Bankruptcy~~2000261239 ~~Loans~~40,927.76 ~~this~~01-Sep-2007 ~~Period~~1 12.000% 1,176.32 1 2000270108 246,400.00 01-Sep-2007 1 7.475% 4,296.60 1 2000273953 244,406.97 01-Sep-2007 1 10.275% 5,971.77 1 2000316769 71,828.90 01-Aug-2007 2 11.990% 2,061.99 1 2000320654 168,638.59 01-Jul-2007 3 8.925% 3,549.56 1 2000320876 73,918.99 01-May-2007 5 10.250% 1,797.89 1 2000321169 80,610.20 01-Sep-2007 1 9.250% 1,762.35 1 2000321358 193,352.14 01-Sep-2007 1 9.000% 4,106.37 2 2000261828 58,389.47 01-Jul-2007 3 9.750% 1,348.28 2 2000266656 422,035.77 01-Sep-2007 1 9.250% 9,230.03

Realized Loss Report - Collateral Summary - No Realized Loss Information to report this period. 1 - No Realized Loss Information to report this period. 2 - No Realized Loss Information to report this period. Calculation Methodology: Monthly Default Rate (MDR): ~~sum~~Sum(Beg Scheduled Balance of Liquidated Loans) / ~~sum~~Sum(Beg Scheduled Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03 Cumulative Loss Severity: Sum (All Realized Losses) / Sum (~~Ending~~ Actual Liquidated Balance for loans that have experienced a loss). 3 Month Average and 12 Month Average will not have values until the 3rd and 12th month respectively.

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance 1 3650 58,~~836~~673,~~652~~464.00 58,~~817~~489,~~782~~144.4940 02 0330,100.00 0329,013.0006 2 35 12,~~135~~931,~~500~~750.00 12,~~134~~918,~~605~~789.1658 0 0.00 0.00 Total 3955 611,~~972~~605,~~152~~214.00 611,~~952~~407,~~387~~933.6598 02 0330,100.00 0329,013.0006

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount 1 0 0.00 0.00 0 0.00 0.00 6988,~~034~~068.1366 2 0 0.00 0.00 0 0.00 0.00 226,~~885~~165.8612 Total 0 0.00 0.00 0 0.00 0.00 9194,~~919~~233.9978

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 1 ~~0075245179~~0075244547 ALDC 9084.0063 01-May-2007 228,500.00 227,554.09 1 0075244867 ME 67.86 02-Jun-2007 73161,~~237~~500.00 73160,~~103~~803.7369 1 ~~0075245579~~0075246323 NJIA 8085.00 01-~~May~~Jun-2007 ~~360~~158,~~000~~525.00 ~~358~~157,~~475~~802.2060 1 ~~0075246531~~0075290720 MIVA 9081.0073 2701-~~May~~Jun-2007 ~~351~~212,~~000~~500.00 ~~350~~212,~~166~~134.0357 1 ~~0075246683~~0075290760 ILUT 90.00 01-Jun-2007 66148,~~150~~500.00 65148,~~989~~304.4765 1 ~~0075291737~~0075291041 NYMD 8975.9000 01-Jun-2007 ~~311~~137,~~500~~250.00 ~~311~~136,~~079~~683.3294 1 ~~0075292641~~0075291393 INNC 8079.37 01-Jun-2007 177,000.00 176,215.93 1 0075292281 MD 74.94 01-Jun-2007 ~~152~~290,000.00 ~~151~~289,~~620~~584.71 1 2000259134 CA 58.89 01-Apr-2007 265,000.00 264,149.90 1 ~~0075746090~~2000259498 TXCA 8560.91 01-Apr-2007 402,000.00 400,720.21 1 2000259716 NJ 84.42 01-~~Jun~~Apr-2007 ~~119~~233,~~765~~000.00 ~~119~~232,~~547~~450.2909 1 ~~0075746354~~2000260809 NCIL 80.00 01-~~Jun~~Apr-2007 ~~117~~85,600.00 ~~117~~85,~~344~~136.8655 1 ~~2000258725~~2000261208 MDCA 51.1128 01-Apr-2007 ~~195~~200,000.00 ~~194~~199,~~603~~047.9135 1 ~~2000259625~~2000261403 NJ 80.00 01-~~Apr~~May-2007 ~~228~~304,000.00 ~~226~~303,~~886~~533.3212 1 ~~2000261584~~2000261437 NVUT 9580.00 01-Apr-2007 ~~209~~280,000.00 ~~208~~279,~~802~~999.3099 1 ~~2000262438~~2000261502 WIVA 7370.8200 01-~~May~~Apr-2007 ~~188~~80,500.00 80,434.87 1 2000261996 CA 72.21 01-Apr-2007 350,200.00 345,296.07 1 2000262083 CO 80.00 01-Apr-2007 263,376.00 263,063.22 1 2000262088 CO 20.00 01-Apr-2007 65,843.00 65,619.02 1 2000262389 IL 90.00 01-Apr-2007 171,000.00 ~~187~~170,~~577~~329.9582 1 ~~2000262464~~2000262392 MANY 8835.7356 01-May-2007 ~~315~~160,000.00 ~~314~~159,~~457~~382.3627 1 ~~2000262608~~2000262687 PATX 9580.00 01-~~Sep~~Nov-2005 72128,~~400~~000.00 72121,~~375~~348.0326 1 ~~2000263017~~2000262776 TX 80.00 01-Dec-2005 88,000.00 86,241.12 1 2000262823 CA 5490.7100 01-~~Mar~~Dec-~~2006~~2005 ~~279~~369,000.00 ~~277~~368,~~487~~766.7529 1 ~~2000264130~~2000263030 SCTX ~~100~~20.00 01-~~Aug~~Mar-2006 ~~155~~15,~~000~~200.00 ~~154~~15,~~087~~031.0964 1 ~~2000264408~~2000263896 MOMD 20.00 01-~~Aug~~Jul-2006 19,~~800~~080.00 1918,~~725~~994.7973 1 ~~2000264596~~2000265072 ALNY 9559.53 01-Sep-2006 256,000.00 254,008.30 1 2000266606 CA 57.44 01-~~Aug~~Oct-2006 ~~199~~224,~~500~~000.00 ~~197~~224,~~536~~000.5000 1 ~~2000265683~~2000267091 NJOH 2095.00 01-~~Oct~~Dec-2006 1896,~~600~~900.00 1896,~~530~~119.3826 1 ~~2000266250~~2000267118 NYFL 3995.5100 01-~~Nov~~Dec-2006 ~~160~~76,000.00 ~~158~~75,~~560~~535.6055 1 ~~2000267511~~2000267204 NJTX 8595.00 01-Dec-2006 ~~425~~57,950.00 57,609.15 1 2000267365 GA 95.00 01-Dec-2006 152,000.00 ~~424~~151,~~316~~474.6441 1 ~~2000267781~~2000267744 WIFL 20.00 01-Jan-2007 3624,000.00 3523,~~884~~905.9394 1 ~~2000269818~~2000269271 INHI ~~100~~90.0073 01-Feb-2007 ~~124~~223,~~000~~200.00 ~~123~~222,~~871~~591.4463 1 ~~2000270167~~2000270152 WINY 8590.00 01-~~Feb~~Mar-2007 ~~187~~378,000.00 ~~186~~375,~~233~~717.8389 1 ~~2000270956~~2000271081 MDNJ 8020.00 01-~~Mar~~Feb-2007 ~~104~~41,~~000~~060.00 ~~103~~40,~~862~~895.3998 1 ~~2000271020~~2000272589 INWA 4990.7300 01-Mar-2007 ~~140~~315,000.00 ~~139~~313,~~084~~612.9056 1 ~~2000271220~~2000272618 WISC 9580.00 01-~~Feb~~Mar-2007 ~~155~~174,~~800~~400.00 ~~155~~173,~~800~~185.0017 1 ~~2000271234~~2000273146 MACA 3740.3854 01-~~Mar~~Apr-2007 ~~200~~150,000.00 ~~198~~149,~~980~~310.8395 1 ~~2000274489~~2000274707 NYLA 9089.0090 01-Oct-~~2006~~2005 90187,000.00 89181,~~288~~541.4552 1 ~~2000274568~~2000274735 MOLA 2085.00 01-Oct-~~2006~~2005 24165,~~800~~750.00 2425,~~711~~403.1556 1 ~~2000303859~~2000282691 MACA 4055.22 01-May-2007 185,000.00 183,751.59 1 2000282822 NC 68.12 01-~~Aug~~May-~~2004~~2007 70141,000.00 67140,~~816~~221.1528 1 ~~2000315570~~2000315521 MAIL 4570.5800 01-Feb-2007 9879,~~000~~800.00 9778,~~454~~417.8179 1 ~~2000317109~~2000316222 MDMI 7285.6400 01-Apr-2007 ~~192~~90,~~500~~950.00 ~~192~~90,~~316~~620.5325 1 ~~2000321119~~2000316247 MDMI 7390.5000 01-~~Jun~~May-2007 ~~233~~156,~~000~~600.00 ~~232~~155,~~391~~820.7039 1 ~~2000321166~~2000316412 CTIL 2090.00 01-~~Jan~~Apr-2007 24198,000.00 23197,~~945~~141.3404 1 ~~2000324709~~2000316458 IL 4890.9700 01-~~Jul~~Mar-2007 ~~142~~149,~~000~~850.00 ~~141~~149,~~594~~086.3710 21 ~~2000258746~~2000318857 NVMO 90.00 01-Mar-2007 96,930.00 96,291.17 1 2000324595 SC 80.00 02-Jun-2007 101,600.00 101,283.74 1 2000324692 IL 88.10 01-~~Apr~~Jun-2007 ~~608~~185,000.00 ~~608~~184,111.64 1 2000324703 IL 77.04 16-Jun-2007 104,000.00 103,734.34 2 ~~2000259404~~0075290240 CAMA 8052.27 01-Jun-2007 472,500.00 470,594.35 2 2000260412 KS 75.00 01-Apr-2007 ~~424~~515,~~000~~250.00 ~~423~~511,~~227~~507.1442 2 ~~2000320936~~2000262341 KYPA 2875.00 01-May-2007 78,750.00 78,644.25 2 2000269420 CO 90.00 01-Feb-2007 666,000.00 665,924.64 2 2000269846 MA 75.00 01-~~Jun~~Feb-2007 ~~103~~1,~~500~~199,250.00 ~~103~~1,~~205~~190,586.5223

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 1 ~~0075245179~~0075244547 Repurchase 0 9.390% 360 7 1 0075244867 Loan Paid in Full 0 108.~~990~~490% 360 46 1 ~~0075245579~~0075246323 Loan Paid in Full 0 78.~~830~~250% 360 56 1 ~~0075246531~~0075290720 Loan Paid in Full 0 98.~~740~~600% 360 46 1 ~~0075246683~~0075290760 Loan Paid in Full 0 9.~~640~~509% 360 46 1 ~~0075291737~~0075291041 Loan Paid in Full 0 8.~~250~~750% 360 46 1 ~~0075292641~~0075291393 Loan Paid in Full 0 8.390% 360 6 1 0075292281 Loan Paid in Full (1) 9.~~509~~390% 360 46 1 ~~0075746090~~2000259134 Loan Paid in Full 0 107.~~995~~325% 360 48 1 ~~0075746354~~2000259498 Loan Paid in Full 0 107.~~170~~350% 360 48 1 ~~2000258725~~2000259716 Loan Paid in Full 0 8.~~025~~400% 360 68 1 ~~2000259625~~2000260809 Loan Paid in Full 0 8.675% 360 8 1 2000261208 Loan Paid in Full 0 9.~~475~~300% 360 68 1 ~~2000261584~~2000261403 Loan Paid in Full 0 109.~~600~~450% 360 67 1 ~~2000262438~~2000261437 Loan Paid in Full 0 7.000% 360 8 1 2000261502 Loan Paid in Full 0 11.~~450~~950% 360 58 1 ~~2000262464~~2000261996 Loan Paid in Full 0 6.250% 360 8 1 2000262083 Loan Paid in Full (1) 7.~~050~~950% 360 58 1 ~~2000262608~~2000262088 Loan Paid in Full (1) 10.900% 360 8 1 2000262389 Loan Paid in Full 0 6.600% 360 8 1 2000262392 Loan Paid in Full 0 9.725% 360 7 1 2000262687 Loan Paid in Full 0 7.950% 240 25 1 ~~2000263017~~2000262776 Loan Paid in Full 0 89.~~425~~050% 360 1924 1 ~~2000264130~~2000262823 Loan Paid in Full 0 107.~~850~~950% 360 1424 1 ~~2000264408~~2000263030 Loan Paid in Full 0 129.~~950~~800% 360 21 1 2000263896 Loan Paid in Full 0 13.050% 360 17 1 2000265072 Loan Paid in Full 0 6.400% 360 15 1 2000266606 Loan Paid in Full 0 6.050% 360 14 1 ~~2000264596~~2000267091 Loan Paid in Full 0 8.~~350~~600% 360 1412 1 ~~2000265683~~2000267118 Loan Paid in Full 0 9.950% 360 12 1 2000267204 Loan Paid in Full 0 10.~~250~~400% 360 12 1 ~~2000266250~~2000267365 Loan Paid in Full 0 78.~~625~~400% 360 12 1 2000267744 Loan Paid in Full 0 11.650% 360 11 1 ~~2000267511~~2000269271 Loan Paid in Full 0 106.~~400~~250% 360 10 1 ~~2000267781~~2000270152 Loan Paid in Full 0 118.~~700~~675% 360 9 1 ~~2000269818~~2000271081 Loan Paid in Full 0 11.150% 360 810 1 ~~2000270167~~2000272589 Loan Paid in Full 0 10.~~050~~200% 360 89 1 ~~2000270956~~2000272618 Loan Paid in Full 0 97.~~950~~963% 360 79 1 ~~2000271020~~2000273146 Loan Paid in Full 0 9.~~225~~475% 360 78 1 ~~2000271220~~2000274707 Loan Paid in Full 0 78.~~388~~700% 360 826 1 ~~2000271234~~2000274735 Loan Paid in Full 0 8.~~375~~250% 360 726 1 ~~2000274489~~2000282691 Loan Paid in Full 0 86.~~800~~975% 360 127 1 ~~2000274568~~2000282822 Loan Paid in Full 0 127.~~450~~975% 360 127 1 ~~2000303859~~2000315521 Loan Paid in Full 0 79.~~750~~690% 360 3810 1 ~~2000315570~~2000316222 Loan Paid in Full 0 810.~~550~~740% 360 8 1 ~~2000317109~~2000316247 Loan Paid in Full 0 8.490% 360 7 1 2000316412 Loan Paid in Full 0 9.~~850~~750% 360 68 1 ~~2000321119~~2000316458 Loan Paid in Full 0 9.~~290~~500% 360 49 1 ~~2000321166~~2000318857 Loan Paid in Full 0 138.240% ~~180~~360 9 1 ~~2000324709~~2000324595 Repurchase 1 9.340% 360 6 1 2000324692 Loan Paid in Full 0 7.~~740~~990% 360 36 1 2000324703 Loan Paid in Full 0 10.280% 360 6 2 ~~2000258746~~0075290240 Loan Paid in Full 0 8.~~700~~850% 360 6 2 ~~2000259404~~2000260412 Loan Paid in Full 0 7.200% 360 8 2 2000262341 Loan Paid in Full 0 9.~~400~~900% 360 67 2 ~~2000320936~~2000269420 Loan Paid in Full (1) 9.775% 360 10 2 2000269846 Loan Paid in Full 0 8.~~875~~275% 360 410

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period Prepayment Prepayment Summary Loan Prior Penalty Penalty Count Balance Amount Waived 1 220 ~~502~~3,~~033~~739,976.4540 6106,~~538~~240.8456 0.00 2 1 ~~103~~78,~~265~~657.2985 53,~~163~~113.2694 0.00 Total 321 ~~605~~3,~~298~~818,634.7425 11109,~~702~~354.1050 0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period Paid In Prepayment Prepayment Loan Full Prior Penalty Penalty Group Number Date Balance Amount Waived 1 ~~0075246531~~0075290720 1011/1530/2007 ~~350~~212,~~335~~187.5390 34,~~503~~244.3582 0.00 1 ~~0075292641~~0075290760 11/19/2007 148,333.22 7,418.08 0.00 1 0075291393 11/29/2007 176,330.30 1,763.30 0.00 1 2000259134 12/14/2007 264,246.60 7,736.91 0.00 1 2000259498 11/21/2007 400,865.91 11,782.44 0.00 1 2000261208 11/28/2007 199,156.50 7,400.78 0.00 1 2000261437 11/19/2007 279,999.99 7,840.00 0.00 1 2000261502 12/11/2007 80,442.40 1,286.85 0.00 1 2000261996 11/20/2007 345,652.05 8,612.88 0.00 1 2000262389 11/26/2007 170,405.93 4,494.80 0.00 1 2000262823 12/10/012007 368,766.29 11,724.91 0.00 1 2000263017 09/27/2007 ~~151~~0.00 9,~~697~~352.05 0.00 1 2000266606 11/27/2007 224,000.00 5,420.80 0.00 1 2000267091 12/14/2007 96,181.92 3969.00 0.00 1 2000267744 12/14/2007 23,~~035~~914.4920 1,113.40 0.00 21 ~~2000320936~~2000269271 1012/0803/2007 ~~103~~222,~~265~~648.2938 5,~~163~~562.76 0.00 1 2000282691 11/21/2007 183,910.32 5,123.50 0.00 1 2000316222 12/07/2007 90,657.19 906.94 0.00 1 2000316247 12/11/2007 155,920.26 1,559.20 0.00 1 2000318857 11/26/2007 96,357.04 1,927.14 0.00 2 2000262341 11/16/2007 78,657.85 3,113.94 0.00

Prepayment Rates

Summary SMM CPR PSA Current Month 0.~~452~~769% Current Month 58.~~293~~846% Current Month ~~380~~493.~~295~~932% 3 Month Average 0.~~000~~646% 3 Month Average 07.~~000~~470% 3 Month Average 0464.~~000~~645% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2006~~2007 N/A N/A ~~Nov~~Jan-~~2006~~2007 N/A N/A ~~Dec~~Feb-~~2006~~2007 N/A N/A ~~Dec~~Feb-~~2006~~2007 N/A N/A ~~Jan~~Mar-2007 N/A N/A ~~Jan~~Mar-2007 N/A N/A ~~Feb~~Apr-2007 N/A N/A ~~Feb~~Apr-2007 N/A N/A ~~Mar~~May-2007 N/A N/A ~~Mar~~May-2007 N/A N/A ~~Apr~~Jun-2007 N/A N/A ~~Apr~~Jun-2007 N/A N/A ~~May~~Jul-2007 N/A N/A ~~May~~Jul-2007 N/A N/A ~~Jun~~Aug-2007 N/A N/A ~~Jun~~Aug-2007 N/A N/A ~~Jul~~Sep-2007 N/A N/A ~~Jul~~Sep-2007 N/A N/A ~~Aug~~Oct-2007 ~~N/A~~5.293% N/A ~~Aug~~Oct-2007 ~~N/A~~380.295% N/A ~~Sep~~Nov-2007 ~~N/A~~8.272% N/A ~~Sep~~Nov-2007 ~~N/A~~519.708% N/A ~~Oct~~Dec-2007 58.~~293~~846% N/A ~~Oct~~Dec-2007 ~~380~~493.~~295~~932% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1 SMM CPR PSA Current Month 0.~~536~~822% Current Month 69.~~240~~430% Current Month ~~447~~525.~~584~~883% 3 Month Average 0.~~000~~732% 3 Month Average 08.~~000~~428% 3 Month Average 0525.~~000~~445% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2006~~2007 N/A N/A ~~Nov~~Jan-~~2006~~2007 N/A N/A ~~Dec~~Feb-~~2006~~2007 N/A N/A ~~Dec~~Feb-~~2006~~2007 N/A N/A ~~Jan~~Mar-2007 N/A N/A ~~Jan~~Mar-2007 N/A N/A ~~Feb~~Apr-2007 N/A N/A ~~Feb~~Apr-2007 N/A N/A ~~Mar~~May-2007 N/A N/A ~~Mar~~May-2007 N/A N/A ~~Apr~~Jun-2007 N/A N/A ~~Apr~~Jun-2007 N/A N/A ~~May~~Jul-2007 N/A N/A ~~May~~Jul-2007 N/A N/A ~~Jun~~Aug-2007 N/A N/A ~~Jun~~Aug-2007 N/A N/A ~~Jul~~Sep-2007 N/A N/A ~~Jul~~Sep-2007 N/A N/A ~~Aug~~Oct-2007 ~~N/A~~6.240% N/A ~~Aug~~Oct-2007 ~~N/A~~447.584% N/A ~~Sep~~Nov-2007 ~~N/A~~9.613% N/A ~~Sep~~Nov-2007 ~~N/A~~602.869% N/A ~~Oct~~Dec-2007 69.~~240~~430% N/A ~~Oct~~Dec-2007 ~~447~~525.~~584~~883% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 2 SMM CPR PSA Current Month 0.~~252~~642% Current Month 27.~~987~~441% Current Month ~~215~~416.~~506~~790% 3 Month Average 0.~~000~~440% 3 Month Average 05.~~000~~141% 3 Month Average 0315.~~000~~817% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Nov~~Jan-~~2006~~2007 N/A N/A ~~Nov~~Jan-~~2006~~2007 N/A N/A ~~Dec~~Feb-~~2006~~2007 N/A N/A ~~Dec~~Feb-~~2006~~2007 N/A N/A ~~Jan~~Mar-2007 N/A N/A ~~Jan~~Mar-2007 N/A N/A ~~Feb~~Apr-2007 N/A N/A ~~Feb~~Apr-2007 N/A N/A ~~Mar~~May-2007 N/A N/A ~~Mar~~May-2007 N/A N/A ~~Apr~~Jun-2007 N/A N/A ~~Apr~~Jun-2007 N/A N/A ~~May~~Jul-2007 N/A N/A ~~May~~Jul-2007 N/A N/A ~~Jun~~Aug-2007 N/A N/A ~~Jun~~Aug-2007 N/A N/A ~~Jul~~Sep-2007 N/A N/A ~~Jul~~Sep-2007 N/A N/A ~~Aug~~Oct-2007 ~~N/A~~2.987% N/A ~~Aug~~Oct-2007 ~~N/A~~215.506% N/A ~~Sep~~Nov-2007 ~~N/A~~4.996% N/A ~~Sep~~Nov-2007 ~~N/A~~315.155% N/A ~~Oct~~Dec-2007 27.~~987~~441% N/A ~~Oct~~Dec-2007 ~~215~~416.~~506~~790% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Modifications Beginning Current Loan Scheduled Scheduled Prior Modified Prior Modified Number Balance Balance Rate Rate Payment Payment No1127113364 ~~Modifications~~252,421.19 ~~this~~252,218.67 ~~Period~~8.490% 8.490% 1,988.40 1,988.40

Repurchases Due to Breaches Beginning Loan Scheduled Payoff Current Current Number Balance Balance Rate Payment No0075244547 ~~Repurchases~~227,675.58 ~~Due~~227,554.09 to9.390% ~~Breaches~~1,903.05 ~~this~~Totals ~~Period~~227,675.58 227,554.09

Repurchases Due to Other Beginning Loan Scheduled Payoff Current Current Number Balance Balance Rate Payment No2000324595 ~~Repurchases~~101,337.48 ~~Due~~101,283.74 to9.340% ~~Other~~842.48 ~~this~~Totals ~~Period~~101,337.48 101,283.74

Interest Rate Stratification Summary 1 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 5.500 1 168,000.00 0.011 1 168,000.00 0.~~015~~016 5.500 5.999 4544 11,~~309~~098,~~307~~509.0721 0.~~729~~727 3635 7,~~883~~676,~~859~~134.6433 0.~~721~~715 6.000 6.499 ~~170~~163 5250,~~052~~147,~~268~~674.2878 3.~~357~~286 ~~125~~119 3029,~~958~~493,~~054~~214.7957 2.~~832~~746 6.500 6.999 ~~526~~516 ~~160~~158,~~602~~265,~~605~~980.7952 10.~~359~~369 ~~389~~382 9493,~~878~~402,~~276~~180.5890 8.~~681~~696 7.000 7.499 ~~614~~607 ~~168~~165,~~968~~679,~~309~~244.2007 10.~~899~~855 ~~489~~484 ~~110~~109,~~853~~352,~~994~~996.5840 10.~~143~~181 7.500 7.999 1,~~058~~042 ~~284~~282,~~836~~391,~~131~~076.7548 18.~~373~~502 ~~857~~840 ~~191~~189,~~944~~116,~~618~~417.8183 17.~~562~~608 8.000 8.499 ~~819~~804 ~~194~~190,~~130~~649,~~222~~378.4541 12.~~522~~491 ~~669~~657 ~~130~~128,~~225~~123,~~484~~758.3210 11.~~915~~929 8.500 8.999 1,~~224~~209 ~~258~~255,~~100~~645,~~248~~050.6329 16.~~648~~749 1,~~050~~037 ~~194~~192,~~781~~622,~~132~~624.2229 17.~~821~~934 9.000 9.499 ~~753~~745 ~~135~~133,~~493~~415,~~349~~870.7262 8.~~740~~741 ~~655~~647 ~~109~~107,~~989~~929,~~996~~939.7726 10.~~063~~049 9.500 9.999 ~~972~~946 ~~141~~136,~~152~~591,~~036~~284.0676 98.~~105~~949 ~~838~~813 ~~114~~110,~~627~~776,~~629~~366.5215 10.~~488~~314 10.000 10.499 ~~424~~421 55,~~868~~165,~~340~~410.9839 3.~~604~~614 ~~353~~349 4342,~~757~~940,~~739~~863.9609 43.~~004~~998 10.500 10.999 ~~388~~386 44,~~861~~743,~~844~~785.3139 2.~~894~~932 ~~296~~294 32,~~890~~780,~~952~~943.6171 3.~~009~~052 11.000 11.499 ~~226~~224 18,~~745~~497,~~910~~184.1467 1.~~209~~212 ~~166~~165 13,~~532~~398,~~805~~046.0164 1.~~238~~247 11.500 11.999 ~~205~~202 13,~~996~~830,~~490~~383.8643 0.~~903~~906 ~~151~~148 9,~~882~~719,~~815~~669.5071 0.~~904~~905 12.000 12.499 134 6,~~873~~867,~~929~~828.7048 0.~~443~~450 107 4,~~758~~753,~~664~~850.33 0.~~435~~443 12.500 12.999 4140 2,~~133~~113,~~896~~206.1382 0.138 3029 1,~~171~~151,~~648~~492.3330 0.107 13.000 13.499 1817 ~~729~~710,~~699~~344.3725 0.047 1312 ~~400~~381,~~860~~662.2730 0.~~037~~036 >= 13.500 10 315,~~956~~802.2040 0.~~020~~021 9 254,~~646~~519.1639 0.~~023~~024 Total 7,~~628~~511 1,~~550~~526,~~338~~296,~~546~~014.6497 100.000 6,~~234~~128 1,~~092~~074,~~961~~042,~~179~~679.4030 100.000

Interest Rate Stratification (continued) 2 Current Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Range(%) Balance($) < 5.500 0 0.00 0.000 5.500 5.999 9 3,~~425~~422,~~447~~374.4388 0.~~749~~757 6.000 6.499 4544 2120,~~094~~654,~~213~~460.4921 4.~~612~~567 6.500 6.999 ~~137~~134 6564,~~724~~863,~~329~~799.2162 14.~~370~~342 7.000 7.499 ~~125~~123 5856,~~114~~326,~~314~~247.6267 12.~~706~~455 7.500 7.999 ~~201~~202 9293,~~891~~274,~~512~~658.9465 20.~~310~~624 8.000 8.499 ~~150~~147 6362,~~904~~525,~~738~~620.1331 13.~~972~~825 8.500 8.999 ~~174~~172 63,~~319~~022,~~116~~426.4100 13.~~844~~935 9.000 9.499 98 25,~~503~~485,~~352~~931.9536 5.~~576~~635 9.500 9.999 ~~134~~133 2625,~~524~~814,~~406~~918.5461 5.~~799~~708 10.000 10.499 7172 12,~~110~~224,~~601~~547.0230 2.~~648~~703 10.500 10.999 92 11,~~970~~962,~~891~~841.7068 2.~~617~~645 11.000 11.499 6059 5,~~213~~099,~~105~~138.1303 1.~~140~~127 11.500 11.999 54 4,~~113~~110,~~675~~713.3672 0.~~899~~909 12.000 12.499 27 2,~~115~~113,~~265~~978.3715 0.~~462~~467 12.500 12.999 11 ~~962~~961,~~247~~714.8052 0.~~210~~213 13.000 13.499 5 328,~~839~~681.1095 0.~~072~~073 >= 13.500 1 61,~~310~~283.0401 0.~~013~~014 Total 1,~~394~~383 ~~457~~452,~~377~~253,~~367~~335.2467 100.000

Filing Compare · Morgan Stanley ABS Capital I Inc. Trust 2007-HE7