10-D 1 jpa070a4_10d-200711.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: October 26, 2007 to November 26, 2007 Commission File Number of issuing entity: 333-141607-04 J.P. Morgan Mortgage Trust 2007-A4 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-141607 J.P. Morgan Acceptance Corporation I (Exact name of depositor as specified in its charter) J.P. Morgan Mortgage Acquisition Corp. (Exact name of sponsor as specified in its charter) New York (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2199863 54-2199864 54-6747774 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) 1-A-1 _____ _____ __X___ ____________ 1-A-2 _____ _____ __X___ ____________ 2-A-1 _____ _____ __X___ ____________ 2-A-2 _____ _____ __X___ ____________ 2-A-3 _____ _____ __X___ ____________ 2-A-3M _____ _____ __X___ ____________ 2-A-3S _____ _____ __X___ ____________ 2-A-3L _____ _____ __X___ ____________ 2-A-3F _____ _____ __X___ ____________ 2-A-4 _____ _____ __X___ ____________ 3-A-1 _____ _____ __X___ ____________ 3-A-2 _____ _____ __X___ ____________ 3-A-3 _____ _____ __X___ ____________ 3-A-4 _____ _____ __X___ ____________ 3-A-4M _____ _____ __X___ ____________ 3-A-4S _____ _____ __X___ ____________ B-1 _____ _____ __X___ ____________ B-2 _____ _____ __X___ ____________ B-3 _____ _____ __X___ ____________ A-R _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On November 26, 2007 a distribution was made to holders of J.P. Morgan Mortgage Trust 2007-A4. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of J.P. Morgan Mortgage Trust 2007-A4, relating to the November 26, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. J.P. Morgan Mortgage Trust 2007-A4 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: December 4, 2007 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of J.P. Morgan Mortgage Trust 2007-A4, relating to the November 26, 2007 distribution.

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance 1-A-1 46631JAA6 05/31/2007 5.50223% 243,899,100.00 1,118,323.92 1-A-2 46631JAB4 05/31/2007 5.50223% 11,267,100.00 51,661.80 2-A-1 46631JAC2 05/31/2007 5.93058% 137,889,500.00 681,470.87 2-A-2 46631JAD0 05/31/2007 5.93058% 32,718,800.00 161,701.28 2-A-3 46631JAE8 05/31/2007 5.93058% 67,268,500.00 332,451.15 2-A-3M 46631JAF5 05/31/2007 5.68058% 67,268,500.00 318,436.88 2-A-3S 46631JAG3 05/31/2007 0.25000% 0.00 14,014.27 2-A-3L 46631JAH1 05/31/2007 5.43058% 67,268,500.00 304,422.61 2-A-3F 46631JAJ7 05/31/2007 0.50000% 0.00 28,028.54 2-A-4 46631JAK4 05/31/2007 5.93058% 10,988,900.00 54,308.81 3-A-1 46631JAL2 05/31/2007 5.88764% 242,554,600.00 1,190,062.16 3-A-2 46631JAM0 05/31/2007 5.88764% 11,205,000.00 54,975.85 3-A-3 46631JAN8 05/31/2007 5.88764% 182,134,800.00 893,620.38 3-A-4 46631JAP3 05/31/2007 5.88764% 60,419,800.00 296,441.78 3-A-4M 46631JAS7 05/31/2007 5.63764% 60,419,800.00 283,854.32 3-A-4S 46631JAR9 05/31/2007 0.25000% 0.00 12,587.46 B-1 46631JAT5 05/31/2007 5.77197% 13,778,000.00 66,271.79 B-2 46631JAU2 05/31/2007 5.77197% 5,511,000.00 26,507.75 B-3 46631JAV0 05/31/2007 5.77197% 3,149,000.00 15,146.60 B-4 46631JAX6 05/31/2007 5.77197% 3,149,000.00 15,146.60 B-5 46631JAY4 05/31/2007 5.77197% 1,969,000.00 9,470.83 B-6 46631JAZ1 05/31/2007 5.77197% 1,968,524.91 9,468.55 A-R 46631JAW8 05/31/2007 5.50223% 100.00 0.46 P 46631JBA5 05/31/2007 0.00000% 100.00 0.00 Totals 1,224,827,624.91 5,938,374.66

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses 1-A-1 2,643,623.85 0.00 241,255,476.15 3,761,947.77 0.00 1-A-2 122,124.17 0.00 11,144,975.83 173,785.97 0.00 2-A-1 1,868,903.84 0.00 136,020,596.16 2,550,374.71 0.00 2-A-2 0.00 0.00 32,718,800.00 161,701.28 0.00 2-A-3 0.00 0.00 67,268,500.00 332,451.15 0.00 2-A-3M 0.00 0.00 67,268,500.00 318,436.88 0.00 2-A-3S 0.00 0.00 0.00 14,014.27 0.00 2-A-3L 0.00 0.00 67,268,500.00 304,422.61 0.00 2-A-3F 0.00 0.00 0.00 28,028.54 0.00 2-A-4 86,335.44 0.00 10,902,564.56 140,644.25 0.00 3-A-1 816,591.71 0.00 241,738,008.29 2,006,653.87 0.00 3-A-2 37,723.09 0.00 11,167,276.91 92,698.94 0.00 3-A-3 816,591.71 0.00 181,318,208.29 1,710,212.09 0.00 3-A-4 0.00 0.00 60,419,800.00 296,441.78 0.00 3-A-4M 0.00 0.00 60,419,800.00 283,854.32 0.00 3-A-4S 0.00 0.00 0.00 12,587.46 0.00 B-1 2,141.70 0.00 13,775,858.30 68,413.49 0.00 B-2 856.65 0.00 5,510,143.35 27,364.40 0.00 B-3 489.49 0.00 3,148,510.51 15,636.09 0.00 B-4 489.49 0.00 3,148,510.51 15,636.09 0.00 B-5 306.07 0.00 1,968,693.93 9,776.90 0.00 B-6 305.99 0.00 1,968,218.92 9,774.54 0.00 A-R 100.00 0.00 0.00 100.46 0.00 P 0.00 0.00 100.00 0.00 0.00 Totals 6,396,583.20 0.00 1,218,431,041.71 12,334,957.86 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing. NOTE: Remic Exchangeable Certificates are the 2-A-3, 3-A-3, 3-A-4 and the avaialble combinations are 2-A3M, 2-A-3S, 2-A-3L, 2-A-3F, 3-A-1, 3-A-4M, and 3-A-4S Certficates.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution 1-A-1 243,899,100.00 243,899,100.00 32,756.30 2,610,867.55 0.00 1-A-2 11,267,100.00 11,267,100.00 1,513.20 120,610.97 0.00 2-A-1 137,889,500.00 137,889,500.00 31,396.36 1,837,507.48 0.00 2-A-2 32,718,800.00 32,718,800.00 0.00 0.00 0.00 2-A-3 67,268,500.00 67,268,500.00 0.00 0.00 0.00 2-A-3M 67,268,500.00 67,268,500.00 0.00 0.00 0.00 2-A-3S 0.00 0.00 0.00 0.00 0.00 2-A-3L 67,268,500.00 67,268,500.00 0.00 0.00 0.00 2-A-3F 0.00 0.00 0.00 0.00 0.00 2-A-4 10,988,900.00 10,988,900.00 1,450.38 84,885.06 0.00 3-A-1 242,554,600.00 242,554,600.00 0.00 816,591.71 0.00 3-A-2 11,205,000.00 11,205,000.00 2,237.65 35,485.44 0.00 3-A-3 182,134,800.00 182,134,800.00 48,438.44 768,153.27 0.00 3-A-4 60,419,800.00 60,419,800.00 0.00 0.00 0.00 3-A-4M 60,419,800.00 60,419,800.00 0.00 0.00 0.00 3-A-4S 0.00 0.00 0.00 0.00 0.00 B-1 13,778,000.00 13,778,000.00 2,141.70 0.00 0.00 B-2 5,511,000.00 5,511,000.00 856.65 0.00 0.00 B-3 3,149,000.00 3,149,000.00 489.49 0.00 0.00 B-4 3,149,000.00 3,149,000.00 489.49 0.00 0.00 B-5 1,969,000.00 1,969,000.00 306.07 0.00 0.00 B-6 1,968,524.91 1,968,524.91 305.99 0.00 0.00 A-R 100.00 100.00 1.24 98.76 0.00 P 100.00 100.00 0.00 0.00 0.00 Totals 1,224,827,624.91 1,224,827,624.91 122,382.96 6,274,200.24 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution 1-A-1 0.00 2,643,623.85 241,255,476.15 0.98916099 2,643,623.85 1-A-2 0.00 122,124.17 11,144,975.83 0.98916099 122,124.17 2-A-1 0.00 1,868,903.84 136,020,596.16 0.98644637 1,868,903.84 2-A-2 0.00 0.00 32,718,800.00 1.00000000 0.00 2-A-3 0.00 0.00 67,268,500.00 1.00000000 0.00 2-A-3M 0.00 0.00 67,268,500.00 1.00000000 0.00 2-A-3S 0.00 0.00 0.00 0.00000000 0.00 2-A-3L 0.00 0.00 67,268,500.00 1.00000000 0.00 2-A-3F 0.00 0.00 0.00 0.00000000 0.00 2-A-4 0.00 86,335.44 10,902,564.56 0.99214340 86,335.44 3-A-1 0.00 816,591.71 241,738,008.29 0.99663337 816,591.71 3-A-2 0.00 37,723.09 11,167,276.91 0.99663337 37,723.09 3-A-3 0.00 816,591.71 181,318,208.29 0.99551655 816,591.71 3-A-4 0.00 0.00 60,419,800.00 1.00000000 0.00 3-A-4M 0.00 0.00 60,419,800.00 1.00000000 0.00 3-A-4S 0.00 0.00 0.00 0.00000000 0.00 B-1 0.00 2,141.70 13,775,858.30 0.99984456 2,141.70 B-2 0.00 856.65 5,510,143.35 0.99984456 856.65 B-3 0.00 489.49 3,148,510.51 0.99984456 489.49 B-4 0.00 489.49 3,148,510.51 0.99984456 489.49 B-5 0.00 306.07 1,968,693.93 0.99984456 306.07 B-6 0.00 305.99 1,968,218.92 0.99984456 305.99 A-R 0.00 100.00 0.00 0.00000000 100.00 P 0.00 0.00 100.00 1.00000000 0.00 Totals $0.00 6,396,583.20 1,218,431,041.71 0.99477756 6,396,583.20

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution 1-A-1 243,899,100.00 1000.00000000 0.13430267 10.70470350 0.00000000 1-A-2 11,267,100.00 1000.00000000 0.13430253 10.70470396 0.00000000 2-A-1 137,889,500.00 1000.00000000 0.22769217 13.32594200 0.00000000 2-A-2 32,718,800.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3 67,268,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3M 67,268,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3S 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-3L 67,268,500.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-3F 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 10,988,900.00 1000.00000000 0.13198591 7.72461848 0.00000000 3-A-1 242,554,600.00 1000.00000000 0.00000000 3.36663048 0.00000000 3-A-2 11,205,000.00 1000.00000000 0.19970103 3.16692905 0.00000000 3-A-3 182,134,800.00 1000.00000000 0.26594830 4.21749863 0.00000000 3-A-4 60,419,800.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-4M 60,419,800.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-4S 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 13,778,000.00 1000.00000000 0.15544346 0.00000000 0.00000000 B-2 5,511,000.00 1000.00000000 0.15544366 0.00000000 0.00000000 B-3 3,149,000.00 1000.00000000 0.15544300 0.00000000 0.00000000 B-4 3,149,000.00 1000.00000000 0.15544300 0.00000000 0.00000000 B-5 1,969,000.00 1000.00000000 0.15544439 0.00000000 0.00000000 B-6 1,968,524.91 1000.00000000 0.15544126 0.00000000 0.00000000 A-R 100.00 1000.00000000 12.40000000 987.60000000 0.00000000 P 100.00 1000.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution 1-A-1 0.00000000 10.83900617 989.16099383 0.98916099 10.83900617 1-A-2 0.00000000 10.83900649 989.16099351 0.98916099 10.83900649 2-A-1 0.00000000 13.55363418 986.44636582 0.98644637 13.55363418 2-A-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3M 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3S 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-3L 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 2-A-3F 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 7.85660439 992.14339561 0.99214340 7.85660439 3-A-1 0.00000000 3.36663048 996.63336952 0.99663337 3.36663048 3-A-2 0.00000000 3.36663008 996.63336992 0.99663337 3.36663008 3-A-3 0.00000000 4.48344693 995.51655307 0.99551655 4.48344693 3-A-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 3-A-4M 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 3-A-4S 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.15544346 999.84455654 0.99984456 0.15544346 B-2 0.00000000 0.15544366 999.84455634 0.99984456 0.15544366 B-3 0.00000000 0.15544300 999.84455700 0.99984456 0.15544300 B-4 0.00000000 0.15544300 999.84455700 0.99984456 0.15544300 B-5 0.00000000 0.15544439 999.84455561 0.99984456 0.15544439 B-6 0.00000000 0.15544126 999.84455874 0.99984456 0.15544126 A-R 0.00000000 1000.00000000 0.00000000 0.00000000 1000.00000000 P 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance 1-A-1 05/01/07 - 05/30/07 30 5.50223% 243,899,100.00 1,118,323.92 0.00 1-A-2 05/01/07 - 05/30/07 30 5.50223% 11,267,100.00 51,661.80 0.00 2-A-1 05/01/07 - 05/30/07 30 5.93058% 137,889,500.00 681,470.87 0.00 2-A-2 05/01/07 - 05/30/07 30 5.93058% 32,718,800.00 161,701.28 0.00 2-A-3 05/01/07 - 05/30/07 30 5.93058% 67,268,500.00 332,451.15 0.00 2-A-3M 05/01/07 - 05/30/07 30 5.68058% 67,268,500.00 318,436.88 0.00 2-A-3S 05/01/07 - 05/30/07 30 0.25000% 67,268,500.00 14,014.27 0.00 2-A-3L 05/01/07 - 05/30/07 30 5.43058% 67,268,500.00 304,422.61 0.00 2-A-3F 05/01/07 - 05/30/07 30 0.50000% 67,268,500.00 28,028.54 0.00 2-A-4 05/01/07 - 05/30/07 30 5.93058% 10,988,900.00 54,308.81 0.00 3-A-1 05/01/07 - 05/30/07 30 5.88764% 242,554,600.00 1,190,062.16 0.00 3-A-2 05/01/07 - 05/30/07 30 5.88764% 11,205,000.00 54,975.85 0.00 3-A-3 05/01/07 - 05/30/07 30 5.88764% 182,134,800.00 893,620.38 0.00 3-A-4 05/01/07 - 05/30/07 30 5.88764% 60,419,800.00 296,441.78 0.00 3-A-4M 05/01/07 - 05/30/07 30 5.63764% 60,419,800.00 283,854.32 0.00 3-A-4S 05/01/07 - 05/30/07 30 0.25000% 60,419,800.00 12,587.46 0.00 B-1 05/01/07 - 05/30/07 30 5.77197% 13,778,000.00 66,271.79 0.00 B-2 05/01/07 - 05/30/07 30 5.77197% 5,511,000.00 26,507.75 0.00 B-3 05/01/07 - 05/30/07 30 5.77197% 3,149,000.00 15,146.60 0.00 B-4 05/01/07 - 05/30/07 30 5.77197% 3,149,000.00 15,146.60 0.00 B-5 05/01/07 - 05/30/07 30 5.77197% 1,969,000.00 9,470.83 0.00 B-6 05/01/07 - 05/30/07 30 5.77197% 1,968,524.91 9,468.55 0.00 A-R 05/01/07 - 05/30/07 30 5.50223% 100.00 0.46 0.00 P N/A N/A 0.00000% 100.00 0.00 0.00 Totals 5,938,374.66 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance 1-A-1 0.00 0.00 1,118,323.92 0.00 241,255,476.15 1-A-2 0.00 0.00 51,661.80 0.00 11,144,975.83 2-A-1 0.00 0.00 681,470.87 0.00 136,020,596.16 2-A-2 0.00 0.00 161,701.28 0.00 32,718,800.00 2-A-3 0.00 0.00 332,451.15 0.00 67,268,500.00 2-A-3M 0.00 0.00 318,436.88 0.00 67,268,500.00 2-A-3S 0.00 0.00 14,014.27 0.00 67,268,500.00 2-A-3L 0.00 0.00 304,422.61 0.00 67,268,500.00 2-A-3F 0.00 0.00 28,028.54 0.00 67,268,500.00 2-A-4 0.00 0.00 54,308.81 0.00 10,902,564.56 3-A-1 0.00 0.00 1,190,062.16 0.00 241,738,008.29 3-A-2 0.00 0.00 54,975.85 0.00 11,167,276.91 3-A-3 0.00 0.00 893,620.38 0.00 181,318,208.29 3-A-4 0.00 0.00 296,441.78 0.00 60,419,800.00 3-A-4M 0.00 0.00 283,854.32 0.00 60,419,800.00 3-A-4S 0.00 0.00 12,587.46 0.00 60,419,800.00 B-1 0.00 0.00 66,271.79 0.00 13,775,858.30 B-2 0.00 0.00 26,507.75 0.00 5,510,143.35 B-3 0.00 0.00 15,146.60 0.00 3,148,510.51 B-4 0.00 0.00 15,146.60 0.00 3,148,510.51 B-5 0.00 0.00 9,470.83 0.00 1,968,693.93 B-6 0.00 0.00 9,468.55 0.00 1,968,218.92 A-R 0.00 0.00 0.46 0.00 0.00 P 0.00 0.00 0.00 0.00 100.00 Totals 0.00 0.00 5,938,374.66 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance 1-A-1 243,899,100.00 5.50223% 1000.00000000 4.58519084 0.00000000 1-A-2 11,267,100.00 5.50223% 1000.00000000 4.58519051 0.00000000 2-A-1 137,889,500.00 5.93058% 1000.00000000 4.94215201 0.00000000 2-A-2 32,718,800.00 5.93058% 1000.00000000 4.94215191 0.00000000 2-A-3 67,268,500.00 5.93058% 1000.00000000 4.94215197 0.00000000 2-A-3M 67,268,500.00 5.68058% 1000.00000000 4.73381865 0.00000000 2-A-3S 0.00 0.25000% 1000.00000000 0.20833332 0.00000000 2-A-3L 67,268,500.00 5.43058% 1000.00000000 4.52548533 0.00000000 2-A-3F 0.00 0.50000% 1000.00000000 0.41666664 0.00000000 2-A-4 10,988,900.00 5.93058% 1000.00000000 4.94215163 0.00000000 3-A-1 242,554,600.00 5.88764% 1000.00000000 4.90636813 0.00000000 3-A-2 11,205,000.00 5.88764% 1000.00000000 4.90636769 0.00000000 3-A-3 182,134,800.00 5.88764% 1000.00000000 4.90636814 0.00000000 3-A-4 60,419,800.00 5.88764% 1000.00000000 4.90636811 0.00000000 3-A-4M 60,419,800.00 5.63764% 1000.00000000 4.69803475 0.00000000 3-A-4S 0.00 0.25000% 1000.00000000 0.20833336 0.00000000 B-1 13,778,000.00 5.77197% 1000.00000000 4.80997169 0.00000000 B-2 5,511,000.00 5.77197% 1000.00000000 4.80997097 0.00000000 B-3 3,149,000.00 5.77197% 1000.00000000 4.80997142 0.00000000 B-4 3,149,000.00 5.77197% 1000.00000000 4.80997142 0.00000000 B-5 1,969,000.00 5.77197% 1000.00000000 4.80996953 0.00000000 B-6 1,968,524.91 5.77197% 1000.00000000 4.80997215 0.00000000 A-R 100.00 5.50223% 1000.00000000 4.60000000 0.00000000 P 100.00 0.00000% 1000.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance 1-A-1 0.00000000 0.00000000 4.58519084 0.00000000 989.16099383 1-A-2 0.00000000 0.00000000 4.58519051 0.00000000 989.16099351 2-A-1 0.00000000 0.00000000 4.94215201 0.00000000 986.44636582 2-A-2 0.00000000 0.00000000 4.94215191 0.00000000 1000.00000000 2-A-3 0.00000000 0.00000000 4.94215197 0.00000000 1000.00000000 2-A-3M 0.00000000 0.00000000 4.73381865 0.00000000 1000.00000000 2-A-3S 0.00000000 0.00000000 0.20833332 0.00000000 1000.00000000 2-A-3L 0.00000000 0.00000000 4.52548533 0.00000000 1000.00000000 2-A-3F 0.00000000 0.00000000 0.41666664 0.00000000 1000.00000000 2-A-4 0.00000000 0.00000000 4.94215163 0.00000000 992.14339561 3-A-1 0.00000000 0.00000000 4.90636813 0.00000000 996.63336952 3-A-2 0.00000000 0.00000000 4.90636769 0.00000000 996.63336992 3-A-3 0.00000000 0.00000000 4.90636814 0.00000000 995.51655307 3-A-4 0.00000000 0.00000000 4.90636811 0.00000000 1000.00000000 3-A-4M 0.00000000 0.00000000 4.69803475 0.00000000 1000.00000000 3-A-4S 0.00000000 0.00000000 0.20833336 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 4.80997169 0.00000000 999.84455654 B-2 0.00000000 0.00000000 4.80997097 0.00000000 999.84455634 B-3 0.00000000 0.00000000 4.80997142 0.00000000 999.84455700 B-4 0.00000000 0.00000000 4.80997142 0.00000000 999.84455700 B-5 0.00000000 0.00000000 4.80996953 0.00000000 999.84455561 B-6 0.00000000 0.00000000 4.80997215 0.00000000 999.84455874 A-R 0.00000000 0.00000000 4.60000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 9,534,167.82 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances 5,374.29 Gains & Subsequent Recoveries (Realized Losses) 0.00 Prepayment Penalties 0.00 Total Deposits 9,539,542.11 Withdrawals Reserve Funds and Credit Enhancements 0.00 Total Administration Fees 172,582.19 Payment of Interest and Principal 9,366,959.92 Total Withdrawals (Pool Distribution Amount) 9,539,542.11 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00

ADMINISTRATION FEES Gross Servicing Fee* 165,693.17 Securities Adminstrator Fee- Wells Fargo Bank, N.A. 6,889.02 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees 172,582.19 *Servicer Payees include: COUNTRYWIDE HOME LOANS SERVICING LP; JOHNSON BANK; JP MORGAN CHASE BANK NA; PHH MORTGAGE CORPORATION; WELLS FARGO BANK, N.A.

Reserve and Guaranty Funds Account Name Beginning Current Current Ending Balance Withdrawals Deposits Balance Class P Reserve Fund 100.00 0.00 0.00 100.00

Collateral Statement Group Pool 1 Pool 2 Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.771083 6.189730 Weighted Average Net Rate 5.512729 5.941082 Weighted Average Pass-Through Rate 5.502229 5.930582 Weighted Average Remaining Term 358 358 Principal And Interest Constant 1,310,572.37 1,367,816.34 Beginning Loan Count 402 497 Loans Paid in Full 3 2 Ending Loan Count 399 495 Beginning Scheduled Balance 265,107,915.06 258,561,809.88 Ending Scheduled Balance 262,340,731.81 256,605,290.85 Actual Ending Collateral Balance 262,360,985.54 256,621,772.25 Scheduled Principal 35,605.97 34,126.49 Unscheduled Principal 2,731,577.28 1,922,392.54 Negative Amortized Principal 0.00 0.00 Scheduled Interest 1,274,966.40 1,333,689.85 Servicing Fees 57,076.40 53,575.85 Master Servicing Fees 2,319.69 2,262.42 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,215,570.31 1,277,851.58 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00

Collateral Statement Group Pool 3 Total Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.148662 6.035009 Weighted Average Net Rate 5.898141 5.782466 Weighted Average Pass-Through Rate 5.887641 5.771966 Weighted Average Remaining Term 357 357 Principal And Interest Constant 1,403,544.42 4,081,933.13 Beginning Loan Count 333 1,232 Loans Paid in Full 0 5 Ending Loan Count 333 1,227 Beginning Scheduled Balance 263,646,399.97 787,316,124.91 Ending Scheduled Balance 262,790,110.76 781,736,133.42 Actual Ending Collateral Balance 262,827,154.89 781,809,912.68 Scheduled Principal 52,650.50 122,382.96 Unscheduled Principal 803,638.71 5,457,608.53 Negative Amortized Principal 0.00 0.00 Scheduled Interest 1,350,893.92 3,959,550.17 Servicing Fees 55,040.92 165,693.17 Master Servicing Fees 2,306.91 6,889.02 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 0.00 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,293,546.09 3,786,967.98 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Prepayment Penalty Waived Amount 0.00 0.00 Prepayment Penalty Waived Count 0 0 Prepayment Penalty Paid Amount 0.00 0.00 Prepayment Penalty Paid Count 0 0 Special Servicing Fee 0.00 0.00

Additional Reporting - Deal Level Informational Reporting Exchangeable Activity NO Trigger Event Reporting Delinquency Test - Aggregate Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Cumulative Loss Test - Aggregate Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% NOTE: For exchangeable activity please refer to the Supplemental Reporting Section.

Additional Reporting - Group Level Miscellaneous Reporting Pool 1 Interest Transfer Amount 0.00 Principal Transfer Amount 0.00 Pool 2 Interest Transfer Amount 0.00 Principal Transfer Amount 0.00 Pool 3 Interest Transfer Amount 0.00 Principal Transfer Amount 0.00 Structural Reporting Pool 1 Senior Percentage 96.249974% Senior Prepayment Percentage 100.000000% Subordinate Percentage 3.750026% Subordinate Prepayment Percentage 0.000000% Pool 2 Senior Percentage 96.249984% Senior Prepayment Percentage 100.000000% Subordinate Percentage 3.750016% Subordinate Prepayment Percentage 0.000000% Pool 3 Senior Percentage 96.249977% Senior Prepayment Percentage 100.000000% Subordinate Percentage 3.750023% Subordinate Prepayment Percentage 0.000000% Trigger Event Reporting Pool 1 Step-Down Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Step-Down Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Two Times Test Trigger Result Pass Two Times Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 20.000000% Two Times Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Pool 2 Step-Down Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Step-Down Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Two Times Test Trigger Result Pass Two Times Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 20.000000% Two Times Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Pool 3 Step-Down Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 30.000000% Step-Down Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000% Two Times Test Trigger Result Pass Two Times Test - Cumulative Loss Calculated Value 0.000000% Trigger Result Pass Threshold Value 20.000000% Two Times Test - Delinquency Calculated Value 0.000000% Trigger Result Pass Threshold Value 50.000000%

Delinquency Status - MBA Delinquency Calculation Method DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 948,249.13 0.00 0.00 0.00 948,249.13 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 948,249.13 0.00 0.00 0.00 948,249.13 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.162999% 0.000000% 0.000000% 0.000000% 0.162999% 0.121289% 0.000000% 0.000000% 0.000000% 0.121289% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.162999% 0.000000% 0.000000% 0.000000% 0.162999% 0.121289% 0.000000% 0.000000% 0.000000% 0.121289% Please refer to CTSLink.com for a list of delinquency code descriptions.

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 5,374.29

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 271,660.54 0.03450463% 271,660.54 0.03475093% Fraud 7,894,717.52 1.00273794% 7,894,717.52 1.00989543% Special Hazard 8,000,000.00 1.01611027% 8,000,000.00 1.02336321% Limit of Subordinate's Exposure to Certain Types of Losses

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO Total Pool 1 - MBA No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 499,418.00 0.00 0.00 0.00 499,418.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 499,418.00 0.00 0.00 0.00 499,418.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.250627% 0.000000% 0.000000% 0.000000% 0.250627% 0.190355% 0.000000% 0.000000% 0.000000% 0.190355% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.250627% 0.000000% 0.000000% 0.000000% 0.250627% 0.190355% 0.000000% 0.000000% 0.000000% 0.190355% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Pool 2 - MBA No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 448,831.13 0.00 0.00 0.00 448,831.13 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 448,831.13 0.00 0.00 0.00 448,831.13 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.202020% 0.000000% 0.000000% 0.000000% 0.202020% 0.174900% 0.000000% 0.000000% 0.000000% 0.174900% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.202020% 0.000000% 0.000000% 0.000000% 0.202020% 0.174900% 0.000000% 0.000000% 0.000000% 0.174900% Please refer to CTSLink.com for a list of delinquency code descriptions. DELINQUENT BANKRUPTCY FORECLOSURE REO Total Pool 3 - MBA No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Please refer to CTSLink.com for a list of delinquency code descriptions.

REO Detail - All Mortgage Loans in REO during Current Period Summary - No REO Information to report this period. Pool 1 - No REO Information to report this period. Pool 2 - No REO Information to report this period. Pool 3 - No REO Information to report this period.

REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO Loans this Period

REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No REO Loans this Period

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period Summary - No Foreclosure Information to report this period. Pool 1 - No Foreclosure Information to report this period. Pool 2 - No Foreclosure Information to report this period. Pool 3 - No Foreclosure Information to report this period.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No Foreclosure Loans this Period

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No Foreclosure Loans this Period

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Summary - No Bankruptcy Information to report this period. Pool 1 - No Bankruptcy Information to report this period. Pool 2 - No Bankruptcy Information to report this period. Pool 3 - No Bankruptcy Information to report this period.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance No Bankruptcy Loans this Period

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Actual Date Delinquent Loan Rate Delinquent Balance Interest No Bankruptcy Loans this Period

Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Actual Loss/(Gain) Loss Group Losses Balance Amount Percentage Pool 1 0 0.00 0.00 0.000% Pool 2 0 0.00 0.00 0.000% Pool 3 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%

Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No Losses this Period

Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Actual Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No Losses this Period

Realized Loss Report - Collateral Summary - No Realized Loss Information to report this period. Pool 1 - No Realized Loss Information to report this period. Pool 2 - No Realized Loss Information to report this period. Pool 3 - No Realized Loss Information to report this period. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Scheduled Balance of Liquidated Loans)/ sum(Beg Scheduled Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03 Cumulative Loss Severity: Sum (Realized Losses) / Sum (Ending Actual Balance for loans that have experienced a loss).

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance Pool 1 3 2,207,000.00 2,204,220.11 0 0.00 0.00 Pool 2 2 1,598,500.00 1,598,500.00 0 0.00 0.00 Pool 3 0 0.00 0.00 0 0.00 0.00 Total 5 3,805,500.00 3,802,720.11 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount Pool 1 0 0.00 0.00 0 0.00 0.00 527,921.34 Pool 2 0 0.00 0.00 0 0.00 0.00 323,892.54 Pool 3 0 0.00 0.00 0 0.00 0.00 803,638.71 Total 0 0.00 0.00 0 0.00 0.00 1,655,452.59

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Pool 1 1756056082 CT 69.94 01-May-2007 1,079,000.00 1,079,000.00 Pool 1 1846489198 WA 72.00 01-Jan-2007 540,000.00 536,655.94 Pool 1 1927331631 CO 80.00 01-May-2007 588,000.00 588,000.00 Pool 2 1574639680 VA 72.73 01-May-2007 1,000,000.00 1,000,000.00 Pool 2 1844702523 MD 61.07 01-Feb-2007 598,500.00 598,500.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Pool 1 1756056082 Loan Paid in Full 0 6.500% 360 1 Pool 1 1846489198 Loan Paid in Full 0 5.875% 360 5 Pool 1 1927331631 Loan Paid in Full 0 6.625% 360 1 Pool 2 1574639680 Loan Paid in Full 0 6.750% 360 1 Pool 2 1844702523 Loan Paid in Full 0 6.250% 360 4

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period Prepayment Prepayment Summary Loan Prior Penalty Penalty Count Balance Amount Waived Pool 1 0 0.00 0.00 0.00 Pool 2 0 0.00 0.00 0.00 Pool 3 0 0.00 0.00 0.00 Total 0 0.00 0.00 0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period Paid In Prepayment Prepayment Loan Full Prior Penalty Penalty Group Number Date Balance Amount Waived No Prepayment Penalties this Period

Summary SMM CPR PSA Current Month 0.693% Current Month 8.010% Current Month 2,057.852% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 8.010% N/A Jun-2007 2,057.852% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Pool 1 SMM CPR PSA Current Month 1.031% Current Month 11.689% Current Month 2,405.506% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 11.689% N/A Jun-2007 2,405.506% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Pool 2 SMM CPR PSA Current Month 0.744% Current Month 8.567% Current Month 1,817.641% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 8.567% N/A Jun-2007 1,817.641% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Pool 3 SMM CPR PSA Current Month 0.305% Current Month 3.598% Current Month 1,692.964% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 N/A N/A Apr-2007 N/A N/A May-2007 N/A N/A May-2007 N/A N/A Jun-2007 3.598% N/A Jun-2007 1,692.964% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Modifications Beginning Current Loan Scheduled Scheduled Prior Modified Prior Modified Number Balance Balance Rate Rate Payment Payment No Modifications this Period

Substitutions Loans Repurchased Loans Substituted Current Current Loan Scheduled Current Current Loan Scheduled Current Current Number Balance Rate Payment Number Balance Rate Payment No Substitutions this Period

Repurchases Current Loan Scheduled Current Current Number Balance Rate Payment No Repurchases this Period

Breaches Current Loan Scheduled Current Current Number Balance Rate Payment No Breaches this Period

Interest Rate Stratification Summary Pool 1 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 2.750 0 0.00 0.000 0 0.00 0.000 2.750 3.249 25 12,194,484.74 1.560 25 12,194,484.74 4.648 3.250 3.749 5 2,188,873.96 0.280 5 2,188,873.96 0.834 3.750 4.249 13 8,072,906.99 1.033 13 8,072,906.99 3.077 4.250 4.749 21 12,254,207.82 1.568 20 11,371,508.79 4.335 4.750 5.249 32 18,190,549.85 2.327 12 6,515,660.97 2.484 5.250 5.749 136 93,853,651.00 12.006 47 37,109,571.76 14.146 5.750 6.249 739 497,990,669.65 63.703 224 152,347,843.87 58.073 6.250 6.749 233 121,030,947.87 15.482 49 30,199,880.98 11.512 6.750 7.249 22 15,318,710.76 1.960 4 2,339,999.75 0.892 7.250 7.749 1 641,130.78 0.082 0 0.00 0.000 7.750 8.249 0 0.00 0.000 0 0.00 0.000 8.250 8.749 0 0.00 0.000 0 0.00 0.000 >= 9.000 0 0.00 0.000 0 0.00 0.000 Total 1,227 781,736,133.42 100.000 399 262,340,731.81 100.000

Interest Rate Stratification (continued) Pool 2 Pool 3 Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 2.750 0 0.00 0.000 0 0.00 0.000 2.750 3.249 0 0.00 0.000 0 0.00 0.000 3.250 3.749 0 0.00 0.000 0 0.00 0.000 3.750 4.249 0 0.00 0.000 0 0.00 0.000 4.250 4.749 0 0.00 0.000 1 882,699.03 0.336 4.750 5.249 15 7,133,157.28 2.780 5 4,541,731.60 1.728 5.250 5.749 56 30,593,920.92 11.923 33 26,150,158.32 9.951 5.750 6.249 285 156,618,896.40 61.035 230 189,023,929.38 71.930 6.250 6.749 127 52,800,924.46 20.577 57 38,030,142.43 14.472 6.750 7.249 11 8,817,261.01 3.436 7 4,161,450.00 1.584 7.250 7.749 1 641,130.78 0.250 0 0.00 0.000 7.750 8.249 0 0.00 0.000 0 0.00 0.000 8.250 8.749 0 0.00 0.000 0 0.00 0.000 >= 9.000 0 0.00 0.000 0 0.00 0.000 Total 495 256,605,290.85 100.000 333 262,790,110.76 100.000

SUPPLEMENTAL REPORTING Accrual Period With respect to any Distribution Date and any Class of Certificates, the calendar month preceding the month in which the Distribution Date occurs. Interest shall accrue on all Classes of Certificates and on all Lower-Tier Interests on the basis of a 360-day year consisting of twelve 30-day months. Business Day Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the City of New York, New York, the States of Maryland or Minnesota or the cities in which the Corporate Trust Offices of the Trustee and the Securities Administrator are located, are authorized or obligated by law or executive order to be closed. Closing Date May 30, 2007. Determination Date With respect to each Distribution Date and Servicer, the date specified as such in the related Purchase and Servicing Agreement or Servicing Agreement, as applicable. Distribution Date The 25th day of each month or, if such 25th day is not a Business Day, the next succeeding Business Day, commencing in June 2007. Distribution Account Deposit Date With respect to each Servicer, the Remittance Date as defined in the related Purchase and Servicing Agreement or Servicing greement, as applicable, commencing in June 2007. Record Date As to any Distribution Date the last Business Day of the calendar month preceding the month of such Distribution Date. Exchangeable Activity Incoming Certificate(s): Class MAX Value Issued Value 3-A-1 242,554,600.00 142,192,500.00 Outgoing Certificate(s): Class MAX Value Issued Value 3-A-3 182,134,800.00 75,362,128.82 3-A-4 60,419,800.00 24,999,971.18

Filing Compare · J.P. Morgan Mortgage Trust 2007-A4