10-D 1 msz07001_10d-200710.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: September 26, 2007 to October 25, 2007 Commission File Number of issuing entity: 333-130694-22 MSCC HELOC Trust 2007-1 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-130694 Morgan Stanley ABS Capital I Inc. (Exact name of depositor as specified in its charter) Morgan Stanley Credit Corporation (Exact name of sponsor as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization of the issuing entity) N/A (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) ~~HELOC Asset-Backed Notes _____ _____ __X___ ____________ Series 2007-1~~

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On October 25, 2007 a distribution was made to holders of MSCC HELOC Trust 2007-1. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Please refer to http://www.sec.gov/Archives/edgar/data/1030442/000090514807001691/efc7-0653_ 424b5.htm for an explanation of material terms, parties and abbreviations used in Exhibit 99.1. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of MSCC HELOC Trust 2007-1, relating to the October 25, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Morgan Stanley ABS Capital I Inc. (Depositor) /s/ Lydia Foo Lydia Foo, Vice President Date: November 01, 2007 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of MSCC HELOC Trust 2007-1, relating to the October 25, 2007 distribution. EX-99.1 Morgan Stanley Credit Corporation HELOC Trust HELOC Asset Backed Notes Distribution Date: 10/25/2007 Morgan Stanley Credit Corporation HELOC Trust HELOC Asset Backed Notes Series 2007-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 8480 Stagecoach Circle Frederick, MD 21701-4747 www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance A 55352RAA6 0610/2224/2007 5.~~42000~~23125% ~~834~~786,~~881~~018,~~350~~014.4015 3,~~896~~426,~~576~~547.7928 L 55352RAC2 0509/3128/2007 6.~~81649~~89935% 4,~~538~~298,~~384~~748.4947 2625,~~199~~094.3494 O 55352RAB4 0509/3128/2007 0.00000% 510,~~732~~209,~~786~~221.3356 0.00 Totals ~~845~~800,~~152~~525,~~521~~984.2218 3,~~922~~451,~~776~~642.1322

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses A 1015,~~170~~106,~~394~~538.8885 0.00 ~~824~~770,~~710~~911,~~955~~475.5230 1418,~~066~~533,~~971~~086.6713 0.00 L 5075,~~168~~344.4780 0.00 4,~~488~~223,~~216~~403.0267 76100,~~367~~439.8174 0.00 O 0.00 0.00 611,~~610~~360,~~817~~167.1085 0.00 0.00 Totals 1015,~~220~~181,~~563~~883.3565 0.00 ~~835~~786,~~809~~495,~~988~~046.6482 1418,~~143~~633,~~339~~525.4887 0.00 This report has been compiled from information provided to Wells Fargo Bank, N.A., by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A., has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A., expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties. All Record Dates are based upon the governing documents and logic set forth as of closing. NOTE: All references to Scheduled Balances within this report are meant to represent Actual Balances of loans within the Trust.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution A 845,750,000.00 ~~834~~786,~~881~~018,~~350~~014.4015 0.00 1015,~~170~~106,~~394~~538.8885 0.00 L 0.01 4,~~538~~298,~~384~~748.4947 0.00 5075,~~168~~344.4780 0.00 O 4,250,000.00 510,~~732~~209,~~786~~221.3356 0.00 0.00 0.00 Totals 850,000,000.01 ~~845~~800,~~152~~525,~~521~~984.2218 0.00 1015,~~220~~181,~~563~~883.3565 0.00

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution A 0.00 1015,~~170~~106,~~394~~538.8885 ~~824~~770,~~710~~911,~~955~~475.5230 0.~~97512380~~91151224 1015,~~170~~106,~~394~~538.8885 L 0.00 5075,~~168~~344.4780 4,~~488~~223,~~216~~403.0267 4422,~~488~~340,~~821,602~~367.00000000 5075,~~168~~344.4780 O 0.00 0.00 611,~~610~~360,~~817~~167.1085 12.~~55548638~~67298067 0.00 Totals 0.00 1015,~~220~~181,~~563~~883.3565 ~~835~~786,~~809~~495,~~988~~046.6482 0.~~98330587~~92528829 1015,~~220~~181,~~563~~883.3565

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution A 845,750,000.00 ~~987~~929.~~14909891~~37394520 0.00000000 1217.~~02529693~~86170718 0.00000000 L 0.01 0.00000000 0.00000000 0.00000000 0.00000000 O 4,250,000.00 ~~1348~~2402.~~89090118~~16977882 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution A 0.00000000 1217.~~02529693~~86170718 ~~975~~911.~~12380197~~51223801 0.~~97512380~~91151224 1217.~~02529693~~86170718 L 0.00000000 0.00000000 0.00000000 ~~448821602~~422340367.00000000 0.00000000 O 0.00000000 0.00000000 ~~1555~~2672.~~48637647~~98067059 12.~~55548638~~67298067 0.00000000 NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance A 0509/25/07 - 0610/24/07 30 5.~~42000~~23125% ~~834~~786,~~881~~018,~~350~~014.4015 03,426,547.0028 0.00 L 0509/01/07 - 0509/3130/07 30 6.~~81649~~89935% 4,~~538~~298,~~384~~748.4947 025,094.0094 0.00 O N/A N/A 0.00000% 510,~~732~~209,~~786~~221.3356 0.00 0.00 Totals 03,451,642.0022 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance A 0.00 0.00 3,~~896~~426,~~576~~547.7928 0.00 ~~824~~770,~~710~~911,~~955~~475.5230 L 0.00 0.00 2625,~~199~~094.3494 0.00 4,~~488~~223,~~216~~403.0267 O 0.00 0.00 0.00 0.00 611,~~610~~360,~~817~~167.1085 Totals 0.00 0.00 3,~~922~~451,~~776~~642.1322 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance A 845,750,000.00 5.~~42000~~23125% ~~987~~929.~~14909891~~37394520 04.~~00000000~~05148954 0.00000000 L 0.01 6.~~81649~~89935% 0.00000000 0.00000000 0.00000000 O 4,250,000.00 0.00000% ~~1348~~2402.~~89090118~~16977882 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance A 0.00000000 0.00000000 4.~~60724421~~05148954 0.00000000 ~~975~~911.~~12380197~~51223801 L 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 O 0.00000000 0.00000000 0.00000000 0.00000000 ~~1555~~2672.~~48637647~~98067059 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1419,~~555~~033,~~981~~835.6576 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances 0.00 Gains & Subsequent Recoveries (Realized Losses) 0.00 Total Deposits 1419,~~555~~033,~~981~~835.6576 Withdrawals Reserve Funds and Credit Enhancements 0.00 Total Administration Fees ~~412~~400,~~642~~309.1789 Payment of Interest and Principal 1418,~~143~~633,~~339~~525.4887 Total Withdrawals (Pool Distribution Amount) 1419,~~555~~033,~~981~~835.6576 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

ADMINISTRATION FEES Gross Servicing Fee* ~~334~~329,~~523~~643.7200 Credit Enhancer Premium - Ambac Assuarance Corp. 7870,~~118~~666.4589 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees ~~412~~400,~~642~~309.1789 *Servicer Payees include: MORGAN STANLEY CREDIT CORPORATION

Reserve and Guaranty Funds Account Name Beginning Current Current Ending Balance Withdrawals Deposits Balance Note Class Insurer - AMBAC Assurance Corp. 0.00 0.00 0.00 0.00 Pre-Funding Account Activity ~~119,114,083~~0.2000 ~~119,114,083~~0.2000 0.00 0.00

Collateral Statement Total Collateral Description Fixed, ARM and HELOC Weighted Average Coupon Rate 7.~~401860~~499417 Weighted Average Net Rate 67.~~926882~~005277 Weighted Average Pass-Through Rate 6.~~815965~~899347 Weighted Average Remaining Term ~~117~~113 Principal And Interest Constant 2715,~~775~~591,~~589~~680.5247 Beginning Loan Count 8,~~047~~600 Loans Paid in Full ~~(1,232)~~190 Ending Loan Count 98,~~279~~410 Beginning Scheduled Balance ~~725~~800,~~695~~525,~~285~~984.5718 Ending Scheduled Balance ~~835~~786,~~809~~495,~~623~~046.2282 Actual Ending Collateral Balance ~~835~~786,~~809~~495,~~623~~046.2282 Scheduled Principal 2210,~~562~~588,~~505~~782.8707 Unscheduled Principal ~~(13~~3,~~219~~442,~~973~~155.29) Negative Amortized Principal 0.00 Scheduled Interest 5,~~213~~002,~~083~~898.6540 Servicing Fees ~~334~~329,~~523~~643.7200 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 4,~~878~~673,~~559~~255.9340 Realized Loss Amount 0.00 Cumulative Realized Loss 15282,~~000~~564.0093 Percentage of Cumulative Losses 0.~~0018~~0332 Special Servicing Fee 0.00 NOTE: All references to Scheduled Balances within this report are meant to represent Actual Balances of loans within the Trust.

Additional Reporting - Deal Level Informational Reporting Net Principal Amount 914,~~342~~030,~~532~~937.5836 Scheduled Principal Collections 2310,~~676~~886,~~208~~274.6405 Seller's Advance Amount 0.00 Unscheduled Principal Collections 1924,~~410~~988,~~708~~995.1623 Structural Reporting Balance of 3 Largest Loans 67,~~667~~067,676.75 Beginning Overcollateralization Amount 510,~~732~~209,~~786~~221.3356 Additional Misc Interest Paid ~~365~~0.4200 Excess Cash Amount 211,~~303~~715,~~181~~760.2141 Investor Amount ~~840~~796,~~614~~227,~~136~~235.7371 Current Overcollateralization Amount 611,~~610~~360,~~817~~167.1085 Overcollateralization Deficiency Amount 62,~~989~~239,~~182~~832.9015 Overcollateralization Reduction Amount 0.00 Overcollateralization Surplus Amount 0.00 Specified Overcollateralization Amount 13,600,000.00 Trigger Event Reporting Cumulative Loss Trigger Test Trigger Result Pass Calculated Value 0.~~001765~~033243% Threshold Value 1.025000% Delinquency Trigger Test Trigger Result Pass Calculated Value 0.000000% Threshold Value 4.000000% Trigger Event Trigger Result Pass

Delinquency Status - OTS Delinquency Calculation Method DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 36 10 0 46 ~~104~~188,~~663~~195.8592 ~~24,933~~0.3900 0.00 ~~129~~188,~~597~~195.2492 30 Days 1211 0 0 0 1211 1950,~~755,983~~174.7742 0.00 0.00 0.00 1950,~~755,983~~174.7742 60 Days 25 01 0 0 26 ~~777~~757,~~866~~951.2651 0131,351.0083 0.00 0.00 ~~777~~889,~~866~~303.2634 90 Days 1 0 02 0 13 17100,~~564~~000.9300 0.00 0139,321.0022 0.00 17239,~~564~~321.9322 120 Days 01 0 04 0 05 060,586.0090 0.00 0232,148.0066 0.00 0292,735.0056 150 Days 0 0 02 0 02 0.00 0.00 067,416.0047 0.00 067,416.0047 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1518 37 18 0 1933 21,~~551~~868,~~414~~712.9683 ~~104~~319,~~663~~547.8575 24438,~~933~~886.3935 0.00 2,~~681~~627,~~012~~146.2093 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Actual Balance Actual Balance Actual Balance Actual Balance Actual Balance 0-29 Days 0.~~032331~~071344% 0.~~010777~~000000% 0.000000% 0.~~043108~~071344% 0.~~012522~~023928% 0.~~002983~~000000% 0.000000% 0.~~015506~~023928% 30 Days 0.~~129324~~130797% 0.000000% 0.000000% 0.000000% 0.~~129324~~130797% 0.~~210094~~120811% 0.000000% 0.000000% 0.000000% 0.~~210094~~120811% 60 Days 0.~~021554~~059453% 0.~~000000~~011891% 0.000000% 0.000000% 0.~~021554~~071344% 0.~~093067~~096371% 0.~~000000~~016701% 0.000000% 0.000000% 0.~~093067~~113072% 90 Days 0.~~010777~~011891% 0.000000% 0.~~000000~~023781% 0.000000% 0.~~010777~~035672% 0.~~002102~~012715% 0.000000% 0.~~000000~~017714% 0.000000% 0.~~002102~~030429% 120 Days 0.~~000000~~011891% 0.000000% 0.~~000000~~047562% 0.000000% 0.~~000000~~059453% 0.~~000000~~007703% 0.000000% 0.~~000000~~029517% 0.000000% 0.~~000000~~037220% 150 Days 0.000000% 0.000000% 0.~~000000~~023781% 0.000000% 0.~~000000~~023781% 0.000000% 0.000000% 0.~~000000~~008572% 0.000000% 0.~~000000~~008572% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~161655~~214031% 0.~~032331~~083234% 0.~~010777~~095125% 0.000000% 0.~~204763~~392390% 0.~~305263~~237600% 0.~~012522~~040629% 0.~~002983~~055803% 0.000000% 0.~~320768~~334032% Please refer to CTSLink.com for a list of delinquency code descriptions.

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~234~~204,~~656~~482.8222

SUBORDINATION LEVEL/CREDIT ENHANCEMENT/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class L 4,250,000.00 0.50000000% 611,~~610~~360,~~817~~167.1085 01.~~79094771~~44440425% 0.536990% 0.000000% Class O 0.00 0.00000000% 0.00 0.00000000% 01.~~790948~~444404% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period

Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 14 ~~Jul~~Nov-06 0.000% Original Principal Balance 0162,102.0044 ~~Aug~~Dec-06 0.000% Current Actual Balance 24212,~~933~~755.3935 ~~Sep~~Jan-0607 0.000% ~~Oct~~Feb-0607 0.000% Current Foreclosure Total ~~Nov~~Mar-0607 0.000% Loans in Foreclosure 18 ~~Dec~~Apr-0607 0.000% Original Principal Balance 0389,549.0099 ~~Jan~~May-07 0.000% Current Actual Balance 24438,~~933~~886.3935 ~~Feb~~Jun-07 0.~~000~~003% ~~Mar~~Jul-07 0.000% ~~Apr~~Aug-07 0.~~000~~008% ~~May~~Sep-07 0.~~000~~276% ~~Jun~~Oct-07 0.~~003~~056% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance 4 ~~2711074972~~2710887411 Oct-2007 31-May-2006 FL 8.29 6,096.25 4 2710950257 Sep-2007 23-Jul-2006 MN 15.91 32,447.55 4 2710959153 Oct-2007 20-Jun-2006 CA 11.51 55,000.00 4 2710976879 Sep-2007 1210-Jul-2006 FL 27.78 125,000.00 4 2710998748 Aug-2007 10-Sep-2006 TN 30.77 40,000.00 4 2711071767 Oct-2007 11-Oct-2006 CA 15.17 68,506.19 4 2711085992 Aug-2007 09-Oct-2006 FL 19.48 30,000.00 4 2711091887 Oct-2007 11-Nov-2006 PAMN 1311.1617 032,500.00

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Actual To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest 4 ~~2711074972~~2710887411 2417,~~933~~493.3910 31-May-2007 3 9.250% 100.99 4 2710950257 34,947.55 23-Mar-2007 5 7.750% 119.26 4 2710959153 53,284.01 20-Apr-2007 4 7.250% 369.44 4 2710976879 121,828.12 10-May-2007 03 8.000% 1,648.82 4 2710998748 39,997.23 10-Apr-2007 4 9.250% ~~655~~214.8122 4 2711071767 109,509.32 11-Apr-2007 4 7.750% 447.21 4 2711085992 29,358.10 09-Apr-2007 4 8.250% 217.94 4 2711091887 32,468.92 11-Mar-2007 5 9.250% 155.29

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Summary 12 Month Bankruptcy History* New Bankruptcy Loans Month Bankruptcy Percentage Loans in Bankruptcy 12 ~~Jul~~Nov-06 0.000% Original Principal Balance 28185,~~000~~466.0080 ~~Aug~~Dec-06 0.000% Current Actual Balance 26173,~~980~~833.7131 ~~Sep~~Jan-0607 0.000% ~~Oct~~Feb-0607 0.000% Current Bankruptcy Total ~~Nov~~Mar-0607 0.~~000~~006% Loans in Bankruptcy 37 ~~Dec~~Apr-0607 0.~~000~~006% Original Principal Balance ~~100~~345,~~365~~366.0080 ~~Jan~~May-07 0.~~000~~012% Current Actual Balance ~~104~~319,~~663~~547.8575 ~~Feb~~Jun-07 0.~~000~~013% ~~Mar~~Jul-07 0.~~006~~013% ~~Apr~~Aug-07 0.~~006~~014% ~~May~~Sep-07 0.~~012~~018% ~~Jun~~Oct-07 0.~~013~~041% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period Group Loan Month Loan First State LTV at Original Number Entered Payment Origination Principal Bankruptcy Date Balance 4 2390481806 Sep-2007 25-Aug-2003 TN 9.39 31,000.00 4 2710896112 Aug-2007 28-Jun-2006 SC 23.29 49,500.00 4 2710946399 Jun-2007 19-Jun-2006 AL 31.15 28,000.00 4 2710950458 Oct-2007 22-Jun-2006 TX 12.99 50,000.00 4 2710955551 Oct-2007 19-Jun-2006 MI 48.38 135,466.80 4 2711003222 May-2007 27-Aug-2006 IL 17.32 40,000.00 4 ~~2711060918~~2711187155 ~~Mar~~Sep-2007 22-~~Oct~~Jan-~~2006~~2007 OKOH 1114.8807 3211,~~365~~400.00

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period (continued) Group Loan Current Paid To Months Current Approximate Number Actual Date Delinquent Loan Rate Delinquent Balance Interest 4 2390481806 20,895.21 25-Aug-2007 0 9.375% 157.83 4 2710896112 47,019.32 28-Sep-2007 0 7.500% 534.00 4 2710946399 26,~~980~~621.7117 19-~~May~~Sep-2007 0 8.250% ~~369~~352.1672 4 2710950458 42,481.48 22-Sep-2007 0 7.000% 570.99 4 2710955551 131,351.83 19-Jun-2007 2 7.250% 2,256.76 4 2711003222 39,982.19 27-~~May~~Sep-2007 0 10.500% ~~668~~1,024.3984 4 ~~2711060918~~2711187155 3711,~~700~~196.9555 22-~~May~~Aug-2007 0 9.~~250~~500% ~~552~~110.8858

Realized Loss Report - Collateral Summary MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.~~001~~011% 3 Month Average 0.~~046~~625% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs. 12mo Average* SDA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jul~~Nov-2006 N/A N/A ~~Jul~~Nov-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~0.000% N/A ~~Jan~~May-2007 ~~N/A~~0.002% N/A ~~Jan~~May-2007 ~~N/A~~0.138% N/A ~~Feb~~Jun-2007 ~~N/A~~0.000% N/A ~~Feb~~Jun-2007 ~~N/A~~0.000% N/A ~~Mar~~Jul-2007 0.000% N/A ~~Mar~~Jul-2007 0.000% N/A ~~Apr~~Aug-2007 0.~~000~~032% N/A ~~Apr~~Aug-2007 01.~~000~~876% N/A ~~May~~Sep-2007 0.~~002~~000% N/A ~~May~~Sep-2007 0.~~138~~000% N/A ~~Jun~~Oct-2007 0.000% N/A ~~Jun~~Oct-2007 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Cumulative Loss Severity Current Month 0.000% Current Month 100.000% 3 Month Average 0.~~007~~129% 3 Month Average 0100.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs. 12mo Average* Cumulative Loss Severity: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jul~~Nov-2006 N/A N/A ~~Jul~~Nov-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~0.000% N/A ~~Nov~~Mar-~~2006~~2007 N/A N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~0.000% N/A ~~Dec~~Apr-~~2006~~2007 N/A N/A ~~Jan~~May-2007 ~~N/A~~0.021% N/A ~~Jan~~May-2007 ~~N/A~~100.000% N/A ~~Feb~~Jun-2007 ~~N/A~~0.000% N/A ~~Feb~~Jun-2007 ~~N/A~~100.000% N/A ~~Mar~~Jul-2007 0.000% N/A ~~Mar~~Jul-2007 ~~N/A~~100.000% N/A ~~Apr~~Aug-2007 0.~~000~~386% N/A ~~Apr~~Aug-2007 ~~N/A~~100.000% N/A ~~May~~Sep-2007 0.~~021~~000% N/A ~~May~~Sep-2007 100.000% N/A ~~Jun~~Oct-2007 0.000% N/A ~~Jun~~Oct-2007 100.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Scheduled Balance of Liquidated Loans)/ sum(Beg Scheduled Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR / (WAS * 0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR / 0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS is greater than 120 then CDR / 0.03 Cumulative Loss Severity: Sum (Realized Losses) / Sum (Ending Actual Balance for loans that have experienced a loss).

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance Total ~~255~~218 1315,~~074~~926,~~317~~980.9029 2627,~~275~~387,~~505~~201.4878 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount Total 0 0.00 0.00 0 0.00 0.00 (3221,~~460~~539,~~223~~039.9894)

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount 4 2390394898 CA 43.86 23-Feb-2000 5,530.28 82,359.63 4 2390399027 CA 60.61 28-Apr-2000 5,000.00 21,330.32 4 2390399744 NY 12.35 04-Apr-2000 19,103.39 20,474.05 4 2390405589 MI 27.78 16-Mar-1998 10,000.00 0.00 4 2390406891 MN 53.85 28-Jun-1998 35,000.00 30,071.36 4 2390413988 MA 47.21 25-Apr-1999 66,822.73 109,732.23 4 2390415336 CA 51.28 23-May-1999 10,000.00 100,000.00 4 2390420187 NY 38.76 18-Jun-2000 11,100.00 95,642.56 4 2390421075 MA 64.94 23-Jul-2000 10,000.00 159,748.40 4 2390423087 ID 68.03 03-Sep-2000 10,000.00 0.00 4 2390471119 GA 83.40 24-Apr-2003 0.00 0.00 4 2390498620 TN 22.99 22-Jun-2004 48,021.28 87,848.40 4 2390499449 DC 43.01 30-Jun-2004 2,000,000.00 2,000,000.00 4 2390506593 TN 10.00 13-Oct-2004 20,950.00 20,950.00 4 2390513376 CO 80.00 01-Mar-2005 203,600.00 200,173.60 4 2390514630 NJ 52.03 19-Mar-2005 0.00 0.00 4 2390516386 CA 37.88 23-Apr-2005 5,000.00 0.00 4 2390517110 AZ 47.50 22-May-2005 0.00 0.00 4 2390518168 GA 25.64 15-Jun-2005 0.00 12,940.94 4 2390518558 VT 80.00 01-Jun-2005 227,200.00 223,662.14 4 2390522395 ME 13.70 28-Aug-2005 0.00 45,000.00 4 2390525209 WA 9.38 24-Oct-2005 0.00 0.00 4 2390526594 CO 15.00 26-Nov-2005 80,858.80 0.00 4 2390527849 MI 9.19 19-Dec-2005 986.78 23,988.13 4 2390527964 MI 20.83 24-Apr-2006 0.00 200,000.00 4 2390529308 HI 34.78 09-Feb-2006 0.00 0.00 4 2390531317 OH 9.95 28-Feb-2006 0.00 21,350.00 4 2390532386 VT 31.25 11-Mar-2006 0.00 22,050.00 4 2390533123 OR 25.00 07-Apr-2006 0.00 (22,731.00) 4 2390534252 PA 35.71 01-May-2006 0.00 0.00 4 2390534366 TN 15.20 27-May-2006 0.00 0.00 4 2390534660 KS 38.75 21-May-2006 0.00 0.00 4 2390535630 VT 18.02 20-May-2006 0.00 10,836.93 4 2390536159 NV 80.00 03-Jun-2006 0.00 237,063.71 4 2390536195 CA 80.56 16-Aug-2006 5,000.00 265,000.00 4 2390536223 PA 55.05 04-Jun-2006 17.00 0.00 4 2390536274 CA 19.35 19-Jun-2006 5,000.00 49,707.58 4 2390536501 VA 41.32 10-Jun-2006 0.00 61,022.19 4 2390537003 CA 66.67 16-Jul-2006 5,000.00 0.00 4 2390537523 CA 31.25 15-Aug-2006 106,766.76 0.00 4 2390537805 MS 75.00 26-Jun-2006 0.00 23,807.99 4 2390538062 CA 55.65 12-Aug-2006 5,000.00 (5,000.00) 4 2390538384 NY 13.70 18-Jul-2006 0.00 16,876.66 4 2390539012 NY 43.48 19-Jul-2006 61.50 249,548.17 4 2390539634 CA 10.00 16-Aug-2006 248,871.55 0.00 4 2390539640 WA 38.34 19-Aug-2006 5,031.85 66,638.18 4 2390539821 NY 24.00 08-Aug-2006 71,160.20 138,168.59 4 2390539874 AZ 47.14 27-Aug-2006 0.00 100,685.65 4 2390540187 CA 13.33 08-Aug-2006 5,000.00 97,194.43 4 2390540207 CA 10.53 20-Aug-2006 26,058.00 31,025.61 4 2390540330 AZ 43.24 05-Aug-2006 245.00 68,050.74 4 2390540341 TX 10.00 02-Jul-2006 96,500.00 51,927.25 4 2390540393 CT 19.94 08-Aug-2006 17,968.04 0.00 4 2390540482 CA 24.00 11-Sep-2006 5,096.00 287,406.97 4 2390540535 VT 22.47 28-Aug-2006 29,302.04 0.00 4 2390541012 AZ 32.08 15-Aug-2006 0.00 83,924.98 4 2390541081 MN 34.09 28-Aug-2006 0.00 736,308.00 4 2390541188 TX 6.28 07-Jul-2006 40,000.00 38,731.21 4 2390541250 VA 26.10 09-Aug-2006 23,257.23 45,118.24 4 2390541510 CA 19.49 29-Aug-2006 114,380.92 114,380.92 4 2390541520 NJ 10.00 27-Aug-2006 22,330.89 0.00 4 2390541526 CA 15.63 28-Aug-2006 93,176.28 207,486.34 4 2390541722 NY 21.05 13-Sep-2006 100,977.26 197,123.52 4 2390541727 NY 69.77 19-Sep-2006 749,981.96 0.00 4 2390541938 NV 25.12 10-Sep-2006 0.00 0.00 4 2390542078 VA 29.41 18-Sep-2006 0.00 0.00 4 2390542120 OR 18.75 28-Sep-2006 0.00 145,800.00 4 2390542163 CA 30.77 14-Oct-2006 5,000.00 0.00 4 2390542233 FL 15.26 18-Sep-2006 101,764.79 100,765.48 4 2390542432 NY 20.00 14-Oct-2006 0.00 20,177.06 4 2390542581 CA 29.24 19-Sep-2006 46,602.90 248,801.31 4 2390542589 WA 22.73 28-Sep-2006 0.00 30,000.00 4 2390542650 FL 14.51 10-Sep-2006 0.00 98,125.04 4 2390542753 CT 20.55 28-Sep-2006 5,001.00 0.00 4 2390542963 CA 40.00 30-Sep-2006 207,101.23 0.00 4 2390543051 CT 16.67 06-Jan-2007 5,001.00 0.00 4 2390543160 CA 40.63 20-Jan-2007 5,000.00 0.00 4 2390543205 NV 20.00 17-Sep-2006 98,400.00 97,893.25 4 2390543211 CA 29.88 25-Sep-2006 111,339.20 0.00 4 2390543417 NV 53.57 13-Nov-2006 405,956.82 745,956.82 4 2390543423 WA 25.00 21-Oct-2006 28,469.05 80,197.18 4 2390543759 MD 79.37 07-Oct-2006 0.00 117,000.00 4 2390543850 VA 20.00 15-Oct-2006 139,841.02 194,641.02 4 2390543875 NC 16.67 30-Sep-2006 50,000.00 50,000.00 4 2390543947 FL 40.00 07-Oct-2006 199,234.91 0.00 4 2390543966 NC 19.23 11-Oct-2006 17,596.56 0.00 4 2390544319 CA 10.87 29-Oct-2006 5,000.00 50,401.40 4 2390544376 PA 30.53 28-Oct-2006 37,245.86 38,192.99 4 2390544405 FL 46.15 15-Oct-2006 192,619.68 260,017.09 4 2390544489 CT 44.74 21-Oct-2006 140,248.77 337,934.99 4 2390544831 CT 13.88 14-Nov-2006 25,024.58 37,628.53 4 2390544864 MD 28.57 20-Nov-2006 99,294.23 123,855.14 4 2390544893 MA 15.38 04-Dec-2006 0.00 0.00 4 2390544952 PA 31.25 17-Oct-2006 0.00 0.00 4 2390544998 VA 41.95 06-Nov-2006 0.00 50,488.21 4 2390545034 NV 43.13 31-Oct-2006 257,507.98 312,303.05 4 2390545059 IL 10.00 01-Nov-2006 13,200.00 13,200.00 4 2390545060 WA 34.05 19-Nov-2006 0.00 139,991.09 4 2390545091 CA 65.22 07-Nov-2006 76,802.19 0.00 4 2390545148 NJ 12.57 05-Oct-2006 93,645.00 89,296.51 4 2390545262 VA 24.87 26-Nov-2006 62,587.09 0.00 4 2390545383 CA 11.11 06-Nov-2006 252,332.85 499,332.85 4 2390545701 IL 23.44 14-Nov-2006 34,958.35 74,796.44 4 2390545823 FL 15.25 27-Nov-2006 75,369.88 75,369.88 4 2390545993 WI 28.29 22-Nov-2006 17,537.00 97,945.30 4 2390546033 FL 18.75 05-Dec-2006 9,017.29 51,094.05 4 2390546146 ME 25.00 26-Nov-2006 191,186.78 384,186.78 4 2390546251 MI 28.57 25-Nov-2006 0.00 1,271.00 4 2390546409 TX 10.35 28-Oct-2006 55,500.00 53,075.33 4 2390546454 MD 15.43 11-Dec-2006 0.00 23,073.69 4 2390546558 WA 19.44 17-Dec-2006 54,690.23 67,574.48 4 2390546684 CA 46.20 06-Dec-2006 5,000.00 87,254.11 4 2390546812 WI 80.00 10-Dec-2006 364.00 87,000.00 4 2390547091 CA 59.70 27-Dec-2006 5,000.00 0.00 4 2390547302 CA 85.71 03-Jan-2007 48,386.52 0.00 4 2390547438 NY 23.53 20-Feb-2007 161,143.62 161,143.62 4 2390547509 WA 60.00 27-Dec-2006 364.00 73,943.73 4 2390547640 MD 19.52 16-Jan-2007 0.00 0.00 4 2390547681 NV 19.23 23-Dec-2006 0.00 0.00 4 2390547740 DC 12.00 24-Dec-2006 150,353.67 0.00 4 2390548005 PA 22.49 21-Jan-2007 10,141.21 34,826.19 4 2390548028 CA 14.81 24-Dec-2006 5,000.00 2,029.72 4 2390548112 CA 40.00 08-Jan-2007 5,000.00 0.00 4 2390548613 CA 47.14 06-Jan-2007 5,165.00 0.00 4 2390548671 PA 9.62 31-Dec-2006 0.00 0.00 4 2390548764 FL 37.50 07-Jan-2007 49,258.41 0.00 4 2390548777 RI 10.75 13-Jan-2007 0.00 21,634.42 4 2390548799 NM 34.01 02-Jan-2007 335.00 84,997.40 4 2390548811 NY 40.00 08-Jan-2007 0.00 0.00 4 2390548894 NJ 15.63 01-Jan-2007 25.00 0.00 4 2390548984 FL 17.86 13-Jan-2007 32,768.17 32,768.17 4 2390549274 IL 9.93 21-Jan-2007 28,800.00 28,799.68 4 2390549406 WA 23.91 15-Jan-2007 102,637.33 105,961.89 4 2390549447 CA 45.36 05-Feb-2007 27,970.78 0.00 4 2390549459 NY 52.63 14-Jan-2007 191,272.47 0.00 4 2390549678 MO 33.33 17-Jan-2007 17,286.70 0.00 4 2390549723 NJ 65.78 22-Jan-2007 81,197.75 0.00 4 2390549744 OR 42.13 13-Feb-2007 91,284.15 173,520.83 4 2390549877 NJ 59.15 21-Jan-2007 299,538.96 0.00 4 2390549878 HI 17.85 21-Jan-2007 145,500.00 0.00 4 2390550078 NJ 46.67 27-Jan-2007 0.00 0.00 4 2390550104 MI 64.52 29-Jan-2007 0.00 0.00 4 2390550112 CA 74.70 01-Feb-2007 12,953.27 451,030.80 4 2390550184 PA 85.33 24-Jan-2007 0.00 0.00 4 2390550195 MT 41.25 27-Jan-2007 0.00 (85,000.00) 4 2390550202 AZ 38.71 28-Jan-2007 10,923.57 0.00 4 2390550235 CT 33.33 06-Feb-2007 5,001.00 503,898.22 4 2390550325 CA 58.89 27-Jan-2007 25,258.72 255,930.18 4 2390550467 MI 16.13 31-Jan-2007 23,103.00 0.00 4 2390550497 CA 27.23 05-Feb-2007 20,346.51 0.00 4 2390550729 IL 25.00 11-Feb-2007 285.00 0.00 4 2390550752 OK 60.85 04-Feb-2007 28,957.74 0.00 4 2390550768 HI 40.00 26-Feb-2007 0.00 221,989.29 4 2390550772 CA 41.67 07-Feb-2007 37,055.89 32,346.36 4 2390550827 CT 78.13 18-Feb-2007 5,001.00 0.00 4 2390550907 TX 20.49 08-Feb-2007 4,000.00 32,105.20 4 2390550988 CO 10.34 22-Feb-2007 0.00 16,000.00 4 2390551089 AK 58.82 12-Feb-2007 25,000.00 0.00 4 2390551186 CO 27.27 13-Feb-2007 39,410.51 38,368.36 4 2390551249 NJ 40.00 22-Feb-2007 0.00 119,720.03 4 2390551344 CA 12.25 20-Feb-2007 63,977.35 24,348.16 4 2390551482 NH 61.54 19-Feb-2007 6,607.36 0.00 4 2390551595 CA 83.80 17-Mar-2007 5,000.00 7,945.73 4 2390551668 CT 9.53 18-Feb-2007 5,001.00 719,900.99 4 2390551721 OH 50.00 02-Mar-2007 0.00 23,094.44 4 2390551824 CA 16.57 17-Mar-2007 5,000.00 744,309.04 4 2390551935 NJ 13.09 20-Feb-2007 0.00 16,946.44 4 2390552056 CA 19.74 22-Feb-2007 5,000.00 0.00 4 2390552167 NJ 11.36 26-Feb-2007 24,941.43 73,931.88 4 2390552169 CA 27.78 27-Feb-2007 5,094.00 (36,213.00) 4 2390552188 MI 19.45 02-Mar-2007 30,192.90 45,675.69 4 2390552352 CO 77.32 02-Mar-2007 0.00 0.00 4 2390552401 FL 10.00 28-Feb-2007 14,500.00 14,325.78 4 2390552582 AK 13.51 11-Mar-2007 35,479.00 43,317.13 4 2390552609 HI 33.71 22-Mar-2007 0.00 0.00 4 2390552765 NC 34.35 04-Mar-2007 0.00 0.00 4 2390552788 CT 29.41 08-Mar-2007 5,001.00 0.00 4 2390552883 CA 32.56 12-Mar-2007 5,075.00 0.00 4 2390552897 NV 89.13 26-Mar-2007 2,374.00 204,374.00 4 2390553085 CA 12.90 16-Mar-2007 5,040.00 0.00 4 2390553109 FL 12.50 16-Mar-2007 0.00 0.00 4 2390553168 SC 57.69 17-Mar-2007 107,354.29 0.00 4 2390553332 WA 54.55 22-Mar-2007 0.00 149,158.16 4 2390553353 WA 26.32 26-Mar-2007 20,328.70 0.00 4 2390553355 CA 34.40 05-Apr-2007 5,000.00 0.00 4 2390553376 MD 16.95 22-Mar-2007 80,594.54 79,687.84 4 2390553487 CT 28.17 26-Mar-2007 5,001.00 0.00 4 2390553677 TN 44.44 07-Apr-2007 57,987.79 0.00 4 2390553819 AL 21.66 26-Apr-2007 0.00 18,745.57 4 2390553994 NJ 22.73 31-Mar-2007 17,938.16 17,861.77 4 2390554101 TN 58.48 19-May-2007 53,699.43 (21,513.47) 4 2390554378 ME 24.70 22-Apr-2007 68,049.47 66,849.47 4 2390554472 CA 66.67 07-May-2007 56,800.83 0.00 4 2390554612 CA 77.73 20-Apr-2007 304,793.20 0.00 4 2390554731 CA 65.00 15-Apr-2007 5,000.00 259,879.61 4 2390554766 CT 80.00 16-Apr-2007 5,001.00 0.00 4 2390554788 CA 3.97 22-Apr-2007 5,000.00 0.00 4 2390554790 VA 80.00 20-Apr-2007 256,000.00 256,000.00 4 2390554907 TX 36.36 16-Apr-2007 4,000.00 7,965.18 4 2390555211 CA 21.43 03-Jun-2007 5,000.00 0.00 4 2390555380 DE 33.72 23-Apr-2007 2,035.00 174,935.00 4 2390555769 CA 23.60 12-May-2007 5,419.00 0.00 4 2390555795 NM 80.00 05-May-2007 0.00 0.00 4 2390555856 CA 35.49 21-May-2007 154,917.33 161,917.33 4 2390555955 CA 15.15 13-May-2007 5,300.45 0.00 4 2390555988 IL 84.78 12-May-2007 423,000.00 423,000.00 4 2390556181 OR 43.48 16-May-2007 264.00 0.00 4 2390556279 NJ 10.00 26-May-2007 37,500.00 0.00 4 2390556307 AK 16.00 26-May-2007 25,000.00 0.00 4 2390556470 AK 45.29 03-Jun-2007 25,000.00 0.00 4 2390556518 CA 17.16 02-Jun-2007 5,293.00 0.00 4 2390849947 CO 18.88 05-Feb-2007 101,882.22 100,006.97 4 2710573675 UT 9.71 20-Aug-2005 0.00 0.00 4 2710767693 NJ 37.72 28-Jan-2006 0.00 68,716.84 4 2710797537 IL 8.47 24-Mar-2006 0.00 13,909.85 4 2710908491 PA 42.11 11-Jun-2006 25,281.71 45,463.80 4 2710923735 FL 54.05 16-Jul-2006 860.46 0.00 4 2710938896 CA 32.13 19-Jun-2006 80,000.00 77,577.74 4 2710941659 FL 24.36 15-Jul-2006 55,431.38 79,931.38 4 2710942394 NV 46.41 04-Jul-2006 110,000.00 107,955.20 4 2710943219 NY 10.26 05-Jul-2006 100,000.00 96,914.00 4 2710943788 WI 49.09 22-Jul-2006 0.00 13,891.79 4 2710955144 KY 21.21 20-Jun-2006 70,000.00 67,509.18 4 2710959842 VA 19.28 26-Jun-2006 43,000.00 41,523.54 4 2710962327 NJ 21.01 28-Jun-2006 50,000.00 48,053.41 4 2710963098 UT 14.88 26-Jun-2006 25,000.00 24,115.80 4 2710973638 NY 16.72 30-Jun-2006 83,623.63 80,828.83 4 2710975953 DE 21.05 12-Jul-2006 40,000.00 38,977.65 4 2710977628 SC 17.31 29-Aug-2006 11,850.66 16,406.55 4 2710986283 CO 15.75 03-Aug-2006 63,000.00 61,309.62 4 2710997157 IL 18.67 27-Jul-2006 28,000.00 27,156.78 4 2710999957 IA 22.22 01-Aug-2006 50,000.00 48,699.10 4 2711016676 OR 20.00 03-Aug-2006 100,000.00 97,385.11 4 2711020730 AL 34.72 11-Aug-2006 25,000.00 24,111.60 4 2711023503 CA 20.07 28-Sep-2006 36,130.29 59,516.90 4 2711024916 WI 31.76 15-Aug-2006 54,000.00 52,582.49 4 2711024955 MD 20.66 14-Aug-2006 50,000.00 48,797.76 4 2711025529 NV 8.56 27-Sep-2006 0.00 21,395.30 4 2711035990 AZ 15.00 24-Aug-2006 45,000.00 43,748.33 4 2711057882 PA 40.00 01-Oct-2006 0.00 29,904.56 4 2711062872 WI 50.00 15-Sep-2006 150,000.00 148,061.61 4 2711064535 AL 16.56 11-Nov-2006 9,000.00 0.00 4 2711075559 UT 18.43 14-Sep-2006 40,000.00 39,136.93 4 2711077852 FL 10.99 16-Oct-2006 25,275.00 43,076.74 4 2711078643 CA 12.44 21-Oct-2006 0.00 34,329.54 4 2711104298 CA 74.03 24-Dec-2006 103,894.15 0.00 4 2711106351 UT 29.62 20-Nov-2006 40,881.73 63,761.73 4 2711126626 OR 22.27 06-Dec-2006 0.00 16,509.48 4 2711129034 AZ 12.50 26-Nov-2006 48,126.58 47,806.30 4 2711177698 CO 14.58 03-Jan-2007 20,000.00 33,600.00 4 2711214685 TX 14.90 22-Jan-2007 5,840.66 0.00 4 2711237759 TX 9.34 06-Feb-2007 7,480.55 47,467.55 4 2711371556 IN 40.32 23-Apr-2007 14,287.24 0.00 4 2711371893 IN 13.18 20-Apr-2007 0.00 0.00 4 2711434895 MN 18.63 12-Apr-2007 35,390.48 35,389.21

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning 4 ~~2390394898~~2390394718 Loan Paid in Full 0 8.250% 120 8792 4 ~~2390399027~~2390394984 Loan Paid in Full 0 8.250% 120 8589 4 ~~2390399744~~2390398205 Loan Paid in Full ~~(1)~~0 8.250% 120 8688 4 ~~2390405589~~2390411788 Loan Paid in Full 0 1011.~~000~~750% 120 ~~111~~104 4 ~~2390406891~~2390414571 Loan Paid in Full 0 1012.~~240~~000% 120 ~~107~~100 4 ~~2390413988~~2390418207 Loan Paid in Full 0 127.~~240~~750% 120 9789 4 ~~2390415336~~2390418862 Loan Paid in Full 0 87.~~250~~750% 120 9687 4 ~~2390420187~~2390418983 Loan Paid in Full 0 8.250% 120 8386 4 ~~2390421075~~2390419950 Loan Paid in Full 0 89.~~250~~750% 120 8288 4 ~~2390423087~~2390420202 Loan Paid in Full ~~(1)~~0 87.~~250~~750% 120 8187 4 ~~2390471119~~2390422324 Loan Paid in Full ~~(1)~~0 8.250% 120 4985 4 ~~2390498620~~2390423276 Loan Paid in Full 0 89.~~000~~875% 120 3584 4 ~~2390499449~~2390510372 Loan Paid in Full 0 8.~~250~~750% 120 3533 4 ~~2390506593~~2390512045 Loan Paid in Full ~~(1)~~0 810.250% 120 3233 4 ~~2390513376~~2390526911 Loan Paid in Full ~~(1) 6.875% 300 27 4 2390514630 Loan Paid in Full~~ 0 7.875% 120 2622 4 ~~2390516386~~2390527082 Loan Paid in Full 0(1) 7.875% 120 2522 4 ~~2390517110~~2390527884 Loan Paid in Full 0 7.~~875~~375% 120 2421 4 ~~2390518168~~2390528206 Loan Paid in Full 0 7.~~750% 120 24 4 2390518558 Loan Paid in Full 0 7.000% 300 24 4 2390522395 Loan Paid in Full 0 7.~~875% 120 21 4 ~~2390525209~~2390530548 Loan Paid in Full 0 98.250% 120 1920 4 ~~2390526594~~2390533591 Loan Paid in Full ~~0 8.125% 120 18 4 2390527849 Loan Paid in Full~~ (1) 87.~~250~~625% 120 17 4 ~~2390527964~~2390534005 Loan Paid in Full 0 7.~~750~~625% 120 1316 4 ~~2390529308~~2390534034 Loan Paid in Full 0 7.~~875~~625% 120 16 4 ~~2390531317~~2390534605 Loan Paid in Full 0 ~~9.250% 120 15 4 2390532386 Loan Paid in Full 0~~ 7.~~875~~750% 120 1517 4 ~~2390533123~~2390534760 Loan Paid in Full 0 7.750% 120 1417 4 ~~2390534252~~2390535500 Loan Paid in Full 0 7.750% 120 ~~13 4 2390534366 Loan Paid in Full 0 7.875% 120~~ 12 4 ~~2390534660~~2390535748 Loan Paid in Full (1) 7.750% 120 1216 4 ~~2390535630~~2390536157 Loan Paid in Full 0(1) 7.~~750~~875% 120 1216 4 ~~2390536159~~2390536425 Loan Paid in Full 0 7.~~750~~250% 120 1215 4 ~~2390536195~~2390537325 Loan Paid in Full 0(1) 7.750% 120 1015 4 ~~2390536223~~2390537343 Loan Paid in Full (1) 7.750% 120 1215 4 ~~2390536274~~2390537628 Loan Paid in Full 0 78.~~750~~125% 120 1115 4 ~~2390536501~~2390538174 Loan Paid in Full 0 7.750% 120 1214 4 ~~2390537003~~2390539011 Loan Paid in Full 0 7.~~750~~250% 120 1114 4 ~~2390537523~~2390539237 Loan Paid in Full 0 7.~~500~~625% 120 1015 4 ~~2390537805~~2390539372 Loan Paid in Full 0 78.~~750~~000% 120 1114 4 ~~2390538062~~2390539590 Loan Paid in Full ~~(1)~~0 7.750% 120 1014 4 ~~2390538384~~2390539823 Loan Paid in Full 0(1) 7.~~625~~750% 120 1014 4 ~~2390539012~~2390540092 Loan Paid in Full 0(1) 7.750% 120 1014 4 ~~2390539634~~2390540146 Loan Paid in Full (1) 7.750% 120 914 4 ~~2390539640~~2390540178 Loan Paid in Full 0(1) 7.~~625~~375% 120 914 4 ~~2390539821~~2390540184 Loan Paid in Full 0(1) 78.~~625~~250% 120 1014 4 ~~2390539874~~2390540355 Loan Paid in Full 0(1) 7.750% 120 914 4 ~~2390540187~~2390540550 Loan Paid in Full 0 7.~~750~~875% ~~120~~180 1014 4 ~~2390540207~~2390540984 Loan Paid in Full 0 87.~~125~~750% 120 912 4 ~~2390540330~~2390541108 Loan Paid in Full (1) 7.~~500~~750% 120 1014 4 ~~2390540341~~2390541121 Loan Paid in Full 0 7.~~250~~625% ~~180~~120 1113 4 ~~2390540393~~2390541131 Loan Paid in Full ~~(1)~~0 7.750% 120 1013 4 ~~2390540482~~2390541207 Loan Paid in Full 0 7.~~750~~875% 120 914 4 ~~2390540535~~2390541316 Loan Paid in Full 0 7.~~500~~750% 120 913 4 ~~2390541012~~2390541369 Loan Paid in Full 0 7.~~750~~875% 120 1014 4 ~~2390541081~~2390541410 Loan Paid in Full 0 7.750% 120 914 4 ~~2390541188~~2390541463 Loan Paid in Full 0 7.~~125~~750% ~~180~~120 1113 4 ~~2390541250~~2390541488 Loan Paid in Full 0 87.~~375~~500% 120 1013 4 ~~2390541510~~2390541604 Loan Paid in Full 0 87.~~125~~250% 120 913 4 ~~2390541520~~2390541706 Loan Paid in Full 0 7.~~625~~500% ~~120~~180 914 4 ~~2390541526~~2390541790 Loan Paid in Full 0 7.750% 120 913 4 ~~2390541722~~2390541794 Loan Paid in Full 0 7.~~625~~750% 120 913 4 ~~2390541727~~2390541801 Loan Paid in Full 0 7.~~500~~750% 120 813 4 ~~2390541938~~2390541907 Loan Paid in Full 0 7.~~875~~375% 120 913 4 ~~2390542078~~2390541996 Loan Paid in Full 0 87.~~250~~750% 120 8 4 ~~2390542120~~2390542051 Loan Paid in Full 0 78.~~750~~250% 120 812 4 ~~2390542163~~2390542157 Loan Paid in Full 0 7.~~750~~625% 120 812 4 ~~2390542233~~2390542315 Loan Paid in Full 0 7.~~750~~500% 120 812 4 ~~2390542432~~2390542336 Loan Paid in Full (1) 7.~~625~~750% 120 813 4 ~~2390542581~~2390542347 Loan Paid in Full 0 7.750% 120 813 4 ~~2390542589~~2390542463 Loan Paid in Full 0 7.750% 120 811 4 ~~2390542650~~2390542479 Loan Paid in Full 0 86.~~250~~875% 120 912 4 ~~2390542753~~2390542577 Loan Paid in Full 0 7.750% 120 812 4 ~~2390542963~~2390542675 Loan Paid in Full 0 7.750% 120 813 4 ~~2390543051~~2390542701 Loan Paid in Full 0 78.~~750~~125% ~~120~~180 513 4 ~~2390543160~~2390542732 Loan Paid in Full 0 7.~~750~~500% 120 412 4 ~~2390543205~~2390542745 Loan Paid in Full 0 7.750% 120 812 4 ~~2390543211~~2390542813 Loan Paid in Full ~~(1)~~0 7.~~500~~250% 120 812 4 ~~2390543417~~2390542868 Loan Paid in Full 0 7.500% 120 712 4 ~~2390543423~~2390543051 Loan Paid in Full 0(1) 7.~~625~~750% 120 79 4 ~~2390543759~~2390543099 Loan Paid in Full (1) 7.750% 120 89 4 ~~2390543850~~2390543137 Loan Paid in Full 0 7.750% 120 89 4 ~~2390543875~~2390543244 Loan Paid in Full 0 87.~~125~~750% 120 812 4 ~~2390543947~~2390543316 Loan Paid in Full 0 78.~~500~~125% 120 812 4 ~~2390543966~~2390543522 Loan Paid in Full (1) 78.~~750~~000% 120 812 4 ~~2390544319~~2390543768 Loan Paid in Full 0 7.~~875~~750% 120 712 4 ~~2390544376~~2390543845 Loan Paid in Full 0 7.~~875~~750% 120 712 4 ~~2390544405~~2390544002 Loan Paid in Full 0(1) 7.~~500~~750% 120 812 4 ~~2390544489~~2390544167 Loan Paid in Full 0 7.625% 120 710 4 ~~2390544831~~2390544286 Loan Paid in Full 0 7.~~500~~250% 120 711 4 ~~2390544864~~2390544383 Loan Paid in Full 0 7.~~375~~750% 120 611 4 ~~2390544893~~2390544559 Loan Paid in Full ~~(1)~~0 7.~~750~~500% 120 611 4 ~~2390544952~~2390544687 Loan Paid in Full 0 7.750% 120 711 4 ~~2390544998~~2390544883 Loan Paid in Full (1) 7.~~750~~875% 120 711 4 ~~2390545034~~2390544945 Loan Paid in Full 0(1) 7.~~375~~250% 120 711 4 ~~2390545059~~2390545222 Loan Paid in Full 0 7.~~625~~000% 120 710 4 ~~2390545060~~2390545308 Loan Paid in Full 0 7.~~750~~625% 120 611 4 ~~2390545091~~2390545370 Loan Paid in Full (1) 7.~~750~~375% 120 711 4 ~~2390545148~~2390545430 Loan Paid in Full 0 7.~~875~~000% 120 810 4 ~~2390545262~~2390545638 Loan Paid in Full 0 7.750% 120 611 4 ~~2390545383~~2390545698 Loan Paid in Full 0(1) ~~8.000% 120~~ 7 ~~4 2390545701 Loan Paid in Full 0 8~~.~~250~~875% 120 711 4 ~~2390545823~~2390545801 Loan Paid in Full 0 7.625% 120 610 4 ~~2390545993~~2390545820 Loan Paid in Full 0 7.~~750~~500% 120 611 4 ~~2390546033~~2390545918 Loan Paid in Full ~~(1) 7.875% 120 6 4 2390546146 Loan Paid in Full~~ 0 7.~~500~~625% 120 610 4 ~~2390546251~~2390545990 Loan Paid in Full 0 7.750% 120 610 4 ~~2390546409~~2390546120 Loan Paid in Full 0 ~~8.125% 180~~ 7 ~~4 2390546454 Loan Paid in Full 0 8~~.~~250~~625% 120 610 4 ~~2390546558~~2390546329 Loan Paid in Full 0 7.~~750~~125% 120 59 4 ~~2390546684~~2390546387 Loan Paid in Full 0 7.~~750~~625% 120 610 4 ~~2390546812~~2390546396 Loan Paid in Full 0 7.~~500~~625% 120 610 4 ~~2390547091~~2390546439 Loan Paid in Full 0 78.~~750~~000% 120 510 4 ~~2390547302~~2390546481 Loan Paid in Full 0 7.750% 120 59 4 ~~2390547438~~2390546555 Loan Paid in Full 0(1) 7.~~625~~750% 120 310 4 ~~2390547509~~2390546591 Loan Paid in Full 0(1) 7.~~500~~125% 120 59 4 ~~2390547640~~2390546622 Loan Paid in Full 0(1) 7.~~750% 120 5 4 2390547681 Loan Paid in Full 0 7.~~625% 120 510 4 ~~2390547740~~2390546654 Loan Paid in Full 0 8.~~250~~000% 120 510 4 ~~2390548005~~2390546787 Loan Paid in Full 0 7.750% 120 410 4 ~~2390548028~~2390546829 Loan Paid in Full 0 7.750% 120 510 4 ~~2390548112~~2390547200 Loan Paid in Full 0 7.~~750~~375% 120 510 4 ~~2390548613~~2390547244 Loan Paid in Full ~~(1) 7.500% 120 5 4 2390548671 Loan Paid in Full~~ 0 7.~~750~~625% 120 59 4 ~~2390548764~~2390547441 Loan Paid in Full (1) 7.~~500~~750% 120 58 4 ~~2390548777~~2390547477 Loan Paid in Full 0 7.750% 120 59 4 ~~2390548799~~2390547489 Loan Paid in Full ~~(1)~~0 7.~~500~~750% 120 59 4 ~~2390548811~~2390547683 Loan Paid in Full 0 78.~~750~~000% 120 59 4 ~~2390548894~~2390547842 Loan Paid in Full ~~(1)~~0 7.750% 120 59 4 ~~2390548984~~2390547845 Loan Paid in Full 0 7.~~875~~250% 120 58 4 ~~2390549274~~2390547909 Loan Paid in Full 0 87.~~000~~750% 120 49 4 ~~2390549406~~2390547976 Loan Paid in Full 0 87.~~000~~750% 120 59 4 ~~2390549447~~2390548407 Loan Paid in Full 0 7.~~375~~750% 120 49 4 ~~2390549459~~2390548783 Loan Paid in Full 0 7.~~625~~750% 120 58 4 ~~2390549678~~2390548804 Loan Paid in Full ~~(1)~~0 7.~~750~~375% 120 49 4 ~~2390549723~~2390548858 Loan Paid in Full 0 7.~~625~~875% 120 49 4 ~~2390549744~~2390548878 Loan Paid in Full 0 7.~~625~~750% 120 48 4 ~~2390549877~~2390548953 Loan Paid in Full 0 7.~~750~~250% 120 49 4 ~~2390549878~~2390549334 Loan Paid in Full 0 7.750% 120 48 4 ~~2390550078~~2390549341 Loan Paid in Full 0 7.~~750~~625% 120 48 4 ~~2390550104~~2390549386 Loan Paid in Full 0 7.750% 120 49 4 ~~2390550112~~2390549417 Loan Paid in Full ~~(1)~~0 7.~~500~~250% 120 49 4 ~~2390550184~~2390549437 Loan Paid in Full 0 7.750% 120 49 4 ~~2390550195~~2390549541 Loan Paid in Full 0 7.~~750~~250% 120 49 4 ~~2390550202~~2390549605 Loan Paid in Full 0 7.~~500~~625% 120 49 4 ~~2390550235~~2390549669 Loan Paid in Full (1) 7.~~750~~000% 120 48 4 ~~2390550325~~2390549714 Loan Paid in Full 0 7.~~875~~750% 120 48 4 ~~2390550467~~2390549764 Loan Paid in Full 0 7.~~750~~625% 120 48 4 ~~2390550497~~2390549837 Loan Paid in Full 0(1) 7.~~625~~250% 120 49 4 ~~2390550729~~2390549976 Loan Paid in Full 0 78.~~500~~000% 120 48 4 ~~2390550752~~2390549996 Loan Paid in Full 0 7.~~625~~000% 120 49 4 ~~2390550768~~2390549999 Loan Paid in Full 0 7.~~250~~500% 120 38 4 ~~2390550772~~2390550225 Loan Paid in Full 0 7.750% 120 48 4 ~~2390550827~~2390550453 Loan Paid in Full 0(1) 7.~~750~~625% 120 ~~2 4 2390550907 Loan Paid in Full 0~~ 8~~.000%~~ ~~120~~ 4 42390550460 ~~2390550988~~ Loan Paid in Full 0 7.750% 120 ~~3 4 2390551089 Loan Paid in Full 0~~ 8~~.250%~~ ~~120~~ 4 42390550534 ~~2390551186~~ Loan Paid in Full (1) 7.750% 120 48 4 ~~2390551249~~2390550807 Loan Paid in Full 0 7.~~875~~250% 120 38 4 ~~2390551344~~2390550892 Loan Paid in Full 0 7.~~750~~625% 120 37 4 ~~2390551482~~2390551032 Loan Paid in Full 0 7.750% 120 38 4 ~~2390551595~~2390551133 Loan Paid in Full 0(1) 7.750% 120 48 4 ~~2390551668~~2390551162 Loan Paid in Full 0 7.~~750~~125% 120 37 4 ~~2390551721~~2390551525 Loan Paid in Full 0(1) 7.750% 120 47 4 ~~2390551824~~2390551540 Loan Paid in Full 0(1) 7.~~750~~375% 120 48 4 ~~2390551935~~2390551699 Loan Paid in Full 0 7.750% 120 37 4 ~~2390552056~~2390551700 Loan Paid in Full 0 7.~~750~~250% 120 37 4 ~~2390552167~~2390551707 Loan Paid in Full 0 7.750% 120 37 4 ~~2390552169~~2390551742 Loan Paid in Full 0 78.~~625~~250% 120 28 4 ~~2390552188~~2390551829 Loan Paid in Full 03 78.~~875~~000% 120 48 4 ~~2390552352~~2390551870 Loan Paid in Full 0 78.~~750~~000% 120 37 4 ~~2390552401~~2390551976 Loan Paid in Full 0 7.~~500~~250% 120 37 4 ~~2390552582~~2390551995 Loan Paid in Full 0(1) 7.750% 120 48 4 ~~2390552609~~2390552246 Loan Paid in Full 0 7.750% 120 27 4 ~~2390552765~~2390552327 Loan Paid in Full 0 7.750% 120 ~~3 4 2390552788 Loan Paid in Full (1)~~ 7~~.750%~~ ~~120~~ 4 42390552357 ~~2390552883~~ Loan Paid in Full 0 78.~~750~~000% 120 47 4 ~~2390552897~~2390552452 Loan Paid in Full 0 7.625% 120 26 4 ~~2390553085~~2390552663 Loan Paid in Full (1) 7.~~750~~625% 120 48 4 ~~2390553109~~2390552688 Loan Paid in Full 0 7.750% 120 38 4 ~~2390553168~~2390552774 Loan Paid in Full (1) 7.500% 120 48 4 ~~2390553332~~2390552822 Loan Paid in Full 0 7.~~750~~875% 120 48 4 ~~2390553353~~2390553156 Loan Paid in Full 0(1) 7.~~750~~500% 120 48 4 ~~2390553355~~2390553187 Loan Paid in Full ~~(1)~~0 7.750% 120 28 4 ~~2390553376~~2390553203 Loan Paid in Full 0 7.~~625~~250% 120 48 4 ~~2390553487~~2390553294 Loan Paid in Full 0 7.750% 120 48 4 ~~2390553677~~2390553436 Loan Paid in Full 0 7.750% 120 28 4 ~~2390553819~~2390553485 Loan Paid in Full 0 7.625% 120 18 4 ~~2390553994~~2390553717 Loan Paid in Full 0 7.750% 120 48 4 ~~2390554101~~2390553856 Loan Paid in Full 0 7.750% 120 15 4 ~~2390554378~~2390553891 Loan Paid in Full 0 7.~~750~~250% 120 15 4 ~~2390554472~~2390554070 Loan Paid in Full 0 78.~~750~~250% 120 16 4 ~~2390554612~~2390554145 Loan Paid in Full 0 7.500% 120 16 4 ~~2390554731~~2390554804 Loan Paid in Full 0 7.~~750~~500% 120 25 4 ~~2390554766~~2390554899 Loan Paid in Full 0 7.750% 120 26 4 ~~2390554788~~2390555057 Loan Paid in Full 0 7.750% 120 16 4 ~~2390554790~~2390555243 Loan Paid in Full 0 78.~~750~~250% 120 15 4 ~~2390554907~~2390555267 Loan Paid in Full ~~0 7.750% 120 2 4 2390555211 Loan Paid in Full~~ (1) 7.~~750~~625% 120 1 4 ~~2390555380 Loan Paid in Full 0 7.625% 120 1~~ 4 ~~2390555769~~2390555353 Loan Paid in Full 0 7.~~500% 120 1 4 2390555795 Loan Paid in Full (1) 7.~~750% 120 15 4 ~~2390555856~~2390555522 Loan Paid in Full 0 7.500% 120 15 4 ~~2390555955~~2390555796 Loan Paid in Full 0 7.~~250~~500% 120 15 4 ~~2390555988~~2390556000 Loan Paid in Full 0 7.~~625% 120 1 4 2390556181 Loan Paid in Full 0 7.250% 120 1 4 2390556279 Loan Paid in Full 0 7.375% 120 1 4 2390556307 Loan Paid in Full 0 7.~~750% 120 15 4 ~~2390556470~~2390556206 Loan Paid in Full (1) 78.~~750~~000% 120 15 4 ~~2390556518~~2390556897 Loan Paid in Full ~~(1)~~0 7.500% 120 15 4 ~~2390849947~~2710583589 Loan Paid in Full 0 79.~~875% 120 4 4 2710573675 Loan Paid in Full 0 8.~~000% 119 2125 4 ~~2710767693~~2710761451 Loan Paid in Full 0 8.~~750~~250% ~~119~~180 1621 4 ~~2710797537~~2710947163 Loan Paid in Full 0 97.250% ~~119~~180 1415 4 ~~2710908491~~2710949902 Loan Paid in Full 0 87.000% ~~119~~180 1215 4 ~~2710923735~~2710957310 Loan Paid in Full 0 8.~~500% 119 11 4 2710938896 Loan Paid in Full 0 7.~~000% 180 1115 4 ~~2710941659~~2710958199 Loan Paid in Full 0 87.500% ~~119~~180 1114 4 ~~2710942394~~2710959312 Loan Paid in Full 0 7.~~250% 240 11 4 2710943219 Loan Paid in Full 0 7.~~000% 180 1115 4 ~~2710943788~~2710960651 Loan Paid in Full 0 87.250% 119 1013 4 ~~2710955144~~2710963107 Loan Paid in Full 0 7.~~750~~000% 180 1115 4 ~~2710959842~~2710965336 Loan Paid in Full 0 8.~~250% 180 11 4 2710962327 Loan Paid in Full 0 7.750% 180 11 4 2710963098 Loan Paid in Full 0 7.~~000% 180 1115 4 ~~2710973638~~2710969630 Loan Paid in Full 0 7.500% 180 1115 4 ~~2710975953~~2710973205 Loan Paid in Full 0 8.~~500~~750% 180 1115 4 ~~2710977628~~2710998605 Loan Paid in Full 0 ~~10.000% 119~~ 9 ~~4 2710986283 Loan Paid in Full 0 7~~.500% 180 1014 4 ~~2710997157~~2711030959 Loan Paid in Full 0 78.500% ~~180~~119 1013 4 ~~2710999957~~2711038127 Loan Paid in Full 0 89.~~000~~500% ~~180~~119 10 4 ~~2711016676~~2711058476 Loan Paid in Full 0 89.~~250% 180 10 4 2711020730 Loan Paid in Full 0 8.~~000% ~~180 10 4 2711023503 Loan Paid in Full 0 9.250%~~ 119 812 4 ~~2711024916~~2711094129 Loan Paid in Full 0(1) 8.000% 180 1012 4 ~~2711024955~~2711095104 Loan Paid in Full 0(1) 8.~~250% 180 10 4 2711025529 Loan Paid in Full 0 7.~~750% 119 811 4 ~~2711035990~~2711106811 Loan Paid in Full 0 8.~~000~~250% 180 911 4 ~~2711057882~~2711108859 Loan Paid in Full ~~(1)~~0 7.750% 119 811 4 ~~2711062872~~2711112899 Loan Paid in Full 0 8.250% ~~240~~180 911 4 ~~2711064535~~2711172154 Loan Paid in Full 0 ~~7.500% 119 7 4 2711075559 Loan Paid in Full 0~~ 8.000% 180 910 4 ~~2711077852~~2711263152 Loan Paid in Full 0 78.~~750~~375% 119 8 4 ~~2711078643~~2711343974 Loan Paid in Full 0 7.~~750~~250% 119 75 4 ~~2711104298~~2711376476 Loan Paid in Full 0 8.000% 119 ~~5 4 2711106351 Loan Paid in Full 0 8.250% 119~~ 6 4 ~~2711126626~~2711383247 Loan Paid in Full 0 ~~9.500% 119 6 4 2711129034 Loan Paid in Full 0~~ 8.~~000~~375% 119 6 4 ~~2711177698~~2711432511 Loan Paid in Full 0 7.750% 119 5 4 2711214685 Loan Paid in Full (1) 7.750% 119 4 4 2711237759 Loan Paid in Full 0 7.750% 119 4 4 2711371556 Loan Paid in Full 0 7.875% 119 1 4 2711371893 Loan Paid in Full (1) 9.250% 119 1 4 2711434895 Loan Paid in Full 0 8.000% 119 26

Prepayment Rates

Summary SMM CPR PSA Current Month (10.~~607)~~436% Current Month ~~(21~~5.~~085)~~105% Current Month ~~(1,236~~207.~~635)~~080% 3 Month Average (10.~~686)~~115% 3 Month Average ~~(22~~1.~~291)~~321% 3 Month Average ~~(1,393~~47.~~546)~~357% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jul~~Nov-2006 N/A N/A ~~Jul~~Nov-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Aug~~Dec-2006 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Sep~~Jan-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Oct~~Feb-~~2006~~2007 N/A N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~(44.338)% N/A ~~Nov~~Mar-~~2006~~2007 ~~N/A~~(3,085.908)% N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~(28.022)% N/A ~~Dec~~Apr-~~2006~~2007 ~~N/A~~(1,789.879)% N/A ~~Jan~~May-2007 ~~N/A~~(17.765)% N/A ~~Jan~~May-2007 ~~N/A~~(1,154.123)% N/A ~~Feb~~Jun-2007 ~~N/A~~(21.085)% N/A ~~Feb~~Jun-2007 ~~N/A~~(1,236.635)% N/A ~~Mar~~Jul-2007 (4421.~~338~~207)% N/A ~~Mar~~Jul-2007 (31,~~085~~129.~~908~~560)% N/A ~~Apr~~Aug-2007 (283.~~022~~124)% N/A ~~Apr~~Aug-2007 (~~1,789~~151.~~879~~918)% N/A ~~May~~Sep-2007 ~~(17~~1.~~765)~~981% N/A ~~May~~Sep-2007 ~~(1,154~~86.~~123)~~911% N/A ~~Jun~~Oct-2007 ~~(21~~5.~~085)~~105% N/A ~~Jun~~Oct-2007 ~~(1,236~~207.~~635)~~080% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Repurchases ~~Current~~Due to Breaches Beginning Loan Scheduled Payoff Current Current Number Balance Balance Rate Payment No Repurchases Due to Breaches this Period

~~Breaches~~Repurchases ~~Current~~Due to Other Beginning Loan Scheduled Payoff Current Current Number Balance Balance Rate Payment No ~~Breaches~~Repurchases Due to Other this Period

Interest Rate Stratification Summary Current Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Range(%) Balance($) < 6.000 0 0.00 0.000 6.000 6.499 1 10,~~390~~085.7599 0.001 6.500 6.999 773 312,~~971~~832,~~346~~015.4397 01.~~475~~632 7.000 7.499 ~~386~~2,556 40272,~~467~~059,~~527~~732.5346 434.~~842~~591 7.500 7.999 64,~~517~~035 ~~647~~398,~~080~~062,~~316~~565.7050 7750.~~420~~612 8.000 8.499 1,~~504~~063 ~~105~~74,~~755~~198,~~311~~429.5123 129.~~653~~434 8.500 8.999 ~~399~~341 2219,~~835~~207,~~919~~778.2682 2.~~732~~442 9.000 9.499 ~~249~~178 95,~~537~~901,~~233~~648.1382 10.~~141~~750 9.500 9.999 ~~112~~86 32,~~350~~199,~~361~~138.8312 0.~~401~~280 10.000 10.499 6141 1,~~371~~079,~~588~~203.7127 0.~~164~~137 10.500 10.999 1311 ~~542~~398,~~412~~676.7697 0.~~065~~051 11.000 11.499 107 ~~598~~297,~~560~~785.9211 0.~~072~~038 11.500 11.999 12 2440,~~000~~022.0021 0.~~003~~005 12.000 12.499 63 ~~100~~48,~~437~~006.5661 0.~~012~~006 12.500 12.999 12 711,~~914~~902.4732 0.~~001~~002 13.000 13.499 43 4741,~~801~~455.0893 0.~~006~~005 13.500 13.999 12 830,~~759~~382.7297 0.~~001~~004 14.000 14.499 2 4226,~~715~~367.4322 0.~~005~~003 14.500 14.999 32 2922,~~347~~963.5938 0.~~004~~003 15.000 15.499 0 0.00 0.000 15.500 15.999 1 19,~~951~~261.1319 0.002 16.000 16.499 0 0.00 0.000 16.500 16.999 0 0.00 0.000 17.000 17.499 0 0.00 0.000 17.500 17.999 1 7,~~726~~624.7173 0.001 >= 18.000 0 0.00 0.000 Total 98,~~279~~410 ~~835~~786,~~809~~495,~~623~~046.2282 100.000

Filing Compare · MSCC HELOC Trust 2007-1