10-D 1 hbm07001_10d-200706.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-D ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the monthly distribution period from: May 26, 2007 to June 25, 2007 Commission File Number of issuing entity: 333-129452-03 HomeBanc Mortgage Trust 2007-1 (Exact name of issuing entity as specified in its charter) Commission File Number of depositor: 333-129452 HMB Acceptance Corporation (Exact name of depositor as specified in its charter) HomeBanc Mortgage Corporation (Exact name of sponsor as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization of the issuing entity) 54-2199287 54-2199288 54-2199289 54-2199563 (I.R.S. Employer Identification No.) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices of the issuing entity) (Zip Code) (410) 884-2000 (Telephone number, including area code) Not Applicable (Former name, former address, if changed since last report) Registered/reporting pursuant to (check one) Title of Section Section Section Name of Exchange Class 12(b) 12(g) 15(d) (If Section 12(b)) I-1A-1 _____ _____ __X___ ____________ I-1A-2 _____ _____ __X___ ____________ I-1X _____ _____ __X___ ____________ I-2A-1 _____ _____ __X___ ____________ I-2A-2 _____ _____ __X___ ____________ I-2X _____ _____ __X___ ____________ I-3A-1 _____ _____ __X___ ____________ I-3A-2 _____ _____ __X___ ____________ I-3X _____ _____ __X___ ____________ I-B-1 _____ _____ __X___ ____________ I-B-2 _____ _____ __X___ ____________ I-B-3 _____ _____ __X___ ____________ I-B-4 _____ _____ __X___ ____________ I-B-5 _____ _____ __X___ ____________ I-B-6 _____ _____ __X___ ____________ II-A _____ _____ __X___ ____________ II-M-1 _____ _____ __X___ ____________ II-M-2 _____ _____ __X___ ____________ II-B _____ _____ __X___ ____________ II-X _____ _____ __X___ ____________ R _____ _____ __X___ ____________

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes __X__ No ____ Part I - DISTRIBUTION INFORMATION Item 1. Distribution and Pool Performance Information On June 25, 2007 a distribution was made to holders of HomeBanc Mortgage Trust 2007-1. The distribution report is attached as an Exhibit to this Form 10-D. Please see Item 9(b), Exhibit 99.1 for the related information. Part II - OTHER INFORMATION Item 9. Exhibits. (a) The following is a list of documents filed as part of this Report on Form 10-D: (99.1) Monthly report distributed to holders of HomeBanc Mortgage Trust 2007-1, relating to the June 25, 2007 distribution. (b) The exhibits required to be filed by the Registrant pursuant to this Form are listed above and in the Exhibit Index that immediately follows the signature page hereof. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. HomeBanc Mortgage Trust 2007-1 (Issuing Entity) Wells Fargo Bank, N.A. (Master Servicer) /s/ Elisabeth A. Brewster Elisabeth A. Brewster, Vice President Date: July 5, 2007 EXHIBIT INDEX Exhibit Number Description EX-99.1 Monthly report distributed to holders of HomeBanc Mortgage Trust 2007-1, relating to the June 25, 2007 distribution. EX-99.1 HomeBanc Mortgage Trust Mortgage Pass-Through Certificates Distribution Date: 6/25/2007 HomeBanc Mortgage Trust Mortgage Pass-Through Certificates Series 2007-1 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660

Certificateholder Distribution Summary Class CUSIP Record Certificate Beginning Interest Date Pass-Through Certificate Distribution Rate Balance I-1A-1 43741BAA7 0405/3031/2007 5.~~53842~~53078% ~~115~~113,~~098~~700,~~744~~197.8505 ~~531~~524,~~221~~042.1862 I-1A-2 43741BAB5 0405/3031/2007 5.~~53842~~53078% 2726,~~009~~681,~~718~~527.1102 ~~124~~122,~~659~~974.3578 I-1X 43741BAK5 0405/3031/2007 0.54300% 0.00 6463,~~304~~522.0873 I-2A-1 43741BAC3 0405/3031/2007 5.69742% 52,~~664~~661,~~567~~233.0791 250,~~043~~027.6775 I-2A-2 43741BAD1 0405/3031/2007 5.69742% 4,~~574~~573,~~061~~771.0253 21,~~716~~715.9759 I-2X 43741BAL3 0405/3031/2007 0.64400% 0.00 30,~~718~~716.0612 I-3A-1 43741BAE9 0405/3031/2007 5.~~99970~~98748% 21,~~982~~467,~~874~~644.1724 ~~109~~107,~~908~~114.9417 I-3A-2 43741BAF6 0405/3031/2007 5.~~99970~~98748% 1,~~909~~864,~~381~~629.0740 9,~~546~~303.4369 I-3X 43741BAM1 0405/3031/2007 0.07200% 0.00 1,~~433~~399.5494 I-B-1 43741BAG4 0405/3031/2007 6.~~14764~~14149% 5,516,~~907~~819.6248 28,~~263~~234.3059 I-B-2 43741BAH2 0405/3031/2007 6.~~14764~~14149% 4,044,~~932~~867.2664 20,~~722~~701.3227 I-B-3 43741BAJ8 0405/3031/2007 6.~~14764~~14149% 3,065,~~948~~899.6668 15,~~706~~691.9600 I-B-4 43741BAT6 0405/3031/2007 6.~~14764~~14149% 3,309,~~944~~891.5769 16,~~956~~939.9673 I-B-5 43741BAU3 0405/3031/2007 6.~~14764~~14149% 1,226,~~979~~959.4585 6,~~285~~279.8647 I-B-6 43741BAV1 0405/3031/2007 6.~~14764~~14149% ~~982~~981,~~015~~999.2859 5,~~030~~025.9079 II-A 43741BAN9 0506/2422/2007 5.62000% 4140,~~714~~767,~~931~~624.9802 ~~195~~197,~~364~~292.9365 II-M-1 43741BAP4 0506/2422/2007 6.22000% 3,314,000.00 17,~~177~~750.5715 II-M-2 43741BAQ2 0506/2422/2007 7.32000% 2,246,000.00 1314,~~700~~157.6029 II-B 43741BAR0 0506/2422/2007 7.32000% 2,082,000.00 1213,~~700~~123.2054 II-X 43741BAS8 0506/2422/2007 0.00000% 3,~~348~~482,~~880~~231.8971 0.00 R HBM07001R 0405/3031/2007 0.00000% 0.00 0.00 Totals ~~294~~290,~~091~~987,~~887~~296.0081 1,~~475~~466,~~461~~012.8287

Certificateholder Distribution Summary (continued) Class Principal Current Ending Total Cumulative Distribution Realized Certificate Distribution Realized Loss Balance Losses I-1A-1 1540,~~398,547~~540.8040 0.00 113,~~700~~159,~~197~~656.0564 1,~~929~~064,~~768~~583.9802 0.00 I-1A-2 ~~328~~126,~~191~~846.0825 0.00 26,~~681~~554,~~527~~680.0278 ~~452~~249,~~850~~821.4303 0.00 I-1X 0.00 0.00 0.00 6463,~~304~~522.0873 0.00 I-2A-1 31,~~333~~443,876.1738 0.00 5251,~~661~~217,~~233~~357.9152 ~~253~~1,~~376~~693,904.8413 0.00 I-2A-2 ~~289~~125,404.4959 0.00 4,~~573~~448,~~771~~366.5393 22147,~~006~~120.4618 0.00 I-2X 0.00 0.00 0.00 30,~~718~~716.0612 0.00 I-3A-1 ~~515~~483,~~229~~951.9365 0.00 2120,~~467~~983,~~644~~692.2459 ~~625~~591,~~138~~065.8782 0.00 I-3A-2 4442,~~751~~034.6791 0.00 1,~~864~~822,~~629~~594.4049 5451,~~298~~338.1060 0.00 I-3X 0.00 0.00 0.00 1,~~433~~399.5494 0.00 I-B-1 8889.1454 0.00 5,516,~~819~~729.4894 28,~~351~~324.4413 0.00 I-B-2 6465.6265 0.00 4,044,~~867~~801.6499 20,~~786~~766.9492 0.00 I-B-3 4849.9876 0.00 3,065,~~899~~849.6892 15,~~755~~740.9476 0.00 I-B-4 5253.8872 0.00 3,309,~~891~~837.6997 1716,~~009~~993.8445 0.00 I-B-5 19.6091 0.00 1,226,~~959~~939.8594 6,~~305~~299.4638 0.00 I-B-6 15.6994 0.00 981,~~999~~983.5965 5,~~046~~041.5973 0.00 II-A ~~947~~1,~~307~~438,544.9663 0.00 4039,~~767~~329,~~624~~079.0239 1,~~142~~635,~~672~~837.8928 0.00 II-M-1 0.00 0.00 3,314,000.00 17,~~177~~750.5715 0.00 II-M-2 0.00 0.00 2,246,000.00 1314,~~700~~157.6029 0.00 II-B 0.00 0.00 2,082,000.00 1213,~~700~~123.2054 0.00 II-X 0.00 0.00 3,~~482~~606,~~231~~716.7183 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 34,~~237~~201,~~941~~493.0133 0.00 ~~290~~286,~~987~~910,~~296~~288.8158 45,~~713~~667,~~402~~506.8320 0.00 As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers, Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties. All Record Dates are based upon the governing documents and logic set forth as of closing.

Principal Distribution Statement Class Original Beginning Scheduled UnScheduled Accretion ~~Realized~~ Face Certificate Principal Principal ~~Loss~~ Amount Balance Distribution Distribution I-1A-1 116,992,000.00 ~~115~~113,~~098~~700,~~744~~197.8505 1,~~762~~770.0760 1538,~~396,785~~769.7380 0.00 ~~0.00~~ I-1A-2 27,454,000.00 2726,~~009~~681,~~718~~527.1102 ~~413~~415.50 ~~327~~126,~~777~~430.5975 0.00 ~~0.00~~ I-1X 0.00 0.00 0.00 0.00 0.00 ~~0.00~~ I-2A-1 54,034,000.00 52,~~664~~661,~~567~~233.0791 ~~817~~822.8288 21,~~515~~443,053.3550 0.00 ~~0.00~~ I-2A-2 4,693,000.00 4,~~574~~573,~~061~~771.0253 71.0347 ~~218~~125,333.4613 0.00 ~~0.00~~ I-2X 0.00 0.00 0.00 0.00 0.00 ~~0.00~~ I-3A-1 21,990,000.00 21,~~982~~467,~~874~~644.1724 ~~463~~465.9654 ~~514~~483,~~765~~486.9711 0.00 ~~0.00~~ I-3A-2 1,910,000.00 1,~~909~~864,~~381~~629.0740 40.30 44 41,~~711~~994.3747 0.00 ~~0.00~~ I-3X 0.00 0.00 0.00 0.00 0.00 ~~0.00~~ I-B-1 5,517,000.00 5,516,~~907~~819.6248 8889.1454 0.00 0.00 ~~0.00~~ I-B-2 4,045,000.00 4,044,~~932~~867.26 64~~.62~~ 065.0065 0.00 0.00 I-B-3 3,066,000.00 3,065,~~948~~899.6668 4849.9876 0.00 0.00 ~~0.00~~ I-B-4 3,310,000.00 3,309,~~944~~891.5769 5253.8872 0.00 0.00 ~~0.00~~ I-B-5 1,227,000.00 1,226,~~979~~959.4585 19.6091 0.00 0.00 ~~0.00~~ I-B-6 982,031.72 ~~982~~981,~~015~~999.2859 15.6994 0.00 0.00 ~~0.00~~ II-A 43,968,000.00 4140,~~714~~767,~~931~~624.9802 0.00 ~~947~~1,~~307~~438,544.9663 0.00 ~~0.00~~ II-M-1 3,314,000.00 3,314,000.00 0.00 0.00 0.00 ~~0.00~~ II-M-2 2,246,000.00 2,246,000.00 0.00 0.00 0.00 ~~0.00~~ II-B 2,082,000.00 2,082,000.00 0.00 0.00 0.00 ~~0.00~~ II-X 3,178,796.37 3,~~348~~482,~~880~~231.8971 0.00 0.00 0.00 ~~0.00~~ R 0.00 0.00 0.00 0.00 0.00 ~~0.00~~ Totals 300,008,828.09 ~~294~~290,~~091~~987,~~887~~296.0081 3,~~858~~880.5995 34,~~234~~197,~~082~~612.4339 0.00 ~~0.00~~

Principal Distribution Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution I-1A-1 10.00 540,~~398,547~~540.8040 113,~~700~~159,~~197~~656.0564 0.~~97186301~~96724269 1540,~~398,547~~540.8040 I-1A-2 ~~328~~0.00 126,~~191~~846.0825 26,~~681~~554,~~527~~680.0278 0.~~97186301~~96724269 ~~328~~126,~~191~~846.0825 I-1X 0.00 0.00 0.00 0.00000000 0.00 I-2A-1 30.00 1,~~333~~443,876.1738 5251,~~661~~217,~~233~~357.9152 0.~~97459440~~94787277 31,~~333~~443,876.1738 I-2A-2 ~~289~~0.4900 125,404.59 4,~~573~~448,~~771~~366.5393 0.~~97459440~~94787277 ~~289~~125,404.4959 I-2X 0.00 0.00 0.00 0.00000000 0.00 I-3A-1 ~~515~~0.00 483,~~229~~951.9365 2120,~~467~~983,~~644~~692.2459 0.~~97624576~~95423795 ~~515~~483,~~229~~951.9365 I-3A-2 440.00 42,~~751~~034.6791 1,~~864~~822,~~629~~594.4049 0.~~97624576~~95423795 4442,~~751~~034.6791 I-3X 0.00 0.00 0.00 0.00000000 0.00 I-B-1 880.1400 89.54 5,516,~~819~~729.4894 0.~~99996728~~99995105 8889.1454 I-B-2 640.6200 65.65 4,044,~~867~~801.6499 0.~~99996728~~99995105 6465.6265 I-B-3 480.9800 49.76 3,065,~~899~~849.6892 0.~~99996728~~99995105 4849.9876 I-B-4 520.8800 53.72 3,309,~~891~~837.6997 0.~~99996728~~99995105 5253.8872 I-B-5 0.00 19.6091 1,226,~~959~~939.8594 0.~~99996728~~99995105 19.6091 I-B-6 0.00 15.6994 981,~~999~~983.5965 0.~~99996728~~99995105 15.6994 II-A ~~947~~0.00 1,~~307~~438,544.9663 4039,~~767~~329,~~624~~079.0239 0.~~92721124~~89449325 ~~947~~1,~~307~~438,544.9663 II-M-1 0.00 0.00 3,314,000.00 1.00000000 0.00 II-M-2 0.00 0.00 2,246,000.00 1.00000000 0.00 II-B 0.00 0.00 2,082,000.00 1.00000000 0.00 II-X 0.00 0.00 3,~~482~~606,~~231~~716.7183 1.~~09545605~~13461713 0.00 R 0.00 0.00 0.00 0.00000000 0.00 Totals 3$0.00 4,~~237~~201,~~941~~493.0133 ~~290~~286,~~987~~910,~~296~~288.8158 0.~~96992911~~95633949 34,~~237~~201,~~941~~493.0133

Principal Distribution Factors Statement Class Original Beginning Scheduled UnScheduled Accretion Face Certificate Principal Principal Amount Balance Distribution Distribution I-1A-1 116,992,000.00 ~~983~~971.~~81722554~~86300815 0.~~01506146~~01513437 114.~~93915593~~60518497 0.00000000 I-1A-2 27,454,000.00 ~~983~~971.~~81722554~~86300794 0.~~01506156~~01513441 114.~~93915604~~60518504 0.00000000 I-1X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-2A-1 54,034,000.00 974.~~65608820~~59440186 0.~~01513529~~01522893 026.~~04655125~~70639782 0.00000000 I-2A-2 4,693,000.00 974.~~65608779~~59440230 0.~~01513531~~01522906 026.~~04655018~~70639889 0.00000000 I-2X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-3A-1 21,990,000.00 ~~999~~976.~~67595134~~24575898 0.~~02109868~~02117053 2321.~~40909368~~98663529 0.00000000 I-3A-2 1,910,000.00 ~~999~~976.~~67595288~~24575916 0.~~02109948~~02117277 2321.~~40909424~~98663351 0.00000000 I-3X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 I-B-1 5,517,000.00 999.~~98325539~~96727932 0.~~01597607~~01622984 0.00000000 0.00000000 I-B-2 4,045,000.00 999.~~98325340~~96727812 0.~~01597528~~01622991 0.00000000 0.00000000 I-B-3 3,066,000.00 999.~~98325506~~96727984 0.~~01597521~~01622962 0.00000000 0.00000000 I-B-4 3,310,000.00 999.~~98325378~~96727795 0.~~01597583~~01622961 0.00000000 0.00000000 I-B-5 1,227,000.00 999.~~98325183~~96727791 0.~~01597392~~01622657 0.00000000 0.00000000 I-B-6 982,031.72 999.~~98325920~~96728212 0.~~01597708~~01623165 0.00000000 0.00000000 II-A 43,968,000.00 ~~948~~927.~~75664074~~21124500 0.00000000 2132.~~54539574~~71799104 0.00000000 II-M-1 3,314,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-M-2 2,246,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-B 2,082,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-X 3,178,796.37 ~~1053~~1095.~~50595012~~45604835 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Class Realized Total Ending Ending Total Loss Principal Certificate Certificate Principal Reduction Balance Percentage Distribution I-1A-1 0.00000000 114.~~95421738~~62031934 ~~971~~967.~~86300815~~24268873 0.~~97186301~~96724269 114.~~95421738~~62031934 I-1A-2 0.00000000 114.~~95421724~~62031944 ~~971~~967.~~86300794~~24268886 0.~~97186301~~96724269 114.~~95421724~~62031944 I-1X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-2A-1 0.00000000 026.~~06168653~~72162675 ~~974~~947.~~59440186~~87277492 0.~~97459440~~94787277 026.~~06168653~~72162675 I-2A-2 0.00000000 026.~~06168549~~72162583 ~~974~~947.~~59440230~~87277434 0.~~97459440~~94787277 026.~~06168549~~72162583 I-2X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-3A-1 0.00000000 2322.~~43019236~~00780582 ~~976~~954.~~24575898~~23795316 0.~~97624576~~95423795 2322.~~43019236~~00780582 I-3A-2 0.00000000 2322.~~43019372~~00780628 ~~976~~954.~~24575916~~23795288 0.~~97624576~~95423795 2322.~~43019372~~00780628 I-3X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 I-B-1 0.00000000 0.~~01597607~~01622984 999.~~96727932~~95104948 0.~~99996728~~99995105 0.~~01597607~~01622984 I-B-2 0.00000000 0.~~01597528~~01622991 999.~~96727812~~95104821 0.~~99996728~~99995105 0.~~01597528~~01622991 I-B-3 0.00000000 0.~~01597521~~01622962 999.~~96727984~~95105023 0.~~99996728~~99995105 0.~~01597521~~01622962 I-B-4 0.00000000 0.~~01597583~~01622961 999.~~96727795~~95104834 0.~~99996728~~99995105 0.~~01597583~~01622961 I-B-5 0.00000000 0.~~01597392~~01622657 999.~~96727791~~95105134 0.~~99996728~~99995105 0.~~01597392~~01622657 I-B-6 0.00000000 0.~~01597708~~01623165 999.~~96728212~~95105046 0.~~99996728~~99995105 0.~~01597708~~01623165 II-A 0.00000000 2132.~~54539574~~71799104 ~~927~~894.~~21124500~~49325396 0.~~92721124~~89449325 2132.~~54539574~~71799104 II-M-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 II-M-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 II-B 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 II-X 0.00000000 0.00000000 ~~1095~~1134.~~45604835~~61713498 1.~~09545605~~13461713 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 NOTE: All classes per $1,000 denomination.

Interest Distribution Statement Class Accrual Accrual Current Beginning Current Payment of Dates Days Certificate Certificate/ Accrued Unpaid Interest Rate Notional Interest Shortfall (1) Balance I-1A-1 0405/01/07 - 0405/30/07 30 5.~~53842~~53078% ~~115~~113,~~098~~700,~~744~~197.8505 ~~531~~524,~~221~~042.1862 0.00 I-1A-2 0405/01/07 - 0405/30/07 30 5.~~53842~~53078% 2726,~~009~~681,~~718~~527.1102 ~~124~~122,~~659~~974.3578 0.00 I-1X 0405/01/07 - 0405/30/07 30 0.54300% ~~142~~140,~~108~~381,~~462~~724.9607 6463,~~304~~522.0873 0.00 I-2A-1 0405/01/07 - 0405/30/07 30 5.69742% 52,~~664~~661,~~567~~233.0791 250,~~043~~027.6775 0.00 I-2A-2 0405/01/07 - 0405/30/07 30 5.69742% 4,~~574~~573,~~061~~771.0253 21,~~716~~715.9759 0.00 I-2X 0405/01/07 - 0405/30/07 30 0.64400% 57,~~238~~235,~~628~~005.0943 30,~~718~~716.0612 0.00 I-3A-1 0405/01/07 - 0405/30/07 30 5.~~99970~~98748% 21,~~982~~467,~~874~~644.1724 ~~109~~107,~~908~~114.9417 0.00 I-3A-2 0405/01/07 - 0405/30/07 30 5.~~99970~~98748% 1,~~909~~864,~~381~~629.0740 9,~~546~~303.4369 0.00 I-3X 0405/01/07 - 0405/30/07 30 0.07200% 23,~~892~~332,~~255~~273.2464 1,~~433~~399.5494 0.00 I-B-1 0405/01/07 - 0405/30/07 30 6.~~14764~~14149% 5,516,~~907~~819.6248 28,~~263~~234.3059 0.00 I-B-2 0405/01/07 - 0405/30/07 30 6.~~14764~~14149% 4,044,~~932~~867.2664 20,~~722~~701.3227 0.00 I-B-3 0405/01/07 - 0405/30/07 30 6.~~14764~~14149% 3,065,~~948~~899.6668 15,~~706~~691.9600 0.00 I-B-4 0405/01/07 - 0405/30/07 30 6.~~14764~~14149% 3,309,~~944~~891.5769 16,~~956~~939.9673 0.00 I-B-5 0405/01/07 - 0405/30/07 30 6.~~14764~~14149% 1,226,~~979~~959.4585 6,~~285~~279.8647 0.00 I-B-6 0405/01/07 - 0405/30/07 30 6.~~14764~~14149% ~~982~~981,~~015~~999.2859 5,~~030~~025.9079 0.00 II-A 0405/25/07 - 0506/24/07 3031 5.62000% 4140,~~714~~767,~~931~~624.9802 ~~195~~197,~~364~~292.9365 0.00 II-M-1 0405/25/07 - 0506/24/07 3031 6.22000% 3,314,000.00 17,~~177~~750.5715 0.00 II-M-2 0405/25/07 - 0506/24/07 3031 7.32000% 2,246,000.00 1314,~~700~~157.6029 0.00 II-B 0405/25/07 - 0506/24/07 3031 7.32000% 2,082,000.00 1213,~~700~~123.2054 0.00 II-X N/A N/A 0.00000% 3,~~348~~482,~~880~~231.8971 0.00 0.00 R N/A N/A 0.00000% 0.00 0.00 0.00 Totals 1,~~475~~466,~~461~~012.8287 0.00

Interest Distribution Statement (continued) Class Current Non-Supported Total Remaining Ending Interest Interest Interest Unpaid Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance I-1A-1 0.00 0.00 ~~531~~524,~~221~~042.1862 0.00 113,~~700~~159,~~197~~656.0564 I-1A-2 0.00 0.00 ~~124~~122,~~659~~974.3578 0.00 26,~~681~~554,~~527~~680.0278 I-1X 0.00 0.00 6463,~~304~~522.0873 0.00 ~~140~~139,~~381~~714,~~724~~337.0742 I-2A-1 0.00 0.00 250,~~043~~027.6775 0.00 5251,~~661~~217,~~233~~357.9152 I-2A-2 0.00 0.00 21,~~716~~715.9759 0.00 4,~~573~~448,~~771~~366.5393 I-2X 0.00 0.00 30,~~718~~716.0612 0.00 5755,~~235~~665,~~005~~724.4345 I-3A-1 0.00 0.00 ~~109~~107,~~908~~114.9417 0.00 2120,~~467~~983,~~644~~692.2459 I-3A-2 0.00 0.00 9,~~546~~303.4369 0.00 1,~~864~~822,~~629~~594.4049 I-3X 0.00 0.00 1,~~433~~399.5494 0.00 2322,~~332~~806,~~273~~287.6408 I-B-1 0.00 0.00 28,~~263~~234.3059 0.00 5,516,~~819~~729.4894 I-B-2 0.00 0.00 20,~~722~~701.3227 0.00 4,044,~~867~~801.6499 I-B-3 0.00 0.00 15,~~706~~691.9600 0.00 3,065,~~899~~849.6892 I-B-4 0.00 0.00 16,~~956~~939.9673 0.00 3,309,~~891~~837.6997 I-B-5 0.00 0.00 6,~~285~~279.8647 0.00 1,226,~~959~~939.8594 I-B-6 0.00 0.00 5,~~030~~025.9079 0.00 981,~~999~~983.5965 II-A 0.00 0.00 ~~195~~197,~~364~~292.9365 0.00 4039,~~767~~329,~~624~~079.0239 II-M-1 0.00 0.00 17,~~177~~750.5715 0.00 3,314,000.00 II-M-2 0.00 0.00 1314,~~700~~157.6029 0.00 2,246,000.00 II-B 0.00 0.00 1213,~~700~~123.2054 0.00 2,082,000.00 II-X 0.00 0.00 0.00 0.00 3,~~482~~606,~~231~~716.7183 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~475~~466,~~461~~012.8287 0.00 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Interest Distribution Factors Statement Class Original Current Beginning Current Payment of Face Certificate Certificate/ Accrued Unpaid Interest Amount Rate Notional Interest Shortfall (1) Balance I-1A-1 116,992,000.00 5.~~53842~~53078% ~~983~~971.~~81722554~~86300815 4.~~54066244~~47930303 0.00000000 I-1A-2 27,454,000.00 5.~~53842~~53078% ~~983~~971.~~81722554~~86300794 4.~~54066256~~47930283 0.00000000 I-1X 0.00 0.54300% ~~983~~971.~~81722554~~86300811 0.~~44517730~~43976801 0.00000000 I-2A-1 54,034,000.00 5.69742% 974.~~65608820~~59440186 4.~~62752471~~62723008 0.00000000 I-2A-2 4,693,000.00 5.69742% 974.~~65608779~~59440230 4.~~62752397~~62722992 0.00000000 I-2X 0.00 0.64400% 974.~~65608817~~59440172 0.~~52306537~~52303234 0.00000000 I-3A-1 21,990,000.00 5.~~99970~~98748% ~~999~~976.~~67595134~~24575898 4.~~99813279~~87104002 0.00000000 I-3A-2 1,910,000.00 5.~~99970~~98748% ~~999~~976.~~67595288~~24575916 4.~~99813089~~87104188 0.00000000 I-3X 0.00 0.07200% ~~999~~976.~~67595146~~24575900 0.~~05998075~~05857490 0.00000000 I-B-1 5,517,000.00 6.~~14764~~14149% 999.~~98325539~~96727932 5.~~12294725~~11774334 0.00000000 I-B-2 4,045,000.00 6.~~14764~~14149% 999.~~98325340~~96727812 5.~~12294685~~11774289 0.00000000 I-B-3 3,066,000.00 6.~~14764~~14149% 999.~~98325506~~96727984 5.~~12294847~~11774299 0.00000000 I-B-4 3,310,000.00 6.~~14764~~14149% 999.~~98325378~~96727795 5.~~12294864~~11774320 0.00000000 I-B-5 1,227,000.00 6.~~14764~~14149% 999.~~98325183~~96727791 5.~~12295029~~11774246 0.00000000 I-B-6 982,031.72 6.~~14764~~14149% 999.~~98325920~~96728212 5.~~12295061~~11774711 0.00000000 II-A 43,968,000.00 5.62000% ~~948~~927.~~75664074~~21124500 4.~~44334357~~48718727 0.00000000 II-M-1 3,314,000.00 6.22000% 1000.00000000 5.~~18333434~~35611044 0.00000000 II-M-2 2,246,000.00 7.32000% 1000.00000000 6.~~10000000~~30333482 0.00000000 II-B 2,082,000.00 7.32000% 1000.00000000 6.~~10000000~~30333333 0.00000000 II-X 3,178,796.37 0.00000% ~~1053~~1095.~~50595012~~45604835 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000

Interest Distribution Factors Statement (continued) Class Current Non-Supported Total Remaining Unpaid Ending Interest Interest Interest Interest Certificate/ Shortfall(1) Shortfall Distribution Shortfall(1) Notional Balance I-1A-1 0.00000000 0.00000000 4.~~54066244~~47930303 0.00000000 ~~971~~967.~~86300815~~24268873 I-1A-2 0.00000000 0.00000000 4.~~54066256~~47930283 0.00000000 ~~971~~967.~~86300794~~24268886 I-1X 0.00000000 0.00000000 0.~~44517730~~43976801 0.00000000 ~~971~~967.~~86300811~~24268876 I-2A-1 0.00000000 0.00000000 4.~~62752471~~62723008 0.00000000 ~~974~~947.~~59440186~~87277492 I-2A-2 0.00000000 0.00000000 4.~~62752397~~62722992 0.00000000 ~~974~~947.~~59440230~~87277434 I-2X 0.00000000 0.00000000 0.~~52306537~~52303234 0.00000000 ~~974~~947.~~59440172~~87277487 I-3A-1 0.00000000 0.00000000 4.~~99813279~~87104002 0.00000000 ~~976~~954.~~24575898~~23795316 I-3A-2 0.00000000 0.00000000 4.~~99813089~~87104188 0.00000000 ~~976~~954.~~24575916~~23795288 I-3X 0.00000000 0.00000000 0.~~05998075~~05857490 0.00000000 ~~976~~954.~~24575900~~23795314 I-B-1 0.00000000 0.00000000 5.~~12294725~~11774334 0.00000000 999.~~96727932~~95104948 I-B-2 0.00000000 0.00000000 5.~~12294685~~11774289 0.00000000 999.~~96727812~~95104821 I-B-3 0.00000000 0.00000000 5.~~12294847~~11774299 0.00000000 999.~~96727984~~95105023 I-B-4 0.00000000 0.00000000 5.~~12294864~~11774320 0.00000000 999.~~96727795~~95104834 I-B-5 0.00000000 0.00000000 5.~~12295029~~11774246 0.00000000 999.~~96727791~~95105134 I-B-6 0.00000000 0.00000000 5.~~12295061~~11774711 0.00000000 999.~~96728212~~95105046 II-A 0.00000000 0.00000000 4.~~44334357~~48718727 0.00000000 ~~927~~894.~~21124500~~49325396 II-M-1 0.00000000 0.00000000 5.~~18333434~~35611044 0.00000000 1000.00000000 II-M-2 0.00000000 0.00000000 6.~~10000000~~30333482 0.00000000 1000.00000000 II-B 0.00000000 0.00000000 6.~~10000000~~30333333 0.00000000 1000.00000000 II-X 0.00000000 0.00000000 0.00000000 0.00000000 ~~1095~~1134.~~45604835~~61713498 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable. NOTE: All classes per $1,000 denomination.

Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 45,~~769~~731,~~099~~442.9940 Reserve Funds and Credit Enhancements 0.00 Proceeds from Repurchased Loans 0.00 Servicer Advances 3121,~~064~~754.3140 Gains & Subsequent Recoveries (Realized Losses) 0.00 Total Deposits 45,~~800~~753,~~164~~196.3080 Withdrawals Reserve Funds and Credit Enhancements 0.00 Total Administration Fees 8685,~~761~~690.4760 Payment of Interest and Principal 45,~~713~~667,~~402~~506.8320 Total Withdrawals (Pool Distribution Amount) 45,~~800~~753,~~164~~196.3080 Ending Balance 0.00 Servicer Advances are calculated as delinquent scheduled principal and interest.

ADMINISTRATION FEES Gross Servicing Fee* 7271,~~249~~433.5315 Lender Paid Mortgage Insurance** 14,~~511~~257.9445 Supported Prepayment/Curtailment Interest Shortfall 0.00 Total Administration Fees 8685,~~761~~690.4760 *Servicer Payees include: HOMEBANC MORTGAGE CORPORATION NOTE: **Lender Paid Mortgage Insurance Payees include: Mortgage Guaranty, PMI, Radian.

Collateral Statement Group Group I Group II Collateral Description Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~469233~~463150 8.~~976350~~982454 Weighted Average Net Rate 6.~~219233~~213150 8.~~476350~~482454 Weighted Average Pass-Through Rate 6.~~147090~~141593 8.~~476350~~482454 Weighted Average Remaining Term ~~358~~357 243 Principal And Interest Constant 1,~~305~~291,~~177~~639.6500 ~~395~~388,~~043~~633.5694 Beginning Loan Count ~~592~~588 1,~~140~~124 Loans Paid in Full 46 1622 Ending Loan Count ~~588~~582 1,~~124~~102 Beginning Scheduled Balance ~~241~~239,~~386~~095,~~074~~441.1307 5251,~~705~~891,~~812~~855.8773 Ending Scheduled Balance ~~239~~236,~~095~~332,~~441~~492.0737 5150,~~891~~577,~~855~~796.7322 Actual Ending Collateral Balance ~~239~~236,~~097~~333,~~818~~743.0222 5150,~~892~~577,~~047~~949.7486 Scheduled Principal 3,~~858~~880.5994 ~~788~~203.7275 Unscheduled Principal 2,~~286~~759,~~774~~067.4776 ~~813~~1,~~168~~313,855.4276 Negative Amortized Principal 0.00 0.00 Scheduled Interest 1,~~301~~287,~~319~~758.06 ~~394~~388,~~254~~430.8419 Servicing Fees 5049,~~288~~811.7754 21,~~960~~621.7661 Master Servicing Fees 0.00 0.00 Trustee Fee 0.00 0.00 FRY Amount 0.00 0.00 Special Hazard Fee 0.00 0.00 Other Fee 14,~~511~~257.9445 0.00 Pool Insurance Fee 0.00 0.00 Spread 1 0.00 0.00 Spread 2 0.00 0.00 Spread 3 0.00 0.00 Net Interest 1,~~236~~223,~~518~~689.3507 ~~372~~366,~~294~~808.0858 Realized Loss Amount 0.00 0.00 Cumulative Realized Loss 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 Special Servicing Fee 0.00 0.00

Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 6.~~918547~~912418 Weighted Average Net Rate 6.~~623744~~617836 Weighted Average Pass-Through Rate 6.~~564530~~559039 Weighted Average Remaining Term ~~338~~337 Principal And Interest Constant 1,~~700~~680,~~221~~272.2194 Beginning Loan Count 1,~~732~~712 Loans Paid in Full 2028 Ending Loan Count 1,~~712~~684 Beginning Scheduled Balance ~~294~~290,~~091~~987,~~887~~296.0080 Ending Scheduled Balance ~~290~~286,~~987~~910,~~296~~288.8059 Actual Ending Collateral Balance ~~290~~286,~~989~~911,~~865~~693.7608 Scheduled Principal 4,~~647~~084.3169 Unscheduled Principal 34,~~099~~072,~~942~~923.8952 Negative Amortized Principal 0.00 Scheduled Interest 1,~~695~~676,~~573~~188.9025 Servicing Fees 7271,~~249~~433.5315 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 14,~~511~~257.9445 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 1,~~608~~590,~~812~~497.4365 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Special Servicing Fee 0.00

Additional Reporting - Group Level Structural Reporting Group II Excess Spread 0.00 Extra Principal Distribution Amount ~~133~~124,~~350~~485.8212 Overcollateralization Amount 3,~~482~~606,~~231~~716.7183 Overcollateralization Deficiency Amount ~~407~~283,~~772~~287.8372 Overcollateralization Release Amount 0.00 Overcollateralization Target Amount 3,890,004.54 Trigger Event Reporting Group II Cumulative Loss Trigger Event Trigger Result Pass Calculated Value 0.000000% Threshold Value 2.550000% Delinquency Event Trigger Result Pass Calculated Value 0.~~000000~~115597% Threshold Value 4.~~073094~~225681% Trigger Event Trigger Result N/A

Delinquency Status DELINQUENT BANKRUPTCY FORECLOSURE REO Total No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2917 0 0 0 2917 42,~~932~~182,~~643~~578.1704 0.00 0.00 0.00 42,~~932~~182,~~643~~578.1704 60 Days 010 0 0 0 010 01,218,899.0047 0.00 0.00 0.00 01,218,899.0047 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2927 0 0 0 2927 43,~~932~~401,~~643~~477.1751 0.00 0.00 0.00 43,~~932~~401,~~643~~477.1751 No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~693925~~009501% 0.000000% 0.000000% 0.000000% 1.~~693925~~009501% 10.~~695140~~760718% 0.000000% 0.000000% 0.000000% 10.~~695140~~760718% 60 Days 0.~~000000~~593824% 0.000000% 0.000000% 0.000000% 0.~~000000~~593824% 0.~~000000~~424836% 0.000000% 0.000000% 0.000000% 0.~~000000~~424836% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~693925~~603325% 0.000000% 0.000000% 0.000000% 1.~~693925~~603325% 1.~~695140~~185554% 0.000000% 0.000000% 0.000000% 1.~~695140~~185554%

Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3121,~~064~~754.3140

Delinquency Status By Group DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 165 0 0 0 165 41,~~272~~612,~~288~~731.4435 0.00 0.00 0.00 41,~~272~~612,~~288~~731.4435 60 Days 07 0 0 0 07 01,043,499.0047 0.00 0.00 0.00 01,043,499.0047 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1612 0 0 0 1612 42,~~272~~656,~~288~~230.4482 0.00 0.00 0.00 42,~~272~~656,~~288~~230.4482 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 20.~~721088~~859107% 0.000000% 0.000000% 0.000000% 20.~~721088~~859107% 10.~~786855~~682399% 0.000000% 0.000000% 0.000000% 10.~~786855~~682399% 60 Days 01.~~000000~~202749% 0.000000% 0.000000% 0.000000% 01.~~000000~~202749% 0.~~000000~~441539% 0.000000% 0.000000% 0.000000% 0.~~000000~~441539% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.~~721088~~061856% 0.000000% 0.000000% 0.000000% 2.~~721088~~061856% 1.~~786855~~123938% 0.000000% 0.000000% 0.000000% 1.~~786855~~123938% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No. of Loans No. of Loans No. of Loans No. of Loans No. of Loans Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance Scheduled Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1312 0 0 0 1312 ~~660~~569,~~354~~846.7369 0.00 0.00 0.00 ~~660~~569,~~354~~846.7369 60 Days 03 0 0 0 03 0175,400.00 0.00 0.00 0.00 0175,400.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1315 0 0 0 1315 ~~660~~745,~~354~~246.7369 0.00 0.00 0.00 ~~660~~745,~~354~~246.7369 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~156584~~088929% 0.000000% 0.000000% 0.000000% 1.~~156584~~088929% 1.~~272559~~126674% 0.000000% 0.000000% 0.000000% 1.~~272559~~126674% 60 Days 0.~~000000~~272232% 0.000000% 0.000000% 0.000000% 0.~~000000~~272232% 0.~~000000~~346792% 0.000000% 0.000000% 0.000000% 0.~~000000~~346792% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~156584~~361162% 0.000000% 0.000000% 0.000000% 1.~~156584~~361162% 1.~~272559~~473466% 0.000000% 0.000000% 0.000000% 1.~~272559~~473466%

Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Scheduled Principal Scheduled Group Count Balance Balance Count Balance Balance Group I 46 2,~~085~~552,~~000~~900.00 2,~~085~~552,~~000~~900.00 0 0.00 0.00 Group II 1622 1,~~008~~053,~~850~~650.00 ~~684~~1,~~703~~027,906.6070 0 0.00 0.00 Total 2028 3,~~093~~606,~~850~~550.00 23,~~769~~580,~~703~~806.6070 0 0.00 0.00

Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Scheduled Principal Scheduled Curtailment Group Count Balance Balance Count Balance Balance Amount Group I 0 0.00 0.00 0 0.00 0.00 ~~201~~206,~~774~~167.4776 Group II 0 0.00 0.00 0 0.00 0.00 ~~129~~285,~~060~~959.1738 Total 0 0.00 0.00 0 0.00 0.00 ~~330~~492,~~834~~127.6414

Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group I ~~0023168297~~0022910772 FL 7562.16 01-Mar-2006 1,336,500.00 1,336,500.00 Group I 0022946487 GA 76.19 01-Apr-2007 ~~412~~422,500.00 ~~412~~422,500.00 Group I ~~0023171374~~0023150618 FLGA 6279.5098 01-~~May~~Mar-2007 ~~600~~79,~~000~~900.00 ~~600~~79,~~000~~900.00 Group I ~~0024129108~~0023161243 GA 9575.00 01-~~Mar~~Apr-2007 ~~522~~111,~~500~~750.00 ~~522~~111,~~500~~750.00 Group I ~~0024186231~~0023176183 FL 5065.4600 01-Apr-2007 485,350.00 485,350.00 Group I 0024252595 GA 79.96 01-May-2007 ~~550~~116,~~000~~900.00 ~~550~~116,900.00 Group II 0023103948 FL 79.99 01-Mar-2007 20,000.00 500.00 Group II ~~0023100779~~0023108038 GAFL 4779.8098 01-~~Apr~~Jan-2007 ~~240~~29,~~100~~500.00 029,500.00 Group II ~~0023101090~~0023110273 FL 80.00 01-Feb-2007 21,300.00 21,300.00 Group II 0023112535 FL 79.98 01-Jan-2007 ~~109~~27,~~200~~050.00 ~~109~~25,~~200~~845.78 Group II 0023113871 GA 79.77 01-Feb-2007 10,000.00 5,038.94 Group II ~~0023109507~~0023118524 GA 7477.2635 01-Jan-2007 8011,~~550~~600.00 8011,~~550~~600.00 Group II ~~0023121684~~0023123789 FLGA 5979.98 01-Jan-2007 4912,~~000~~850.00 4912,~~000~~850.00 Group II ~~0023122989~~0023124787 FL 8079.0099 01-Jan-2007 2556,~~500~~100.00 2556,~~500~~099.0033 Group II ~~0023123086~~0023132046 FL 8079.0099 01-~~Feb~~Mar-2007 1522,~~500~~350.00 022,350.00 Group II ~~0023127954~~0023133556 GA 80.00 01-Feb-2007 ~~113~~31,~~500~~800.00 ~~113~~31,~~500~~800.00 Group II ~~0023131030~~0023133952 FL 80.00 01-Mar-2007 100,000.00 100,000.00 Group II 0023135858 NC 79.9599 01-Feb-2007 1677,~~150~~350.00 1677,~~063~~350.8700 Group II ~~0023144108~~0023136740 GA 80.00 01-~~Mar~~Feb-2007 2482,~~400~~500.00 2482,~~400~~500.00 Group II ~~0023150212~~0023136906 FLGA 80.00 01-Mar-2007 6751,~~000~~200.00 6751,~~000~~200.00 Group II ~~0023163462~~0023140460 GAFL 80.00 01-~~Apr~~Feb-2007 5841,~~500~~600.00 5841,~~494~~600.3800 Group II ~~0023177348~~0023144512 FL 7965.9800 01-~~May~~Mar-2007 2066,~~100~~200.00 2066,~~100~~170.0088 Group II ~~0024220295~~0023146343 NCFL 80.00 01-~~Jan~~Mar-2007 4942,~~050~~500.00 042,500.00 Group II ~~0024225732~~0023160476 NCFL 80.00 01-~~Feb~~Apr-2007 5294,~~800~~000.00 3294,~~800~~000.00 Group II ~~0024227431~~0023161250 FLGA 8075.00 01-~~Feb~~Apr-2007 5337,~~500~~250.00 5337,~~500~~241.0045 Group II ~~0024244816~~0023163512 GA 7980.9900 01-Apr-2007 3442,000.00 3442,000.00 Group II 0024234700 FL 45.85 01-Mar-2007 129,900.00 129,900.00 Group II 0024249997 NC 80.00 01-May-2007 46,600.00 46,550.00

Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group I ~~0023168297~~0022910772 Loan Paid in Full 0 86.~~500~~750% 360 115 Group I ~~0023171374~~0022946487 Loan Paid in Full ~~(1)~~0 6.~~500~~125% 360 12 Group I ~~0024129108~~0023150618 Loan Paid in Full 0 78.~~250~~000% 360 23 Group I ~~0024186231~~0023161243 Loan Paid in Full (1) 68.~~875~~500% 360 2 Group I 0023176183 Loan Paid in Full 1 8.375% 360 2 Group I 0024252595 Loan Paid in Full 0 8.375% 360 2 Group II ~~0023100779~~0023103948 Loan Paid in Full (1) 8.000% 240 ~~240~~3 Group II ~~0023101090~~0023108038 Loan Paid in Full 01 8.~~750~~875% 240 45 Group II ~~0023109507~~0023110273 Loan Paid in Full 0 89.~~500~~750% 240 4 Group II ~~0023121684~~0023112535 Loan Paid in Full ~~(1)~~0 9.~~250~~000% 240 45 Group II ~~0023122989~~0023113871 Loan Paid in Full (1) 7.875% 240 4 Group II ~~0023123086~~0023118524 Loan Paid in Full (1) 8.~~625~~125% 240 ~~240~~5 Group II ~~0023127954~~0023123789 Loan Paid in Full (1) 8.375% 240 35 Group II ~~0023131030~~0023124787 Loan Paid in Full 0 9.250% 240 5 Group II 0023132046 Loan Paid in Full 0 9.375% 240 3 Group II ~~0023144108~~0023133556 Loan Paid in Full 0 8.250% 240 24 Group II ~~0023150212~~0023133952 Loan Paid in Full ~~(1)~~0 89.375% 240 23 Group II ~~0023163462~~0023135858 Loan Paid in Full (1) 8.~~500~~125% 240 14 Group II ~~0023177348~~0023136740 Loan Paid in Full ~~(1)~~0 8.~~875~~125% 240 14 Group II ~~0024220295~~0023136906 Loan Paid in Full 0 8.~~750~~375% 240 3 Group II 0023140460 Loan Paid in Full (1) 9.125% 240 4 Group II ~~0024225732~~0023144512 Loan Paid in Full 0 816.250% ~~240~~360 3 Group II ~~0024227431~~0023146343 Loan Paid in Full 0 9.~~000~~375% 240 3 Group II ~~0024244816~~0023160476 Loan Paid in Full 0 9.250% 240 2 Group II 0023161250 Loan Paid in Full (1) 17.750% 360 2 Group II 0023163512 Loan Paid in Full 0 8.~~875~~250% 240 2 Group II 0024234700 Loan Paid in Full (1) 8.375% 240 3 Group II 0024249997 Loan Paid in Full 0 9.750% 240 2

Prepayment Rates

Summary SMM CPR PSA Current Month 1.~~054~~400% Current Month 1115.~~941~~562% Current Month 2,~~694~~458.~~792~~205% 3 Month Average 01.~~000~~466% 3 Month Average 016.~~000~~161% 3 Month Average 04,608.~~000~~029% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jun-2006 N/A N/A Jun-2006 N/A N/A~~ Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 20.980% N/A Apr-2007 8,671.091% N/A May-2007 11.941% N/A May-2007 2,694.792% N/A Jun-2007 15.562% N/A Jun-2007 2,458.205% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group I SMM CPR PSA Current Month 01.~~947~~154% Current Month 1013.~~794~~002% Current Month 2,~~473~~083.~~955~~367% 3 Month Average 01.~~000~~221% 3 Month Average 013.~~000~~670% 3 Month Average 03,964.~~000~~149% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jun-2006 N/A N/A Jun-2006 N/A N/A~~ Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 17.213% N/A Apr-2007 7,335.123% N/A May-2007 10.794% N/A May-2007 2,473.955% N/A Jun-2007 13.002% N/A Jun-2007 2,083.367% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group II SMM CPR PSA Current Month 12.~~543~~532% Current Month 1726.~~021~~490% Current Month 3,~~587~~924.~~986~~124% 3 Month Average 02.~~000~~576% 3 Month Average 026.~~000~~508% 3 Month Average 06,863.~~000~~619% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs. 12mo Average* PSA: Current vs. 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. ~~Jun-2006 N/A N/A Jun-2006 N/A N/A~~ Jul-2006 N/A N/A Jul-2006 N/A N/A Aug-2006 N/A N/A Aug-2006 N/A N/A Sep-2006 N/A N/A Sep-2006 N/A N/A Oct-2006 N/A N/A Oct-2006 N/A N/A Nov-2006 N/A N/A Nov-2006 N/A N/A Dec-2006 N/A N/A Dec-2006 N/A N/A Jan-2007 N/A N/A Jan-2007 N/A N/A Feb-2007 N/A N/A Feb-2007 N/A N/A Mar-2007 N/A N/A Mar-2007 N/A N/A Apr-2007 36.014% N/A Apr-2007 13,078.746% N/A May-2007 17.021% N/A May-2007 3,587.986% N/A Jun-2007 26.490% N/A Jun-2007 3,924.124% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Interest Rate Stratification Summary Group I Current Number of Outstanding Percentage of Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Loans Scheduled Balance(%) Range(%) Balance($) Balance($) < 5.000 0 0.00 0.000 0 0.00 0.000 5.000 5.499 9 6,736,~~778~~523.2420 2.~~315~~348 9 6,736,~~778~~523.2420 2.~~818~~850 5.500 5.999 83 49,~~411~~404,~~520~~348.5067 1617.~~981~~219 83 49,~~411~~404,~~520~~348.5067 20.~~666~~905 6.000 6.499 ~~150~~149 8079,~~536~~972,~~682~~514.1004 27.~~677~~874 ~~150~~149 8079,~~536~~972,~~682~~514.1004 33.~~684~~839 6.500 6.999 ~~119~~118 5250,~~312~~919,~~002~~579.2717 17.~~977~~748 ~~118~~117 5250,~~275~~883,~~502~~079.2717 21.~~864~~530 7.000 7.499 87 26,~~411~~408,~~742~~806.5024 9.~~077~~205 86 26,~~397~~394,~~042~~206.5024 11.~~040~~168 7.500 7.999 ~~106~~105 12,~~259~~217,~~238~~568.7477 4.~~213~~258 55 10,~~211~~210,~~280~~040.1036 4.~~271~~320 8.000 8.499 ~~423~~411 2726,~~434~~198,~~075~~602.3309 9.~~428~~131 7774 1110,~~477~~795,~~659~~078.9585 4.~~800~~568 8.500 8.999 ~~397~~395 20,~~483~~263,~~355~~041.3968 7.~~039~~063 109 21,~~048~~936,~~975~~701.4184 0.~~857~~819 9.000 9.499 ~~165~~158 7,~~560~~174,~~878~~080.7741 2.~~598~~500 0 0.00 0.000 9.500 9.999 ~~130~~128 5,~~280~~159,~~273~~164.7422 1.~~815~~798 0 0.00 0.000 10.000 10.499 1 37,~~484~~448.2741 0.013 0 0.00 0.000 10.500 10.999 1 73,400.00 0.~~025~~026 0 0.00 0.000 11.000 11.499 1 88,000.00 0.~~030~~031 0 0.00 0.000 11.500 11.999 1 40,000.00 0.014 0 0.00 0.000 12.000 12.499 1 76,~~609~~588.4484 0.~~026~~027 0 0.00 0.000 12.500 12.999 2 143,~~241~~229.7595 0.~~049~~050 0 0.00 0.000 13.000 13.499 2 72,200.00 0.025 0 0.00 0.000 13.500 13.999 3 87,~~964~~953.9193 0.~~030~~031 0 0.00 0.000 14.000 14.499 3 401,~~823~~808.5923 0.~~138~~140 0 0.00 0.000 14.500 14.999 6 291,~~948~~913.5153 0.~~100~~102 0 0.00 0.000 15.000 15.499 2 73,246.98 0.~~025~~026 0 0.00 0.000 15.500 15.999 4 192,~~091~~084.6857 0.~~066~~067 0 0.00 0.000 16.000 16.499 43 ~~208~~141,~~436~~241.6103 0.~~072~~049 0 0.00 0.000 16.500 16.999 2 68,~~543~~536.2044 0.024 0 0.00 0.000 17.000 17.499 3 274,~~025~~002.8578 0.~~094~~096 0 0.00 0.000 17.500 17.999 43 ~~351~~314,~~996~~698.7196 0.~~121~~110 0 0.00 0.000 18.000 18.499 0 0.00 0.000 0 0.00 0.000 18.500 18.999 3 79,~~735~~706.7245 0.~~027~~028 0 0.00 0.000 >= 19.000 0 0.00 0.000 0 0.00 0.000 Total 1,~~712~~684 ~~290~~286,~~987~~910,~~296~~288.8059 100.000 ~~588~~582 ~~239~~236,~~095~~332,~~441~~492.0737 100.000

Interest Rate Stratification (continued) Group II Current Number of Outstanding Percentage of Interest Rate Loans Scheduled Balance(%) Range(%) Balance($) < 5.000 0 0.00 0.000 5.000 5.499 0 0.00 0.000 5.500 5.999 0 0.00 0.000 6.000 6.499 0 0.00 0.000 6.500 6.999 1 36,500.00 0.~~070~~072 7.000 7.499 1 14,~~700~~600.00 0.~~028~~029 7.500 7.999 5150 2,~~047~~007,~~958~~528.6441 3.~~947~~969 8.000 8.499 ~~346~~337 15,~~956~~403,~~415~~523.3824 30.~~749~~455 8.500 8.999 ~~387~~386 18,~~434~~326,~~379~~339.9884 3536.~~525~~234 9.000 9.499 ~~165~~158 7,~~560~~174,~~878~~080.7741 14.~~570~~184 9.500 9.999 ~~130~~128 5,~~280~~159,~~273~~164.7422 10.~~176~~200 10.000 10.499 1 37,~~484~~448.2741 0.~~072~~074 10.500 10.999 1 73,400.00 0.~~141~~145 11.000 11.499 1 88,000.00 0.~~170~~174 11.500 11.999 1 40,000.00 0.~~077~~079 12.000 12.499 1 76,~~609~~588.4484 0.~~148~~151 12.500 12.999 2 143,~~241~~229.7595 0.~~276~~283 13.000 13.499 2 72,200.00 0.~~139~~143 13.500 13.999 3 87,~~964~~953.9193 0.~~170~~174 14.000 14.499 3 401,~~823~~808.5923 0.~~774~~794 14.500 14.999 6 291,~~948~~913.5153 0.~~563~~577 15.000 15.499 2 73,246.98 0.~~141~~145 15.500 15.999 4 192,~~091~~084.6857 0.~~370~~380 16.000 16.499 43 ~~208~~141,~~436~~241.6103 0.~~402~~279 16.500 16.999 2 68,~~543~~536.2044 0.~~132~~136 17.000 17.499 3 274,~~025~~002.8578 0.~~528~~542 17.500 17.999 43 ~~351~~314,~~996~~698.7196 0.~~678~~622 18.000 18.499 0 0.00 0.000 18.500 18.999 3 79,~~735~~706.7245 0.~~154~~158 >= 19.000 0 0.00 0.000 Total 1,~~124~~102 5150,~~891~~577,~~855~~796.7322 100.000

Filing Compare · HomeBanc 2007-1